Iowa County WI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Iowa County WI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,712 |
| Total Mortgage Loan Application Amount | $254,267,000 |
| Average Mortgage Loan Application Amount | $148,000 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $1,294,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FARMERS SAVINGS BANK 305 DOTY ST MINERAL POINT, WI 53565 |
* | $ 229,411,000 | 362 | $ 45,252,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 175 | $ 24,520,000 |
| THE PEOPLES COMMUNITY BANK 222 W. COMMERCIAL ST., PO BOX 8 MAZOMANIE, WI 53560 |
* | $ 242,307,000 | 147 | $ 22,543,000 |
| ANCHORBANK FSB 25 WEST MAIN STREET MADISON, WI 53703 |
* | $ 3,067,409,000 | 98 | $ 12,600,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,264,044,000 | 92 | $ 14,765,000 |
| MOUND CITY BANK 25 E PINE STREET PLATTEVILLE, WI 53818 |
* | $ 252,684,000 | 76 | $ 10,837,000 |
| LAKE RIDGE BANK 1205 MAIN STREET MONONA, WI 53528 |
* | $ 796,354,000 | 66 | $ 11,197,000 |
| ROYAL BANK 202 MAIN STREET ELROY, WI 53929 |
* | $ 309,755,000 | 59 | $ 6,854,000 |
| HEARTLAND CREDIT UNION (MADISON) 5325 HIGH CROSSING BLVD MADISON, WI 53718 |
* | $ 176,510,000 | 54 | $ 6,202,000 |
| SUMMIT CREDIT UNION PO BOX 8046 COTTAGE GROVE, WI 53708 |
* | $ 1,735,536,000 | 50 | $ 6,838,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 43 | $ 7,101,000 |
| UNIVERSITY OF WISCONSIN CREDIT UNION 3500 UNIVERSITY AVE MADISON, WI 53705 |
* | $ 1,427,501,000 | 40 | $ 5,049,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 31 | $ 4,557,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 27 | $ 3,559,000 |
| BADGERLAND FINANCIAL, ACA 1430 NORTH RIDGE DRIVE PRAIRIE DU SAC, WI 53578 |
* | $ 10,000,000 | 25 | $ 8,244,000 |
| DUPACO COMMUNITY PO BOX 179 DUBUQUE, IA 52004 |
* | $ 975,137,000 | 16 | $ 2,006,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 15 | $ 1,999,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 15 | $ 3,253,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 14 | $ 1,870,000 |
| SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,270,503,000 | 11 | $ 1,285,000 |
| THE PARK BANK 1815 GREENWAY CROSS MADISON, WI 53713 |
* | $ 769,369,000 | 11 | $ 1,398,000 |
| GUARANTY BANK 501 W NORTHSHORE DR. SUITE 400 GLENDALE, WI 53217 |
* | $ 1,163,507,000 | 10 | $ 1,361,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 9 | $ 1,334,000 |
| JOHNSON BANK 555 MAIN STREET SUITE 490 RACINE, WI 53403 |
* | $ 4,144,525,000 | 7 | $ 1,928,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 7 | $ 1,014,000 |
| DANE COUNTY CREDIT UNION 2160 RIMROCK ROAD MADISON, WI 53713 |
* | $ 120,322,000 | 7 | $ 481,000 |
| STARION BANK 109 1ST STREET NW BISMARCK, ND 58554 |
* | $ 924,641,000 | 6 | $ 1,427,000 |
| MIDDLETON COMMUNITY BANK 3207 PARMENTER ST MIDDLETON, WI 53562 |
* | $ 218,136,000 | 6 | $ 815,000 |
| COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 6 | $ 1,575,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 6 | $ 702,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 709,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 6 | $ 851,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 6 | $ 787,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 6 | $ 566,000 |
| SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 5 | $ 941,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 5 | $ 1,131,000 |
| THE FIRST NATIONAL BANK AND TRUST COMPANY 345 E GRAND AVE BELOIT, WI 53511 |
* | $ 834,525,000 | 5 | $ 510,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 5 | $ 790,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 5 | $ 431,000 |
| UNION BANK & TRUST COMPANY 2 E MAIN STREET EVANSVILLE, WI 53536 |
* | $ 196,640,000 | 5 | $ 827,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 5 | $ 1,012,000 |
| THE BANK OF NEW GLARUS 501 FIRST STREET PO BOX 129 NEW GLARUS, WI 53574 |
* | $ 210,332,000 | 5 | $ 397,000 |
| DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,382,225,000 | 5 | $ 820,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 4 | $ 484,000 |
| WISCONSIN BANK & TRUST 119 JUNCTION RD MADISON, WI 53717 |
* | $ 524,958,000 | 4 | $ 184,000 |
| MONONA BANK 5515 MONONA DRIVE MONONA, WI 53716 |
* | $ 343,542,000 | 4 | $ 994,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 4 | $ 644,000 |
| CITIZENS BANK 328 S SAGINAW ST FLINT, MI 48502 |
* | $ 9,212,296,000 | 4 | $ 472,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 417,187,000 | 4 | $ 375,000 |
| GREAT MIDWEST BANK, S.S.B. 15900 W BLUEMOUND RD BROOKFIELD, WI 53005 |
* | $ 527,078,000 | 4 | $ 628,000 |
| WATERSTONE MORTGAGE CORPORATION N25 W23255 PAUL ROAD PEWAUKEE, WI 53072 |
* | $ 1,603,436,000 | 4 | $ 588,000 |
| WPS COMMUNITY BANK, FSB 5900 GISHOLT DR MADISON, WI 53713 |
* | $ 52,196,000 | 3 | $ 289,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 3 | $ 532,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 3 | $ 585,000 |
| OAK BANK 5951 MCKEE ROAD STE 100 FITCHBURG, WI 53719 |
* | $ 220,479,000 | 3 | $ 491,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 3 | $ 567,000 |
| TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ 35,475,880,000 | 3 | $ 525,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 3 | $ 434,000 |
| NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 DALLAS, TX 77042 |
* | $ 43,942,000 | 3 | $ 476,000 |
| FARMERS & MERCHANTS STATE BANK 210 W. MADISON ST. WATERLOO, WI 53594 |
* | $ 143,792,000 | 3 | $ 419,000 |
| FIRST STATE BANK 706 WASHINGTON STREET MENDOTA, IL 61342 |
* | $ 751,641,000 | 3 | $ 5,400,000 |
| HERITAGE CREDIT UNION 1212 HUXLEY STREET MADISON, WI 53704 |
* | $ 219,503,000 | 2 | $ 215,000 |
| VERVE, A CREDIT UNION 2900 UNIVERSAL ST OSHKOSH, WI 54904 |
* | $ 360,210,000 | 2 | $ 266,000 |
| BANK OF DEERFIELD 15 S. MAIN ST., PO BOX 85 DEERFIELD, WI 53531 |
* | $ 93,458,000 | 2 | $ 410,000 |
| BADGER BANK 220 GRANT ST/PO BOX 26 FORT ATKINSON, WI 53538 |
* | $ 108,149,000 | 2 | $ 262,000 |
| AMERICAN TRUST & SAVINGS BANK 895 MAIN STREET DUBUQUE, IA 52001 |
* | $ 860,893,000 | 2 | $ 243,000 |
| WINTRUST BANK 231 S LASALLE, STE 0100S CHICAGO, IL 60604 |
* | $ 1,737,838,000 | 2 | $ 568,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 2 | $ 303,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 2 | $ 337,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 2 | $ 255,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 2 | $ 230,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 2 | $ 421,000 |
| PEOPLES HOME EQUITY 5205 MARYLAND WAY SUITE 100 BRENTWOOD, TN 37027 |
* | $ 1,065,000 | 2 | $ 282,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 2 | $ 435,000 |
| TALMER BANK AND TRUST 2301 W. BIG BEAVER RD., SUITE 200 TROY, MI 48084 |
* | $ 2,126,678,000 | 2 | $ 201,000 |
| PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 2 | $ 250,000 |
| HOME SAVINGS BANK 2 SOUTH CARROLL ST MADISON, WI 53703 |
* | $ 132,577,000 | 2 | $ 233,000 |
| NORTHWEST BANK 705 GRAND AVE. SPENCER, IA 51301 |
* | $ 863,794,000 | 2 | $ 339,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 2 | $ 552,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 2 | $ 541,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 25,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 1 | $ 225,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 1 | $ 161,000 |
| NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 662,257,000 | 1 | $ 178,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 247,163,000 | 1 | $ 354,000 |
| METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 1 | $ 127,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 120,000 |
| NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 49,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 1 | $ 167,000 |
| FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 1 | $ 290,000 |
| STILLMAN BANCCORP N.A. 101 E. MAIN STREET P.O. BOX 150 STILLMAN VALLEY, IL 61084 |
* | $ 415,949,000 | 1 | $ 152,000 |
| THE BARABOO NATIONAL BANK 101 THIRD AVENUE, PO BOX 50 BARABOO, WI 53913 |
* | $ 766,052,000 | 1 | $ 123,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,241,069,000 | 1 | $ 212,000 |
| FARMERS BANK AND TRUST NA 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 648,887,000 | 1 | $ 127,000 |
| WISCONSIN MORTGAGE CORPORATION PO BOX 942 BROOKFIELD, WI 53008 |
* | $ 10,000,000 | 1 | $ 155,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 126,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 90,000 |
| GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 1 | $ 89,000 |
| CHICAGO BANCORP 300 N ELIZABETH STREET STUITE 3E CHICAGO, IL 60607 |
* | $ 10,000,000 | 1 | $ 124,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 230,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 147,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 12,019,539,000 | 1 | $ 161,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 134,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 168,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 88,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 85,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 171,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 177,000 |
| CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 1 | $ 101,000 |
| MCFARLAND STATE BANK 5990 US HIGHWAY 51 MCFARLAND, WI 53558 |
* | $ 488,152,000 | 1 | $ 760,000 |
| FIDELITY BANK & TRUST 4250 ASBURY ROAD DUBUQUE, IA 52002 |
* | $ 560,055,000 | 1 | $ 3,500,000 |
| UNITED COMMUNITY BANK 105 S MAIN ST POYNETTE, WI 53955 |
* | $ 94,986,000 | 1 | $ 237,000 |
| ROYAL CREDIT UNION 200 RIVERFRONT TERRACE EAU CLAIRE, WI 54703 |
* | $ 1,270,979,000 | 1 | $ 139,000 |
| KOHLER CREDIT UNION 905 S TAYLOR DR SHEBOYGAN, WI 53081 |
* | $ 249,882,000 | 1 | $ 125,000 |
| EMPEOPLE CREDIT UNION 3950 38TH AVENUE MOLINE, IL 61265 |
* | $ 515,461,000 | 1 | $ 50,000 |
| CLEARPOINT FUNDING, INC. 4 TECHNOLOGY DRIVE, SUITE 200 WESTBOROUGH, MA 01581 |
* | $ 10,000,000 | 1 | $ 230,000 |
| BANKIOWA OF CEDAR RAPIDS 7045 C AVE NE CEDAR RAPIDS, IA 52402 |
* | $ 464,395,000 | 1 | $ 138,000 |
| INCREDIBLEBANK 327 N 17TH AVE WAUSAU, WI 54401 |
* | $ 984,440,000 | 1 | $ 308,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 87,000 |
| BLACKHAWK COMMUNITY CREDIT UNION PO BOX 5366 JANESVILLE, WI 53548 |
* | $ 340,608,000 | 1 | $ 135,000 |
| GO MORTGAGE, LLC 15430 W CAPITOL DRIVE WILMINGTON, DE 53005 |
* | $ 10,000,000 | 1 | $ 97,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 219,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Iowa County WI in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,325 | $206,207,000 | $155,000 | $3,500,000 | $80,000 | $1,062,000 |
| Home Purchase | 296 | $41,046,000 | $138,000 | $760,000 | $77,000 | $1,294,000 |
| Home Improvement | 91 | $7,014,000 | $77,000 | $353,000 | $78,000 | $276,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,533 | $219,653,000 | $143,000 | $1,302,000 | $83,000 | $1,294,000 |
| Not Provided | 99 | $13,304,000 | $134,000 | $367,000 | $70,000 | $485,000 |
| Not applicable | 56 | $18,004,000 | $321,000 | $3,500,000 | $16,000 | $269,000 |
| Hispanic | 14 | $1,907,000 | $136,000 | $294,000 | $63,000 | $149,000 |
| Asian | 7 | $1,182,000 | $168,000 | $340,000 | $118,000 | $380,000 |
| American Indian or Alaskan Native | 2 | $117,000 | $58,000 | $111,000 | $97,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $80,000 | $80,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,482 | $221,665,000 | $149,000 | $3,500,000 | $85,000 | $1,294,000 |
| FHA-insured (Federal Housing Administration) | 132 | $17,978,000 | $136,000 | $299,000 | $47,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $9,771,000 | $137,000 | $1,302,000 | $53,000 | $147,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,853,000 | $179,000 | $360,000 | $39,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,151 | $167,236,000 | $145,000 | $3,500,000 | $80,000 | $1,294,000 |
| Application Denied By Financial Institution | 236 | $37,060,000 | $157,000 | $3,500,000 | $70,000 | $383,000 |
| Application Withdrawn By Applicant | 123 | $19,397,000 | $157,000 | $846,000 | $95,000 | $797,000 |
| Application Approved But Not Accepted | 87 | $12,398,000 | $142,000 | $417,000 | $81,000 | $380,000 |
| Loan Purchased By The Institution | 84 | $11,880,000 | $141,000 | $417,000 | $58,000 | $1,062,000 |
| File Closed For Incompleteness | 31 | $6,296,000 | $203,000 | $400,000 | $125,000 | $797,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 47 | $5,467,000 | $116,000 | $231,000 | $73,000 | $383,000 |
| Debt-To-Income Ratio | 46 | $6,141,000 | $133,000 | $560,000 | $51,000 | $194,000 |
| Collateral | 44 | $7,676,000 | $174,000 | $530,000 | $100,000 | $363,000 |
| Other | 21 | $2,626,000 | $125,000 | $312,000 | $72,000 | $255,000 |
| Employment History | 7 | $607,000 | $86,000 | $176,000 | $44,000 | $76,000 |
| Credit Application Incomplete | 6 | $787,000 | $131,000 | $246,000 | $74,000 | $156,000 |
| Unverifiable Information | 4 | $855,000 | $213,000 | $370,000 | $122,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $502,000 | $167,000 | $282,000 | $54,000 | $112,000 |
| Mortgage Insurance Denied | 1 | $108,000 | $108,000 | $108,000 | $93,000 | $93,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.