Iroquois County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Unlock detailed Iroquois County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 921 |
| Total Mortgage Loan Application Amount | $92,657,000 |
| Average Mortgage Loan Application Amount | $100,000 |
| Highest Mortgage Loan Application Amount | $417,000 |
| Average Applicant Income | $64,000 |
| Highest Applicant Income | $652,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION 201 E CHERRY ST WATSEKA, IL 60970 |
* | $ 482,646,000 | 148 | $ 13,390,000 |
| HOMESTAR BANK AND FINANCIAL SERVICES 3 DIVERSATECH DR MANTENO, IL 60950 |
* | $ 365,390,000 | 80 | $ 9,389,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 64 | $ 7,590,000 |
| MAINSOURCE BANK 2105 N STATE RD 3 BYPASS GREENSBURG, IN 47240 |
* | $ 2,729,051,000 | 52 | $ 3,687,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 50 | $ 4,578,000 |
| BUSEY BANK 100 W UNIVERSITY AVE CHAMPAIGN, IL 61820 |
* | $ 3,345,575,000 | 34 | $ 3,734,000 |
| FEDERATED BANK 107 N. CHESTNUT ONARGA, IL 60955 |
* | $ 72,001,000 | 30 | $ 2,645,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 30 | $ 2,828,000 |
| FARMERS STATE BANK OF DANFORTH 200 NORTH FRONT STREET, P.O. BOX 168 DANFORTH, IL 60930 |
* | $ 63,873,000 | 29 | $ 2,716,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 27 | $ 2,564,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 257,112,000 | 24 | $ 2,704,000 |
| PEOPLES BANK OF KANKAKEE COUNTY 315 MAIN NW BOURBONNAIS, IL 60914 |
* | $ 187,919,000 | 22 | $ 2,336,000 |
| COMMONWEALTH CREDIT UNION 563 WM LATHAM DR BOURBONNAIS, IL 60914 |
* | $ 62,184,000 | 21 | $ 1,661,000 |
| CENTRUE BANK 606 BROADWAY COAL CITY, IL 60416 |
* | $ 964,939,000 | 18 | $ 1,510,000 |
| FARMERS-MERCHANTS NATIONAL BANK OF PAXTON 101 N. TAFT ST. PAXTON, IL 60957 |
* | $ 107,450,000 | 18 | $ 1,326,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 16 | $ 1,724,000 |
| STATE BANK OF HERSCHER 10 TOBEY DR PO BOX 68 HERSCHER, IL 60941 |
* | $ 193,805,000 | 14 | $ 1,411,000 |
| FIRST TRUST BANK OF ILLINOIS 275 E. COURT STREET KANKAKEE, IL 60901 |
* | $ 223,115,000 | 9 | $ 959,000 |
| FIRST AMERICAN BANK 80 STRATFORD DRIVE ELK GROVE VILLAGE, IL 60108 |
* | $ 2,704,592,000 | 9 | $ 749,000 |
| FIRST NATIONAL BANK IN PAXTON 106 N. MARKET ST. PAXTON, IL 60957 |
* | $ 72,467,000 | 8 | $ 189,000 |
| PROSPECT BANK PO BOX 400 PARIS, IL 61944 |
* | $ 312,554,000 | 8 | $ 551,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 954,685,000 | 6 | $ 587,000 |
| FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 6 | $ 265,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 6 | $ 390,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 6 | $ 908,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 6 | $ 1,004,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ 100,000,000 | 5 | $ 899,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 5 | $ 443,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,510,045,000 | 5 | $ 632,000 |
| MUNICIPAL TRUST AND SAVINGS BANK PO BOX 146 BOURBONNAIS, IL 60914 |
* | $ 258,350,000 | 5 | $ 325,000 |
| COMMUNITY BANK PO BOX 70 HOOPESTON, IL 60942 |
* | $ 78,813,000 | 4 | $ 138,000 |
| VERMILION VALLEY BANK 4 E PEORIA PO BOX 128 PIPER CITY, IL 60959 |
* | $ 118,848,000 | 4 | $ 362,000 |
| FIRST STATE BANK OF FORREST 133 E. KRACK ST. FORREST, IL 61741 |
* | $ 124,381,000 | 4 | $ 550,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 529,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 4 | $ 238,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 4 | $ 780,000 |
| ASSOCIATED BANK, NATIONAL ASSOCIATION 200 NORTH ADAMS STREET GREEN BAY, WI 54301 |
* | $ 21,715,012,000 | 4 | $ 634,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 585,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ 52,388,000 | 3 | $ 633,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 3 | $ 415,000 |
| FIRST MIDWEST BANK 300 N. HUNT CLUB ROAD GURNEE, IL 60031 |
* | $ 7,848,012,000 | 3 | $ 162,000 |
| BYRON BANK 200 N WALNUT ST BYRON, IL 61010 |
* | $ 223,459,000 | 3 | $ 149,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 3 | $ 315,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 3 | $ 400,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 600,441,000 | 3 | $ 495,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 413,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 2 | $ 165,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 2 | $ 469,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 225,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 106,940,591,000 | 2 | $ 111,000 |
| FIRST NB OF GRANT PARK 119 N. MAIN ST. GRANT PARK, IL 60940 |
* | $ 118,194,000 | 2 | $ 164,000 |
| NATIONAL BANK OF ST. ANNE 158 WEST STATION ST ST. ANNE, IL 60964 |
* | $ 55,530,000 | 2 | $ 66,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 2 | $ 241,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 2 | $ 348,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 2 | $ 65,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 165,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 2 | $ 261,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 2 | $ 450,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 204,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 128,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 2 | $ 116,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 148,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 2 | $ 245,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 2 | $ 146,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ 11,000,000 | 1 | $ 86,000 |
| PERL MORTGAGE, INC. 2936 WEST BELMONT AVE CHICAGO, IL 60618 |
* | $ 11,000,000 | 1 | $ 170,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 107,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ 10,000,000 | 1 | $ 97,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 75,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ 10,000,000 | 1 | $ 180,000 |
| BARRONS MORTGAGE GROUP LTD 3325 SOUTH TRYON STREET CHARLOTTE, NC 28217 |
* | $ 6,353,000 | 1 | $ 200,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 85,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 1 | $ 94,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 76,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 125,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,056,671,000 | 1 | $ 184,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 60,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,887,082,000 | 1 | $ 61,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 1 | $ 190,000 |
| RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ 3,304,000 | 1 | $ 175,000 |
| BMO BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 97,264,044,000 | 1 | $ 80,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 134,000 |
| FIRST BANK & TRUST, IL 101 S CENTRAL AVE PO BOX 880 PARIS, IL 61944 |
* | $ 392,552,000 | 1 | $ 134,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 133,000 |
| ALLIED FIRST BANK,SB 3201 ORCHARD RD OSWEGO, IL 60543 |
* | $ 136,147,000 | 1 | $ 57,000 |
| FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 669,292,000 | 1 | $ 117,000 |
| BBMC MORTGAGE, LLC 100 W. 22ND ST LOMBARD, IL 60148 |
* | $ 149,000,000 | 1 | $ 97,000 |
| THE FIRST NATIONAL BANK OF OGD 102 S EAST AVENUE OGDEN, IL 61859 |
* | $ 92,311,000 | 1 | $ 417,000 |
| THE FIRST NATIONAL BANK OF CAT 202 S SANDUSKY CATLIN, IL 61817 |
* | $ 45,516,000 | 1 | $ 112,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,492,752,000 | 1 | $ 98,000 |
| MIDWEST BANK 200 EAST BROADWAY, P.O. BOX 440 MONMOUTH, IL 61462 |
* | $ 417,673,000 | 1 | $ 114,000 |
| SIGNATURE FEDERAL CREDIT UNION 12 HERBERT ST. ALEXANDRIA, VA 22313 |
* | $ 275,779,000 | 1 | $ 46,000 |
| UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION 2201 S FIRST ST CHAMPAIGN, IL 61820 |
* | $ 263,810,000 | 1 | $ 220,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 1 | $ 63,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 1 | $ 16,000 |
| HICKORY POINT BANK & TRUST FSB 225 N WATER STREET DECATUR, IL 62523 |
* | $ 632,093,000 | 1 | $ 175,000 |
| BLUELEAF LENDING, LLC 112 S SANGAMON STREET 2ND FLOOR CHICAGO, IL 60607 |
* | $ 221,438,000 | 1 | $ 132,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 1,283,070,000 | 1 | $ 90,000 |
| FIRST FEDERAL SAVINGS BANK OF CHAMPAIGN URBANA 1311 S. NEIL ST. CHAMPAIGN, IL 61820 |
* | $ 160,169,000 | 1 | $ 187,000 |
| FIRST FEDERAL SAVINGS BANK 633 LASALLE ST OTTAWA, IL 61350 |
* | $ 398,096,000 | 1 | $ 189,000 |
| KENTLAND BANK 111 N FOURTH ST KENTLAND, IN 47951 |
* | $ 276,379,000 | 1 | $ 40,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 727,866,000 | 1 | $ 155,000 |
| MIDWEST COMMUNITY BANK 510 PARK CREST DR FREEPORT, IL 61032 |
* | $ 206,924,000 | 1 | $ 132,000 |
| FIRST FARMERS STATE BANK 101 S MAIN MINIER, IL 61759 |
* | $ 150,016,000 | 1 | $ 144,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 163,495,000 | 1 | $ 57,000 |
| THE GIFFORD STATE BANK PO BOX 400 GIFFORD, IL 61847 |
* | $ 114,675,000 | 1 | $ 160,000 |
| DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 42,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 1 | $ 181,000 |
| 1ST ADVANTAGE MORTGAGE 701 E 22ND ST, STE 125 LOMBARD, IL 60148 |
* | $ 10,000,000 | 1 | $ 61,000 |
| PROVIDENT FUNDING GROUP INC 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 2,200,000,000 | 1 | $ 101,000 |
| COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ 10,000,000 | 1 | $ 172,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 1 | $ 125,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 1,943,815,000 | 1 | $ 115,000 |
| NORTHWEST BANK OF ROCKFORD 3106 N ROCKTON AVE ROCKFORD, IL 61103 |
* | $ 245,881,000 | 1 | $ 417,000 |
| BANK OF GIBSON CITY 804 S. SANGAMON AVE., PO BOX 311 GIBSON CITY, IL 60936 |
* | $ 66,815,000 | 1 | $ 124,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 297,452,000 | 1 | $ 110,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Iroquois County IL in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 609 | $66,294,000 | $108,000 | $417,000 | $69,000 | $652,000 |
| Home Purchase | 244 | $22,566,000 | $92,000 | $311,000 | $56,000 | $403,000 |
| Home Improvement | 68 | $3,797,000 | $55,000 | $293,000 | $48,000 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 790 | $78,948,000 | $99,000 | $417,000 | $67,000 | $426,000 |
| Not Provided | 65 | $7,338,000 | $112,000 | $377,000 | $58,000 | $261,000 |
| Not applicable | 37 | $3,771,000 | $101,000 | $417,000 | $5,000 | $108,000 |
| Hispanic | 21 | $1,789,000 | $85,000 | $178,000 | $53,000 | $119,000 |
| American Indian or Alaskan Native | 4 | $276,000 | $69,000 | $148,000 | $78,000 | $149,000 |
| Asian | 3 | $443,000 | $147,000 | $164,000 | $273,000 | $652,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $92,000 | $92,000 | $92,000 | $64,000 | $64,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 727 | $72,292,000 | $99,000 | $417,000 | $71,000 | $652,000 |
| FHA-insured (Federal Housing Administration) | 96 | $10,185,000 | $106,000 | $225,000 | $39,000 | $132,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 58 | $4,756,000 | $82,000 | $193,000 | $42,000 | $89,000 |
| VA-guaranteed (Veterans Administration) | 40 | $5,424,000 | $135,000 | $287,000 | $39,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 526 | $51,325,000 | $97,000 | $417,000 | $69,000 | $652,000 |
| Application Denied By Financial Institution | 174 | $17,086,000 | $98,000 | $332,000 | $60,000 | $313,000 |
| Loan Purchased By The Institution | 76 | $8,400,000 | $110,000 | $417,000 | $32,000 | $136,000 |
| Application Withdrawn By Applicant | 71 | $8,131,000 | $114,000 | $287,000 | $65,000 | $288,000 |
| Application Approved But Not Accepted | 54 | $5,211,000 | $96,000 | $320,000 | $69,000 | $426,000 |
| File Closed For Incompleteness | 20 | $2,504,000 | $125,000 | $377,000 | $65,000 | $261,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 42 | $3,179,000 | $75,000 | $220,000 | $48,000 | $142,000 |
| Debt-To-Income Ratio | 33 | $3,037,000 | $92,000 | $290,000 | $44,000 | $162,000 |
| Collateral | 32 | $3,747,000 | $117,000 | $332,000 | $71,000 | $198,000 |
| Credit Application Incomplete | 9 | $947,000 | $105,000 | $208,000 | $75,000 | $143,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $737,000 | $105,000 | $191,000 | $77,000 | $185,000 |
| Other | 6 | $643,000 | $107,000 | $189,000 | $42,000 | $89,000 |
| Unverifiable Information | 3 | $349,000 | $116,000 | $187,000 | $135,000 | $225,000 |
| Employment History | 2 | $53,000 | $26,000 | $46,000 | $32,000 | $36,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.