Iroquois County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Unlock detailed Iroquois County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 673
Total Mortgage Loan Application Amount $66,885,000
Average Mortgage Loan Application Amount $99,000
Highest Mortgage Loan Application Amount $745,000
Average Applicant Income $68,000
Highest Applicant Income $514,000

Mortgage Company List for Lending in Iroquois County IL for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
IROQUOIS FEDERAL SAVINGS AND LOAN ASSOCIATION
201 E CHERRY ST
WATSEKA, IL 60970
* $ 611,493,000 48 $ 4,210,000
FIRST FINANCIAL BANK
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,870,181,000 47 $ 2,465,000
FEDERATED BANK
107 N. CHESTNUT
ONARGA, IL 60955
* $ 89,546,000 35 $ 2,865,000
PETEFISH, SKILES & CO.
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 170,454,000 28 $ 3,530,000
PEOPLES BANK OF KANKAKEE COUNTY
315 MAIN NW
BOURBONNAIS, IL 60914
* $ 197,916,000 22 $ 2,240,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,747,398,000,000 22 $ 2,940,000
HOMESTAR BANK AND FINANCIAL SERVICES
3 DIVERSATECH DR
MANTENO, IL 60950
* $ 358,656,000 20 $ 2,190,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 14 $ 1,830,000
FIRST STATE BANK OF FORREST
133 E. KRACK ST.
FORREST, IL 61741
* $ 190,460,000 13 $ 1,015,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 4,401,191,000 13 $ 1,755,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 13 $ 1,025,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,002,264,000 13 $ 1,285,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 12 $ 940,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 11 $ 925,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,112,397,000 10 $ 1,170,000
PROSPECT BANK
PO BOX 400
PARIS, IL 61944
* $ 480,260,000 10 $ 840,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 10 $ 1,150,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 9 $ 1,185,000
FARMERS STATE BANK OF DANFORTH
200 NORTH FRONT STREET, P.O. BOX 168
DANFORTH, IL 60930
* $ 59,350,000 9 $ 805,000
STATE BANK OF LINCOLN
508 BROADWAY STREET
LINCOLN, IL 62656
* $ 342,347,000 8 $ 780,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 8 $ 910,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST. ANNE, IL 60964
* $ 53,751,000 7 $ 885,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 7 $ 855,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 615,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 410,000
VERMILION VALLEY BANK
4 E PEORIA PO BOX 128
PIPER CITY, IL 60959
* $ 126,779,000 6 $ 390,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 6 $ 360,000
MUNICIPAL TRUST AND SAVINGS BANK
PO BOX 146
BOURBONNAIS, IL 60914
* $ 299,209,000 6 $ 780,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 6 $ 540,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 5 $ 855,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 5 $ 245,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 5 $ 465,000
C.U. FINANCIAL, INC.
16530 106TH COURT
ORLAND PARK, IL 60467
* $ -1,000 5 $ 515,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 625,000
FIRST TRUST BANK OF ILLINOIS
275 E. COURT STREET
KANKAKEE, IL 60901
* $ 245,243,000 5 $ 465,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 4,724,296,000 4 $ 650,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 4 $ 390,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 4 $ 490,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 4 $ 510,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,751,524,000,000 4 $ 220,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 4 $ 400,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 98,729,134,000 4 $ 190,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 480,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 3 $ 355,000
BANK OF GIBSON CITY
804 S. SANGAMON AVE., PO BOX 311
GIBSON CITY, IL 60936
* $ 79,894,000 3 $ 195,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 109,372,608,000 3 $ 415,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 3 $ 395,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 93,722,000 3 $ 565,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,965,945,000 3 $ 145,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 365,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 3 $ 415,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60108
* $ 3,740,932,000 3 $ 325,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 3 $ 205,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ -1,000 3 $ 275,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 3 $ 215,000
FARMERS-MERCHANTS BANK OF ILLINOIS
P.O. BOX 217
JOY, IL 61260
* $ 43,025,000 3 $ 145,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 395,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 3 $ 335,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 3 $ 185,000
FIRST FARMERS BANK & TRUST CO.
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 1,671,238,000 3 $ 285,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 2 $ 170,000
INB, NATIONAL ASSOCIATION
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 899,214,000 2 $ 210,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 2 $ 210,000
FIRST STATE BANK
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,063,418,000 2 $ 250,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 264,496,000 2 $ 40,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 260,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 2 $ 160,000
NORTHWEST BANK OF ROCKFORD
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 281,681,000 2 $ 300,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 2 $ 310,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 320,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 2 $ 130,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 2 $ 270,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 2 $ 210,000
THE GIFFORD STATE BANK
PO BOX 400
GIFFORD, IL 61847
* $ 164,761,000 2 $ 160,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 443,118,000 2 $ 130,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 2 $ 180,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 190,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,696,742,000 2 $ 210,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 240,467,000 2 $ 290,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ -1,000 2 $ 150,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 2 $ 220,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 690,531,000 2 $ 130,000
MUTUAL OF OMAHA BANK
3333 FARNAM ST
OMAHA, NE 68131
* $ 8,144,695,000 1 $ 65,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 55,000
COMMUNITY STATE BANK
PO BOX 157
BROOK, IN 47922
* $ 61,091,000 1 $ 85,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 105,000
SCOTT CREDIT UNION
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,115,637,000 1 $ 205,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 408,053,000 1 $ 95,000
THE FISHER NATIONAL BANK
1710 S NEIL ST SUITE 3
FISHER, IL 61820
* $ 122,426,000 1 $ 65,000
MARINE BANK
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 640,949,000 1 $ 225,000
UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 328,744,000 1 $ 85,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 205,000
AMERICAN FINANCIAL FUNDING CORP.
10649 W 163RD PL
ORLAND PARK, IL 60467
* $ -1,000 1 $ 85,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 1 $ 25,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 95,000
FIRST MERCHANTS BANK
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 9,352,196,000 1 $ 55,000
MARQUETTE BANK
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,548,887,000 1 $ 85,000
FIRST STATE BANK AND TRUST
201 W MAIN ST
MONTICELLO, IL 61856
* $ 234,364,000 1 $ 75,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 75,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 85,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 145,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 1 $ 15,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 35,000
STATE BANK OF THE LAKES
440 LAKE ST
ANTIOCH, IL 60002
* $ 1,084,268,000 1 $ 125,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 35,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 216,077,000,000 1 $ 175,000
THE FIRST NATIONAL BANK IN TREMONT
134 S SAMPSON STREET
TREMONT, IL 61568
* $ 121,096,000 1 $ 75,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 165,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 1,802,054,000 1 $ 15,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 365,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,384,707,000,000 1 $ 35,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 145,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 225,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 325,000
ENCURAGE FINANCIAL NETWORK
5550 W TOUHY AVE, STE 102
CHICAGO, IL 60077
* $ 86,564,000 1 $ 245,000
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,918,982,000 1 $ 45,000
CATLIN BANK
202 S SANDUSKY ST
CATLIN, IL 61817
* $ 56,947,000 1 $ 55,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 65,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 185,000
PEOPLES BANK & TRUST
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 411,718,000 1 $ 15,000
HICKORY POINT BANK AND TRUST
225 N WATER STREET
DECATUR, IL 62523
* $ 631,133,000 1 $ 95,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 95,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 7,826,243,000 1 $ 65,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 35,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 45,000
KENTLAND BANK
111 N FOURTH ST
KENTLAND, IN 47951
* $ 293,288,000 1 $ 15,000
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ -1,000 1 $ 135,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 75,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 125,000
PERL MORTGAGE, INC.
2936 WEST BELMONT AVE
CHICAGO, IL 60618
* $ -1,000 1 $ 95,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,569,402,000 1 $ 235,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 175,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Iroquois County IL in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 377 $40,575,000 $107,000 $475,000 $69,000 $242,000
Refinancing 109 $11,525,000 $105,000 $745,000 $68,000 $168,000
Cash-out Refinancing 88 $9,420,000 $107,000 $325,000 $64,000 $333,000
Home Improvement 46 $1,860,000 $40,000 $145,000 $72,000 $514,000
Other Purpose 36 $2,120,000 $58,000 $155,000 $66,000 $147,000
Not Applicable 17 $1,385,000 $81,000 $165,000 $30,000 $30,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 517 $50,635,000 $97,000 $365,000 $69,000 $514,000
Not applicable 72 $8,170,000 $113,000 $745,000 $32,000 $34,000
Not Provided 45 $4,795,000 $106,000 $225,000 $66,000 $157,000
Hispanic 28 $2,370,000 $84,000 $285,000 $59,000 $142,000
Black or African American 5 $485,000 $97,000 $205,000 $53,000 $112,000
American Indian or Alaskan Native 4 $340,000 $85,000 $115,000 $28,000 $41,000
Asian 1 $35,000 $35,000 $35,000 $25,000 $25,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 438 $42,210,000 $96,000 $745,000 $75,000 $514,000
FHA-insured (Federal Housing Administration) 111 $11,895,000 $107,000 $225,000 $50,000 $196,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $5,680,000 $81,000 $165,000 $43,000 $73,000
VA-guaranteed (Veterans Administration) 54 $7,100,000 $131,000 $305,000 $64,000 $144,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 387 $39,875,000 $103,000 $745,000 $72,000 $514,000
Application Denied By Financial Institution 109 $9,245,000 $84,000 $325,000 $56,000 $237,000
Loan Purchased By The Institution 78 $8,110,000 $103,000 $305,000 $78,000 $196,000
Application Withdrawn By Applicant 66 $6,890,000 $104,000 $285,000 $60,000 $168,000
Application Approved But Not Accepted 20 $1,750,000 $87,000 $215,000 $78,000 $156,000
File Closed For Incompleteness 13 $1,015,000 $78,000 $155,000 $62,000 $136,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 453 $46,175,000 $101,000 $745,000 $71,000 $514,000
Debt-To-Income Ratio 147 $14,565,000 $99,000 $345,000 $64,000 $237,000
Credit History 28 $1,800,000 $64,000 $245,000 $57,000 $139,000
Collateral 18 $1,880,000 $104,000 $325,000 $71,000 $192,000
Credit Application Incomplete 16 $1,600,000 $100,000 $195,000 $48,000 $72,000
Other 7 $665,000 $95,000 $215,000 $61,000 $144,000
Unverifiable Information 3 $135,000 $45,000 $55,000 $68,000 $122,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $32,000 $32,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Illinois Lender List