Jefferson County, WV Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 3,212 mortgage applications in Jefferson County, WV totaling $619.6 million, down 9% from 2010. The average application was for $192,000, and applicants reported an average income of $83,000. 48% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 588 applications, followed by Truist Bank and JPMorgan Chase Bank, NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,212
Total Mortgage Loan Application Amount $619,615,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $6,971,000
Average Applicant Income $83,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Jefferson County, WV for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 588 $ 115,424,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 260 $ 45,455,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 185 $ 35,088,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 185 $ 39,079,000
City National Bank of Wv
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,613,220,000 121 $ 13,214,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 96 $ 20,058,000
Potomac Bank
111 EAST WASHINGTON ST
CHARLES TOWN, WV 00000
* $ 295,834,000 86 $ 14,672,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 74 $ 14,938,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 71 $ 13,737,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 69 $ 12,448,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 69 $ 12,071,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 162,509,568,000 63 $ 14,747,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 63 $ 13,685,000
Integrity Home Mortgage Corporation
122 PILOT CIRCLE
WINCHESTER, VA 22602
* $ 1,000,000,000 55 $ 8,755,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 47 $ 10,300,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 46 $ 11,989,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 43 $ 8,657,000
Mvb Bank, Inc.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 413,787,000 43 $ 8,454,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 40 $ 8,130,000
NVR Mortgage Finance, Inc.

PITTSBURGH, PA 15276
* $ 10,000,000 40 $ 8,458,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 40 $ 7,469,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 37 $ 7,330,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 33 $ 6,238,000
Horizon Farm Credit, Aca
45 AILERON CT.
MECHANICSBURG, PA 17050
* $ 10,000,000 29 $ 4,196,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 28 $ 6,317,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 26 $ 4,767,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 26 $ 4,377,000
United Bank Inc
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,465,028,000 26 $ 4,462,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 25 $ 5,281,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 457,501,000 24 $ 4,077,000
Acacia Federal Savings Bank
7600 LEESBURG PIKE, SUITE 200 E
FALLS CHURCH, VA 22043
* $ 1,169,447,000 22 $ 3,476,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 22 $ 4,331,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 19 $ 4,726,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 19 $ 4,018,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 19 $ 4,817,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 19 $ 3,639,000
Centra Bank Inc (Wv)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,373,401,000 18 $ 3,081,000
Jefferson Security Bank
P.O. BOX 35
SHEPHERDSTOWN, WV 25443
* $ 265,349,000 16 $ 2,899,000
Northwest Federal Credit Union
220 SPRING STREET
HERNDON, VA 20170
* $ 2,046,971,000 16 $ 2,478,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 15 $ 2,621,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 15 $ 2,860,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 16,490,790,000 15 $ 4,475,000
George Mason Mortgage LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 14 $ 2,864,000
Prosperity Mortgage Company
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,788,563,000 13 $ 2,500,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 608,886,000 11 $ 2,003,000
Millennium Financial Group, Inc.
8803 BALTIMORE NATIONAL PIKE
MIDDLETOWN, MD 21769
* $ 199,194,000 10 $ 2,026,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 9 $ 2,422,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 9 $ 1,676,000
Southern Trust Mortgage LLC
4433 CORPORATION LANE, SUITE 300
VIRGINIA BEACH, VA 23462
* $ 935,253,000 9 $ 1,528,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 8 $ 1,211,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 8 $ 1,415,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 830,474,000 7 $ 1,333,000
Apple Federal Credit Union
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 1,306,320,000 7 $ 757,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 6 $ 1,572,000
First United Bank & Trust
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,688,297,000 6 $ 855,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 280,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,465,208,000 6 $ 1,258,000
Susquehanna Bank
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17604
* $ 14,042,078,000 5 $ 1,151,000
Capital One NA
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 70,506,963,000 5 $ 358,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 5 $ 1,003,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 1,014,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 5 $ 1,064,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,311,651,000 5 $ 1,116,000
United Bank VA

MORGANTOWN, WV 26505
* $ 3,666,795,000 5 $ 1,133,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 5 $ 1,202,000
State Employees Credit Union of MD
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 2,092,647,000 5 $ 822,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,312,000,000 4 $ 867,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 4 $ 879,000
Monarch Bank
1435 CROSSWAYS BOULEVARD, SUITE 101
CHESAPEAKE, VA 23320
* $ 826,113,000 4 $ 1,138,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 4 $ 839,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 4 $ 630,000
Gateway Funding Dms, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 801,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,796,328,000 4 $ 1,032,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 165,800,581,000 4 $ 88,000
Merrill Lynch Credit Corp
30930 RUSSELL RANCH RD CA6-916-01-14
WESTLAKE VILLAGE, CA 91362
* $ 2,223,299,000 3 $ 638,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 3 $ 564,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 104,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 812,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 491,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 720,000
Union Mortgage Group, Inc.
1051 EAST CARY STREET, SUITE 1200
RICHMOND, VA 23219
* $ 3,804,090,000 3 $ 572,000
Carnegie Mortgage
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 3 $ 720,000
Eaglebank
11931 TECH RD
SILVER SPRING, MD 20904
* $ 2,071,268,000 3 $ 2,960,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 3 $ 382,000
Onemain Financial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 0 3 $ 207,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 3 $ 1,244,000
Constellation Federal Credit Union
1810 SAMUEL MORSE DR
RESTON, VA 20190
* $ 159,213,000 3 $ 580,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,919,054,000 3 $ 129,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 854,111,000 2 $ 229,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ 10,000,000 2 $ 451,000
Farmers Bank and Trust NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 665,875,000 2 $ 401,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 3,942,789,000 2 $ 441,000
Sandy Spring Bank
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 3,517,655,000 2 $ 240,000
Realty Home Mortgage Co., LLC
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 149,520,000 2 $ 452,000
Graystone Tower Bank
1826 GOOD HOPE RD
ENOLA, PA 17025
* $ 2,745,490,000 2 $ 461,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 448,171,000 2 $ 507,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 213,864,000 2 $ 832,000
Cnb Bank Inc.
101 S WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ 276,991,000 2 $ 26,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 2 $ 272,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 512,226,000 2 $ 234,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,320,979,000 2 $ 40,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 455,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ 710,000 2 $ 383,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 560,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 409,000
K. Hovnanian American Mortgage
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ 31,000,000 2 $ 495,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 264,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 2 $ 343,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 599,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,832,312,000 2 $ 799,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 179,970,802,000 1 $ 4,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 1 $ 209,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 289,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 279,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 116,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 193,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,550,836,000 1 $ 85,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,432,928,000 1 $ 233,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 200,000
Citizens National Bank
110 WEST COURT ST
PARIS, IL 61944
* $ 205,014,000 1 $ 132,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 132,000
Citizens Nb of Paintsville
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 577,869,000 1 $ 36,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 467,975,000 1 $ 20,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 283,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 1 $ 305,000
Nih Federal Credit Union
111 ROCKVILLE PIKE, SUITE 500
ROCKVILLE, MD 20850
* $ 522,211,000 1 $ 166,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,529,914,000 1 $ 172,000
Department of Labor FCU
200 CONSTITUTION AVE NW ROOM S-3220
WASHINGTON, DC 20210
* $ 64,142,000 1 $ 78,000
Bank Fund Staff Federal Credit
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 3,057,208,000 1 $ 25,000
American Heritage Federal Credit Union
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,011,752,000 1 $ 180,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 813,851,000 1 $ 176,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 2,240,280,000 1 $ 390,000
Treasury Department
1101 2ND ST NE
WASHINGTON, DC 20002
* $ 161,585,000 1 $ 176,000
Carrollton Mortgage Services
9515 DEERECO ROAD #400
TIMONIUM, MD 21093
* $ 318,000,000 1 $ 72,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ 189,567,000 1 $ 183,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 121,000
Fedchoice Federal Credit Union
10001WILLOWDALERD
LANHAM, MD 20706
* $ 295,706,000 1 $ 94,000
The Columbia Bank
7168 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 2,100,478,000 1 $ 175,000
Damascus Community Bank
1525 POINTER RIDGE PLACE
BOWIE, MD 20716
* $ 244,834,000 1 $ 354,000
Primis Bank
10900 NUCKOLS ROAD SUITE 325 GLEN ALLEN
GLEN ALLEN, VA 23060
* $ 590,730,000 1 $ 10,000
Virginia Heritage Bank
8245 BOONE BOULEVARD, SUITE 805
TYSONS CORNER, VA 22182
* $ 452,507,000 1 $ 349,000
The Washington Savings Bank
4201 MITCHELLVILLE RD SUITE 300
BOWIE, MD 20716
* $ 393,948,000 1 $ 221,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 1,662,674,000 1 $ 179,000
Atlantic Coast Bank
505 HAINES AVE
WAYCROSS, GA 31501
* $ 828,612,000 1 $ 84,000
1st Commonwealth Bank of Virgi
2500 WILSON BOULEVARD 100
ARLINGTON, VA 22201
* $ 51,741,000 1 $ 182,000
Colombo Bank
14801 SOUTHLAWN LANE
ROCKVILLE, MD 20850
* $ 165,977,000 1 $ 200,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 7,575,349,000 1 $ 70,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 1 $ 25,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 11,516,509,000 1 $ 189,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 101,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 164,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 72,051,000 1 $ 417,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 119,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,054,163,000 1 $ 103,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,113,555,000 1 $ 95,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,571,214,000 1 $ 120,000
Unify Financial Federal Credit Union
1899 WESTERN WAY
ALLEN, TX 75013
* $ 1,514,287,000 1 $ 268,000
Police Federal Credit Union
9100 PRESIDENTIAL PKWY
UPPER MARLBORO, MD 20772
* $ 154,244,000 1 $ 24,000
Signature Federal Credit Union
12 HERBERT ST.
ALEXANDRIA, VA 22305
* $ 271,648,000 1 $ 394,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,650,782,000 1 $ 245,000

The tables below break down 2011 mortgage applications in Jefferson County, WV by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jefferson County, WV in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,855 $381,762,000 $205,000 $6,971,000 $83,000 $862,000
Home Purchase 1,193 $226,896,000 $190,000 $2,240,000 $83,000 $9,999,000
Home Improvement 164 $10,957,000 $66,000 $419,000 $82,000 $349,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,371 $448,115,000 $188,000 $6,971,000 $84,000 $567,000
Not Provided 327 $68,515,000 $209,000 $491,000 $126,000 $9,999,000
Not applicable 251 $51,057,000 $203,000 $2,240,000 $18,000 $239,000
Black or African American 110 $22,912,000 $208,000 $408,000 $76,000 $194,000
Hispanic 91 $17,810,000 $195,000 $434,000 $84,000 $375,000
Asian 50 $9,326,000 $186,000 $398,000 $82,000 $245,000
American Indian or Alaskan Native 7 $1,372,000 $196,000 $229,000 $81,000 $155,000
Native Hawaiian or Other Pacific Islander 5 $508,000 $101,000 $166,000 $93,000 $195,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,983 $364,015,000 $183,000 $6,971,000 $97,000 $9,999,000
FHA-insured (Federal Housing Administration) 645 $129,719,000 $201,000 $478,000 $64,000 $375,000
VA-guaranteed (Veterans Administration) 375 $91,092,000 $242,000 $509,000 $61,000 $278,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 209 $34,789,000 $166,000 $342,000 $47,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,537 $301,749,000 $196,000 $6,971,000 $93,000 $9,999,000
Loan Purchased By The Institution 583 $115,409,000 $197,000 $504,000 $52,000 $320,000
Application Denied By Financial Institution 566 $102,034,000 $180,000 $625,000 $83,000 $375,000
Application Withdrawn By Applicant 266 $51,538,000 $193,000 $595,000 $89,000 $505,000
Application Approved But Not Accepted 142 $25,171,000 $177,000 $417,000 $78,000 $300,000
File Closed For Incompleteness 118 $23,714,000 $200,000 $540,000 $92,000 $587,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 177 $36,489,000 $206,000 $488,000 $105,000 $375,000
Credit History 104 $14,705,000 $141,000 $385,000 $75,000 $250,000
Debt-To-Income Ratio 82 $13,558,000 $165,000 $444,000 $58,000 $232,000
Other 47 $7,604,000 $161,000 $384,000 $78,000 $290,000
Credit Application Incomplete 36 $7,237,000 $201,000 $417,000 $85,000 $203,000
Unverifiable Information 16 $3,539,000 $221,000 $405,000 $75,000 $174,000
Insufficient Cash (Downpayment, Closing Cost) 6 $446,000 $74,000 $200,000 $120,000 $244,000
Employment History 5 $1,117,000 $223,000 $361,000 $57,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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