Jersey County, IL Mortgage Lenders & HMDA Data, 2010

In 2010, lenders reported 1,197 mortgage applications in Jersey County, IL totaling $141.8 million, down 27% from 2009. The average application was for $118,000, and applicants reported an average income of $72,000. 64% of applications resulted in an originated loan and 14% were denied. The most active lender was Carrollton Bank, with 167 applications, followed by Jersey State Bank and 1st Midamerica Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,197
Total Mortgage Loan Application Amount $141,772,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $504,000
Average Applicant Income $72,000
Highest Applicant Income $862,000

Mortgage Company List for Lending in Jersey County, IL for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 829,961,000 167 $ 18,426,000
Jersey State Bank
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 128,783,000 124 $ 13,206,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 409,148,000 80 $ 9,742,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 234,613,000 62 $ 6,777,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 57 $ 7,321,000
South Central Illinois Mtg LLC
200 E. HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 10,000,000 56 $ 6,576,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 53 $ 6,589,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 10,549,701,000 50 $ 5,316,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 40 $ 5,705,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 34 $ 4,456,000
Pulaski Bank
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,432,510,000 33 $ 4,192,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 29 $ 4,073,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 847,945,000 23 $ 2,065,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 22 $ 2,022,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 20 $ 1,441,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 19 $ 2,981,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,415,903,000 19 $ 2,645,000
Bank of Calhoun County
204 MAIN STREET PO BOX 555
HARDIN, IL 62047
* $ 64,343,000 18 $ 1,294,000
Liberty Bank
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 276,491,000 17 $ 1,481,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 125,573,000 17 $ 2,130,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 14 $ 2,223,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 12 $ 1,514,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 12 $ 1,432,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 11 $ 1,484,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,006,763,000 11 $ 1,618,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 11 $ 1,367,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 11 $ 1,278,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 8 $ 1,387,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 8 $ 939,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 7 $ 909,000
Vanderbilt Mortgage
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 6 $ 376,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 459,780,000 6 $ 989,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 5 $ 970,000
Laclede Community Credit Union
PO BOX 217
ALTON, IL 62002
* $ 67,967,000 5 $ 508,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 5 $ 729,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 5 $ 587,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 621,000
Ark-La-Tex Financial Services
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 4 $ 330,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 133,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 633,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 4 $ 476,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 4 $ 468,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 3 $ 275,000
Boulevard Bank
111 E MAIN ST
NEOSHO, MO 64850
* $ 147,872,000 3 $ 131,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 3 $ 350,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 357,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 583,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 201,000
United Fidelity Funding Corp.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 2 $ 272,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 2 $ 221,000
Consumer Loan Services, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 2 $ 104,000
First Clover Leaf Bank
6814 GOSHEN ROAD
EDWARDSVILLE, IL 62025
* $ 584,378,000 2 $ 241,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 600,433,000 2 $ 219,000
Mortgage Solutions, LLC
19 RESEARCH PARK CT.
SAINT CHARLES, MO 63304
* $ 643,000,000 2 $ 460,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 2 $ 252,000
Reliance Bank
10401 CLAYTON ROAD
FRONTENAC, MO 63131
* $ 1,433,805,000 2 $ 193,000
Gcs Federal Credit Union
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 285,454,000 2 $ 345,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 2 $ 335,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 410,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 2 $ 25,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 487,710,000 2 $ 197,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 261,374,000 2 $ 289,000
Wood & Huston Bank
27 E. NORTH STREET
MARSHALL, MO 65340
* $ 495,198,000 1 $ 106,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 369,978,000 1 $ 96,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 233,622,000 1 $ 123,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 959,432,000 1 $ 95,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,486,713,000 1 $ 91,000
Southern Commercial Bank
5515 SOUTH GRAND BLVD
ST. LOUIS, MO 63111
* $ 524,835,000 1 $ 149,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 136,270,000 1 $ 86,000
UMB Bank, NA
1008 OAK ST.
KANSAS CITY, MO 64106
* $ 10,219,530,000 1 $ 60,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 63,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 1 $ 76,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,371,962,000 1 $ 21,000
Iberiabank Mortgage Company
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 102,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 100,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 575,599,000 1 $ 115,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 95,000
Bank of Kampsville
P.O BOX 245
KAMPSVILLE, IL 62053
* $ 93,408,000 1 $ 60,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 55,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 104,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 1 $ 88,000
Cornerstone Mortgage, Inc.
17280 NORTH OUTER 40 RD.
CHESTERFIELD, MO 63005
* $ 10,000,000 1 $ 198,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 195,000
Hartland Mortgage Centers
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 97,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,536,891,000 1 $ 170,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,225,768,000 1 $ 92,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,867,638,000 1 $ 100,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 85,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,272,096,000 1 $ 148,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 109,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 129,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 85,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 408,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 178,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 138,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ 10,000,000 1 $ 166,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 1 $ 119,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 245,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 200,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 1 $ 139,000
Gershman Investment Corp.
7 N. BEMISTON
ST. LOUIS, MO 63105
* $ 31,000,000 1 $ 136,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 89,000
Main Street Financial
9953 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ 8,801,000 1 $ 111,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 1 $ 229,000

The tables below break down 2010 mortgage applications in Jersey County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jersey County, IL in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 802 $103,474,000 $129,000 $504,000 $74,000 $577,000
Home Purchase 296 $32,829,000 $110,000 $417,000 $66,000 $862,000
Home Improvement 99 $5,469,000 $55,000 $162,000 $67,000 $312,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,095 $129,131,000 $117,000 $504,000 $73,000 $577,000
Not Provided 54 $6,815,000 $126,000 $346,000 $69,000 $862,000
Not applicable 35 $4,334,000 $123,000 $300,000 $24,000 $496,000
Hispanic 6 $655,000 $109,000 $149,000 $83,000 $161,000
Black or African American 3 $432,000 $144,000 $178,000 $72,000 $109,000
American Indian or Alaskan Native 2 $178,000 $89,000 $132,000 $51,000 $68,000
Asian 2 $227,000 $113,000 $134,000 $62,000 $74,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 927 $108,100,000 $116,000 $504,000 $77,000 $862,000
FHA-insured (Federal Housing Administration) 191 $23,975,000 $125,000 $252,000 $51,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 54 $5,279,000 $97,000 $192,000 $44,000 $83,000
VA-guaranteed (Veterans Administration) 25 $4,418,000 $176,000 $361,000 $80,000 $227,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 769 $90,254,000 $117,000 $417,000 $77,000 $577,000
Application Denied By Financial Institution 170 $20,398,000 $119,000 $504,000 $64,000 $862,000
Loan Purchased By The Institution 113 $14,397,000 $127,000 $360,000 $54,000 $496,000
Application Withdrawn By Applicant 67 $8,099,000 $120,000 $356,000 $59,000 $165,000
Application Approved But Not Accepted 61 $6,266,000 $102,000 $256,000 $78,000 $265,000
File Closed For Incompleteness 17 $2,358,000 $138,000 $289,000 $69,000 $136,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $3,880,000 $110,000 $309,000 $68,000 $160,000
Collateral 27 $3,658,000 $135,000 $417,000 $68,000 $186,000
Credit Application Incomplete 12 $1,735,000 $144,000 $277,000 $116,000 $862,000
Debt-To-Income Ratio 11 $1,150,000 $104,000 $207,000 $41,000 $90,000
Other 10 $1,140,000 $114,000 $243,000 $61,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 4 $574,000 $143,000 $212,000 $82,000 $132,000
Unverifiable Information 1 $152,000 $152,000 $152,000 $87,000 $87,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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