Jones County, IA Mortgage Lenders & HMDA Data, 2009

In 2009, lenders reported 1,563 mortgage applications in Jones County, IA totaling $181.5 million, up 39% from 2008. The average application was for $116,000, and applicants reported an average income of $61,000. 60% of applications resulted in an originated loan and 11% were denied. The most active lender was Citizens State Bank, with 181 applications, followed by JPMorgan Chase Bank, NA and Wells Fargo Bank, NA.

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Total Number of Mortgage Applications 1,563
Total Mortgage Loan Application Amount $181,537,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $61,000
Highest Applicant Income $1,030,000

Mortgage Company List for Lending in Jones County, IA for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 244,555,000 181 $ 19,914,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 108 $ 12,903,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 103 $ 14,608,000
Security State Bank
107 SOUTH GARNAVILLO STREET
ANAMOSA, IA 52205
* $ 113,240,000 101 $ 8,906,000
Citizens Savings Bank
215 EAST MAIN STREET
ANAMOSA, IA 52205
* $ 96,955,000 97 $ 11,518,000
Valley Bank
3455 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 703,483,000 65 $ 6,799,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 48 $ 5,638,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 45 $ 4,141,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 45 $ 4,714,000
Iowa Bankers Mortgage Corporat
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 44 $ 5,842,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 38 $ 4,686,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 488,081,000 37 $ 5,495,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 36 $ 5,125,000
Citizens State Bank
114 W MAIN ST, PO BOX 198
WYOMING, IA 52362
* $ 78,792,000 35 $ 910,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 234,131,000 34 $ 3,140,000
Ohnward Bank & Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 114,228,000 33 $ 3,136,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 1,779,544,000 32 $ 4,395,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 26 $ 3,750,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 26 $ 3,565,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 20 $ 1,537,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 20 $ 2,979,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 1,430,924,000 19 $ 2,936,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 19 $ 2,332,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 359,084,000 18 $ 1,663,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 18 $ 1,517,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 17 $ 2,634,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 15 $ 2,112,000
Bankers Trust Company, N.A.
221 3RD AVENUE SE
CEDAR RAPIDS, IA 52401
* $ 337,563,000 14 $ 1,863,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 14 $ 1,025,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 543,280,000 13 $ 1,960,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 557,124,000 12 $ 1,008,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 469,139,000 12 $ 1,497,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 55,465,000 11 $ 562,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 11 $ 1,383,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 11 $ 1,909,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 890,121,000 10 $ 1,146,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 10 $ 1,159,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 7 $ 1,019,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 7 $ 929,000
Best of Iowa Community CU
405 S BLAIRSFERRY CROSSING
HIAWATHA, IA 52233
* $ 40,265,000 7 $ 895,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 7 $ 967,000
Nxt Bank
320 3RD ST SE
CEDAR RAPIDS, IA 52401
* $ 86,644,000 7 $ 817,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,040,521,000 6 $ 901,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 6 $ 1,062,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 79,285,000 6 $ 266,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 5 $ 262,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,494,972,000 4 $ 242,000
Universal Lending Corporation
6775 EAST EVANS AVE.
DENVER, CO 80224
* $ 10,000,000 4 $ 437,000
Qr Lending Inc
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 4 $ 545,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 4 $ 433,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 118,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 311,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,677,931,000 3 $ 92,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,959,803,000 3 $ 102,000
Associated Bank, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 23,843,152,000 2 $ 371,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 2 $ 159,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 672,299,000 2 $ 16,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 178,983,000 2 $ 225,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 2 $ 157,000
American Bank
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 2 $ 281,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 2 $ 218,000
Security State Bank
933 16TH ST SW
WAVERLY, IA 50677
* $ 63,966,000 2 $ 80,000
New York Community Bank
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 2 $ 380,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 2 $ 283,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 218,000
Prospect Mortgage, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 175,000
Lendsource Inc
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 2 $ 252,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 285,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 120,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 1 $ 176,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 107,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 125,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 155,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 156,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 97,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 272,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 57,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 136,000
Mutual of Omaha Bank
3333 FARNAM STREET
OMAHA, NE 68131
* $ 3,571,304,000 1 $ 209,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 210,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 2,568,044,000 1 $ 135,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 429,941,000 1 $ 112,000
The Watkins Savings Bank
202 1ST STREET
WATKINS, IA 52354
* $ 50,322,000 1 $ 44,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 224,040,000 1 $ 91,000
Liberty Bank F.S.B.
6400 WESTOWN PARKWAY
WEST DES MOINES, IA 50266
* $ 1,152,450,000 1 $ 61,000
Mwabank
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 208,407,000 1 $ 75,000
Onewest Bank, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 1 $ 18,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 1 $ 136,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 128,000
Iowa Community Credit Union
3301 CEDAR HEIGHTS DR
CEDAR FALLS, IA 50613
* $ 70,825,000 1 $ 85,000
Members Choice Community CU
1116 S 14TH STREET
CLINTON, IA 52732
* $ 52,851,000 1 $ 61,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 149,135,000 1 $ 20,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 104,004,000 1 $ 28,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 772,769,000 1 $ 300,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 1 $ 194,000
BNC National Bank

BISMARCK, ND 58501
* $ 861,403,000 1 $ 193,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 1 $ 152,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 1 $ 173,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,378,470,000 1 $ 167,000
Homeservices Lending, LLC A
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 245,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 117,000
Merrill Lynch Credit Corp
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 210,000
Discover Bank
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 1 $ 10,000
Premier Bank
2625 NW ARTERIAL
DUBUQUE, IA 52002
* $ 266,778,000 1 $ 192,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 28,000
Corridor State Bank
2530 CORRIDOR WAY
CORALVILLE, IA 52241
* $ 59,544,000 1 $ 80,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 1 $ 328,000
East Dubuque Savings Bank
475 CEDAR CROSS ROAD
DUBUQUE, IA 52003
* $ 205,943,000 1 $ 1,600,000
Freedom Security Bank
140 HOLIDAY ROAD
CORALVILLE, IA 52241
* $ 90,140,000 1 $ 131,000

The tables below break down 2009 mortgage applications in Jones County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jones County, IA in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,011 $129,857,000 $128,000 $825,000 $64,000 $579,000
Home Purchase 427 $46,612,000 $109,000 $1,600,000 $55,000 $1,030,000
Home Improvement 125 $5,068,000 $40,000 $244,000 $55,000 $844,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,410 $161,519,000 $114,000 $1,600,000 $62,000 $1,030,000
Not applicable 101 $13,684,000 $135,000 $825,000 $40,000 $187,000
Not Provided 38 $3,990,000 $105,000 $243,000 $63,000 $143,000
Hispanic 6 $1,553,000 $258,000 $673,000 $56,000 $101,000
Asian 5 $495,000 $99,000 $137,000 $48,000 $102,000
Black or African American 2 $260,000 $130,000 $173,000 $55,000 $70,000
American Indian or Alaskan Native 1 $36,000 $36,000 $36,000 $33,000 $33,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,142 $133,274,000 $116,000 $1,600,000 $68,000 $1,030,000
FHA-insured (Federal Housing Administration) 258 $30,719,000 $119,000 $276,000 $50,000 $388,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 133 $13,338,000 $100,000 $191,000 $24,000 $246,000
VA-guaranteed (Veterans Administration) 30 $4,206,000 $140,000 $305,000 $40,000 $269,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 945 $107,568,000 $113,000 $1,600,000 $66,000 $1,030,000
Loan Purchased By The Institution 250 $30,686,000 $122,000 $603,000 $42,000 $195,000
Application Denied By Financial Institution 174 $17,915,000 $102,000 $560,000 $52,000 $388,000
Application Withdrawn By Applicant 101 $14,270,000 $141,000 $350,000 $73,000 $579,000
Application Approved But Not Accepted 76 $9,403,000 $123,000 $673,000 $57,000 $122,000
File Closed For Incompleteness 17 $1,695,000 $99,000 $170,000 $48,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $2,654,000 $75,000 $242,000 $48,000 $102,000
Collateral 30 $3,327,000 $110,000 $255,000 $57,000 $134,000
Debt-To-Income Ratio 18 $2,531,000 $140,000 $290,000 $45,000 $94,000
Unverifiable Information 4 $452,000 $113,000 $198,000 $59,000 $102,000
Other 3 $297,000 $99,000 $160,000 $39,000 $71,000
Credit Application Incomplete 3 $413,000 $137,000 $184,000 $79,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 1 $58,000 $58,000 $58,000 $83,000 $83,000
Mortgage Insurance Denied 1 $59,000 $59,000 $59,000 $27,000 $27,000
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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