Jones County, IA Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,138 mortgage applications in Jones County, IA totaling $133.7 million, down 11% from 2012. The average application was for $117,000, and applicants reported an average income of $68,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Citizens State Bank, with 108 applications, followed by Wells Fargo Bank NA and Citizens Savings Bank.

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Total Number of Mortgage Applications 1,138
Total Mortgage Loan Application Amount $133,723,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $3,100,000
Average Applicant Income $68,000
Highest Applicant Income $2,011,000

Mortgage Company List for Lending in Jones County, IA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Citizens State Bank
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 348,274,000 108 $ 16,752,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 78 $ 9,277,000
Citizens Savings Bank
215 EAST MAIN STREET
ANAMOSA, IA 52205
* $ 123,659,000 70 $ 7,266,000
Fidelity Bank & Trust
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 597,378,000 59 $ 8,485,000
Collins Community Credit Union
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 726,955,000 53 $ 7,180,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 46 $ 4,280,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 45 $ 4,762,000
Dupaco Community Credit Union
PO BOX 179
DUBUQUE, IA 52004
* $ 1,067,664,000 36 $ 3,792,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 370,929,000 35 $ 4,071,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 1,800,664,000 34 $ 3,230,000
Ohnward Bank & Trust
332 1ST AVE W
CASCADE, IA 52033
* $ 196,473,000 29 $ 2,473,000
Dutrac Community Credit Union
P O BOX 3250
DUBUQUE, IA 52004
* $ 551,537,000 29 $ 2,128,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 28 $ 3,148,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 27 $ 4,239,000
Hills Bank and Trust Company
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 2,099,255,000 25 $ 2,592,000
Citizens State Bank
114 W MAIN ST, PO BOX 198
WYOMING, IA 52362
* $ 96,265,000 24 $ 1,488,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 18 $ 1,547,000
Residential Mortgage Network, Inc.
2461 10TH STREET SUITE 308
IOWA CITY, IA 52245
* $ 10,000,000 17 $ 1,716,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 17 $ 2,776,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 15 $ 1,652,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 15 $ 863,000
Bridge Community Bank
405 E 5TH STREET PO BOX 580
SOLON, IA 52333
* $ 73,910,000 14 $ 1,074,000
Farmers State Bank
1240 8TH AVE
MARION, IA 52302
* $ 676,630,000 14 $ 1,909,000
Nxt Bank
320 3RD ST SE
CEDAR RAPIDS, IA 52401
* $ 153,409,000 13 $ 1,186,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 13 $ 1,274,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 11 $ 1,219,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 63,343,359,000 11 $ 800,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,350,048,000 11 $ 843,000
Corda Credit Union
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 289,101,000 10 $ 959,000
Mount Vernon Bank and Trust Company
206 FIRST ST SW
MOUNT VERNON, IA 52314
* $ 102,422,000 10 $ 986,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 896,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 9 $ 1,404,000
Bankers Trust Company
453 7TH STREET
DES MOINES, IA 50309
* $ 420,568,000 8 $ 1,404,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 8 $ 861,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 8 $ 1,312,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 27,934,078,000 8 $ 1,278,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 615,000
Hiawatha Bank and Trust Company
253 BROADWAY
SPRINGVILLE, IA 52336
* $ 44,440,000 7 $ 665,000
Kerndt Brothers Savings Bank
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 246,144,000 7 $ 1,036,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 6 $ 927,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 5 $ 668,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 5 $ 451,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 5 $ 529,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 630,111,000 5 $ 545,000
Inspired Financial Services, LLC
2708 BICENTENNIAL DR, STE A
CEDAR FALLS, IA 50613
* $ 153,979,000 5 $ 668,000
American Trust & Savings Bank
895 MAIN STREET
DUBUQUE, IA 52001
* $ 971,164,000 5 $ 647,000
Community Savings Bank
PO BOX 77
EDGEWOOD, IA 52402
* $ 337,930,000 4 $ 1,111,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 4 $ 431,000
First Federal Credit Union
425 1ST AVE SW
CEDAR RAPIDS, IA 52405
* $ 139,731,000 4 $ 407,000
Security State Bank
933 16TH ST SW
WAVERLY, IA 50677
* $ 81,893,000 4 $ 344,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 156,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 4 $ 412,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 3 $ 660,000
Bankiowa
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 493,108,000 3 $ 449,000
I H Mississippi Valley Credit Union
2121 47TH STREET
MOLINE, IL 61265
* $ 868,315,000 3 $ 143,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 746,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 3 $ 542,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 3 $ 279,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 315,000
Cedar Rapids Bank and Trust
500 1ST AVENUE NE SUITE 100
CEDAR RAPIDS, IA 52401
* $ 625,937,000 2 $ 191,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 293,000
Universal Lending Corporation
6430 S FIDDLERS GREEN CIR STE 460
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 2 $ 191,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 2 $ 196,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 2 $ 356,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 1,779,605,000 2 $ 103,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 2 $ 715,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 606,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 399,280,000 2 $ 690,000
Community 1st Credit Union
1030 SIERRA DR NE
OTTUMWA, IA 52501
* $ 411,642,000 2 $ 290,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 589,329,000 1 $ 99,000
Alliance Financial Resources
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 1 $ 82,000
First Trust and Savings Bank
123 S. MAIN STREET
WHEATLAND, IA 52777
* $ 136,108,000 1 $ 33,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,281,268,000 1 $ 74,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 1 $ 59,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 37,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 1 $ 144,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 216,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 107,000
Cuso Mortgage, Inc.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 99,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 272,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 179,614,000 1 $ 17,000
Two Rivers Bank & Trust
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 659,544,000 1 $ 410,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 1 $ 70,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 1 $ 248,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 117,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 114,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 1 $ 197,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 1 $ 221,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 25,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 116,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 1 $ 70,000
First Central State Bank
914 6TH AVE
DE WITT, IA 52742
* $ 288,129,000 1 $ 91,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 1 $ 42,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 1 $ 185,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 1 $ 83,000
Gnb Bank
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 351,622,000 1 $ 100,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 1 $ 167,000
Aim Credit Union
1200 ASSOCIATES DR STE 102
DUBUQUE, IA 52002
* $ 91,602,000 1 $ 165,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 1 $ 132,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 79,000
Central Bank
2270 FRONTAGE RD WEST
STILLWATER, MN 55082
* $ 1,206,561,000 1 $ 75,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 1 $ 200,000
East Dubuque Savings Bank
475 CEDAR CROSS ROAD
DUBUQUE, IA 52003
* $ 157,938,000 1 $ 50,000
Premier Bank
2625 NW ARTERIAL
DUBUQUE, IA 52002
* $ 252,140,000 1 $ 195,000

The tables below break down 2013 mortgage applications in Jones County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jones County, IA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 661 $89,352,000 $135,000 $3,100,000 $73,000 $1,328,000
Home Purchase 384 $39,832,000 $103,000 $506,000 $63,000 $2,011,000
Home Improvement 93 $4,539,000 $48,000 $300,000 $60,000 $193,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,002 $113,914,000 $113,000 $3,100,000 $73,000 $2,011,000
Not applicable 91 $14,280,000 $156,000 $1,415,000 $14,000 $707,000
Not Provided 37 $4,803,000 $129,000 $306,000 $62,000 $130,000
Hispanic 4 $393,000 $98,000 $221,000 $64,000 $109,000
American Indian or Alaskan Native 2 $121,000 $60,000 $87,000 $44,000 $48,000
Native Hawaiian or Other Pacific Islander 1 $145,000 $145,000 $145,000 $81,000 $81,000
Black or African American 1 $67,000 $67,000 $67,000 $24,000 $24,000
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 928 $110,212,000 $118,000 $3,100,000 $75,000 $2,011,000
FHA-insured (Federal Housing Administration) 90 $10,011,000 $111,000 $276,000 $39,000 $178,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $7,868,000 $94,000 $189,000 $35,000 $83,000
VA-guaranteed (Veterans Administration) 37 $5,632,000 $152,000 $306,000 $51,000 $145,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 700 $85,508,000 $122,000 $3,100,000 $78,000 $2,011,000
Application Denied By Financial Institution 166 $16,111,000 $97,000 $410,000 $57,000 $291,000
Loan Purchased By The Institution 141 $17,852,000 $126,000 $417,000 $36,000 $255,000
Application Withdrawn By Applicant 58 $6,086,000 $104,000 $352,000 $64,000 $162,000
Application Approved But Not Accepted 45 $3,936,000 $87,000 $198,000 $58,000 $120,000
File Closed For Incompleteness 28 $4,230,000 $151,000 $306,000 $73,000 $176,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $3,072,000 $80,000 $270,000 $57,000 $193,000
Debt-To-Income Ratio 20 $2,742,000 $137,000 $410,000 $51,000 $179,000
Collateral 17 $1,700,000 $100,000 $240,000 $59,000 $116,000
Credit Application Incomplete 6 $861,000 $143,000 $231,000 $65,000 $137,000
Other 6 $580,000 $96,000 $165,000 $46,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 2 $196,000 $98,000 $118,000 $49,000 $66,000
Unverifiable Information 1 $36,000 $36,000 $36,000 $33,000 $33,000
Employment History 1 $18,000 $18,000 $18,000 $14,000 $14,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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