Jones County MS
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Unlock detailed Jones County MS mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,532 |
| Total Mortgage Loan Application Amount | $247,129,000 |
| Average Mortgage Loan Application Amount | $97,000 |
| Highest Mortgage Loan Application Amount | $1,765,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $1,237,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COMMUNITY BANK, ELLISVILLE, MISSISSIPPI P. O. BOX 265 LAUREL, MS 39441 |
* | $ 660,319,000 | 504 | $ 37,512,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 13,390,496,000 | 251 | $ 27,674,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 9,716,802,000 | 216 | $ 19,858,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 191 | $ 9,758,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,896,773,000,000 | 129 | $ 14,666,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 120,420,787,000 | 126 | $ 9,450,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,266,125,000,000 | 109 | $ 12,622,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FLOWOOD, MS 39074 |
* | $ 644,190,000 | 88 | $ 12,384,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 78 | $ 4,677,000 |
| MAGNOLIA STATE BANK P O BOX 41 BAY SPRINGS, MS 39440 |
* | $ 285,129,000 | 72 | $ 11,503,000 |
| THE FIRST, A NATIONAL BANKING ASSOCIATION P.O. BOX 15549 HATTIESBURG, MS 39404 |
* | $ 718,697,000 | 55 | $ 9,217,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 345,088,616,000 | 55 | $ 5,176,000 |
| THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302 |
* | $ 1,084,821,000 | 47 | $ 6,590,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 41 | $ 4,479,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET FLOWOOD, MS 39501 |
* | $ 6,618,162,000 | 29 | $ 865,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,474,077,383,000 | 24 | $ 2,884,000 |
| CLAYTON BANK AND TRUST 520 WEST SUMMIT HILL DRIVE SUITE 801 KNOXVILLE, TN 37902 |
* | $ 718,364,000 | 23 | $ 1,143,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,313,401,000,000 | 22 | $ 2,395,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 22 | $ 2,144,000 |
| SUNBELT FEDERAL CREDIT UNION 1506 CONGRESS ST HATTIESBURG, MS 39440 |
* | $ 187,551,000 | 21 | $ 1,330,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,105,077,000 | 20 | $ 1,865,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 18 | $ 2,550,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 362,481,000 | 17 | $ 2,258,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,247,622,000 | 17 | $ 1,307,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 515,199,000 | 17 | $ 1,592,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,230,791,000 | 15 | $ 1,735,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 15 | $ 2,155,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,891,810,000 | 15 | $ 661,000 |
| FIRST SOUTHERN BANK PO BOX 268 COLUMBIA, MS 39429 |
* | $ 199,204,000 | 14 | $ 2,530,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 14 | $ 1,361,000 |
| DISCOVER HOME LOANS, INC. 173 TECHNOLOGY DRIVE IRVINE, CA 92618 |
* | $ 73,491,315,000 | 12 | $ 1,797,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 58,597,476,000 | 11 | $ 1,331,000 |
| SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 169,076,807,000 | 10 | $ 1,516,000 |
| HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 10 | $ 1,317,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 9 | $ 1,411,000 |
| GRAND BANK FOR SAVINGS, FSB 204 WESTOVER DRIVE HATTIESBURG, MS 39402 |
* | $ 115,367,000 | 9 | $ 910,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 178,034,172,000 | 9 | $ 1,170,000 |
| RICHTON BANK & TRUST COMPANY 114 S FRONT STREET (PO BOX 527) RICHTON, MS 39476 |
* | $ 63,390,000 | 7 | $ 379,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ 100,247,000 | 6 | $ 601,000 |
| FIRST STATE BANK P O BOX 506 WAYNESBORO, MS 39367 |
* | $ 491,960,000 | 6 | $ 605,000 |
| GMFS LLC 7389 FLORIDA BLVD, STE 200-A CAMDEN, DE 70806 |
* | $ 10,000,000 | 6 | $ 651,000 |
| ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 5 | $ 298,000 |
| OMNIBANK 236 E CAPITOL ST JACKSON, MS 39201 |
* | $ 50,108,000 | 5 | $ 195,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 18,212,833,000 | 5 | $ 582,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 52,436,123,000 | 5 | $ 590,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 4 | $ 478,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 4 | $ 788,000 |
| RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 4 | $ 507,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 4 | $ 405,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ 10,000,000 | 3 | $ 339,000 |
| FIRST FEDERAL BANK 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,209,458,000 | 3 | $ 119,000 |
| AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 3 | $ 491,000 |
| CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 3 | $ 342,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 3 | $ 648,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 3 | $ 356,000 |
| THE CITIZENS BANK OF PHILADELPHIA, MISSISSIPPI 521 MAIN ST PHILADELPHIA, MS 39350 |
* | $ 880,514,000 | 3 | $ 227,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 2,052,024,000 | 3 | $ 216,000 |
| CIMARRON MORTGAGE COMPANY 6311 RIDGEWOOD ROAD, SUITE 400W JACKSON, MS 39211 |
* | $ 10,000,000 | 3 | $ 306,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY BELZONI, MS 39157 |
* | $ 2,243,098,000 | 2 | $ 121,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 14,069,057,000 | 2 | $ 332,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 4,169,063,000 | 2 | $ 150,000 |
| 1ST ALLIANCE LENDING, LLC 111 FOUNDERS PLAZA, SUITE 1300 EAST HARTFORD, CT 06108 |
* | $ 3,285,000 | 2 | $ 114,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 221,316,000 | 2 | $ 158,000 |
| PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 2 | $ 211,000 |
| NOLA LENDING GROUP, LLC 830 W CAUSEWAY BLVD MANDEVILLE, LA 70471 |
* | $ 28,686,000 | 2 | $ 274,000 |
| PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 2 | $ 388,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 211,000 |
| ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,076,739,000 | 2 | $ 209,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 2 | $ 477,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 237,816,000 | 2 | $ 232,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,864,946,000 | 2 | $ 47,000 |
| EUSTIS MORTGAGE CORPORATION 1100 POYDRAS STREET SUITE 2525 NEW ORLEANS, LA 70163 |
* | $ 10,000,000 | 2 | $ 282,000 |
| NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 46,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 152,000 |
| UNITED SECURITY FINANCIAL CORP 930 EAST 6600 SOUTH MURRAY, UT 84121 |
* | $ 10,000,000 | 1 | $ 180,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,232,230,000 | 1 | $ 170,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,595,673,000 | 1 | $ 44,000 |
| AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 429,180,000 | 1 | $ 166,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 646,232,000 | 1 | $ 16,000 |
| NATIONWIDE BANK ONE NATIONWIDE PLAZA COLUMBUS, OH 43215 |
* | $ 5,164,405,000 | 1 | $ 90,000 |
| POWERCO FEDERAL CREDIT UNION 241 RALPH MCGILL BLVD. NE ATLANTA, GA 30308 |
* | $ 174,943,000 | 1 | $ 137,000 |
| RIVERTRUST FEDERAL CREDIT UNION P O BOX 97997 PEARL, MS 39288 |
* | $ 163,770,000 | 1 | $ 75,000 |
| PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 467,666,000 | 1 | $ 271,000 |
| EVOLVE BANK & TRUST 301 SHOPPING WAY BLVD WEST MEMPHIS, AR 72301 |
* | $ 274,539,000 | 1 | $ 110,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 200,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 66,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 1 | $ 83,000 |
| FBT MORTGAGE, L.L.C. 6911 WASHINGTON AVE SUITE B OCEAN SPRINGS, MS 39564 |
* | $ 678,000,000 | 1 | $ 57,000 |
| ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 862,757,000 | 1 | $ 182,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ 10,000,000 | 1 | $ 51,000 |
| HOMEWARD RESIDENTIAL, INC. 16675 ADDISON ROAD ADDISON, TX 75001 |
* | $ 3,809,880,000 | 1 | $ 161,000 |
| MILL CITY CREDIT UNION 9999 WAYZATA BOULEVARD MINNETONKA, MN 55305 |
* | $ 308,627,000 | 1 | $ 222,000 |
| STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 210,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ 101,315,000 | 1 | $ 223,000 |
| PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 209,365,000 | 1 | $ 117,000 |
| STATE BANK & TRUST COMPANY 147 SOUTH RAILROAD AVENUE BROOKHAVEN, MS 39601 |
* | $ 943,422,000 | 1 | $ 70,000 |
| FIRST MARINER BANK 3301 BOSTON STREET BALTIMORE, MD 21224 |
* | $ 1,376,094,000 | 1 | $ 180,000 |
| HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 93,000 |
| HUNT MORTGAGE CAPITAL, LLC 230 PARK AVE FL 19 NEW YORK, NY 10169 |
* | $ 495,813,000 | 1 | $ 603,000 |
| SOUTH STATE BANK 520 GERVAIS STREET COLUMBIA, SC 29201 |
* | $ 5,130,184,000 | 1 | $ 35,000 |
| LIBERTY HOME EQUITY SOLUTIONS, INC. 10951 WHITE ROCK ROAD, SUITE 200 RANCHO CORDOVA, CA 95670 |
* | $ 60,629,000 | 1 | $ 23,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 55,954,625,000 | 1 | $ 316,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 82,086,021,000 | 1 | $ 180,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,532,278,000 | 1 | $ 180,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 94,795,926,000 | 1 | $ 140,000 |
| CIT BANK, NATIONAL ASSOCIATION 75 N. FAIR OAKS AVE. PASADENA, CA 91103 |
* | $ 25,893,829,000 | 1 | $ 93,000 |
| SCHLUMBERGER EMPLOYEES CREDIT UNION 205 INDUSTRIAL BLVD SUGAR LAND, TX 77478 |
* | $ 490,945,000 | 1 | $ 45,000 |
| GREAT SOUTHERN BANK 218 S GLENSTONE AVE REEDS SPRING, MO 65802 |
* | $ 3,953,615,000 | 1 | $ 38,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 6,680,971,000 | 1 | $ 181,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 16,553,533,000 | 1 | $ 112,000 |
| THE PEOPLES BANK, BILOXI, MISSISSIPPI 152 LAMEUSE ST BILOXI, MS 39530 |
* | $ 800,624,000 | 1 | $ 150,000 |
| FIRST NATIONAL BANK OF LAYTON 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 268,686,000 | 1 | $ 159,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2013, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Jones County MS in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,320 | $149,564,000 | $113,000 | $1,765,000 | $72,000 | $1,237,000 |
| Home Purchase | 1,014 | $92,275,000 | $91,000 | $1,690,000 | $58,000 | $721,000 |
| Home Improvement | 198 | $5,290,000 | $26,000 | $264,000 | $52,000 | $198,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,846 | $181,868,000 | $98,000 | $1,311,000 | $75,000 | $1,237,000 |
| Black or African American | 368 | $24,124,000 | $65,000 | $276,000 | $42,000 | $220,000 |
| Not applicable | 199 | $27,949,000 | $140,000 | $1,765,000 | $12,000 | $190,000 |
| Not Provided | 77 | $8,805,000 | $114,000 | $347,000 | $53,000 | $260,000 |
| Hispanic | 26 | $2,154,000 | $82,000 | $282,000 | $60,000 | $253,000 |
| Asian | 8 | $1,289,000 | $161,000 | $316,000 | $91,000 | $225,000 |
| American Indian or Alaskan Native | 7 | $708,000 | $101,000 | $301,000 | $215,000 | $635,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $232,000 | $232,000 | $232,000 | $201,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,037 | $188,232,000 | $92,000 | $1,765,000 | $71,000 | $1,237,000 |
| FHA-insured (Federal Housing Administration) | 251 | $30,641,000 | $122,000 | $603,000 | $42,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 159 | $15,295,000 | $96,000 | $282,000 | $34,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 85 | $12,961,000 | $152,000 | $374,000 | $57,000 | $258,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,408 | $138,902,000 | $98,000 | $1,690,000 | $76,000 | $1,237,000 |
| Application Denied By Financial Institution | 545 | $43,015,000 | $78,000 | $485,000 | $49,000 | $219,000 |
| Loan Purchased By The Institution | 246 | $30,357,000 | $123,000 | $374,000 | $42,000 | $374,000 |
| Application Approved But Not Accepted | 160 | $13,277,000 | $82,000 | $1,765,000 | $56,000 | $230,000 |
| Application Withdrawn By Applicant | 131 | $15,559,000 | $118,000 | $603,000 | $71,000 | $297,000 |
| File Closed For Incompleteness | 42 | $6,019,000 | $143,000 | $374,000 | $68,000 | $192,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 140 | $9,570,000 | $68,000 | $262,000 | $45,000 | $185,000 |
| Debt-To-Income Ratio | 54 | $4,740,000 | $87,000 | $359,000 | $36,000 | $157,000 |
| Collateral | 32 | $3,625,000 | $113,000 | $485,000 | $67,000 | $219,000 |
| Other | 26 | $3,042,000 | $117,000 | $300,000 | $51,000 | $138,000 |
| Credit Application Incomplete | 12 | $1,178,000 | $98,000 | $228,000 | $47,000 | $99,000 |
| Unverifiable Information | 7 | $657,000 | $93,000 | $166,000 | $64,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $526,000 | $175,000 | $258,000 | $105,000 | $168,000 |
| Employment History | 2 | $98,000 | $49,000 | $61,000 | $58,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.