Jones County, MS Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 1,960 mortgage applications in Jones County, MS totaling $185.5 million, down 7% from 2014. The average application was for $94,000, and applicants reported an average income of $63,000. 57% of applications resulted in an originated loan and 21% were denied. The most active lender was Community Bank, Ellisville, Mississippi, with 454 applications, followed by Trustmark Bank and Cadence Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,960
Total Mortgage Loan Application Amount $185,496,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $2,532,000
Average Applicant Income $63,000
Highest Applicant Income $1,380,000

Mortgage Company List for Lending in Jones County, MS for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 672,844,000 454 $ 32,342,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 12,248,532,000 148 $ 12,606,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,314,758,000 143 $ 12,964,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 130 $ 7,532,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 665,271,000 82 $ 12,178,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 75 $ 5,312,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 73 $ 8,330,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 59 $ 3,775,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 57 $ 5,276,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,112,889,000 40 $ 2,832,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 1,092,960,000 40 $ 6,463,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 39 $ 6,321,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 37 $ 3,900,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 20,632,572,000 32 $ 875,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 379,303,000 31 $ 2,910,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 28 $ 4,665,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 316,448,000 28 $ 3,328,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 708,292,000 25 $ 1,761,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 21 $ 1,969,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 18 $ 1,890,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 14 $ 2,259,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 199,480,000 13 $ 839,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 560,787,000 13 $ 1,571,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 1,508,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 12 $ 1,060,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 11 $ 1,193,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 11 $ 1,017,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 10 $ 776,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 188,246,000 10 $ 3,005,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 836,647,000 9 $ 1,085,000
Omnibank
236 E CAPITOL ST
JACKSON, MS 39201
* $ 49,092,000 9 $ 469,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 8 $ 891,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 8 $ 792,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 8 $ 710,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 90,694,000 7 $ 1,489,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 7 $ 978,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,827,707,000 7 $ 492,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 599,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 6 $ 744,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 5 $ 727,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 5 $ 683,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 5 $ 709,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ 10,000,000 5 $ 800,000
First Bank
100 S BROADWAY
MCCOMB, MS 39648
* $ 387,211,000 5 $ 728,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 4 $ 612,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 517,645,000 4 $ 328,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 4 $ 397,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 4 $ 707,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 4 $ 521,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 4 $ 281,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 4 $ 466,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 4 $ 647,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 113,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 3 $ 389,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 427,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 368,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 3 $ 273,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 2,218,206,000 3 $ 704,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 3 $ 444,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,406,489,000 3 $ 141,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 3 $ 784,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 236,000
Great Southern Bank
P O BOX 1271
MERIDIAN, MS 39301
* $ 274,792,000 2 $ 210,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 2 $ 189,000
Central Bank of Boone County
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,448,928,000 2 $ 116,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 2 $ 452,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 291,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 159,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 347,000
The Old Point National Bank of Phoebus
1 W MELLEN STREET
HAMPTON, VA 23669
* $ 871,691,000 2 $ 172,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 2 $ 311,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 206,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 272,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 493,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 127,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 52,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 1 $ 64,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 1 $ 78,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 1 $ 192,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 61,000
The Citizens National Bank
102 S. MAIN ST.
BLUFFTON, OH 45817
* $ 682,512,000 1 $ 60,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 1 $ 126,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 261,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 28,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 55,000
The Home Lending Group, LLC
215 KATHERINE DRIVE
FLOWOOD, MS 39232
* $ 22,596,000 1 $ 161,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 1 $ 59,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 243,010,000 1 $ 175,000
Evabank
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 330,728,000 1 $ 37,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 85,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 161,483,000 1 $ 130,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 50,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 81,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 1 $ 247,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 89,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 205,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 171,051,000 1 $ 136,000
Bartlett Mortgage Inc.
2860 STAGE VILLAGE COVE
BARTLETT, TN 38133
* $ 346,077,000 1 $ 98,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 16,000
Richton Bank & Trust Company
114 S FRONT STREET (PO BOX 527)
RICHTON, MS 39476
* $ 63,948,000 1 $ 9,000
Centennial Bank
P.O. BOX 308
TREZEVANT, TN 38258
* $ 304,916,000 1 $ 52,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 154,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 1 $ 196,000
Flagship Financial Group, Llc.
3130 W. MAPLE LOOP DR.
LEHI, UT 84043
* $ 0 1 $ 131,000
Navigator Credit Union
P O BOX 1647
PASCAGOULA, MS 39568
* $ 289,056,000 1 $ 167,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 85,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 1 $ 225,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 1 $ 119,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,629,251,000 1 $ 44,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 130,000

The tables below break down 2015 mortgage applications in Jones County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jones County, MS in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 908 $92,956,000 $102,000 $1,078,000 $67,000 $788,000
Home Purchase 864 $86,585,000 $100,000 $2,532,000 $60,000 $1,380,000
Home Improvement 188 $5,955,000 $31,000 $396,000 $60,000 $527,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,327 $123,406,000 $92,000 $710,000 $75,000 $1,380,000
Black or African American 316 $23,085,000 $73,000 $1,000,000 $50,000 $593,000
Not applicable 183 $27,568,000 $150,000 $2,532,000 $2,000 $137,000
Not Provided 93 $7,888,000 $84,000 $264,000 $52,000 $129,000
Hispanic 27 $1,980,000 $73,000 $274,000 $64,000 $180,000
American Indian or Alaskan Native 6 $797,000 $132,000 $214,000 $61,000 $126,000
Asian 6 $612,000 $102,000 $190,000 $80,000 $200,000
Native Hawaiian or Other Pacific Islander 2 $160,000 $80,000 $85,000 $42,000 $42,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,538 $135,218,000 $87,000 $2,532,000 $69,000 $1,380,000
FHA-insured (Federal Housing Administration) 225 $27,018,000 $120,000 $260,000 $42,000 $416,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 106 $10,931,000 $103,000 $226,000 $29,000 $81,000
VA-guaranteed (Veterans Administration) 91 $12,329,000 $135,000 $409,000 $50,000 $239,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,115 $104,291,000 $93,000 $2,532,000 $73,000 $1,380,000
Application Denied By Financial Institution 416 $33,651,000 $80,000 $1,000,000 $54,000 $300,000
Loan Purchased By The Institution 178 $22,834,000 $128,000 $349,000 $26,000 $270,000
Application Withdrawn By Applicant 113 $12,714,000 $112,000 $409,000 $56,000 $250,000
File Closed For Incompleteness 104 $9,217,000 $88,000 $364,000 $62,000 $593,000
Application Approved But Not Accepted 34 $2,789,000 $82,000 $310,000 $72,000 $185,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 87 $5,805,000 $66,000 $333,000 $58,000 $270,000
Debt-To-Income Ratio 43 $4,005,000 $93,000 $259,000 $52,000 $300,000
Collateral 28 $2,999,000 $107,000 $410,000 $67,000 $223,000
Credit Application Incomplete 14 $1,554,000 $111,000 $187,000 $41,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 4 $535,000 $133,000 $207,000 $55,000 $70,000
Other 4 $250,000 $62,000 $109,000 $72,000 $106,000
Unverifiable Information 3 $190,000 $63,000 $75,000 $23,000 $42,000
Employment History 3 $198,000 $66,000 $114,000 $85,000 $141,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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