Kanabec County MN
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Unlock detailed Kanabec County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 819
Total Mortgage Loan Application Amount $101,132,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $647,000
Average Applicant Income $65,000
Highest Applicant Income $5,378,000

Mortgage Company List for Lending in Kanabec County MN for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 100 $ 13,189,000
GREATER MINNESOTA CREDIT UNION
112 SOUTH LAKE STREET
MORA, MN 55051
* $ 162,658,000 64 $ 4,271,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 53 $ 7,031,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 44 $ 4,804,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 37 $ 4,840,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 37 $ 5,442,000
NEIGHBORHOOD NATIONAL BANK
45 NORTH UNION
MORA, MN 55051
* $ 173,498,000 36 $ 2,849,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 26 $ 3,788,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 20 $ 2,222,000
CONSUMER LOAN SERVICES, LLC
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 10,000,000 16 $ 1,801,000
RURAL AMERICAN BANK
121 SOUTH MAIN
BRAHAM, MN 55006
* $ 104,153,000 15 $ 1,428,000
BELL AMERICA MORTGAGE LLC DBA
1000 SHELARD PARKWAY SUITE 500
MINNEAPOLIS, MN 55434
* $ 10,000,000 14 $ 1,698,000
LAKE STATE CREDIT UNION
PO BOX 330
MOOSE LAKE, MN 55767
* $ 183,030,000 13 $ 1,512,000
ASSOCIATED BANK, N.A.
200 N ADAMS ST
GREEN BAY, WI 54301
* $ 22,564,122,000 13 $ 1,587,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 2,041,000
THE BUSINESS BANK
11100 WAYZATA BLVD SUITE 150
MINNETONKA, MN 55305
* $ 151,022,000 12 $ 1,768,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 10 $ 1,412,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 9 $ 1,142,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 9 $ 1,007,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 9 $ 1,485,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,648,392,000 8 $ 458,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
MENDOTA, IL 61704
* $ 327,995,000 8 $ 1,010,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 8 $ 1,677,000
MINNCO CREDIT UNION
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 164,355,000 8 $ 476,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 7 $ 1,028,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 801,000
MARKETPLACE HOME MORTGAGE, LLC
7380 FRANCE AVE S, STE 200
EDINA, MN 55435
* $ 11,000,000 7 $ 1,128,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
AUSTIN, TX 77056
* $ 10,000,000 6 $ 1,025,000
LENDSOURCE INC
12701 WHITEWATER DR STE 340
MINNETONKA, MN 55343
* $ 10,000,000 6 $ 1,387,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 164,190,000 6 $ 916,000
THE FIRST NATIONAL BANK OF MILACA
190 2ND AVE SW
MILACA, MN 56353
* $ 166,810,000 5 $ 607,000
WOODLANDS NATIONAL BANK
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 117,854,000 5 $ 587,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 5 $ 635,000
HIWAY CREDIT UNION
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 846,129,000 5 $ 496,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ 1,518,000 5 $ 485,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 648,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 1,131,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 544,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 4 $ 570,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,342,381,000 4 $ 303,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 4 $ 585,000
EVERETT FINANCIAL INC.
14801 QUORUM DR SUITE 300
DALLAS, TX 75254
* $ 3,642,000 4 $ 645,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 4 $ 390,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ 100,000,000 4 $ 512,000
TCF NATIONAL BANK
2508 LOUISE AVE S (002-01-P)
SIOUX FALLS, SD 57106
* $ 17,921,579,000 4 $ 661,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 4 $ 522,000
STEARNS BANK NATIONAL ASSOCIATION
4191 2ND ST S
ST. CLOUD, MN 56301
* $ 1,325,054,000 3 $ 224,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 3 $ 396,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 3 $ 316,000
M&I MARSHALL & ILSLEY BANK
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 50,253,578,000 3 $ 534,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 3 $ 437,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 409,000
RIVER CITY MORTGAGE AND FINANC
5001 AMERICAN BLVD SUITE 1000
BLOOMINGTON, MN 55437
* $ 10,000,000 2 $ 363,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 2 $ 67,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 2 $ 355,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 2 $ 359,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 2 $ 214,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 430,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 2 $ 766,000
QR LENDING INC
555 ZOR SHRINE PLACE
MADISON, WI 53719
* $ 1,093,327,000 2 $ 114,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,120,512,000 2 $ 418,000
NATIONAL BANK OF ST. ANNE
158 WEST STATION ST
ST. ANNE, IL 60964
* $ 44,286,000 2 $ 114,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 475,815,000 2 $ 75,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 2 $ 376,000
NORTHWOODS BANK OF MINNESOTA
PO BOX 112
PARK RAPIDS, MN 56470
* $ 120,056,000 2 $ 139,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 2 $ 227,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ 1,603,436,000 2 $ 345,000
FIREFLY
1400 RIVERWOOD DR
BURNSVILLE, MN 55337
* $ 795,264,000 2 $ 110,000
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 563,382,000 2 $ 65,000
AFFILIATED MORTGAGE COMPANY
1301 HUDSON LANE
MONROE, LA 71201
* $ 212,423,000 2 $ 197,000
PINE RIVER STATE BANK
PO BOX 67, 103 MILL STREET S
PINE RIVER, MN 56474
* $ 83,938,000 2 $ 149,000
THE RIVERBANK
26777 FALLBROCK AVE PO BOX 97
WYOMING, MN 55092
* $ 480,292,000 1 $ 140,000
ALLIANCE BANK
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 692,953,000 1 $ 145,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,011,062,000 1 $ 25,000
VILLAGE BANK
3350 BRIDGE STREET NW
ST FRANCIS, MN 55070
* $ 274,417,000 1 $ 90,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 128,000
FLORIDA GULF BANK
9101 COLLEGE POINTE CT
FORT MYERS, FL 33919
* $ 366,172,000 1 $ 56,000
LAKE AREA BANK
12790 FIRST AVE N - PO BOX 743
LINDSTROM, MN 55045
* $ 306,722,000 1 $ 191,000
FIRST STATE BANK OF WYOMING
26741 FELTON AVE - PO BOX 308
WYOMING, MN 55092
* $ 142,915,000 1 $ 3,000
NEW MARKET BANK
20151 ICENIC TRAIL
LAKEVILLE, MN 55044
* $ 85,352,000 1 $ 154,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 639,937,000 1 $ 180,000
NICOLLET COUNTY BANK OF SAINT PETER, THE
220 SOUTH THIRD STREET, P.O. BOX 420
ST. PETER, MN 56082
* $ 152,828,000 1 $ 100,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 1 $ 135,000
M&I BANK FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,834,445,000 1 $ 113,000
WELLS FEDERAL BANK
53 1ST ST SW
WELLS, MN 56097
* $ 265,233,000 1 $ 35,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 120,000
RIVERWOOD BANK
14091 BAXTER DR #117
BAXTER, MN 56425
* $ 183,164,000 1 $ 80,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 1 $ 141,000
CITY-COUNTY FCU
6160 SUMMIT DRIVE
BROOKLYN CENTER, MN 55430
* $ 466,255,000 1 $ 42,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 1 $ 100,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 1 $ 146,000
CITIZENS COMMUNITY FEDERAL
PO BOX 218
ALTOONA, WI 54720
* $ 566,651,000 1 $ 48,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 60,167,760,000 1 $ 519,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 60,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 273,674,000 1 $ 150,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 1 $ 176,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 1 $ 107,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 1 $ 1,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 1 $ 149,000
NORTHWESTERN BANK, NATIONAL ASSOCIATION
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 137,861,000 1 $ 100,000
FIRST AMERICAN BANK, N.A.
2424 MONETARY BLVD SUITE 107
HUDSON, WI 54016
* $ 68,376,000 1 $ 344,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 143,000
SUNRISE BANKS, NATIONAL ASSOCIATION
200 UNIVERSITY AVENUE WEST
ST. PAUL, MN 55103
* $ 176,110,000 1 $ 471,000
CITIFINANCIAL SERVICES INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 23,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 1 $ 125,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 51,111,245,000 1 $ 90,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 141,000
COMMUNITY RESOURCE BANK
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 244,558,000 1 $ 205,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 1 $ 102,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 1 $ 61,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ 3,125,000 1 $ 85,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 254,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 117,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 107,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 206,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 1 $ 137,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 1 $ 80,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ 10,000,000 1 $ 199,000
ROYAL CREDIT UNION
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54703
* $ 1,044,603,000 1 $ 60,000
SUPERIOR CHOICE CREDIT UNION
1320 GRAND AVENUE
SUPERIOR, WI 54880
* $ 170,688,000 1 $ 26,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 1 $ 25,000
TOPLINE FINANCIAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 267,440,000 1 $ 92,000
CENTRAL MINNESOTA CU
20 S 4TH AVE E
MELROSE, MN 56352
* $ 530,367,000 1 $ 181,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 107,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 88,000
SHORE MORTGAGE
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 1 $ 94,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 1 $ 192,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 181,000
CGB AGRI FINANCIAL SERVICES
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 433,538,000 1 $ 120,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 152,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
EDINA, MN 55044
* $ 10,000,000 1 $ 253,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2010, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Kanabec County MN in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 524 $72,870,000 $139,000 $647,000 $72,000 $5,378,000
Home Purchase 255 $25,942,000 $101,000 $395,000 $52,000 $428,000
Home Improvement 40 $2,320,000 $58,000 $350,000 $62,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 687 $83,494,000 $121,000 $471,000 $61,000 $428,000
Not Provided 86 $11,411,000 $132,000 $647,000 $122,000 $5,378,000
Not applicable 35 $4,410,000 $126,000 $519,000 $10,000 $101,000
Asian 4 $483,000 $120,000 $197,000 $52,000 $125,000
Hispanic 3 $518,000 $172,000 $286,000 $51,000 $90,000
Native Hawaiian or Other Pacific Islander 2 $304,000 $152,000 $162,000 $96,000 $115,000
Black or African American 1 $199,000 $199,000 $199,000 $125,000 $125,000
American Indian or Alaskan Native 1 $313,000 $313,000 $313,000 $88,000 $88,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 595 $70,816,000 $119,000 $647,000 $73,000 $5,378,000
FHA-insured (Federal Housing Administration) 173 $22,992,000 $132,000 $260,000 $46,000 $152,000
VA-guaranteed (Veterans Administration) 26 $4,311,000 $165,000 $389,000 $42,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,013,000 $120,000 $199,000 $39,000 $58,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 377 $45,986,000 $121,000 $471,000 $65,000 $428,000
Application Denied By Financial Institution 172 $19,459,000 $113,000 $647,000 $80,000 $5,378,000
Loan Purchased By The Institution 104 $15,027,000 $144,000 $519,000 $46,000 $231,000
Application Withdrawn By Applicant 103 $13,440,000 $130,000 $333,000 $61,000 $174,000
Application Approved But Not Accepted 42 $3,961,000 $94,000 $313,000 $64,000 $298,000
File Closed For Incompleteness 21 $3,259,000 $155,000 $389,000 $61,000 $288,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 45 $6,580,000 $146,000 $647,000 $175,000 $5,378,000
Credit History 29 $2,224,000 $76,000 $185,000 $44,000 $86,000
Debt-To-Income Ratio 26 $3,322,000 $127,000 $315,000 $48,000 $148,000
Other 11 $1,127,000 $102,000 $160,000 $47,000 $114,000
Unverifiable Information 4 $393,000 $98,000 $147,000 $85,000 $200,000
Credit Application Incomplete 2 $369,000 $184,000 $228,000 $121,000 $200,000
Employment History 2 $289,000 $144,000 $152,000 $56,000 $59,000
Insufficient Cash (Downpayment, Closing Cost) 2 $275,000 $137,000 $185,000 $32,000 $65,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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