Kane County UT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Kane County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 987
Total Mortgage Loan Application Amount $280,485,000
Average Mortgage Loan Application Amount $284,000
Highest Mortgage Loan Application Amount $2,855,000
Average Applicant Income $147,000
Highest Applicant Income $8,888,000

Mortgage Company List for Lending in Kane County UT for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MOUNTAIN AMERICA FEDERAL CREDIT UNION
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84084
* $ 14,019,893,000 185 $ 31,465,000
STATE BANK OF SOUTHERN UTAH
377 N MAIN
CEDAR CITY, UT 84721
* $ 2,023,755,000 135 $ 34,815,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SALT LAKE CITY, UT 84070
* $ -1,000 59 $ 17,105,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 93,199,669,000 51 $ 15,695,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 37 $ 11,915,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 33 $ 10,045,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 31 $ 10,655,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 27 $ 8,835,000
AMERICA FIRST FEDERAL CREDIT UNION
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 16,830,237,000 23 $ 3,705,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 19 $ 6,535,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 17 $ 5,655,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 16 $ 4,970,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 14 $ 3,800,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 13 $ 5,605,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 11 $ 4,145,000
SUN AMERICAN MORTGAGE COMPANY
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ -1,000 10 $ 3,760,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 9 $ 3,385,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 2,645,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 8 $ 3,260,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 7 $ 3,615,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 7 $ 2,225,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 7 $ 2,035,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 6 $ 1,000,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 6 $ 2,430,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 6 $ 1,150,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ -1,000 6 $ 1,810,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 6 $ 2,570,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 6 $ 1,680,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 6 $ 1,550,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
ESPANOLA, NM 84020
* $ -1,000 6 $ 2,920,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 5 $ 1,415,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 5 $ 1,255,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 5 $ 615,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 5 $ 1,855,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 5 $ 2,315,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
SACRAMENTO, CA 92618
* $ -1,000 4 $ 1,930,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 4 $ 1,310,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LEHI, UT 84042
* $ -1,000 4 $ 1,200,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 4 $ 940,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 755,000
CHARTWAY FEDERAL CREDIT UNION
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,533,187,000 3 $ 705,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 3 $ 675,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 1,475,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 3 $ 945,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 3 $ 1,265,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 3 $ 1,025,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 32,520,025,000 3 $ 2,195,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 3 $ 1,115,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 645,000
SECURITY SERVICE FEDERAL CREDIT UNION
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 10,485,573,000 3 $ 955,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 410,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 2 $ 590,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 1,060,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 2 $ 590,000
UTAH COMMUNITY FEDERAL CREDIT UNION
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 2,455,571,000 2 $ 1,030,000
SECURITY HOME MORTGAGE, LLC.
576 SOUTH STATE ST
OREM, UT 84058
* $ -1,000 2 $ 830,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 922,179,000 2 $ 250,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 2 $ 480,000
GLACIER BANK
202 MAIN
KALISPELL, MT 59901
* $ 25,919,785,000 2 $ 560,000
VERITAS FUNDING, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 2 $ 620,000
CYPRUS FEDERAL CREDIT UNION
3876 W. CENTERVIEW WAY
WEST JORDAN, UT 84084
* $ 1,530,942,000 2 $ 650,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 2 $ 1,050,000
HOMIE LOANS, LLC
489 S JORDAN PKWY #248
SOUTH JORDAN, UT 84095
* $ -1,000 2 $ 590,000
NETWORK FUNDING, L.P.
9700 RICHMOND, SUITE 320
DALLAS, TX 77042
* $ -1,000 2 $ 650,000
UTAH MORTGAGE LOAN CORPORATION
488 EAST 6400 SOUTH, #300
SALT LAKE CITY, UT 84107
* $ -1,000 2 $ 590,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 2 $ 960,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 810,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 370,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 370,000
GOLDENWEST
PO BOX 1111
OGDEN, UT 84402
* $ 2,506,598,000 2 $ 230,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 2 $ 860,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 2 $ 470,000
BELEM SERVICING LLC
230 N 1680 E
ST. GEORGE, UT 84770
* $ -1,000 2 $ 1,410,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 880,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 2 $ 670,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 2 $ 290,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 1 $ 205,000
NP, INC.
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 535,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 2,149,308,000 1 $ 805,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
BELZONI, MS 39157
* $ 5,187,184,000 1 $ 505,000
COMMERCE HOME MORTGAGE, INC.
3130 CANYON PLACE
SACRAMENTO, CA 94583
* $ -1,000 1 $ 315,000
D. L. EVANS BANK
375 N OVERLAND AVE
BURLEY, ID 83318
* $ 2,935,865,000 1 $ 1,205,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 154,830,000,000 1 $ 475,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
SALT LAKE CITY, UT 84047
* $ -1,000 1 $ 265,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
HARRISON, NY 10577
* $ 1,025,737,000 1 $ 365,000
GRANITE FEDERAL CREDIT UNION
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 679,249,000 1 $ 205,000
HIGHTECHLENDING INC
2030 MAIN ST 350
IRVINE, CA 92614
* $ -1,000 1 $ 305,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 205,000
UTAH POWER FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
957 E 6600 S
SALT LAKE CITY, UT 84117
* $ 951,799,000 1 $ 305,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 1 $ 285,000
ON Q FINANCIAL, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 245,000
V.I.P. MORTGAGE, INC.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 355,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 295,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 315,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 245,000
UNIVERSITY FIRST FEDERAL CREDIT UNION
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ 1,736,747,000 1 $ 155,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 24,685,744,000 1 $ 215,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 12,582,271,000 1 $ 405,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 455,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 645,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,774,219,000 1 $ 125,000
AGWEST FARM CREDIT, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ -1,000 1 $ 305,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 174,662,000 1 $ 325,000
OPERATING ENGINEERS LOCAL UNION #3
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 1,438,290,000 1 $ 205,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
CARSON CITY, NV 89145
* $ -1,000 1 $ 635,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,230,840,000 1 $ 775,000
DEEPHAVEN MORTGAGE LLC
3530 TORINGDON WAY #200
WILMINGTON, DE 28277
* $ -1,000 1 $ 495,000
FORTIS PRIVATE BANK
1550 17TH STREET SUITE 100
DENVER, CO 80202
* $ 1,121,793,000 1 $ 245,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 93,227,302,000 1 $ 295,000
FIRST TECHNOLOGY FEDERAL CREDIT UNION
3555 SW 153RD DR
SAN JOSE, CA 97003
* $ 14,928,781,000 1 $ 155,000
TOWN AND COUNTRY BANK
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 907,478,000 1 $ 1,085,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
CAMDEN, DE 92108
* $ -1,000 1 $ 355,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 385,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 1 $ 395,000
UTAH FIRST
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 688,960,000 1 $ 105,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 7,187,889,000 1 $ 335,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
WILMINGTON, DE 84020
* $ -1,000 1 $ 265,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 1 $ 255,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 1 $ 165,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,041,605,000 1 $ 355,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 195,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 325,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 295,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 315,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 445,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 245,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 325,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 1 $ 175,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 65,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 325,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 172,820,000,000 1 $ 235,000
MERCHANTS BANK OF INDIANA
11555 N. MERIDIAN STREET
INDIANAPOLIS, IN 46032
* $ 10,994,199,000 1 $ 675,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 1 $ 305,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 105,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Kane County UT in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 453 $165,045,000 $364,000 $2,855,000 $171,000 $1,628,000
Refinancing 196 $47,250,000 $241,000 $805,000 $111,000 $685,000
Cash-out Refinancing 137 $40,015,000 $292,000 $675,000 $99,000 $672,000
Other Purpose 104 $16,000,000 $153,000 $1,005,000 $206,000 $8,888,000
Home Improvement 96 $12,020,000 $125,000 $565,000 $117,000 $619,000
Not Applicable 1 $155,000 $155,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 724 $197,580,000 $272,000 $2,855,000 $144,000 $8,888,000
Not Provided 130 $40,430,000 $311,000 $805,000 $154,000 $1,072,000
Not applicable 85 $29,505,000 $347,000 $1,105,000 $92,000 $153,000
Hispanic 25 $6,955,000 $278,000 $545,000 $171,000 $486,000
Asian 11 $2,925,000 $265,000 $455,000 $204,000 $845,000
American Indian or Alaskan Native 6 $1,370,000 $228,000 $645,000 $108,000 $193,000
Black or African American 1 $625,000 $625,000 $625,000 $162,000 $162,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $110,000 $110,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 907 $257,255,000 $283,000 $2,855,000 $151,000 $8,888,000
FHA-insured (Federal Housing Administration) 43 $10,035,000 $233,000 $385,000 $55,000 $110,000
VA-guaranteed (Veterans Administration) 31 $11,405,000 $367,000 $695,000 $89,000 $218,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,790,000 $298,000 $365,000 $603,000 $1,628,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 529 $144,055,000 $272,000 $2,855,000 $140,000 $1,072,000
Application Denied By Financial Institution 149 $36,665,000 $246,000 $1,005,000 $116,000 $1,628,000
Application Withdrawn By Applicant 131 $42,625,000 $325,000 $1,205,000 $221,000 $8,888,000
Loan Purchased By The Institution 99 $34,635,000 $349,000 $1,105,000 $174,000 $665,000
File Closed For Incompleteness 48 $13,060,000 $272,000 $715,000 $83,000 $271,000
Application Approved But Not Accepted 30 $9,150,000 $305,000 $1,245,000 $166,000 $619,000
Preapproval Approved but not Accepted 1 $295,000 $295,000 $295,000 $191,000 $191,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 837 $243,575,000 $291,000 $2,855,000 $153,000 $8,888,000
Debt-To-Income Ratio 52 $14,730,000 $283,000 $1,005,000 $84,000 $346,000
Collateral 39 $6,415,000 $164,000 $455,000 $106,000 $486,000
Credit History 23 $4,635,000 $201,000 $575,000 $82,000 $350,000
Credit Application Incomplete 14 $4,010,000 $286,000 $585,000 $121,000 $460,000
Other 10 $3,940,000 $394,000 $905,000 $325,000 $1,628,000
Unverifiable Information 8 $1,860,000 $232,000 $585,000 $152,000 $536,000
Employment History 2 $940,000 $470,000 $515,000 $322,000 $597,000
Insufficient Cash (Downpayment, Closing Cost) 2 $380,000 $190,000 $255,000 $69,000 $81,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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