loanDepot.com LLC Mortgage Lending & HMDA Data, 2022
In 2022, loanDepot.com LLC of Irvine, CA reported 249,252 mortgage applications totaling $81.6 billion, down 55% from 2021. The average application was for $327,539, and applicants reported an average income of $113,865. 63% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (8,303), Houston-The Woodlands-Sugar Land, TX (6,970) and Chicago-Naperville, IL (6,950) (applications in parentheses).
| Mortgage Company & Address | loanDepot.com LLC 6561 Irvine Center Drive Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 249,252 |
| Total Mortgage Loan Application Amount | $81,639,930,000 |
| Average Mortgage Loan Application Amount | $327,539 |
| Highest Mortgage Loan Application Amount | $5,155,000 |
| Average Applicant Income | $113,865 |
| Highest Applicant Income | $9,231,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records loanDepot.com LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for loanDepot.com LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 108,050 | $30,670,010,000 | $283,000 | $5,005,000 | $93,000 | $3,935,000 |
| Home Purchase | 103,551 | $40,635,155,000 | $392,000 | $5,155,000 | $138,000 | $5,508,000 |
| Refinancing | 27,643 | $8,376,805,000 | $303,000 | $4,255,000 | $114,000 | $6,670,000 |
| Other Purpose | 9,982 | $1,951,270,000 | $195,000 | $2,685,000 | $89,000 | $9,231,000 |
| Not Applicable | 14 | $3,200,000 | $228,000 | $485,000 | $0 | $0 |
| Home Improvement | 12 | $3,490,000 | $290,000 | $745,000 | $110,000 | $298,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 95,201 | $30,341,325,000 | $318,000 | $5,155,000 | $117,000 | $5,960,000 |
| Not Provided | 83,034 | $26,010,200,000 | $313,000 | $5,005,000 | $109,000 | $9,231,000 |
| Hispanic | 25,440 | $8,345,580,000 | $328,000 | $3,125,000 | $104,000 | $3,568,000 |
| Black or African American | 23,046 | $6,593,420,000 | $286,000 | $3,005,000 | $93,000 | $5,379,000 |
| Asian | 17,170 | $8,218,810,000 | $478,000 | $3,675,000 | $161,000 | $3,425,000 |
| American Indian or Alaskan Native | 1,755 | $490,785,000 | $279,000 | $1,995,000 | $95,000 | $1,041,000 |
| Not applicable | 972 | $375,130,000 | $385,000 | $2,775,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 649 | $239,045,000 | $368,000 | $1,495,000 | $102,000 | $583,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 175,946 | $59,376,250,000 | $337,000 | $5,005,000 | $126,000 | $9,231,000 |
| FHA-insured (Federal Housing Administration) | 48,122 | $13,049,890,000 | $271,000 | $1,765,000 | $81,000 | $1,450,000 |
| VA-guaranteed (Veterans Administration) | 24,541 | $9,074,005,000 | $369,000 | $5,155,000 | $95,000 | $1,323,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 643 | $139,785,000 | $217,000 | $615,000 | $66,000 | $165,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 156,126 | $52,531,740,000 | $336,000 | $5,155,000 | $120,000 | $9,231,000 |
| Application Denied By Financial Institution | 47,090 | $13,457,710,000 | $285,000 | $5,005,000 | $87,000 | $6,670,000 |
| Application Withdrawn By Applicant | 40,912 | $14,057,730,000 | $343,000 | $3,925,000 | $122,000 | $5,960,000 |
| Application Approved But Not Accepted | 3,931 | $1,142,795,000 | $290,000 | $2,265,000 | $106,000 | $2,568,000 |
| Loan Purchased By The Institution | 972 | $375,130,000 | $385,000 | $2,775,000 | $0 | $0 |
| File Closed For Incompleteness | 221 | $74,825,000 | $338,000 | $4,505,000 | $115,000 | $750,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 202,162 | $68,182,220,000 | $337,000 | $5,155,000 | $120,000 | $9,231,000 |
| Debt-To-Income Ratio | 11,446 | $3,831,670,000 | $334,000 | $5,005,000 | $70,000 | $1,209,000 |
| Collateral | 9,787 | $2,390,145,000 | $244,000 | $2,995,000 | $87,000 | $2,634,000 |
| Unverifiable Information | 9,581 | $2,672,365,000 | $278,000 | $3,005,000 | $97,000 | $6,670,000 |
| Credit Application Incomplete | 6,834 | $1,786,700,000 | $261,000 | $2,005,000 | $88,000 | $1,952,000 |
| Credit History | 4,923 | $1,311,125,000 | $266,000 | $2,005,000 | $88,000 | $1,439,000 |
| Other | 2,043 | $641,495,000 | $313,000 | $2,005,000 | $98,000 | $1,155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,022 | $694,950,000 | $343,000 | $3,005,000 | $120,000 | $5,379,000 |
| Employment History | 452 | $128,840,000 | $285,000 | $1,605,000 | $79,000 | $1,648,000 |
| Mortgage Insurance Denied | 2 | $420,000 | $210,000 | $335,000 | $129,000 | $217,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into loanDepot.com LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess loanDepot.com LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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