Keith County, NE Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 318 mortgage applications in Keith County, NE totaling $37.3 million, down 14% from 2017. The average application was for $117,000, and applicants reported an average income of $91,000. 59% of applications resulted in an originated loan and 16% were denied. The most active lender was Adams Bank & Trust, with 100 applications, followed by Pinnacle Bank and Franklin American Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 318
Total Mortgage Loan Application Amount $37,340,000
Average Mortgage Loan Application Amount $117,000
Highest Mortgage Loan Application Amount $1,125,000
Average Applicant Income $91,000
Highest Applicant Income $1,037,000

Mortgage Company List for Lending in Keith County, NE for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Adams Bank & Trust
PO BOX 720
OGALLALA, NE 69153
* $ 736,916,000 100 $ 10,980,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,594,004,000 37 $ 3,895,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 17 $ 2,415,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 10 $ 1,240,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 9 $ 1,455,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 945,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 7 $ 945,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,803,006,000 6 $ 1,430,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 20,351,074,000 5 $ 395,000
Bank of Colorado
1609 EAST HARMONY RD
FORT COLLINS, CO 80525
* $ 3,690,879,000 5 $ 885,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 5 $ 425,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 300,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 491,903,000 4 $ 530,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 315,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 325,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 485,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 3 $ 545,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 105,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 270,271,000 3 $ 375,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 425,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,836,505,000 2 $ 290,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 679,504,000 2 $ 120,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 253,473,000 2 $ 190,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 2 $ 220,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,567,564,000 2 $ 290,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 191,384,000 2 $ 200,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 2 $ 100,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,947,088,000 2 $ 190,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 220,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 190,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 250,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 933,081,000 2 $ 120,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 145,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 235,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 1 $ 135,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 1 $ 35,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,634,251,000 1 $ 15,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 1 $ 165,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 165,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 155,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 787,150,000 1 $ 135,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 85,000
Equitable Savings & Loan Assoc
PO BOX 1726
STERLING, CO 80751
* $ 167,803,000 1 $ 105,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 165,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 95,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ -1,000 1 $ 365,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 295,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 35,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 1 $ 125,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 85,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 175,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 722,208,000 1 $ 105,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 135,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 75,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 115,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 225,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 155,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 55,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 105,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 55,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 124,488,000 1 $ 125,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 65,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 5,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 85,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 75,000

The tables below break down 2018 mortgage applications in Keith County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Keith County, NE in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 164 $19,660,000 $119,000 $455,000 $101,000 $1,037,000
Refinancing 73 $9,725,000 $133,000 $1,125,000 $86,000 $529,000
Cash-out Refinancing 54 $6,560,000 $121,000 $365,000 $77,000 $442,000
Other Purpose 14 $1,000,000 $71,000 $175,000 $65,000 $128,000
Home Improvement 11 $345,000 $31,000 $185,000 $72,000 $224,000
Not Applicable 2 $50,000 $25,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 241 $27,585,000 $114,000 $455,000 $89,000 $1,037,000
Not Provided 44 $5,980,000 $135,000 $425,000 $107,000 $367,000
Not applicable 22 $2,770,000 $125,000 $1,125,000 $17,000 $17,000
Hispanic 8 $800,000 $100,000 $165,000 $85,000 $155,000
Black or African American 2 $170,000 $85,000 $85,000 $38,000 $39,000
American Indian or Alaskan Native 1 $35,000 $35,000 $35,000 $83,000 $83,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 233 $28,015,000 $120,000 $1,125,000 $105,000 $1,037,000
FHA-insured (Federal Housing Administration) 48 $5,210,000 $108,000 $295,000 $53,000 $98,000
VA-guaranteed (Veterans Administration) 19 $2,585,000 $136,000 $305,000 $58,000 $157,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 18 $1,530,000 $85,000 $115,000 $41,000 $63,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 187 $21,705,000 $116,000 $1,125,000 $96,000 $529,000
Application Denied By Financial Institution 52 $5,720,000 $110,000 $265,000 $68,000 $336,000
Loan Purchased By The Institution 37 $4,955,000 $133,000 $425,000 $100,000 $367,000
Application Withdrawn By Applicant 33 $3,735,000 $113,000 $375,000 $69,000 $168,000
File Closed For Incompleteness 7 $935,000 $133,000 $265,000 $201,000 $1,037,000
Application Approved But Not Accepted 2 $290,000 $145,000 $185,000 $84,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 264 $31,500,000 $119,000 $1,125,000 $96,000 $1,037,000
Debt-To-Income Ratio 22 $2,830,000 $128,000 $265,000 $68,000 $154,000
Credit History 14 $1,280,000 $91,000 $175,000 $52,000 $155,000
Collateral 10 $860,000 $86,000 $145,000 $93,000 $336,000
Credit Application Incomplete 3 $355,000 $118,000 $185,000 $64,000 $100,000
Other 2 $190,000 $95,000 $115,000 $40,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 2 $240,000 $120,000 $165,000 $137,000 $219,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $43,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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