Village Capital & Investment Mortgage Lending & HMDA Data, 2018
In 2018, Village Capital & Investment of Henderson, NV reported 9,027 mortgage applications totaling $1.4 billion, down 42% from 2017. The average application was for $149,682, and applicants reported an average income of $38,078. 23% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (387), Houston-The Woodlands-Sugar Land, TX (225) and Phoenix-Mesa-Scottsdale, AZ (214) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 9,027 |
| Total Mortgage Loan Application Amount | $1,351,185,000 |
| Average Mortgage Loan Application Amount | $149,682 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $38,078 |
| Highest Applicant Income | $2,048,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,319 | $1,337,805,000 | $182,000 | $2,025,000 | $38,000 | $2,048,000 |
| Not Applicable | 1,679 | $8,395,000 | $5,000 | $5,000 | $0 | $0 |
| Home Purchase | 29 | $4,985,000 | $171,000 | $405,000 | $58,000 | $175,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,794 | $669,270,000 | $176,000 | $1,855,000 | $39,000 | $1,080,000 |
| Black or African American | 2,015 | $370,485,000 | $183,000 | $1,135,000 | $36,000 | $840,000 |
| Not applicable | 1,499 | $14,295,000 | $9,000 | $455,000 | $22,000 | $156,000 |
| Hispanic | 1,116 | $192,780,000 | $172,000 | $2,025,000 | $36,000 | $2,048,000 |
| Not Provided | 383 | $51,515,000 | $134,000 | $605,000 | $35,000 | $194,000 |
| Asian | 124 | $34,100,000 | $275,000 | $735,000 | $47,000 | $275,000 |
| American Indian or Alaskan Native | 65 | $11,565,000 | $177,000 | $465,000 | $33,000 | $131,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $6,855,000 | $236,000 | $545,000 | $36,000 | $155,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 5,643 | $828,005,000 | $146,000 | $1,855,000 | $34,000 | $2,048,000 |
| FHA-insured (Federal Housing Administration) | 2,867 | $449,495,000 | $156,000 | $645,000 | $38,000 | $910,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 443 | $59,765,000 | $134,000 | $1,485,000 | $60,000 | $1,080,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 74 | $13,920,000 | $188,000 | $2,025,000 | $83,000 | $599,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,151 | $383,165,000 | $178,000 | $1,825,000 | $52,000 | $1,080,000 |
| Loan Originated | 2,087 | $400,085,000 | $191,000 | $1,855,000 | $29,000 | $364,000 |
| Loan Purchased By The Institution | 1,679 | $8,395,000 | $5,000 | $5,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,625 | $283,095,000 | $174,000 | $2,025,000 | $47,000 | $2,048,000 |
| Application Approved But Not Accepted | 1,407 | $262,915,000 | $186,000 | $755,000 | $11,000 | $1,000,000 |
| File Closed For Incompleteness | 78 | $13,530,000 | $173,000 | $855,000 | $58,000 | $840,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,402 | $1,068,090,000 | $144,000 | $1,855,000 | $35,000 | $1,080,000 |
| Other | 506 | $85,250,000 | $168,000 | $1,485,000 | $44,000 | $910,000 |
| Credit History | 480 | $79,510,000 | $165,000 | $1,175,000 | $49,000 | $2,048,000 |
| Debt-To-Income Ratio | 419 | $85,115,000 | $203,000 | $2,025,000 | $49,000 | $599,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 138 | $21,030,000 | $152,000 | $475,000 | $25,000 | $150,000 |
| Unverifiable Information | 63 | $8,425,000 | $133,000 | $325,000 | $85,000 | $960,000 |
| Employment History | 11 | $2,305,000 | $209,000 | $375,000 | $59,000 | $173,000 |
| Collateral | 7 | $1,195,000 | $170,000 | $505,000 | $72,000 | $131,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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