Village Capital & Investment Mortgage Lending & HMDA Data, 2019
In 2019, Village Capital & Investment of Henderson, NV reported 14,025 mortgage applications totaling $2.7 billion, up 55% from 2018. The average application was for $195,723, and applicants reported an average income of $69,735. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (609), Houston-The Woodlands-Sugar Land, TX (347) and Phoenix-Mesa-Scottsdale, AZ (346) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 14,025 |
| Total Mortgage Loan Application Amount | $2,745,025,000 |
| Average Mortgage Loan Application Amount | $195,723 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $69,735 |
| Highest Applicant Income | $1,932,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,385 | $2,156,645,000 | $189,000 | $1,115,000 | $69,000 | $1,932,000 |
| Cash-out Refinancing | 1,422 | $315,250,000 | $221,000 | $805,000 | $76,000 | $1,692,000 |
| Not Applicable | 1,149 | $262,385,000 | $228,000 | $1,215,000 | $0 | $0 |
| Home Purchase | 69 | $10,745,000 | $155,000 | $485,000 | $62,000 | $126,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,706 | $1,233,180,000 | $183,000 | $1,115,000 | $72,000 | $1,932,000 |
| Black or African American | 3,167 | $614,985,000 | $194,000 | $705,000 | $68,000 | $1,272,000 |
| Hispanic | 1,730 | $357,430,000 | $206,000 | $805,000 | $68,000 | $768,000 |
| Not applicable | 1,173 | $267,625,000 | $228,000 | $1,215,000 | $61,000 | $174,000 |
| Not Provided | 908 | $187,250,000 | $206,000 | $795,000 | $75,000 | $1,133,000 |
| Asian | 195 | $52,785,000 | $270,000 | $775,000 | $81,000 | $480,000 |
| American Indian or Alaskan Native | 88 | $16,870,000 | $191,000 | $725,000 | $64,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $12,310,000 | $256,000 | $575,000 | $74,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,768 | $1,190,680,000 | $175,000 | $735,000 | $69,000 | $1,932,000 |
| VA-guaranteed (Veterans Administration) | 6,703 | $1,468,565,000 | $219,000 | $1,215,000 | $74,000 | $1,692,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 348 | $50,870,000 | $146,000 | $805,000 | $59,000 | $504,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 206 | $34,910,000 | $169,000 | $725,000 | $76,000 | $238,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,270 | $998,370,000 | $189,000 | $1,115,000 | $71,000 | $275,000 |
| Application Withdrawn By Applicant | 4,071 | $814,995,000 | $200,000 | $825,000 | $73,000 | $1,932,000 |
| Application Approved But Not Accepted | 1,371 | $258,485,000 | $188,000 | $705,000 | $74,000 | $1,133,000 |
| Application Denied By Financial Institution | 1,290 | $233,640,000 | $181,000 | $855,000 | $64,000 | $1,692,000 |
| Loan Purchased By The Institution | 1,149 | $262,385,000 | $228,000 | $1,215,000 | $0 | $0 |
| File Closed For Incompleteness | 874 | $177,150,000 | $202,000 | $815,000 | $70,000 | $1,080,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,735 | $2,511,385,000 | $197,000 | $1,215,000 | $72,000 | $1,932,000 |
| Credit History | 613 | $108,795,000 | $177,000 | $685,000 | $69,000 | $1,692,000 |
| Other | 282 | $48,800,000 | $173,000 | $615,000 | $74,000 | $720,000 |
| Debt-To-Income Ratio | 254 | $51,290,000 | $201,000 | $595,000 | $53,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 110 | $17,780,000 | $161,000 | $495,000 | $46,000 | $135,000 |
| Collateral | 22 | $5,360,000 | $243,000 | $855,000 | $70,000 | $136,000 |
| Unverifiable Information | 5 | $875,000 | $175,000 | $335,000 | $53,000 | $99,000 |
| Employment History | 4 | $740,000 | $185,000 | $315,000 | $60,000 | $74,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About