Village Capital & Investment Mortgage Lending & HMDA Data, 2024
In 2024, Village Capital & Investment of Henderson, NV reported 60,039 mortgage applications totaling $21.7 billion, up 55% from 2023. The average application was for $361,704, and applicants reported an average income of $62,355. 19% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,891), Riverside-San Bernardino-Ontario, CA (1,710) and Virginia Beach-Norfolk-Newport News, VA-NC (1,313) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 60,039 |
| Total Mortgage Loan Application Amount | $21,716,385,000 |
| Average Mortgage Loan Application Amount | $361,704 |
| Highest Mortgage Loan Application Amount | $10,015,000 |
| Average Applicant Income | $62,355 |
| Highest Applicant Income | $1,732,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 25,884 | $9,402,120,000 | $363,000 | $10,015,000 | $12,000 | $1,200,000 |
| Home Purchase | 17,879 | $6,971,635,000 | $389,000 | $4,905,000 | $111,000 | $553,000 |
| Cash-out Refinancing | 16,276 | $5,342,630,000 | $328,000 | $4,015,000 | $89,000 | $1,732,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 26,015 | $9,718,515,000 | $373,000 | $3,075,000 | $0 | $0 |
| Not Provided | 16,852 | $6,026,870,000 | $357,000 | $9,945,000 | $54,000 | $1,732,000 |
| White | 9,557 | $3,217,165,000 | $336,000 | $10,015,000 | $62,000 | $720,000 |
| Black or African American | 4,408 | $1,511,050,000 | $342,000 | $5,005,000 | $55,000 | $474,000 |
| Hispanic | 2,605 | $996,775,000 | $382,000 | $3,685,000 | $51,000 | $553,000 |
| Asian | 331 | $149,125,000 | $450,000 | $1,505,000 | $75,000 | $327,000 |
| American Indian or Alaskan Native | 195 | $67,495,000 | $346,000 | $1,425,000 | $70,000 | $326,000 |
| Native Hawaiian or Other Pacific Islander | 76 | $29,390,000 | $386,000 | $985,000 | $55,000 | $199,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 34,348 | $12,928,420,000 | $376,000 | $9,945,000 | $60,000 | $1,732,000 |
| FHA-insured (Federal Housing Administration) | 24,899 | $8,623,435,000 | $346,000 | $10,015,000 | $52,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 687 | $134,655,000 | $196,000 | $735,000 | $64,000 | $198,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 105 | $29,875,000 | $284,000 | $4,905,000 | $75,000 | $504,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 26,015 | $9,718,515,000 | $373,000 | $3,075,000 | $0 | $0 |
| Loan Originated | 11,531 | $4,121,325,000 | $357,000 | $3,215,000 | $86,000 | $504,000 |
| Application Approved But Not Accepted | 8,763 | $3,080,755,000 | $351,000 | $1,755,000 | $69,000 | $551,000 |
| Application Withdrawn By Applicant | 5,018 | $1,822,800,000 | $363,000 | $7,385,000 | $43,000 | $1,732,000 |
| Application Denied By Financial Institution | 4,450 | $1,502,040,000 | $337,000 | $8,245,000 | $68,000 | $553,000 |
| File Closed For Incompleteness | 4,262 | $1,470,950,000 | $345,000 | $10,015,000 | $29,000 | $960,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 55,589 | $20,214,345,000 | $363,000 | $10,015,000 | $54,000 | $1,732,000 |
| Credit History | 2,870 | $953,170,000 | $332,000 | $4,995,000 | $70,000 | $553,000 |
| Debt-To-Income Ratio | 755 | $266,075,000 | $352,000 | $4,905,000 | $77,000 | $376,000 |
| Other | 495 | $177,555,000 | $358,000 | $8,245,000 | $30,000 | $267,000 |
| Collateral | 183 | $57,595,000 | $314,000 | $1,135,000 | $90,000 | $397,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 66 | $19,790,000 | $299,000 | $685,000 | $14,000 | $137,000 |
| Employment History | 53 | $18,475,000 | $348,000 | $825,000 | $85,000 | $202,000 |
| Unverifiable Information | 26 | $8,820,000 | $339,000 | $745,000 | $100,000 | $251,000 |
| Credit Application Incomplete | 2 | $560,000 | $280,000 | $455,000 | $140,000 | $161,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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