Village Capital & Investment Mortgage Lending & HMDA Data, 2015
In 2015, Village Capital & Investment of Henderson, NV reported 14,028 mortgage applications totaling $1.8 billion, up 46% from 2014. The average application was for $130,597, and applicants reported an average income of $3,000. 43% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (642), Houston-The Woodlands-Sugar Land, TX (551) and Dallas-Plano-Irving, TX (480) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 14,028 |
| Total Mortgage Loan Application Amount | $1,832,028,000 |
| Average Mortgage Loan Application Amount | $130,597 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $3,000 |
| Highest Applicant Income | $1,176,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,028 | $1,832,028,000 | $130,000 | $720,000 | $3,000 | $1,176,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,040 | $1,051,533,000 | $130,000 | $720,000 | $2,000 | $912,000 |
| Black or African American | 3,079 | $395,604,000 | $128,000 | $686,000 | $2,000 | $792,000 |
| Hispanic | 1,962 | $252,505,000 | $128,000 | $638,000 | $5,000 | $576,000 |
| Not Provided | 549 | $69,894,000 | $127,000 | $490,000 | $7,000 | $1,176,000 |
| Asian | 286 | $46,454,000 | $162,000 | $682,000 | $6,000 | $238,000 |
| American Indian or Alaskan Native | 62 | $7,795,000 | $125,000 | $445,000 | $8,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $8,243,000 | $164,000 | $547,000 | $6,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 13,268 | $1,721,986,000 | $129,000 | $720,000 | $3,000 | $1,176,000 |
| VA-guaranteed (Veterans Administration) | 760 | $110,042,000 | $144,000 | $682,000 | $1,000 | $114,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,095 | $812,007,000 | $133,000 | $720,000 | $0 | $130,000 |
| Application Withdrawn By Applicant | 5,196 | $665,971,000 | $128,000 | $687,000 | $6,000 | $576,000 |
| Application Denied By Financial Institution | 2,178 | $279,169,000 | $128,000 | $631,000 | $6,000 | $1,176,000 |
| Application Approved But Not Accepted | 390 | $51,647,000 | $132,000 | $509,000 | $0 | $104,000 |
| File Closed For Incompleteness | 118 | $14,822,000 | $125,000 | $403,000 | $3,000 | $181,000 |
| Loan Purchased By The Institution | 51 | $8,412,000 | $164,000 | $447,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,167 | $149,612,000 | $128,000 | $631,000 | $4,000 | $1,176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 560 | $65,473,000 | $116,000 | $341,000 | $3,000 | $125,000 |
| Other | 431 | $61,872,000 | $143,000 | $591,000 | $12,000 | $912,000 |
| Debt-To-Income Ratio | 14 | $1,665,000 | $118,000 | $199,000 | $48,000 | $83,000 |
| Employment History | 3 | $249,000 | $83,000 | $116,000 | $0 | $0 |
| Collateral | 1 | $141,000 | $141,000 | $141,000 | $0 | $0 |
| Unverifiable Information | 1 | $86,000 | $86,000 | $86,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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