Village Capital & Investment Mortgage Lending & HMDA Data, 2015
In 2015, Village Capital & Investment of Henderson, NV reported 14,028 mortgage applications totaling $1.8 billion, up 46% from 2014. The average application was for $130,597, and applicants reported an average income of $3,000. 43% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (642), Houston-The Woodlands-Sugar Land, TX (551) and Dallas-Plano-Irving, TX (480) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 14,028 |
| Total Mortgage Loan Application Amount | $1,832,028,000 |
| Average Mortgage Loan Application Amount | $130,597 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $3,000 |
| Highest Applicant Income | $1,176,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Roswell, GA | 642 | $ 83,638,000 | $ 130,277 | $ 3,000 |
| Houston-The Woodlands-Sugar Land, TX | 551 | $ 69,101,000 | $ 125,410 | $ 7,000 |
| Dallas-Plano-Irving, TX | 480 | $ 58,646,000 | $ 122,179 | $ 5,000 |
| Phoenix-Mesa-Scottsdale, AZ | 340 | $ 48,244,000 | $ 141,894 | $ 2,000 |
| Fort Worth-Arlington, TX | 313 | $ 37,233,000 | $ 118,955 | $ 4,000 |
| Charlotte-Concord-Gastonia, NC-SC | 250 | $ 31,401,000 | $ 125,604 | $ 2,640 |
| Chicago-Naperville-Arlington Heights, IL | 246 | $ 37,587,000 | $ 152,792 | $ 3,000 |
| Indianapolis-Carmel-Anderson, IN | 246 | $ 27,478,000 | $ 111,699 | $ 1,000 |
| San Antonio-New Braunfels, TX | 222 | $ 26,807,000 | $ 120,752 | $ 3,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 213 | $ 27,513,000 | $ 129,169 | $ 1,000 |
| Las Vegas-Henderson-Paradise, NV | 203 | $ 31,616,000 | $ 155,743 | $ 6,000 |
| Riverside-San Bernardino-Ontario, CA | 196 | $ 33,658,000 | $ 171,724 | $ 2,000 |
| St. Louis, MO-IL | 173 | $ 20,304,000 | $ 117,364 | $ 1,242 |
| Philadelphia, PA | 167 | $ 18,473,000 | $ 110,616 | $ 10,000 |
| Cincinnati, OH-KY-IN | 160 | $ 18,210,000 | $ 113,812 | $ 4,362 |
| Columbus, OH | 146 | $ 17,143,000 | $ 117,417 | $ 1,000 |
| Warren-Troy-Farmington Hills, MI | 146 | $ 17,501,000 | $ 119,869 | $ 2,000 |
| Pittsburgh, PA | 145 | $ 15,042,000 | $ 103,737 | $ 3,000 |
| Orlando-Kissimmee-Sanford, FL | 143 | $ 21,145,000 | $ 147,867 | $ 1,000 |
| Birmingham-Hoover, AL | 141 | $ 17,593,000 | $ 124,773 | $ 1,000 |
| Austin-Round Rock, TX | 138 | $ 18,350,000 | $ 132,971 | $ 4,000 |
| Raleigh, NC | 129 | $ 16,866,000 | $ 130,744 | $ 3,000 |
| Tampa-St. Petersburg-Clearwater, FL | 123 | $ 15,602,000 | $ 126,845 | $ 4,000 |
| Denver-Aurora-Lakewood, CO | 122 | $ 20,466,000 | $ 167,754 | $ 2,000 |
| Baltimore-Columbia-Towson, MD | 120 | $ 20,939,000 | $ 174,491 | $ 8,000 |
| Memphis, TN-MS-AR | 119 | $ 13,336,000 | $ 112,067 | $ 3,000 |
| Cleveland-Elyria, OH | 118 | $ 13,251,000 | $ 112,296 | $ 4,000 |
| New York-Jersey City-White Plains, NY-NJ | 111 | $ 26,985,000 | $ 243,108 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 110 | $ 27,996,000 | $ 254,509 | $ 1,636 |
| Newark, NJ-PA | 106 | $ 23,654,000 | $ 223,150 | $ 1,830 |
| El Paso, TX | 98 | $ 11,444,000 | $ 116,775 | $ 2,000 |
| San Juan-Caguas-Guaynabo, PR | 96 | $ 12,589,000 | $ 131,135 | $ 4,000 |
| Albuquerque, NM | 95 | $ 11,171,000 | $ 117,589 | $ 4,000 |
| Detroit-Dearborn-Livonia, MI | 92 | $ 10,099,000 | $ 109,771 | $ 2,000 |
| Tucson, AZ | 92 | $ 11,209,000 | $ 121,836 | $ 1,000 |
| Kansas City, MO-KS | 91 | $ 10,385,000 | $ 114,120 | $ 1,000 |
| Los Angeles-Long Beach-Glendale, CA | 91 | $ 22,975,000 | $ 252,472 | $ 4,000 |
| Hartford-West Hartford-East Hartford, CT | 89 | $ 15,699,000 | $ 176,393 | $ 3,000 |
| Louisville/Jefferson County, KY-IN | 88 | $ 9,803,000 | $ 111,397 | $ 2,147 |
| Camden, NJ | 87 | $ 13,596,000 | $ 156,275 | $ 0 |
| Greensboro-High Point, NC | 85 | $ 9,484,000 | $ 111,576 | $ 2,000 |
| Jacksonville, FL | 79 | $ 10,268,000 | $ 129,974 | $ 2,000 |
| Milwaukee-Waukesha-West Allis, WI | 79 | $ 10,430,000 | $ 132,025 | $ 2,000 |
| Salt Lake City, UT | 79 | $ 13,046,000 | $ 165,139 | $ 3,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 77 | $ 13,238,000 | $ 171,922 | $ 3,000 |
| Gary, IN | 75 | $ 9,053,000 | $ 120,706 | $ 5,000 |
| Huntsville, AL | 70 | $ 8,785,000 | $ 125,500 | $ 6,000 |
| Providence-Warwick, RI-MA | 67 | $ 12,452,000 | $ 185,850 | $ 0 |
| Columbia, SC | 64 | $ 7,231,000 | $ 112,984 | $ 1,000 |
| Wilmington, DE-MD-NJ | 64 | $ 10,919,000 | $ 170,609 | $ 5,312 |
| Knoxville, TN | 62 | $ 6,733,000 | $ 108,596 | $ 2,000 |
| Chattanooga, TN-GA | 61 | $ 6,554,000 | $ 107,442 | $ 0 |
| Killeen-Temple, TX | 61 | $ 6,476,000 | $ 106,163 | $ 2,000 |
| Montgomery, AL | 61 | $ 6,961,000 | $ 114,114 | $ 0 |
| Grand Rapids-Wyoming, MI | 60 | $ 6,758,000 | $ 112,633 | $ 4,000 |
| Winston-Salem, NC | 59 | $ 6,223,000 | $ 105,474 | $ 5,000 |
| Bakersfield, CA | 58 | $ 7,946,000 | $ 137,000 | $ 5,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 57 | $ 8,826,000 | $ 154,842 | $ 0 |
| New Haven-Milford, CT | 57 | $ 10,264,000 | $ 180,070 | $ 2,000 |
| Miami-Miami Beach-Kendall, FL | 56 | $ 8,784,000 | $ 156,857 | $ 3,000 |
| McAllen-Edinburg-Mission, TX | 53 | $ 5,710,000 | $ 107,735 | $ 3,000 |
| Greenville-Anderson-Mauldin, SC | 52 | $ 5,719,000 | $ 109,980 | $ 1,000 |
| Akron, OH | 50 | $ 5,618,000 | $ 112,360 | $ 4,000 |
| Dayton, OH | 50 | $ 4,744,000 | $ 94,880 | $ 3,000 |
| Montgomery County-Bucks County-Chester County, PA | 49 | $ 8,548,000 | $ 174,448 | $ 3,000 |
| Stockton-Lodi, CA | 47 | $ 8,467,000 | $ 180,148 | $ 5,000 |
| Ogden-Clearfield, UT | 46 | $ 6,934,000 | $ 150,739 | $ 5,000 |
| Augusta-Richmond County, GA-SC | 44 | $ 4,705,000 | $ 106,931 | $ 3,000 |
| Colorado Springs, CO | 44 | $ 6,761,000 | $ 153,659 | $ 1,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 43 | $ 6,290,000 | $ 146,279 | $ 2,581 |
| Durham-Chapel Hill, NC | 41 | $ 5,121,000 | $ 124,902 | $ 1,000 |
| Fresno, CA | 41 | $ 6,013,000 | $ 146,658 | $ 11,000 |
| Oakland-Hayward-Berkeley, CA | 41 | $ 9,671,000 | $ 235,878 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 40 | $ 4,420,000 | $ 110,500 | $ 5,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 40 | $ 5,641,000 | $ 141,025 | $ 2,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 38 | $ 3,849,000 | $ 101,289 | $ 11,000 |
| Clarksville, TN-KY | 37 | $ 4,393,000 | $ 118,729 | $ 1,675 |
| Laredo, TX | 37 | $ 3,953,000 | $ 106,837 | $ 2,000 |
| Columbus, GA-AL | 36 | $ 3,591,000 | $ 99,750 | $ 0 |
| Fayetteville, NC | 36 | $ 4,139,000 | $ 114,972 | $ 0 |
| Fort Wayne, IN | 36 | $ 3,512,000 | $ 97,555 | $ 4,000 |
| Lake County-Kenosha County, IL-WI | 36 | $ 4,534,000 | $ 125,944 | $ 4,055 |
| Lakeland-Winter Haven, FL | 36 | $ 3,872,000 | $ 107,555 | $ 7,000 |
| Modesto, CA | 36 | $ 5,200,000 | $ 144,444 | $ 6,000 |
| Canton-Massillon, OH | 35 | $ 3,875,000 | $ 110,714 | $ 2,000 |
| Charleston-North Charleston, SC | 35 | $ 4,811,000 | $ 137,457 | $ 1,000 |
| Harrisburg-Carlisle, PA | 35 | $ 4,684,000 | $ 133,828 | $ 0 |
| Springfield, MO | 35 | $ 3,435,000 | $ 98,142 | $ 2,000 |
| Beaumont-Port Arthur, TX | 34 | $ 3,574,000 | $ 105,117 | $ 6,000 |
| Lansing-East Lansing, MI | 34 | $ 3,635,000 | $ 106,911 | $ 2,000 |
| Mobile, AL | 34 | $ 3,738,000 | $ 109,941 | $ 1,000 |
| Savannah, GA | 33 | $ 3,701,000 | $ 112,151 | $ 2,000 |
| Visalia-Porterville, CA | 33 | $ 4,138,000 | $ 125,393 | $ 8,000 |
| Asheville, NC | 32 | $ 4,023,000 | $ 125,718 | $ 2,000 |
| Corpus Christi, TX | 32 | $ 3,547,000 | $ 110,843 | $ 4,000 |
| Hickory-Lenoir-Morganton, NC | 32 | $ 2,905,000 | $ 90,781 | $ 3,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 32 | $ 4,038,000 | $ 126,187 | $ 0 |
| Pueblo, CO | 32 | $ 3,476,000 | $ 108,625 | $ 2,000 |
| Reno, NV | 31 | $ 4,560,000 | $ 147,096 | $ 0 |
| Rockford, IL | 31 | $ 3,400,000 | $ 109,677 | $ 5,000 |
| Toledo, OH | 30 | $ 3,192,000 | $ 106,400 | $ 6,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 29 | $ 3,590,000 | $ 123,793 | $ 0 |
| Flint, MI | 29 | $ 3,115,000 | $ 107,413 | $ 1,000 |
| Lexington-Fayette, KY | 29 | $ 3,730,000 | $ 128,620 | $ 1,000 |
| Lake Havasu City-Kingman, AZ | 28 | $ 3,061,000 | $ 109,321 | $ 2,000 |
| Silver Spring-Frederick-Rockville, MD | 28 | $ 6,886,000 | $ 245,928 | $ 6,000 |
| Lubbock, TX | 27 | $ 3,017,000 | $ 111,740 | $ 3,000 |
| Salisbury, MD-DE | 27 | $ 4,679,000 | $ 173,296 | $ 0 |
| Warner Robins, GA | 27 | $ 2,870,000 | $ 106,296 | $ 1,000 |
| York-Hanover, PA | 27 | $ 4,739,000 | $ 175,518 | $ 2,000 |
| Lancaster, PA | 26 | $ 3,675,000 | $ 141,346 | $ 8,000 |
| North Port-Sarasota-Bradenton, FL | 26 | $ 2,887,000 | $ 111,038 | $ 9,000 |
| Provo-Orem, UT | 26 | $ 4,707,000 | $ 181,038 | $ 3,000 |
| Youngstown-Warren-Boardman, OH-PA | 26 | $ 2,305,000 | $ 88,653 | $ 2,538 |
| Cape Coral-Fort Myers, FL | 25 | $ 2,762,000 | $ 110,480 | $ 3,000 |
| Yuma, AZ | 25 | $ 3,024,000 | $ 120,960 | $ 4,000 |
| Elgin, IL | 24 | $ 3,451,000 | $ 143,791 | $ 1,000 |
| Evansville, IN-KY | 24 | $ 2,514,000 | $ 104,750 | $ 0 |
| Las Cruces, NM | 24 | $ 2,955,000 | $ 123,125 | $ 5,000 |
| Amarillo, TX | 23 | $ 2,502,000 | $ 108,782 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 5,565,000 | $ 241,956 | $ 6,000 |
| Brownsville-Harlingen, TX | 23 | $ 2,476,000 | $ 107,652 | $ 0 |
| Decatur, AL | 23 | $ 2,478,000 | $ 107,739 | $ 0 |
| Michigan City-La Porte, IN | 23 | $ 2,302,000 | $ 100,086 | $ 2,000 |
| Reading, PA | 23 | $ 3,091,000 | $ 134,391 | $ 0 |
| Trenton, NJ | 23 | $ 4,115,000 | $ 178,913 | $ 9,000 |
| Jackson, MI | 22 | $ 2,175,000 | $ 98,863 | $ 1,000 |
| South Bend-Mishawaka, IN-MI | 22 | $ 2,092,000 | $ 95,090 | $ 772 |
| Tuscaloosa, AL | 22 | $ 2,708,000 | $ 123,090 | $ 4,000 |
| Kalamazoo-Portage, MI | 21 | $ 2,171,000 | $ 103,380 | $ 0 |
| Prescott, AZ | 21 | $ 3,048,000 | $ 145,142 | $ 0 |
| Macon, GA | 20 | $ 2,148,000 | $ 107,400 | $ 1,000 |
| San Diego-Carlsbad, CA | 20 | $ 4,488,000 | $ 224,400 | $ 4,000 |
| Elizabethtown-Fort Knox, KY | 19 | $ 2,334,000 | $ 122,842 | $ 12,000 |
| Port St. Lucie, FL | 19 | $ 2,368,000 | $ 124,631 | $ 3,000 |
| Rocky Mount, NC | 19 | $ 2,401,000 | $ 126,368 | $ 5,000 |
| Tallahassee, FL | 19 | $ 2,259,000 | $ 118,894 | $ 2,000 |
| Vallejo-Fairfield, CA | 19 | $ 3,736,000 | $ 196,631 | $ 0 |
| Gainesville, GA | 18 | $ 1,861,000 | $ 103,388 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 18 | $ 2,381,000 | $ 132,277 | $ 0 |
| Springfield, OH | 18 | $ 1,745,000 | $ 96,944 | $ 0 |
| Jacksonville, NC | 17 | $ 2,206,000 | $ 129,764 | $ 1,000 |
| Logan, UT-ID | 17 | $ 2,247,000 | $ 132,176 | $ 7,000 |
| Longview, TX | 17 | $ 1,791,000 | $ 105,352 | $ 8,000 |
| Odessa, TX | 17 | $ 2,069,000 | $ 121,705 | $ 3,000 |
| Portland-South Portland, ME | 17 | $ 2,516,000 | $ 148,000 | $ 5,000 |
| Racine, WI | 17 | $ 2,074,000 | $ 122,000 | $ 2,000 |
| Waco, TX | 17 | $ 1,755,000 | $ 103,235 | $ 0 |
| Burlington, NC | 16 | $ 1,902,000 | $ 118,875 | $ 2,000 |
| Greenville, NC | 16 | $ 1,727,000 | $ 107,937 | $ 0 |
| Homosassa Springs, FL | 16 | $ 1,541,000 | $ 96,312 | $ 0 |
| Janesville-Beloit, WI | 16 | $ 1,842,000 | $ 115,125 | $ 10,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,561,000 | $ 97,562 | $ 0 |
| Madison, WI | 16 | $ 2,615,000 | $ 163,437 | $ 0 |
| Peoria, IL | 16 | $ 1,646,000 | $ 102,875 | $ 2,000 |
| Ann Arbor, MI | 15 | $ 1,979,000 | $ 131,933 | $ 0 |
| Appleton, WI | 15 | $ 1,759,000 | $ 117,266 | $ 0 |
| College Station-Bryan, TX | 15 | $ 1,890,000 | $ 126,000 | $ 2,000 |
| Grand Junction, CO | 15 | $ 2,091,000 | $ 139,400 | $ 0 |
| Lafayette-West Lafayette, IN | 15 | $ 1,504,000 | $ 100,266 | $ 0 |
| Monroe, MI | 15 | $ 1,699,000 | $ 113,266 | $ 0 |
| Tyler, TX | 15 | $ 1,727,000 | $ 115,133 | $ 0 |
| Dothan, AL | 14 | $ 1,529,000 | $ 109,214 | $ 0 |
| Greeley, CO | 14 | $ 2,107,000 | $ 150,500 | $ 17,000 |
| Green Bay, WI | 14 | $ 1,443,000 | $ 103,071 | $ 0 |
| Muskegon, MI | 14 | $ 1,225,000 | $ 87,500 | $ 7,000 |
| Saginaw, MI | 14 | $ 1,245,000 | $ 88,928 | $ 6,000 |
| Vineland-Bridgeton, NJ | 14 | $ 2,010,000 | $ 143,571 | $ 7,000 |
| Albany, GA | 13 | $ 1,407,000 | $ 108,230 | $ 0 |
| Daphne-Fairhope-Foley, AL | 13 | $ 1,460,000 | $ 112,307 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,152,000 | $ 88,615 | $ 7,000 |
| Jefferson City, MO | 13 | $ 1,351,000 | $ 103,923 | $ 0 |
| Ocala, FL | 13 | $ 1,416,000 | $ 108,923 | $ 21,000 |
| San Angelo, TX | 13 | $ 1,537,000 | $ 118,230 | $ 0 |
| Sierra Vista-Douglas, AZ | 13 | $ 1,525,000 | $ 117,307 | $ 0 |
| Atlantic City-Hammonton, NJ | 12 | $ 2,008,000 | $ 167,333 | $ 3,000 |
| Battle Creek, MI | 12 | $ 1,168,000 | $ 97,333 | $ 6,000 |
| East Stroudsburg, PA | 12 | $ 1,849,000 | $ 154,083 | $ 0 |
| Eau Claire, WI | 12 | $ 1,297,000 | $ 108,083 | $ 5,000 |
| Erie, PA | 12 | $ 1,009,000 | $ 84,083 | $ 3,000 |
| Morristown, TN | 12 | $ 1,504,000 | $ 125,333 | $ 2,000 |
| Norwich-New London, CT | 12 | $ 1,832,000 | $ 152,666 | $ 7,000 |
| Panama City, FL | 12 | $ 1,390,000 | $ 115,833 | $ 0 |
| Springfield, IL | 12 | $ 1,207,000 | $ 100,583 | $ 0 |
| Wichita Falls, TX | 12 | $ 1,075,000 | $ 89,583 | $ 3,000 |
| Anaheim-Santa Ana-Irvine, CA | 11 | $ 4,442,000 | $ 403,818 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 11 | $ 1,056,000 | $ 96,000 | $ 3,000 |
| Chico, CA | 11 | $ 1,427,000 | $ 129,727 | $ 0 |
| Elkhart-Goshen, IN | 11 | $ 883,000 | $ 80,272 | $ 15,000 |
| Johnson City, TN | 11 | $ 1,290,000 | $ 117,272 | $ 0 |
| Muncie, IN | 11 | $ 948,000 | $ 86,181 | $ 0 |
| Ponce, PR | 11 | $ 1,257,000 | $ 114,272 | $ 2,000 |
| Spartanburg, SC | 11 | $ 1,246,000 | $ 113,272 | $ 0 |
| Texarkana, TX-AR | 11 | $ 1,211,000 | $ 110,090 | $ 14,000 |
| Bloomington, IN | 10 | $ 1,117,000 | $ 111,700 | $ 0 |
| Cleveland, TN | 10 | $ 1,240,000 | $ 124,000 | $ 4,000 |
| Farmington, NM | 10 | $ 1,510,000 | $ 151,000 | $ 57,000 |
| Florence, SC | 10 | $ 1,246,000 | $ 124,600 | $ 0 |
| Florence-Muscle Shoals, AL | 10 | $ 1,008,000 | $ 100,800 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 1,824,000 | $ 182,400 | $ 3,000 |
| Hanford-Corcoran, CA | 10 | $ 1,355,000 | $ 135,500 | $ 4,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 1,143,000 | $ 114,300 | $ 9,600 |
| Jackson, TN | 10 | $ 959,000 | $ 95,900 | $ 0 |
| New Bern, NC | 10 | $ 1,413,000 | $ 141,300 | $ 0 |
| Oshkosh-Neenah, WI | 10 | $ 1,016,000 | $ 101,600 | $ 0 |
| Redding, CA | 10 | $ 1,286,000 | $ 128,600 | $ 0 |
| St. Joseph, MO-KS | 10 | $ 1,022,000 | $ 102,200 | $ 0 |
| Victoria, TX | 10 | $ 1,229,000 | $ 122,900 | $ 0 |
| Wilmington, NC | 10 | $ 1,386,000 | $ 138,600 | $ 0 |
| Auburn-Opelika, AL | 9 | $ 1,135,000 | $ 126,111 | $ 0 |
| Bay City, MI | 9 | $ 841,000 | $ 93,444 | $ 0 |
| Dalton, GA | 9 | $ 740,000 | $ 82,222 | $ 5,000 |
| Dover, DE | 9 | $ 1,663,000 | $ 184,777 | $ 0 |
| Goldsboro, NC | 9 | $ 959,000 | $ 106,555 | $ 0 |
| Merced, CA | 9 | $ 994,000 | $ 110,444 | $ 4,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,070,000 | $ 341,111 | $ 0 |
| St. George, UT | 9 | $ 1,243,000 | $ 138,111 | $ 0 |
| Abilene, TX | 8 | $ 772,000 | $ 96,500 | $ 5,000 |
| Altoona, PA | 8 | $ 690,000 | $ 86,250 | $ 0 |
| Bloomington, IL | 8 | $ 1,045,000 | $ 130,625 | $ 15,000 |
| Brunswick, GA | 8 | $ 930,000 | $ 116,250 | $ 0 |
| Columbus, IN | 8 | $ 794,000 | $ 99,250 | $ 0 |
| Gainesville, FL | 8 | $ 802,000 | $ 100,250 | $ 0 |
| Hinesville, GA | 8 | $ 829,000 | $ 103,625 | $ 0 |
| Johnstown, PA | 8 | $ 814,000 | $ 101,750 | $ 0 |
| Lebanon, PA | 8 | $ 1,072,000 | $ 134,000 | $ 0 |
| Lewiston-Auburn, ME | 8 | $ 1,062,000 | $ 132,750 | $ 8,000 |
| Madera, CA | 8 | $ 1,271,000 | $ 158,875 | $ 3,000 |
| Owensboro, KY | 8 | $ 1,137,000 | $ 142,125 | $ 0 |
| Sebastian-Vero Beach, FL | 8 | $ 1,135,000 | $ 141,875 | $ 0 |
| Terre Haute, IN | 8 | $ 633,000 | $ 79,125 | $ 0 |
| Worcester, MA-CT | 8 | $ 1,184,000 | $ 148,000 | $ 0 |
| Yuba City, CA | 8 | $ 1,256,000 | $ 157,000 | $ 0 |
| Athens-Clarke County, GA | 7 | $ 983,000 | $ 140,428 | $ 4,000 |
| Chambersburg-Waynesboro, PA | 7 | $ 743,000 | $ 106,142 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,320,000 | $ 188,571 | $ 0 |
| El Centro, CA | 7 | $ 1,259,000 | $ 179,857 | $ 7,000 |
| Guayama, PR | 7 | $ 740,000 | $ 105,714 | $ 2,000 |
| Midland, TX | 7 | $ 993,000 | $ 141,857 | $ 0 |
| Niles-Benton Harbor, MI | 7 | $ 869,000 | $ 124,142 | $ 5,000 |
| Punta Gorda, FL | 7 | $ 653,000 | $ 93,285 | $ 2,000 |
| Sumter, SC | 7 | $ 692,000 | $ 98,857 | $ 0 |
| Flagstaff, AZ | 6 | $ 1,020,000 | $ 170,000 | $ 0 |
| Fond Du Lac, WI | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Joplin, MO | 6 | $ 566,000 | $ 94,333 | $ 0 |
| Kokomo, IN | 6 | $ 650,000 | $ 108,333 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,678,000 | $ 279,666 | $ 0 |
| Santa Fe, NM | 6 | $ 1,155,000 | $ 192,500 | $ 0 |
| Sheboygan, WI | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Sherman-Denison, TX | 6 | $ 683,000 | $ 113,833 | $ 0 |
| Valdosta, GA | 6 | $ 720,000 | $ 120,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 881,000 | $ 146,833 | $ 5,833 |
| Cape Girardeau, MO-IL | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Champaign-Urbana, IL | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Cumberland, MD-WV | 5 | $ 534,000 | $ 106,800 | $ 0 |
| La Crosse-Onalaska, WI-MN | 5 | $ 571,000 | $ 114,200 | $ 0 |
| Mansfield, OH | 5 | $ 486,000 | $ 97,200 | $ 0 |
| Midland, MI | 5 | $ 676,000 | $ 135,200 | $ 0 |
| Ocean City, NJ | 5 | $ 760,000 | $ 152,000 | $ 0 |
| Rome, GA | 5 | $ 399,000 | $ 79,800 | $ 0 |
| Wausau, WI | 5 | $ 563,000 | $ 112,600 | $ 0 |
| Arecibo, PR | 4 | $ 311,000 | $ 77,750 | $ 5,000 |
| Bangor, ME | 4 | $ 536,000 | $ 134,000 | $ 0 |
| Bowling Green, KY | 4 | $ 448,000 | $ 112,000 | $ 0 |
| Columbia, MO | 4 | $ 419,000 | $ 104,750 | $ 0 |
| Decatur, IL | 4 | $ 343,000 | $ 85,750 | $ 0 |
| Fort Collins, CO | 4 | $ 524,000 | $ 131,000 | $ 0 |
| Gadsden, AL | 4 | $ 502,000 | $ 125,500 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 4 | $ 412,000 | $ 103,000 | $ 0 |
| Lima, OH | 4 | $ 317,000 | $ 79,250 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 399,000 | $ 99,750 | $ 0 |
| Williamsport, PA | 4 | $ 503,000 | $ 125,750 | $ 0 |
| California-Lexington Park, MD | 3 | $ 861,000 | $ 287,000 | $ 0 |
| Carson City, NV | 3 | $ 519,000 | $ 173,000 | $ 0 |
| San German-Cabo Rojo, PR | 3 | $ 262,000 | $ 87,333 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 622,000 | $ 207,333 | $ 0 |
| Santa Maria-Santa Barbara, CA | 3 | $ 1,027,000 | $ 342,333 | $ 0 |
| Sebring, FL | 3 | $ 267,000 | $ 89,000 | $ 0 |
| State College, PA | 3 | $ 409,000 | $ 136,333 | $ 0 |
| Boulder, CO | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Carbondale-Marion, IL | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Danville, IL | 2 | $ 313,000 | $ 156,500 | $ 0 |
| Gettysburg, PA | 2 | $ 247,000 | $ 123,500 | $ 0 |
| Kankakee, IL | 2 | $ 234,000 | $ 117,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 279,000 | $ 139,500 | $ 0 |
| Salinas, CA | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 784,000 | $ 392,000 | $ 0 |
| Santa Rosa, CA | 2 | $ 485,000 | $ 242,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Napa, CA | 1 | $ 382,000 | $ 382,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 484,000 | $ 484,000 | $ 0 |
| San Rafael, CA | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 87,000 | $ 87,000 | $ 0 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,028 | $1,832,028,000 | $130,000 | $720,000 | $3,000 | $1,176,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,040 | $1,051,533,000 | $130,000 | $720,000 | $2,000 | $912,000 |
| Black or African American | 3,079 | $395,604,000 | $128,000 | $686,000 | $2,000 | $792,000 |
| Hispanic | 1,962 | $252,505,000 | $128,000 | $638,000 | $5,000 | $576,000 |
| Not Provided | 549 | $69,894,000 | $127,000 | $490,000 | $7,000 | $1,176,000 |
| Asian | 286 | $46,454,000 | $162,000 | $682,000 | $6,000 | $238,000 |
| American Indian or Alaskan Native | 62 | $7,795,000 | $125,000 | $445,000 | $8,000 | $153,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $8,243,000 | $164,000 | $547,000 | $6,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 13,268 | $1,721,986,000 | $129,000 | $720,000 | $3,000 | $1,176,000 |
| VA-guaranteed (Veterans Administration) | 760 | $110,042,000 | $144,000 | $682,000 | $1,000 | $114,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,095 | $812,007,000 | $133,000 | $720,000 | $0 | $130,000 |
| Application Withdrawn By Applicant | 5,196 | $665,971,000 | $128,000 | $687,000 | $6,000 | $576,000 |
| Application Denied By Financial Institution | 2,178 | $279,169,000 | $128,000 | $631,000 | $6,000 | $1,176,000 |
| Application Approved But Not Accepted | 390 | $51,647,000 | $132,000 | $509,000 | $0 | $104,000 |
| File Closed For Incompleteness | 118 | $14,822,000 | $125,000 | $403,000 | $3,000 | $181,000 |
| Loan Purchased By The Institution | 51 | $8,412,000 | $164,000 | $447,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,167 | $149,612,000 | $128,000 | $631,000 | $4,000 | $1,176,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 560 | $65,473,000 | $116,000 | $341,000 | $3,000 | $125,000 |
| Other | 431 | $61,872,000 | $143,000 | $591,000 | $12,000 | $912,000 |
| Debt-To-Income Ratio | 14 | $1,665,000 | $118,000 | $199,000 | $48,000 | $83,000 |
| Employment History | 3 | $249,000 | $83,000 | $116,000 | $0 | $0 |
| Collateral | 1 | $141,000 | $141,000 | $141,000 | $0 | $0 |
| Unverifiable Information | 1 | $86,000 | $86,000 | $86,000 | $35,000 | $35,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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