Village Capital & Investment Mortgage Lending & HMDA Data, 2023
In 2023, Village Capital & Investment of Henderson, NV reported 38,639 mortgage applications totaling $12.6 billion, up 6% from 2022. The average application was for $325,864, and applicants reported an average income of $90,804. 9% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,534), Riverside-San Bernardino-Ontario, CA (1,001) and Washington-Arlington-Alexandria, DC-VA-MD-WV (983) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 38,639 |
| Total Mortgage Loan Application Amount | $12,591,095,000 |
| Average Mortgage Loan Application Amount | $325,864 |
| Highest Mortgage Loan Application Amount | $2,905,000 |
| Average Applicant Income | $90,804 |
| Highest Applicant Income | $9,393,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,742 | $6,680,360,000 | $356,000 | $2,905,000 | $111,000 | $1,838,000 |
| Cash-out Refinancing | 16,977 | $5,011,195,000 | $295,000 | $1,445,000 | $80,000 | $9,393,000 |
| Refinancing | 2,920 | $899,540,000 | $308,000 | $1,235,000 | $24,000 | $3,870,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 23,072 | $8,045,090,000 | $348,000 | $1,805,000 | $108,000 | $1,838,000 |
| Not Provided | 5,937 | $1,820,925,000 | $306,000 | $1,285,000 | $76,000 | $747,000 |
| White | 5,842 | $1,598,700,000 | $273,000 | $2,905,000 | $73,000 | $3,870,000 |
| Black or African American | 2,511 | $711,815,000 | $283,000 | $1,255,000 | $75,000 | $9,393,000 |
| Hispanic | 985 | $310,115,000 | $314,000 | $1,075,000 | $75,000 | $527,000 |
| Asian | 134 | $55,390,000 | $413,000 | $1,195,000 | $102,000 | $316,000 |
| American Indian or Alaskan Native | 90 | $25,170,000 | $279,000 | $615,000 | $74,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 41 | $14,285,000 | $348,000 | $955,000 | $86,000 | $280,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 19,708 | $6,729,920,000 | $341,000 | $1,805,000 | $80,000 | $9,393,000 |
| FHA-insured (Federal Housing Administration) | 18,002 | $5,681,410,000 | $315,000 | $1,325,000 | $76,000 | $646,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 715 | $126,235,000 | $176,000 | $675,000 | $71,000 | $224,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 214 | $53,530,000 | $250,000 | $2,905,000 | $111,000 | $3,870,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 23,072 | $8,045,090,000 | $348,000 | $1,805,000 | $108,000 | $1,838,000 |
| Loan Originated | 3,573 | $1,113,625,000 | $311,000 | $1,255,000 | $86,000 | $416,000 |
| File Closed For Incompleteness | 3,404 | $920,210,000 | $270,000 | $1,395,000 | $65,000 | $9,393,000 |
| Application Approved But Not Accepted | 3,172 | $926,890,000 | $292,000 | $2,905,000 | $81,000 | $1,200,000 |
| Application Withdrawn By Applicant | 2,770 | $826,480,000 | $298,000 | $1,235,000 | $71,000 | $1,149,000 |
| Application Denied By Financial Institution | 2,648 | $758,800,000 | $286,000 | $1,005,000 | $74,000 | $640,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 35,991 | $11,832,295,000 | $328,000 | $2,905,000 | $80,000 | $9,393,000 |
| Credit History | 1,131 | $311,475,000 | $275,000 | $925,000 | $76,000 | $640,000 |
| Debt-To-Income Ratio | 733 | $221,795,000 | $302,000 | $1,005,000 | $65,000 | $500,000 |
| Collateral | 361 | $102,505,000 | $283,000 | $945,000 | $86,000 | $304,000 |
| Other | 317 | $92,915,000 | $293,000 | $815,000 | $72,000 | $330,000 |
| Employment History | 45 | $12,545,000 | $278,000 | $725,000 | $74,000 | $206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $8,130,000 | $254,000 | $655,000 | $49,000 | $179,000 |
| Unverifiable Information | 29 | $9,435,000 | $325,000 | $675,000 | $115,000 | $400,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About