Village Capital & Investment Mortgage Lending & HMDA Data, 2023

In 2023, Village Capital & Investment of Henderson, NV reported 38,639 mortgage applications totaling $12.6 billion, up 6% from 2022. The average application was for $325,864, and applicants reported an average income of $90,804. 9% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,534), Riverside-San Bernardino-Ontario, CA (1,001) and Washington-Arlington-Alexandria, DC-VA-MD-WV (983) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 38,639
Total Mortgage Loan Application Amount $12,591,095,000
Average Mortgage Loan Application Amount $325,864
Highest Mortgage Loan Application Amount $2,905,000
Average Applicant Income $90,804
Highest Applicant Income $9,393,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 5,109 $ 1,241,295,000 $ 242,962 $ 71,766
Atlanta-Sandy Springs-Roswell, GA 1,534 $ 514,140,000 $ 335,162 $ 78,000
Riverside-San Bernardino-Ontario, CA 1,001 $ 467,915,000 $ 467,447 $ 98,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 983 $ 486,165,000 $ 494,572 $ 123,718
Phoenix-Mesa-Scottsdale, AZ 889 $ 328,355,000 $ 369,353 $ 76,000
Tampa-St. Petersburg-Clearwater, FL 828 $ 288,390,000 $ 348,297 $ 78,000
Virginia Beach-Norfolk-Newport News, VA-NC 784 $ 278,510,000 $ 355,242 $ 83,821
Los Angeles-Long Beach-Glendale, CA 584 $ 347,160,000 $ 594,452 $ 116,000
Chicago-Naperville, IL 569 $ 162,295,000 $ 285,228 $ 64,000
Houston-The Woodlands-Sugar Land, TX 522 $ 168,180,000 $ 322,183 $ 90,000
Orlando-Kissimmee-Sanford, FL 491 $ 172,745,000 $ 351,822 $ 82,000
Baltimore-Columbia-Towson, MD 488 $ 184,150,000 $ 377,356 $ 91,000
St. Louis, MO-IL 451 $ 122,405,000 $ 271,407 $ 70,126
Las Vegas-Henderson-Paradise, NV 437 $ 167,285,000 $ 382,803 $ 87,000
Charlotte-Concord-Gastonia, NC-SC 418 $ 134,550,000 $ 321,889 $ 73,210
Dallas-Plano-Irving, TX 410 $ 153,670,000 $ 374,804 $ 95,000
Jacksonville, FL 392 $ 131,580,000 $ 335,663 $ 85,000
Fayetteville, NC 389 $ 104,885,000 $ 269,627 $ 77,000
San Antonio-New Braunfels, TX 369 $ 121,925,000 $ 330,420 $ 90,000
Richmond, VA 342 $ 116,720,000 $ 341,286 $ 88,000
Indianapolis-Carmel-Anderson, IN 320 $ 84,940,000 $ 265,437 $ 65,000
Nashville-Davidson--Murfreesboro--Franklin, TN 314 $ 110,130,000 $ 350,732 $ 79,000
Lakeland-Winter Haven, FL 310 $ 98,050,000 $ 316,290 $ 75,000
Camden, NJ 308 $ 97,990,000 $ 318,149 $ 90,000
New York-Newark, NY 299 $ 128,305,000 $ 429,113 $ 105,000
Cincinnati, OH-KY-IN 269 $ 69,555,000 $ 258,568 $ 74,907
Newark, NJ-PA 266 $ 111,370,000 $ 418,684 $ 101,541
Denver-Aurora-Lakewood, CO 265 $ 120,505,000 $ 454,735 $ 86,000
Kansas City, MO-KS 257 $ 70,275,000 $ 273,443 $ 68,046
Columbia, SC 254 $ 73,660,000 $ 290,000 $ 77,000
Raleigh, NC 246 $ 86,700,000 $ 352,439 $ 85,000
Fort Worth-Arlington, TX 236 $ 85,660,000 $ 362,966 $ 79,000
Miami-Miami Beach-Kendall, FL 235 $ 102,935,000 $ 438,021 $ 96,000
Warren-Troy-Farmington Hills, MI 232 $ 62,830,000 $ 270,818 $ 93,000
Columbus, OH 227 $ 63,135,000 $ 278,127 $ 78,000
Memphis, TN-MS-AR 210 $ 54,710,000 $ 260,523 $ 62,461
Deltona-Daytona Beach-Ormond Beach, FL 206 $ 66,060,000 $ 320,679 $ 72,000
Birmingham-Hoover, AL 200 $ 54,470,000 $ 272,350 $ 63,000
San Diego-Carlsbad, CA 196 $ 118,640,000 $ 605,306 $ 109,000
Minneapolis-St. Paul-Bloomington, MN-WI 194 $ 63,290,000 $ 326,237 $ 81,402
Charleston-North Charleston, SC 193 $ 63,325,000 $ 328,108 $ 73,000
Jacksonville, NC 193 $ 50,765,000 $ 263,031 $ 62,000
Augusta-Richmond County, GA-SC 188 $ 52,090,000 $ 277,074 $ 71,553
Tucson, AZ 188 $ 58,220,000 $ 309,680 $ 63,000
Oklahoma City, OK 187 $ 52,445,000 $ 280,454 $ 75,000
Cleveland-Elyria, OH 182 $ 44,440,000 $ 244,175 $ 69,000
Clarksville, TN-KY 181 $ 50,115,000 $ 276,878 $ 68,756
Tacoma-Lakewood, WA 179 $ 80,925,000 $ 452,094 $ 97,000
Ocala, FL 178 $ 46,160,000 $ 259,325 $ 60,000
Portland-Vancouver-Hillsboro, OR-WA 175 $ 77,005,000 $ 440,028 $ 95,531
Baton Rouge, LA 173 $ 44,125,000 $ 255,057 $ 72,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 173 $ 68,945,000 $ 398,526 $ 86,000
Springfield, MO 167 $ 44,275,000 $ 265,119 $ 61,000
Philadelphia, PA 165 $ 39,415,000 $ 238,878 $ 62,000
Colorado Springs, CO 164 $ 69,480,000 $ 423,658 $ 83,000
Pensacola-Ferry Pass-Brent, FL 162 $ 46,520,000 $ 287,160 $ 75,000
Palm Bay-Melbourne-Titusville, FL 161 $ 52,155,000 $ 323,944 $ 88,000
West Palm Beach-Boca Raton-Delray Beach, FL 160 $ 63,650,000 $ 397,812 $ 83,000
Little Rock-North Little Rock-Conway, AR 159 $ 40,135,000 $ 252,421 $ 63,000
Sacramento--Roseville--Arden-Arcade, CA 158 $ 73,760,000 $ 466,835 $ 112,000
Salt Lake City, UT 157 $ 68,265,000 $ 434,808 $ 93,000
Pittsburgh, PA 153 $ 33,095,000 $ 216,307 $ 61,000
Cape Coral-Fort Myers, FL 152 $ 51,900,000 $ 341,447 $ 85,000
Austin-Round Rock, TX 151 $ 57,455,000 $ 380,496 $ 105,000
Gary, IN 150 $ 39,340,000 $ 262,266 $ 66,000
Ogden-Clearfield, UT 145 $ 61,365,000 $ 423,206 $ 84,000
Savannah, GA 144 $ 43,340,000 $ 300,972 $ 81,000
Bakersfield, CA 143 $ 44,045,000 $ 308,006 $ 73,000
Greenville-Anderson-Mauldin, SC 140 $ 37,150,000 $ 265,357 $ 63,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 140 $ 40,560,000 $ 289,714 $ 69,500
Albuquerque, NM 139 $ 44,635,000 $ 321,115 $ 89,000
Hagerstown-Martinsburg, MD-WV 138 $ 43,370,000 $ 314,275 $ 75,768
Dayton-Springfield-Kettering, OH 136 $ 34,480,000 $ 253,529 $ 71,000
Montgomery County-Bucks County-Chester County, PA 136 $ 46,830,000 $ 344,338 $ 93,000
Port St. Lucie, FL 134 $ 48,580,000 $ 362,537 $ 83,000
North Port-Sarasota-Bradenton, FL 132 $ 48,150,000 $ 364,772 $ 85,000
Detroit-Dearborn-Livonia, MI 129 $ 26,825,000 $ 207,945 $ 68,000
Louisville/Jefferson County, KY-IN 125 $ 31,205,000 $ 249,640 $ 62,760
Tulsa, OK 121 $ 31,895,000 $ 263,595 $ 68,000
Huntsville, AL 120 $ 36,610,000 $ 305,083 $ 86,000
Winston-Salem, NC 116 $ 29,990,000 $ 258,534 $ 63,000
New Orleans-Metairie, LA 115 $ 30,945,000 $ 269,086 $ 81,000
Washington-Baltimore-Arlington, DC 115 $ 56,835,000 $ 494,217 $ 120,000
Columbus, GA-AL 113 $ 31,185,000 $ 275,973 $ 82,000
New York-Jersey City-White Plains, NY-NJ 113 $ 53,315,000 $ 471,814 $ 126,000
Greensboro-High Point, NC 108 $ 27,860,000 $ 257,962 $ 64,000
Knoxville, TN 107 $ 31,325,000 $ 292,757 $ 68,000
Grand Rapids-Wyoming, MI 105 $ 27,525,000 $ 262,142 $ 65,000
Seattle-Bellevue-Everett, WA 105 $ 55,095,000 $ 524,714 $ 117,000
Chattanooga, TN-GA 97 $ 24,415,000 $ 251,701 $ 58,257
Elgin, IL 96 $ 30,030,000 $ 312,812 $ 96,000
Providence-Warwick, RI-MA 95 $ 35,625,000 $ 375,000 $ 97,042
Allentown-Bethlehem-Easton, PA-NJ 94 $ 27,830,000 $ 296,063 $ 78,382
Crestview-Fort Walton Beach-Destin, FL 94 $ 31,730,000 $ 337,553 $ 80,000
Provo-Orem, UT 93 $ 43,825,000 $ 471,236 $ 87,000
Fresno, CA 92 $ 32,910,000 $ 357,717 $ 85,000
El Paso, TX 91 $ 26,815,000 $ 294,670 $ 53,000
Montgomery, AL 89 $ 20,085,000 $ 225,674 $ 67,000
Milwaukee-Waukesha-West Allis, WI 88 $ 23,540,000 $ 267,500 $ 74,000
Salisbury, MD-DE 88 $ 27,830,000 $ 316,250 $ 81,818
Mobile, AL 86 $ 20,910,000 $ 243,139 $ 64,000
Hinesville, GA 84 $ 21,080,000 $ 250,952 $ 71,000
Omaha-Council Bluffs, NE-IA 84 $ 22,800,000 $ 271,428 $ 77,726
Wilmington, DE-MD-NJ 79 $ 25,135,000 $ 318,164 $ 79,265
Boise City, ID 76 $ 29,500,000 $ 388,157 $ 88,000
Salem, OR 76 $ 29,230,000 $ 384,605 $ 100,000
Des Moines-West Des Moines, IA 75 $ 19,865,000 $ 264,866 $ 61,000
Anaheim-Santa Ana-Irvine, CA 74 $ 53,270,000 $ 719,864 $ 123,000
Killeen-Temple, TX 74 $ 19,950,000 $ 269,594 $ 54,000
Pueblo, CO 74 $ 20,320,000 $ 274,594 $ 48,000
Warner Robins, GA 74 $ 20,760,000 $ 280,540 $ 64,000
Lake Havasu City-Kingman, AZ 73 $ 18,485,000 $ 253,219 $ 58,000
Youngstown-Warren-Boardman, OH-PA 73 $ 12,955,000 $ 177,465 $ 56,000
Gulfport-Biloxi-Pascagoula, MS 72 $ 17,880,000 $ 248,333 $ 82,000
Worcester, MA-CT 70 $ 25,480,000 $ 364,000 $ 58,300
Evansville, IN-KY 67 $ 14,875,000 $ 222,014 $ 73,000
Lake County-Kenosha County, IL-WI 67 $ 18,635,000 $ 278,134 $ 82,880
Olympia-Tumwater, WA 67 $ 27,775,000 $ 414,552 $ 93,000
Stockton-Lodi, CA 67 $ 28,895,000 $ 431,268 $ 121,000
Akron, OH 66 $ 15,190,000 $ 230,151 $ 74,000
Durham-Chapel Hill, NC 66 $ 19,690,000 $ 298,333 $ 67,000
Spokane-Spokane Valley, WA 66 $ 23,070,000 $ 349,545 $ 81,000
York-Hanover, PA 65 $ 19,605,000 $ 301,615 $ 88,000
Fayetteville-Springdale-Rogers, AR-MO 64 $ 19,370,000 $ 302,656 $ 77,000
Homosassa Springs, FL 64 $ 16,720,000 $ 261,250 $ 57,000
Sebring, FL 64 $ 15,200,000 $ 237,500 $ 63,000
Visalia-Porterville, CA 64 $ 20,950,000 $ 327,343 $ 82,000
Anchorage, AK 62 $ 23,230,000 $ 374,677 $ 81,000
Modesto, CA 61 $ 21,855,000 $ 358,278 $ 82,000
Oakland-Hayward-Berkeley, CA 60 $ 35,100,000 $ 585,000 $ 124,000
Daphne-Fairhope-Foley, AL 59 $ 18,095,000 $ 306,694 $ 83,000
Spartanburg, SC 59 $ 15,625,000 $ 264,830 $ 77,000
Boston, MA 58 $ 27,020,000 $ 465,862 $ 110,000
Tallahassee, FL 58 $ 15,220,000 $ 262,413 $ 80,000
Asheville, NC 57 $ 15,925,000 $ 279,385 $ 59,000
Hartford-West Hartford-East Hartford, CT 57 $ 15,065,000 $ 264,298 $ 76,000
Atlantic City-Hammonton, NJ 55 $ 17,285,000 $ 314,272 $ 91,000
Harrisburg-Carlisle, PA 55 $ 14,605,000 $ 265,545 $ 64,000
Hickory-Lenoir-Morganton, NC 55 $ 14,495,000 $ 263,545 $ 58,000
Springfield, MA 55 $ 14,935,000 $ 271,545 $ 67,000
Cambridge-Newton-Framingham, MA 54 $ 25,680,000 $ 475,555 $ 109,000
Gainesville, FL 54 $ 16,160,000 $ 299,259 $ 66,000
Gainesville, GA 54 $ 17,600,000 $ 325,925 $ 82,000
Lynchburg, VA 54 $ 15,110,000 $ 279,814 $ 73,000
Roanoke, VA 54 $ 16,500,000 $ 305,555 $ 122,000
Goldsboro, NC 53 $ 13,205,000 $ 249,150 $ 53,000
Wichita, KS 53 $ 13,085,000 $ 246,886 $ 95,000
Lancaster, PA 52 $ 15,310,000 $ 294,423 $ 81,000
Scranton--Wilkes-Barre--Hazleton, PA 52 $ 10,410,000 $ 200,192 $ 60,000
Flint, MI 51 $ 11,525,000 $ 225,980 $ 67,000
Jonesboro, AR 51 $ 10,315,000 $ 202,254 $ 58,000
Portland-South Portland, ME 51 $ 18,005,000 $ 353,039 $ 76,000
Shreveport-Bossier City, LA 51 $ 12,255,000 $ 240,294 $ 69,000
Sierra Vista-Douglas, AZ 51 $ 13,615,000 $ 266,960 $ 68,000
Macon-Bibb County, GA 50 $ 12,660,000 $ 253,200 $ 73,000
Vallejo-Fairfield, CA 50 $ 26,700,000 $ 534,000 $ 118,000
Wilmington, NC 50 $ 17,710,000 $ 354,200 $ 84,000
East Stroudsburg, PA 49 $ 13,655,000 $ 278,673 $ 85,000
Lafayette, LA 49 $ 10,995,000 $ 224,387 $ 63,000
Billings, MT 48 $ 16,850,000 $ 351,041 $ 87,000
Bremerton-Silverdale, WA 48 $ 20,810,000 $ 433,541 $ 96,000
California-Lexington Park, MD 48 $ 18,520,000 $ 385,833 $ 104,000
Dover, DE 48 $ 15,930,000 $ 331,875 $ 59,000
Prescott Valley-Prescott, AZ 48 $ 16,500,000 $ 343,750 $ 68,000
Canton-Massillon, OH 47 $ 10,085,000 $ 214,574 $ 68,000
Elizabethtown-Fort Knox, KY 46 $ 12,090,000 $ 262,826 $ 82,000
Jackson, MS 46 $ 12,550,000 $ 272,826 $ 87,000
Tuscaloosa, AL 46 $ 11,190,000 $ 243,260 $ 51,000
Hilton Head Island-Bluffton-Beaufort, SC 45 $ 15,255,000 $ 339,000 $ 78,000
New Haven-Milford, CT 45 $ 13,775,000 $ 306,111 $ 64,000
Punta Gorda, FL 44 $ 14,580,000 $ 331,363 $ 72,000
St. George, UT 44 $ 16,530,000 $ 375,681 $ 96,000
Winchester, VA-WV 44 $ 16,430,000 $ 373,409 $ 109,136
Yuma, AZ 44 $ 12,500,000 $ 284,090 $ 53,000
Burlington, NC 43 $ 10,575,000 $ 245,930 $ 69,000
Valdosta, GA 43 $ 10,765,000 $ 250,348 $ 75,000
Greeley, CO 41 $ 17,055,000 $ 415,975 $ 69,000
Lexington-Fayette, KY 40 $ 9,940,000 $ 248,500 $ 64,000
Panama City, FL 40 $ 11,700,000 $ 292,500 $ 81,000
Reno, NV 40 $ 15,940,000 $ 398,500 $ 83,000
Vineland-Bridgeton, NJ 40 $ 9,790,000 $ 244,750 $ 63,000
Merced, CA 39 $ 14,975,000 $ 383,974 $ 87,000
New Bern, NC 39 $ 10,465,000 $ 268,333 $ 61,000
Huntington-Ashland, WV-KY-OH 38 $ 8,000,000 $ 210,526 $ 57,526
Kennewick-Richland, WA 37 $ 11,475,000 $ 310,135 $ 64,000
Rocky Mount, NC 37 $ 10,625,000 $ 287,162 $ 71,000
Trenton, NJ 37 $ 12,435,000 $ 336,081 $ 102,000
Columbia, MO 36 $ 9,540,000 $ 265,000 $ 47,000
Eugene, OR 36 $ 13,360,000 $ 371,111 $ 82,000
Kalamazoo-Portage, MI 36 $ 8,020,000 $ 222,777 $ 88,000
Lansing-East Lansing, MI 36 $ 7,860,000 $ 218,333 $ 75,000
McAllen-Edinburg-Mission, TX 36 $ 10,490,000 $ 291,388 $ 57,000
Reading, PA 36 $ 9,120,000 $ 253,333 $ 72,000
Rockford, IL 36 $ 8,110,000 $ 225,277 $ 64,000
Bridgeport-Stamford-Norwalk, CT 35 $ 14,015,000 $ 400,428 $ 107,000
Fort Smith, AR-OK 35 $ 6,885,000 $ 196,714 $ 54,428
Oxnard-Thousand Oaks-Ventura, CA 35 $ 22,825,000 $ 652,142 $ 110,000
Dothan, AL 34 $ 8,200,000 $ 241,176 $ 52,000
Brownsville-Harlingen, TX 33 $ 9,405,000 $ 285,000 $ 24,000
Fort Wayne, IN 33 $ 8,565,000 $ 259,545 $ 61,000
Greenville, NC 33 $ 9,285,000 $ 281,363 $ 79,000
Joplin, MO 33 $ 6,565,000 $ 198,939 $ 83,000
Salinas, CA 33 $ 18,165,000 $ 550,454 $ 130,000
Johnson City, TN 32 $ 8,720,000 $ 272,500 $ 64,000
Morristown, TN 32 $ 7,830,000 $ 244,687 $ 59,000
Amarillo, TX 31 $ 8,955,000 $ 288,870 $ 47,000
Athens-Clarke County, GA 31 $ 8,665,000 $ 279,516 $ 62,000
Florence-Muscle Shoals, AL 31 $ 6,745,000 $ 217,580 $ 60,000
Jackson, TN 31 $ 7,785,000 $ 251,129 $ 70,000
Lawton, OK 31 $ 6,495,000 $ 209,516 $ 84,000
Chambersburg-Waynesboro, PA 30 $ 8,200,000 $ 273,333 $ 77,000
El Centro, CA 30 $ 9,540,000 $ 318,000 $ 66,000
Jefferson City, MO 30 $ 6,780,000 $ 226,000 $ 80,000
Charlottesville, VA 29 $ 9,685,000 $ 333,965 $ 70,000
Decatur, AL 29 $ 7,625,000 $ 262,931 $ 64,000
Kingsport-Bristol-Bristol, TN-VA 29 $ 6,845,000 $ 236,034 $ 54,241
Auburn-Opelika, AL 28 $ 8,310,000 $ 296,785 $ 90,000
Redding, CA 28 $ 8,390,000 $ 299,642 $ 68,000
Urban Honolulu, HI 28 $ 15,840,000 $ 565,714 $ 138,000
Yuba City, CA 28 $ 10,980,000 $ 392,142 $ 79,000
Albany, OR 27 $ 10,165,000 $ 376,481 $ 77,000
Las Cruces, NM 27 $ 8,605,000 $ 318,703 $ 65,000
Medford, OR 27 $ 8,605,000 $ 318,703 $ 55,000
Racine, WI 27 $ 6,545,000 $ 242,407 $ 49,000
South Bend-Mishawaka, IN-MI 27 $ 4,965,000 $ 183,888 $ 44,000
Battle Creek, MI 26 $ 5,270,000 $ 202,692 $ 74,000
Cape Girardeau, MO-IL 26 $ 5,670,000 $ 218,076 $ 59,000
Florence, SC 26 $ 6,730,000 $ 258,846 $ 73,000
Hammond, LA 26 $ 5,890,000 $ 226,538 $ 90,000
Hanford-Corcoran, CA 26 $ 9,280,000 $ 356,923 $ 102,000
Hattiesburg, MS 26 $ 7,150,000 $ 275,000 $ 78,000
Naples-Immokalee-Marco Island, FL 26 $ 12,220,000 $ 470,000 $ 100,000
Sumter, SC 26 $ 7,270,000 $ 279,615 $ 70,000
Anniston-Oxford-Jacksonville, AL 25 $ 5,225,000 $ 209,000 $ 74,000
Bend-Redmond, OR 25 $ 10,745,000 $ 429,800 $ 80,000
Cedar Rapids, IA 25 $ 4,495,000 $ 179,800 $ 38,000
Toledo, OH 25 $ 5,385,000 $ 215,400 $ 60,000
Chico, CA 24 $ 7,590,000 $ 316,250 $ 51,000
Coeur D'Alene, ID 24 $ 10,310,000 $ 429,583 $ 71,000
Longview, TX 24 $ 6,830,000 $ 284,583 $ 70,000
Davenport-Moline-Rock Island, IA-IL 23 $ 5,035,000 $ 218,913 $ 67,565
Duluth, MN-WI 23 $ 5,135,000 $ 223,260 $ 82,260
Lincoln, NE 23 $ 7,115,000 $ 309,347 $ 64,000
Muskegon, MI 23 $ 5,495,000 $ 238,913 $ 57,000
Peoria, IL 23 $ 5,585,000 $ 242,826 $ 49,000
Corpus Christi, TX 22 $ 7,300,000 $ 331,818 $ 109,000
Grand Junction, CO 22 $ 7,090,000 $ 322,272 $ 66,000
Monroe, MI 22 $ 5,910,000 $ 268,636 $ 49,000
Staunton-Waynesboro, VA 22 $ 7,060,000 $ 320,909 $ 78,000
Beaumont-Port Arthur, TX 21 $ 4,275,000 $ 203,571 $ 28,000
Cheyenne, WY 21 $ 6,685,000 $ 318,333 $ 80,000
Lake Charles, LA 21 $ 4,525,000 $ 215,476 $ 71,000
Midland, TX 21 $ 6,885,000 $ 327,857 $ 64,000
Saginaw, MI 21 $ 3,855,000 $ 183,571 $ 53,000
San Angelo, TX 21 $ 6,665,000 $ 317,380 $ 62,000
Abilene, TX 20 $ 5,710,000 $ 285,500 $ 92,000
Albany, GA 20 $ 5,280,000 $ 264,000 $ 78,000
Cleveland, TN 20 $ 6,160,000 $ 308,000 $ 89,000
Fort Collins, CO 20 $ 8,900,000 $ 445,000 $ 96,000
Green Bay, WI 20 $ 5,280,000 $ 264,000 $ 64,000
Logan, UT-ID 20 $ 8,310,000 $ 415,500 $ 94,600
Madera, CA 20 $ 8,540,000 $ 427,000 $ 96,000
Mansfield, OH 20 $ 4,860,000 $ 243,000 $ 60,000
Springfield, OH 20 $ 4,600,000 $ 230,000 $ 61,000
Gettysburg, PA 19 $ 5,595,000 $ 294,473 $ 64,000
Longview, WA 19 $ 5,895,000 $ 310,263 $ 56,000
Norwich-New London, CT 19 $ 6,605,000 $ 347,631 $ 60,000
Rockingham County-Strafford County, NH 19 $ 8,365,000 $ 440,263 $ 85,000
Rome, GA 19 $ 4,915,000 $ 258,684 $ 53,000
Springfield, IL 19 $ 4,135,000 $ 217,631 $ 94,000
Houma-Thibodaux, LA 18 $ 3,880,000 $ 215,555 $ 57,000
Idaho Falls, ID 18 $ 5,270,000 $ 292,777 $ 70,000
Lafayette-West Lafayette, IN 18 $ 4,470,000 $ 248,333 $ 52,000
Sebastian-Vero Beach, FL 18 $ 5,110,000 $ 283,888 $ 80,000
Sherman-Denison, TX 18 $ 7,350,000 $ 408,333 $ 187,000
The Villages, FL 18 $ 5,250,000 $ 291,666 $ 53,000
Alexandria, LA 17 $ 4,095,000 $ 240,882 $ 61,000
Blacksburg-Christiansburg-Radford, VA 17 $ 5,435,000 $ 319,705 $ 56,000
Bowling Green, KY 17 $ 4,195,000 $ 246,764 $ 66,000
Brunswick, GA 17 $ 5,605,000 $ 329,705 $ 63,000
Elkhart-Goshen, IN 17 $ 3,365,000 $ 197,941 $ 58,000
Janesville-Beloit, WI 17 $ 3,645,000 $ 214,411 $ 46,000
Lewiston-Auburn, ME 17 $ 5,025,000 $ 295,588 $ 51,000
Lubbock, TX 17 $ 4,535,000 $ 266,764 $ 61,000
Manchester-Nashua, NH 17 $ 6,775,000 $ 398,529 $ 79,000
Odessa, TX 17 $ 4,615,000 $ 271,470 $ 114,000
Yakima, WA 17 $ 5,035,000 $ 296,176 $ 56,000
Great Falls, MT 16 $ 4,920,000 $ 307,500 $ 125,000
Harrisonburg, VA 16 $ 4,920,000 $ 307,500 $ 71,000
Jackson, MI 16 $ 2,870,000 $ 179,375 $ 54,000
Madison, WI 16 $ 4,910,000 $ 306,875 $ 86,000
San Jose-Sunnyvale-Santa Clara, CA 16 $ 10,160,000 $ 635,000 $ 124,000
San Juan-Carolina-Caguas, PR 16 $ 5,050,000 $ 315,625 $ 1,935,000
Champaign-Urbana, IL 15 $ 2,675,000 $ 178,333 $ 39,000
Dalton, GA 15 $ 3,795,000 $ 253,000 $ 46,000
Grants Pass, OR 15 $ 5,485,000 $ 365,666 $ 82,000
Rochester, MN 15 $ 3,855,000 $ 257,000 $ 75,000
Santa Maria-Santa Barbara, CA 15 $ 7,235,000 $ 482,333 $ 83,000
Sioux Falls, SD 15 $ 4,915,000 $ 327,666 $ 127,000
Bay City, MI 14 $ 1,980,000 $ 141,428 $ 65,000
Charleston, WV 14 $ 2,840,000 $ 202,857 $ 42,000
Hot Springs, AR 14 $ 2,680,000 $ 191,428 $ 39,000
Kankakee, IL 14 $ 2,670,000 $ 190,714 $ 91,000
Lebanon, PA 14 $ 3,400,000 $ 242,857 $ 60,000
Appleton, WI 13 $ 3,525,000 $ 271,153 $ 71,000
Bloomington, IL 13 $ 2,665,000 $ 205,000 $ 72,000
Casper, WY 13 $ 3,835,000 $ 295,000 $ 47,000
Flagstaff, AZ 13 $ 5,025,000 $ 386,538 $ 65,000
Michigan City-La Porte, IN 13 $ 2,725,000 $ 209,615 $ 69,000
St. Joseph, MO-KS 13 $ 2,665,000 $ 205,000 $ 74,000
Terre Haute, IN 13 $ 2,415,000 $ 185,769 $ 61,000
Waco, TX 13 $ 4,655,000 $ 358,076 $ 64,000
Ann Arbor, MI 12 $ 3,950,000 $ 329,166 $ 90,000
Farmington, NM 12 $ 3,180,000 $ 265,000 $ 62,000
Oshkosh-Neenah, WI 12 $ 2,740,000 $ 228,333 $ 83,000
Altoona, PA 11 $ 1,725,000 $ 156,818 $ 68,000
Carbondale-Marion, IL 11 $ 1,815,000 $ 165,000 $ 54,000
Gadsden, AL 11 $ 3,055,000 $ 277,727 $ 69,000
Niles-Benton Harbor, MI 11 $ 2,805,000 $ 255,000 $ 96,000
Wheeling, WV-OH 11 $ 2,055,000 $ 186,818 $ 84,454
College Station-Bryan, TX 10 $ 2,840,000 $ 284,000 $ 79,000
Eau Claire, WI 10 $ 2,550,000 $ 255,000 $ 69,000
Fairbanks, AK 10 $ 3,380,000 $ 338,000 $ 91,000
Kokomo, IN 10 $ 2,940,000 $ 294,000 $ 57,000
Lima, OH 10 $ 1,830,000 $ 183,000 $ 37,000
Muncie, IN 10 $ 2,110,000 $ 211,000 $ 48,000
Santa Rosa, CA 10 $ 5,940,000 $ 594,000 $ 174,000
Sheboygan, WI 10 $ 2,220,000 $ 222,000 $ 58,000
St. Cloud, MN 10 $ 2,930,000 $ 293,000 $ 78,000
Topeka, KS 10 $ 2,170,000 $ 217,000 $ 52,000
Tyler, TX 10 $ 2,720,000 $ 272,000 $ 37,000
Weirton-Steubenville, WV-OH 10 $ 2,090,000 $ 209,000 $ 74,000
Bangor, ME 9 $ 1,845,000 $ 205,000 $ 43,000
Beckley, WV 9 $ 1,995,000 $ 221,666 $ 112,000
Cumberland, MD-WV 9 $ 2,035,000 $ 226,111 $ 0
Fargo, ND-MN 9 $ 2,265,000 $ 251,666 $ 63,666
Laredo, TX 9 $ 2,325,000 $ 258,333 $ 88,000
Monroe, LA 9 $ 3,395,000 $ 377,222 $ 40,000
Mount Vernon-Anacortes, WA 9 $ 3,895,000 $ 432,777 $ 62,000
Owensboro, KY 9 $ 2,065,000 $ 229,444 $ 41,000
Pine Bluff, AR 9 $ 2,155,000 $ 239,444 $ 12,000
Santa Fe, NM 9 $ 3,055,000 $ 339,444 $ 77,000
Sioux City, IA-NE-SD 9 $ 1,745,000 $ 193,888 $ 32,888
Walla Walla, WA 9 $ 3,075,000 $ 341,666 $ 89,000
Burlington-South Burlington, VT 8 $ 3,160,000 $ 395,000 $ 126,000
Erie, PA 8 $ 2,670,000 $ 333,750 $ 104,000
Fond Du Lac, WI 8 $ 2,010,000 $ 251,250 $ 64,000
Manhattan, KS 8 $ 2,270,000 $ 283,750 $ 77,000
Santa Cruz-Watsonville, CA 8 $ 6,330,000 $ 791,250 $ 122,000
Texarkana, TX-AR 8 $ 2,190,000 $ 273,750 $ 105,000
Twin Falls, ID 8 $ 2,120,000 $ 265,000 $ 46,000
Wausau, WI 8 $ 2,430,000 $ 303,750 $ 141,000
Wenatchee, WA 8 $ 3,170,000 $ 396,250 $ 145,000
Barnstable Town, MA 7 $ 3,395,000 $ 485,000 $ 133,000
Carson City, NV 7 $ 2,515,000 $ 359,285 $ 82,000
Grand Island, NE 7 $ 1,445,000 $ 206,428 $ 45,000
Pocatello, ID 7 $ 1,355,000 $ 193,571 $ 72,000
Rapid City, SD 7 $ 2,315,000 $ 330,714 $ 72,000
Victoria, TX 7 $ 1,925,000 $ 275,000 $ 21,000
Wichita Falls, TX 7 $ 1,865,000 $ 266,428 $ 0
Williamsport, PA 7 $ 1,425,000 $ 203,571 $ 57,000
Ames, IA 6 $ 1,650,000 $ 275,000 $ 60,000
Bellingham, WA 6 $ 2,730,000 $ 455,000 $ 92,000
Bismarck, ND 6 $ 1,720,000 $ 286,666 $ 93,000
Bloomington, IN 6 $ 1,560,000 $ 260,000 $ 82,000
Bloomsburg-Berwick, PA 6 $ 1,280,000 $ 213,333 $ 77,000
Boulder, CO 6 $ 2,500,000 $ 416,666 $ 34,000
La Crosse-Onalaska, WI-MN 6 $ 1,750,000 $ 291,666 $ 89,666
Pittsfield, MA 6 $ 1,320,000 $ 220,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 6 $ 4,270,000 $ 711,666 $ 60,000
Waterloo-Cedar Falls, IA 6 $ 1,180,000 $ 196,666 $ 69,000
Columbus, IN 5 $ 1,145,000 $ 229,000 $ 93,000
Enid, OK 5 $ 1,215,000 $ 243,000 $ 64,000
Grand Forks, ND-MN 5 $ 1,385,000 $ 277,000 $ 94,000
Iowa City, IA 5 $ 1,125,000 $ 225,000 $ 83,000
Johnstown, PA 5 $ 895,000 $ 179,000 $ 79,000
Lewiston, ID-WA 5 $ 1,805,000 $ 361,000 $ 52,000
Midland, MI 5 $ 905,000 $ 181,000 $ 28,000
Missoula, MT 5 $ 2,305,000 $ 461,000 $ 142,000
Morgantown, WV 5 $ 1,525,000 $ 305,000 $ 103,000
State College, PA 5 $ 1,335,000 $ 267,000 $ 66,000
Corvallis, OR 4 $ 2,420,000 $ 605,000 $ 0
Danville, IL 4 $ 780,000 $ 195,000 $ 48,000
Decatur, IL 4 $ 830,000 $ 207,500 $ 57,000
Ocean City, NJ 4 $ 1,020,000 $ 255,000 $ 42,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 4 $ 1,550,000 $ 387,500 $ 80,000
Dubuque, IA 3 $ 555,000 $ 185,000 $ 57,000
Lawrence, KS 3 $ 995,000 $ 331,666 $ 0
Parkersburg-Vienna, WV 3 $ 665,000 $ 221,666 $ 78,000
Napa, CA 2 $ 690,000 $ 345,000 $ 80,000
Aguadilla-Isabela, PR 1 $ 295,000 $ 295,000 $ 0
Guayama, PR 1 $ 155,000 $ 155,000 $ 0
Kahului-Wailuku-Lahaina, HI 1 $ 395,000 $ 395,000 $ 63,000
Mankato-North Mankato, MN 1 $ 255,000 $ 255,000 $ 0
Ponce, PR 1 $ 205,000 $ 205,000 $ 0

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 18,742 $6,680,360,000 $356,000 $2,905,000 $111,000 $1,838,000
Cash-out Refinancing 16,977 $5,011,195,000 $295,000 $1,445,000 $80,000 $9,393,000
Refinancing 2,920 $899,540,000 $308,000 $1,235,000 $24,000 $3,870,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,072 $8,045,090,000 $348,000 $1,805,000 $108,000 $1,838,000
Not Provided 5,937 $1,820,925,000 $306,000 $1,285,000 $76,000 $747,000
White 5,842 $1,598,700,000 $273,000 $2,905,000 $73,000 $3,870,000
Black or African American 2,511 $711,815,000 $283,000 $1,255,000 $75,000 $9,393,000
Hispanic 985 $310,115,000 $314,000 $1,075,000 $75,000 $527,000
Asian 134 $55,390,000 $413,000 $1,195,000 $102,000 $316,000
American Indian or Alaskan Native 90 $25,170,000 $279,000 $615,000 $74,000 $178,000
Native Hawaiian or Other Pacific Islander 41 $14,285,000 $348,000 $955,000 $86,000 $280,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 19,708 $6,729,920,000 $341,000 $1,805,000 $80,000 $9,393,000
FHA-insured (Federal Housing Administration) 18,002 $5,681,410,000 $315,000 $1,325,000 $76,000 $646,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 715 $126,235,000 $176,000 $675,000 $71,000 $224,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 214 $53,530,000 $250,000 $2,905,000 $111,000 $3,870,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 23,072 $8,045,090,000 $348,000 $1,805,000 $108,000 $1,838,000
Loan Originated 3,573 $1,113,625,000 $311,000 $1,255,000 $86,000 $416,000
File Closed For Incompleteness 3,404 $920,210,000 $270,000 $1,395,000 $65,000 $9,393,000
Application Approved But Not Accepted 3,172 $926,890,000 $292,000 $2,905,000 $81,000 $1,200,000
Application Withdrawn By Applicant 2,770 $826,480,000 $298,000 $1,235,000 $71,000 $1,149,000
Application Denied By Financial Institution 2,648 $758,800,000 $286,000 $1,005,000 $74,000 $640,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 35,991 $11,832,295,000 $328,000 $2,905,000 $80,000 $9,393,000
Credit History 1,131 $311,475,000 $275,000 $925,000 $76,000 $640,000
Debt-To-Income Ratio 733 $221,795,000 $302,000 $1,005,000 $65,000 $500,000
Collateral 361 $102,505,000 $283,000 $945,000 $86,000 $304,000
Other 317 $92,915,000 $293,000 $815,000 $72,000 $330,000
Employment History 45 $12,545,000 $278,000 $725,000 $74,000 $206,000
Insufficient Cash (Downpayment, Closing Cost) 32 $8,130,000 $254,000 $655,000 $49,000 $179,000
Unverifiable Information 29 $9,435,000 $325,000 $675,000 $115,000 $400,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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