Village Capital & Investment Mortgage Lending & HMDA Data, 2013
In 2013, Village Capital & Investment of Henderson, NV reported 12,024 mortgage applications totaling $1.8 billion, up 8% from 2012. The average application was for $148,323, and applicants reported an average income of $291. 38% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (529), Houston-Sugar Land-Baytown, TX (385) and Dallas-Plano-Irving, TX (354) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 12,024 |
| Total Mortgage Loan Application Amount | $1,783,442,000 |
| Average Mortgage Loan Application Amount | $148,323 |
| Highest Mortgage Loan Application Amount | $717,000 |
| Average Applicant Income | $291 |
| Highest Applicant Income | $196,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,974 | $1,773,972,000 | $148,000 | $717,000 | $0 | $144,000 |
| Home Purchase | 50 | $9,470,000 | $189,000 | $403,000 | $70,000 | $196,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,125 | $1,042,976,000 | $146,000 | $717,000 | $0 | $196,000 |
| Black or African American | 2,566 | $383,452,000 | $149,000 | $688,000 | $0 | $122,000 |
| Hispanic | 1,891 | $280,131,000 | $148,000 | $585,000 | $0 | $85,000 |
| Asian | 249 | $46,330,000 | $186,000 | $714,000 | $0 | $131,000 |
| American Indian or Alaskan Native | 75 | $10,713,000 | $142,000 | $302,000 | $0 | $62,000 |
| Not Provided | 75 | $10,631,000 | $141,000 | $337,000 | $2,000 | $73,000 |
| Native Hawaiian or Other Pacific Islander | 43 | $9,209,000 | $214,000 | $705,000 | $0 | $39,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 12,008 | $1,780,138,000 | $148,000 | $717,000 | $0 | $196,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,304,000 | $206,000 | $393,000 | $5,000 | $93,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,604 | $657,805,000 | $142,000 | $717,000 | $0 | $144,000 |
| Application Withdrawn By Applicant | 4,528 | $691,710,000 | $152,000 | $716,000 | $0 | $122,000 |
| Application Denied By Financial Institution | 1,817 | $242,657,000 | $133,000 | $697,000 | $0 | $75,000 |
| Loan Purchased By The Institution | 424 | $82,618,000 | $194,000 | $531,000 | $11,000 | $196,000 |
| Application Approved But Not Accepted | 341 | $51,059,000 | $149,000 | $615,000 | $0 | $59,000 |
| File Closed For Incompleteness | 310 | $57,593,000 | $185,000 | $658,000 | $0 | $85,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,010 | $128,600,000 | $127,000 | $676,000 | $0 | $75,000 |
| Other | 766 | $108,519,000 | $141,000 | $697,000 | $0 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,447,000 | $135,000 | $204,000 | $0 | $0 |
| Collateral | 12 | $1,149,000 | $95,000 | $174,000 | $0 | $0 |
| Unverifiable Information | 10 | $1,781,000 | $178,000 | $455,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About