Village Capital & Investment Mortgage Lending & HMDA Data, 2017
In 2017, Village Capital & Investment of Henderson, NV reported 15,564 mortgage applications totaling $2.9 billion, down 4% from 2016. The average application was for $186,514, and applicants reported an average income of $3,076. 27% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (545), Houston-The Woodlands-Sugar Land, TX (443) and San Antonio-New Braunfels, TX (406) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 15,564 |
| Total Mortgage Loan Application Amount | $2,902,908,000 |
| Average Mortgage Loan Application Amount | $186,514 |
| Highest Mortgage Loan Application Amount | $2,682,000 |
| Average Applicant Income | $3,076 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 15,547 | $2,898,334,000 | $186,000 | $2,682,000 | $3,000 | $1,200,000 |
| Home Purchase | 17 | $4,574,000 | $269,000 | $690,000 | $73,000 | $192,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,599 | $1,320,640,000 | $173,000 | $2,682,000 | $4,000 | $1,200,000 |
| Black or African American | 3,079 | $549,983,000 | $178,000 | $785,000 | $2,000 | $198,000 |
| Not applicable | 1,670 | $407,204,000 | $243,000 | $953,000 | $1,000 | $260,000 |
| Hispanic | 1,582 | $286,721,000 | $181,000 | $706,000 | $3,000 | $228,000 |
| Not Provided | 1,280 | $257,731,000 | $201,000 | $987,000 | $2,000 | $168,000 |
| Asian | 159 | $36,655,000 | $230,000 | $760,000 | $5,000 | $157,000 |
| American Indian or Alaskan Native | 112 | $22,041,000 | $196,000 | $831,000 | $2,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $21,933,000 | $264,000 | $1,266,000 | $2,000 | $140,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 10,442 | $2,271,251,000 | $217,000 | $2,682,000 | $1,000 | $900,000 |
| FHA-insured (Federal Housing Administration) | 4,891 | $593,765,000 | $121,000 | $673,000 | $5,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 185 | $30,781,000 | $166,000 | $405,000 | $46,000 | $432,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 46 | $7,111,000 | $154,000 | $534,000 | $40,000 | $128,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 4,951 | $1,212,243,000 | $244,000 | $953,000 | $1,000 | $337,000 |
| Loan Originated | 4,235 | $678,228,000 | $160,000 | $860,000 | $1,000 | $188,000 |
| Application Withdrawn By Applicant | 4,214 | $685,826,000 | $162,000 | $2,682,000 | $6,000 | $1,200,000 |
| Application Denied By Financial Institution | 1,608 | $233,987,000 | $145,000 | $2,672,000 | $11,000 | $900,000 |
| Application Approved But Not Accepted | 322 | $54,885,000 | $170,000 | $1,049,000 | $2,000 | $136,000 |
| File Closed For Incompleteness | 234 | $37,739,000 | $161,000 | $673,000 | $2,000 | $140,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 583 | $79,232,000 | $135,000 | $440,000 | $6,000 | $120,000 |
| Other | 581 | $93,237,000 | $160,000 | $2,672,000 | $14,000 | $900,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 329 | $42,921,000 | $130,000 | $661,000 | $2,000 | $143,000 |
| Debt-To-Income Ratio | 81 | $13,983,000 | $172,000 | $578,000 | $50,000 | $182,000 |
| Collateral | 7 | $903,000 | $129,000 | $199,000 | $41,000 | $126,000 |
| Employment History | 5 | $687,000 | $137,000 | $266,000 | $0 | $0 |
| Unverifiable Information | 1 | $91,000 | $91,000 | $91,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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