Sierra Vista-Douglas, AZ Metro Area Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 4,971 mortgage applications in Sierra Vista-Douglas, AZ metro area totaling $732.2 million, up 18% from 2014. The average application was for $147,300, and applicants reported an average income of $53,000. 46% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 620 applications, followed by Nova Financial & Investment Corporation and Guild Mortgage Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 4,971
Total Mortgage Loan Application Amount $732,232,000
Average Mortgage Loan Application Amount $147,300
Highest Mortgage Loan Application Amount $9,031,000
Average Applicant Income $53,000
Highest Applicant Income $927,000
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Top Mortgage Lenders in Sierra Vista-Douglas, AZ Metro Area (2015)

Ranked by the number of mortgage applications each lender reported in Sierra Vista-Douglas, AZ metro area in 2015.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Wells Fargo Bank NA
Minneapolis, MN
620 $83,397,000 $134,000 $53,000
2 Nova Financial & Investment Corporation
Tucson, AZ
297 $42,778,000 $144,000 $65,000
3 Guild Mortgage Company
San Diego, CA
278 $35,348,000 $127,000 $62,000
4 loanDepot.com LLC
Irvine, CA
210 $36,237,000 $172,000 $69,000
5 Sunstreet Mortgage, LLC
1725 E. Skyline Drive, AZ
199 $30,608,000 $153,000 $71,000
6 Freedom Mortgage Corporation
Boca Raton, FL
191 $32,033,000 $167,000 $6,000
7 US Bank, N.A.
Cincinnati, OH
175 $24,004,000 $137,000 $46,000
8 Ditech Financial LLC
Fort Washington, PA
157 $20,048,000 $127,000 $46,000
9 PennyMac Loan Services LLC
Westlake Village, CA
136 $20,462,000 $150,000 $2,000
10 Navy Federal Credit Union
Vienna, VA
127 $17,655,000 $139,000 $77,000

See every lender active in Sierra Vista-Douglas, AZ metro area in 2015 »

The tables below break down 2015 mortgage applications in Sierra Vista-Douglas, AZ metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sierra Vista-Douglas, AZ in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,644 $408,824,000 $154,000 $1,900,000 $48,000 $927,000
Home Purchase 2,087 $310,069,000 $148,000 $9,031,000 $58,000 $643,000
Home Improvement 240 $13,339,000 $55,000 $1,600,000 $64,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,889 $430,763,000 $149,000 $648,000 $61,000 $600,000
Hispanic 820 $103,393,000 $126,000 $1,900,000 $53,000 $927,000
Not applicable 562 $88,983,000 $158,000 $9,031,000 $6,000 $154,000
Not Provided 395 $58,588,000 $148,000 $412,000 $60,000 $459,000
Black or African American 143 $27,029,000 $189,000 $452,000 $53,000 $525,000
Asian 64 $9,277,000 $144,000 $286,000 $74,000 $582,000
American Indian or Alaskan Native 59 $8,162,000 $138,000 $339,000 $57,000 $210,000
Native Hawaiian or Other Pacific Islander 39 $6,037,000 $154,000 $350,000 $54,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,060 $259,009,000 $125,000 $9,031,000 $70,000 $927,000
VA-guaranteed (Veterans Administration) 1,783 $333,830,000 $187,000 $594,000 $48,000 $365,000
FHA-insured (Federal Housing Administration) 968 $121,020,000 $125,000 $276,000 $30,000 $303,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 160 $18,373,000 $114,000 $334,000 $24,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,297 $349,577,000 $152,000 $9,031,000 $59,000 $600,000
Application Denied By Financial Institution 877 $114,526,000 $130,000 $1,900,000 $60,000 $927,000
Loan Purchased By The Institution 817 $120,759,000 $147,000 $417,000 $21,000 $225,000
Application Withdrawn By Applicant 614 $93,187,000 $151,000 $577,000 $62,000 $643,000
File Closed For Incompleteness 246 $38,034,000 $154,000 $594,000 $52,000 $288,000
Application Approved But Not Accepted 120 $16,149,000 $134,000 $387,000 $58,000 $263,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 155 $14,881,000 $96,000 $452,000 $59,000 $540,000
Collateral 154 $19,321,000 $125,000 $417,000 $63,000 $239,000
Debt-To-Income Ratio 98 $11,530,000 $117,000 $448,000 $48,000 $171,000
Credit Application Incomplete 77 $10,500,000 $136,000 $394,000 $56,000 $247,000
Other 74 $8,666,000 $117,000 $334,000 $65,000 $300,000
Unverifiable Information 29 $5,975,000 $206,000 $1,900,000 $118,000 $927,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,111,000 $138,000 $231,000 $65,000 $111,000
Employment History 6 $1,059,000 $176,000 $275,000 $56,000 $137,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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