Village Capital & Investment Mortgage Lending & HMDA Data, 2019
In 2019, Village Capital & Investment of Henderson, NV reported 14,025 mortgage applications totaling $2.7 billion, up 55% from 2018. The average application was for $195,723, and applicants reported an average income of $69,735. 38% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (609), Houston-The Woodlands-Sugar Land, TX (347) and Phoenix-Mesa-Scottsdale, AZ (346) (applications in parentheses).
| Mortgage Company & Address | Village Capital & Investment 2460 Paseo Verde Pkwy Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 14,025 |
| Total Mortgage Loan Application Amount | $2,745,025,000 |
| Average Mortgage Loan Application Amount | $195,723 |
| Highest Mortgage Loan Application Amount | $1,215,000 |
| Average Applicant Income | $69,735 |
| Highest Applicant Income | $1,932,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,860 | $ 276,880,000 | $ 148,860 | $ 64,179 |
| Atlanta-Sandy Springs-Roswell, GA | 609 | $ 119,935,000 | $ 196,937 | $ 67,000 |
| Houston-The Woodlands-Sugar Land, TX | 347 | $ 68,925,000 | $ 198,631 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 346 | $ 75,500,000 | $ 218,208 | $ 67,000 |
| Dallas-Plano-Irving, TX | 280 | $ 62,490,000 | $ 223,178 | $ 84,000 |
| San Antonio-New Braunfels, TX | 236 | $ 45,310,000 | $ 191,991 | $ 84,000 |
| Charlotte-Concord-Gastonia, NC-SC | 232 | $ 43,210,000 | $ 186,250 | $ 62,952 |
| Riverside-San Bernardino-Ontario, CA | 228 | $ 71,490,000 | $ 313,552 | $ 85,000 |
| Tampa-St. Petersburg-Clearwater, FL | 207 | $ 42,985,000 | $ 207,657 | $ 72,000 |
| Las Vegas-Henderson-Paradise, NV | 195 | $ 50,215,000 | $ 257,512 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 192 | $ 29,750,000 | $ 154,947 | $ 61,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 180 | $ 60,160,000 | $ 334,222 | $ 105,771 |
| Chicago-Naperville, IL | 170 | $ 34,010,000 | $ 200,058 | $ 91,000 |
| Fort Worth-Arlington, TX | 167 | $ 34,135,000 | $ 204,401 | $ 81,000 |
| St. Louis, MO-IL | 156 | $ 23,750,000 | $ 152,243 | $ 64,294 |
| Baltimore-Columbia-Towson, MD | 146 | $ 35,450,000 | $ 242,808 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 146 | $ 31,880,000 | $ 218,356 | $ 65,000 |
| Cincinnati, OH-KY-IN | 135 | $ 21,555,000 | $ 159,666 | $ 61,703 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 127 | $ 29,525,000 | $ 232,480 | $ 66,000 |
| Jacksonville, FL | 123 | $ 25,665,000 | $ 208,658 | $ 76,000 |
| Philadelphia, PA | 122 | $ 19,570,000 | $ 160,409 | $ 78,000 |
| Columbus, OH | 118 | $ 21,590,000 | $ 182,966 | $ 69,000 |
| Austin-Round Rock, TX | 116 | $ 24,520,000 | $ 211,379 | $ 97,000 |
| Los Angeles-Long Beach-Glendale, CA | 110 | $ 45,270,000 | $ 411,545 | $ 121,000 |
| Fayetteville, NC | 106 | $ 18,380,000 | $ 173,396 | $ 60,000 |
| Killeen-Temple, TX | 106 | $ 19,210,000 | $ 181,226 | $ 88,000 |
| Memphis, TN-MS-AR | 106 | $ 16,940,000 | $ 159,811 | $ 90,943 |
| Raleigh, NC | 100 | $ 20,670,000 | $ 206,700 | $ 73,000 |
| Denver-Aurora-Lakewood, CO | 99 | $ 30,825,000 | $ 311,363 | $ 75,000 |
| Albuquerque, NM | 97 | $ 16,955,000 | $ 174,793 | $ 58,000 |
| El Paso, TX | 92 | $ 14,060,000 | $ 152,826 | $ 59,000 |
| Birmingham-Hoover, AL | 91 | $ 13,695,000 | $ 150,494 | $ 58,000 |
| Columbia, SC | 91 | $ 16,375,000 | $ 179,945 | $ 52,000 |
| Tucson, AZ | 91 | $ 16,355,000 | $ 179,725 | $ 62,000 |
| Warren-Troy-Farmington Hills, MI | 91 | $ 15,605,000 | $ 171,483 | $ 80,000 |
| Lakeland-Winter Haven, FL | 90 | $ 17,350,000 | $ 192,777 | $ 58,000 |
| Augusta-Richmond County, GA-SC | 88 | $ 15,930,000 | $ 181,022 | $ 67,000 |
| Colorado Springs, CO | 86 | $ 23,530,000 | $ 273,604 | $ 62,000 |
| Cleveland-Elyria, OH | 83 | $ 12,015,000 | $ 144,759 | $ 63,000 |
| Salt Lake City, UT | 80 | $ 22,820,000 | $ 285,250 | $ 72,000 |
| Greenville-Anderson-Mauldin, SC | 78 | $ 14,660,000 | $ 187,948 | $ 59,000 |
| Louisville/Jefferson County, KY-IN | 78 | $ 13,080,000 | $ 167,692 | $ 79,166 |
| Sacramento--Roseville--Arden-Arcade, CA | 77 | $ 24,965,000 | $ 324,220 | $ 87,000 |
| Pittsburgh, PA | 75 | $ 11,465,000 | $ 152,866 | $ 58,000 |
| Kansas City, MO-KS | 74 | $ 12,890,000 | $ 174,189 | $ 80,000 |
| Milwaukee-Waukesha-West Allis, WI | 73 | $ 12,295,000 | $ 168,424 | $ 96,000 |
| Ogden-Clearfield, UT | 73 | $ 19,055,000 | $ 261,027 | $ 64,000 |
| Charleston-North Charleston, SC | 72 | $ 14,870,000 | $ 206,527 | $ 64,000 |
| San Diego-Carlsbad, CA | 69 | $ 30,555,000 | $ 442,826 | $ 105,000 |
| Bakersfield, CA | 68 | $ 13,780,000 | $ 202,647 | $ 65,000 |
| Camden, NJ | 68 | $ 12,880,000 | $ 189,411 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 68 | $ 12,270,000 | $ 180,441 | $ 59,000 |
| Detroit-Dearborn-Livonia, MI | 65 | $ 8,265,000 | $ 127,153 | $ 47,000 |
| New Orleans-Metairie, LA | 64 | $ 10,880,000 | $ 170,000 | $ 54,000 |
| Clarksville, TN-KY | 63 | $ 11,235,000 | $ 178,333 | $ 62,587 |
| Columbus, GA-AL | 60 | $ 10,310,000 | $ 171,833 | $ 61,000 |
| Newark, NJ-PA | 60 | $ 17,120,000 | $ 285,333 | $ 101,800 |
| Deltona-Daytona Beach-Ormond Beach, FL | 59 | $ 9,865,000 | $ 167,203 | $ 59,000 |
| Baton Rouge, LA | 58 | $ 10,460,000 | $ 180,344 | $ 69,000 |
| Knoxville, TN | 58 | $ 9,590,000 | $ 165,344 | $ 89,000 |
| Gary, IN | 57 | $ 9,125,000 | $ 160,087 | $ 66,000 |
| Providence-Warwick, RI-MA | 57 | $ 12,855,000 | $ 225,526 | $ 82,000 |
| Lake Havasu City-Kingman, AZ | 56 | $ 7,640,000 | $ 136,428 | $ 53,000 |
| Grand Rapids-Wyoming, MI | 54 | $ 8,500,000 | $ 157,407 | $ 55,000 |
| New York-Newark, NY | 54 | $ 14,450,000 | $ 267,592 | $ 72,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 52 | $ 7,630,000 | $ 146,730 | $ 47,000 |
| Winston-Salem, NC | 52 | $ 8,790,000 | $ 169,038 | $ 62,000 |
| Huntsville, AL | 51 | $ 9,215,000 | $ 180,686 | $ 69,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 49 | $ 11,625,000 | $ 237,244 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 48 | $ 9,870,000 | $ 205,625 | $ 55,000 |
| Greensboro-High Point, NC | 48 | $ 7,400,000 | $ 154,166 | $ 71,000 |
| Palm Bay-Melbourne-Titusville, FL | 48 | $ 8,850,000 | $ 184,375 | $ 64,000 |
| Port St. Lucie, FL | 47 | $ 10,655,000 | $ 226,702 | $ 64,000 |
| Des Moines-West Des Moines, IA | 46 | $ 7,210,000 | $ 156,739 | $ 75,000 |
| Jacksonville, NC | 45 | $ 7,565,000 | $ 168,111 | $ 68,000 |
| Miami-Miami Beach-Kendall, FL | 45 | $ 11,565,000 | $ 257,000 | $ 70,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 44 | $ 8,570,000 | $ 194,772 | $ 52,727 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 44 | $ 11,090,000 | $ 252,045 | $ 87,000 |
| Montgomery County-Bucks County-Chester County, PA | 44 | $ 10,200,000 | $ 231,818 | $ 77,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 44 | $ 8,320,000 | $ 189,090 | $ 56,590 |
| North Port-Sarasota-Bradenton, FL | 40 | $ 8,640,000 | $ 216,000 | $ 121,000 |
| Provo-Orem, UT | 40 | $ 10,860,000 | $ 271,500 | $ 69,000 |
| Savannah, GA | 40 | $ 7,000,000 | $ 175,000 | $ 72,000 |
| Wilmington, DE-MD-NJ | 39 | $ 7,955,000 | $ 203,974 | $ 69,461 |
| Gulfport-Biloxi-Pascagoula, MS | 38 | $ 6,680,000 | $ 175,789 | $ 56,000 |
| McAllen-Edinburg-Mission, TX | 38 | $ 6,150,000 | $ 161,842 | $ 113,000 |
| Hartford-West Hartford-East Hartford, CT | 37 | $ 6,095,000 | $ 164,729 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 37 | $ 6,395,000 | $ 172,837 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 37 | $ 8,645,000 | $ 233,648 | $ 47,000 |
| Chattanooga, TN-GA | 36 | $ 5,100,000 | $ 141,666 | $ 45,555 |
| Dayton-Springfield-Kettering, OH | 36 | $ 5,240,000 | $ 145,555 | $ 65,000 |
| Stockton-Lodi, CA | 35 | $ 10,695,000 | $ 305,571 | $ 71,000 |
| Jackson, MS | 34 | $ 5,810,000 | $ 170,882 | $ 58,000 |
| Montgomery, AL | 34 | $ 4,850,000 | $ 142,647 | $ 63,000 |
| Warner Robins, GA | 33 | $ 6,395,000 | $ 193,787 | $ 68,000 |
| Washington-Baltimore-Arlington, DC | 33 | $ 10,475,000 | $ 317,424 | $ 79,000 |
| Oakland-Hayward-Berkeley, CA | 32 | $ 15,130,000 | $ 472,812 | $ 95,000 |
| Spartanburg, SC | 32 | $ 5,100,000 | $ 159,375 | $ 56,000 |
| Akron, OH | 31 | $ 4,645,000 | $ 149,838 | $ 69,000 |
| Portland-South Portland, ME | 31 | $ 6,865,000 | $ 221,451 | $ 127,000 |
| St. George, UT | 31 | $ 6,285,000 | $ 202,741 | $ 64,000 |
| Elgin, IL | 30 | $ 6,380,000 | $ 212,666 | $ 89,000 |
| Fresno, CA | 30 | $ 6,280,000 | $ 209,333 | $ 61,000 |
| Longview, TX | 30 | $ 4,170,000 | $ 139,000 | $ 48,000 |
| Ocala, FL | 30 | $ 4,480,000 | $ 149,333 | $ 62,000 |
| Springfield, MO | 30 | $ 4,080,000 | $ 136,000 | $ 58,000 |
| Elizabethtown-Fort Knox, KY | 29 | $ 4,765,000 | $ 164,310 | $ 78,000 |
| Bridgeport-Stamford-Norwalk, CT | 28 | $ 8,380,000 | $ 299,285 | $ 66,000 |
| Fort Wayne, IN | 28 | $ 3,840,000 | $ 137,142 | $ 49,000 |
| Punta Gorda, FL | 28 | $ 4,970,000 | $ 177,500 | $ 68,000 |
| Durham-Chapel Hill, NC | 27 | $ 5,025,000 | $ 186,111 | $ 58,000 |
| Harrisburg-Carlisle, PA | 27 | $ 4,555,000 | $ 168,703 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 27 | $ 3,475,000 | $ 128,703 | $ 39,000 |
| Homosassa Springs, FL | 27 | $ 3,715,000 | $ 137,592 | $ 46,000 |
| New Haven-Milford, CT | 27 | $ 4,925,000 | $ 182,407 | $ 72,000 |
| Shreveport-Bossier City, LA | 27 | $ 4,095,000 | $ 151,666 | $ 68,000 |
| Evansville, IN-KY | 26 | $ 3,000,000 | $ 115,384 | $ 66,000 |
| Lansing-East Lansing, MI | 26 | $ 4,080,000 | $ 156,923 | $ 61,000 |
| Lexington-Fayette, KY | 26 | $ 4,310,000 | $ 165,769 | $ 66,000 |
| Mobile, AL | 26 | $ 4,290,000 | $ 165,000 | $ 60,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 26 | $ 8,000,000 | $ 307,692 | $ 88,769 |
| Salisbury, MD-DE | 26 | $ 4,310,000 | $ 165,769 | $ 57,461 |
| Youngstown-Warren-Boardman, OH-PA | 26 | $ 3,570,000 | $ 137,307 | $ 42,230 |
| Lake County-Kenosha County, IL-WI | 25 | $ 3,745,000 | $ 149,800 | $ 45,200 |
| Prescott Valley-Prescott, AZ | 25 | $ 5,175,000 | $ 207,000 | $ 68,000 |
| Toledo, OH | 25 | $ 3,065,000 | $ 122,600 | $ 64,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 24 | $ 4,820,000 | $ 200,833 | $ 60,000 |
| Modesto, CA | 24 | $ 6,570,000 | $ 273,750 | $ 305,000 |
| Visalia-Porterville, CA | 24 | $ 5,220,000 | $ 217,500 | $ 68,000 |
| Crestview-Fort Walton Beach-Destin, FL | 23 | $ 4,895,000 | $ 212,826 | $ 58,000 |
| Greeley, CO | 23 | $ 6,665,000 | $ 289,782 | $ 82,000 |
| Laredo, TX | 23 | $ 4,075,000 | $ 177,173 | $ 83,000 |
| Auburn-Opelika, AL | 22 | $ 3,350,000 | $ 152,272 | $ 61,000 |
| Beaumont-Port Arthur, TX | 22 | $ 3,460,000 | $ 157,272 | $ 51,000 |
| Corpus Christi, TX | 22 | $ 4,500,000 | $ 204,545 | $ 75,000 |
| Daphne-Fairhope-Foley, AL | 21 | $ 3,145,000 | $ 149,761 | $ 55,000 |
| Tuscaloosa, AL | 21 | $ 3,345,000 | $ 159,285 | $ 52,000 |
| Davenport-Moline-Rock Island, IA-IL | 20 | $ 2,720,000 | $ 136,000 | $ 282,000 |
| Hinesville, GA | 20 | $ 3,660,000 | $ 183,000 | $ 81,000 |
| Las Cruces, NM | 20 | $ 3,580,000 | $ 179,000 | $ 127,000 |
| Midland, TX | 20 | $ 4,280,000 | $ 214,000 | $ 77,000 |
| Burlington, NC | 19 | $ 2,745,000 | $ 144,473 | $ 44,000 |
| Flint, MI | 19 | $ 2,285,000 | $ 120,263 | $ 57,000 |
| Gainesville, FL | 19 | $ 2,995,000 | $ 157,631 | $ 50,000 |
| Lubbock, TX | 18 | $ 2,740,000 | $ 152,222 | $ 60,000 |
| Monroe, LA | 18 | $ 2,830,000 | $ 157,222 | $ 60,000 |
| Morristown, TN | 18 | $ 2,480,000 | $ 137,777 | $ 35,000 |
| Oklahoma City, OK | 18 | $ 3,310,000 | $ 183,888 | $ 91,000 |
| Reading, PA | 18 | $ 2,830,000 | $ 157,222 | $ 54,000 |
| Tyler, TX | 18 | $ 2,990,000 | $ 166,111 | $ 81,000 |
| York-Hanover, PA | 18 | $ 3,250,000 | $ 180,555 | $ 86,000 |
| Fort Collins, CO | 17 | $ 5,415,000 | $ 318,529 | $ 68,000 |
| Lafayette, LA | 17 | $ 2,765,000 | $ 162,647 | $ 74,000 |
| Merced, CA | 17 | $ 3,685,000 | $ 216,764 | $ 54,000 |
| Pueblo, CO | 17 | $ 2,665,000 | $ 156,764 | $ 27,000 |
| Reno, NV | 17 | $ 4,695,000 | $ 276,176 | $ 60,000 |
| Tacoma-Lakewood, WA | 17 | $ 4,875,000 | $ 286,764 | $ 33,000 |
| Wilmington, NC | 17 | $ 3,255,000 | $ 191,470 | $ 58,000 |
| Canton-Massillon, OH | 16 | $ 2,220,000 | $ 138,750 | $ 114,000 |
| Huntington-Ashland, WV-KY-OH | 16 | $ 2,410,000 | $ 150,625 | $ 65,437 |
| Peoria, IL | 16 | $ 2,270,000 | $ 141,875 | $ 101,000 |
| Rockford, IL | 16 | $ 2,060,000 | $ 128,750 | $ 66,000 |
| Albany, GA | 15 | $ 2,315,000 | $ 154,333 | $ 87,000 |
| Anaheim-Santa Ana-Irvine, CA | 15 | $ 9,075,000 | $ 605,000 | $ 154,000 |
| Dover, DE | 15 | $ 3,545,000 | $ 236,333 | $ 68,000 |
| Niles-Benton Harbor, MI | 15 | $ 2,145,000 | $ 143,000 | $ 54,000 |
| Vallejo-Fairfield, CA | 15 | $ 5,495,000 | $ 366,333 | $ 77,000 |
| Waco, TX | 15 | $ 2,475,000 | $ 165,000 | $ 63,000 |
| Anniston-Oxford-Jacksonville, AL | 14 | $ 2,120,000 | $ 151,428 | $ 66,000 |
| Brownsville-Harlingen, TX | 14 | $ 1,840,000 | $ 131,428 | $ 54,000 |
| Dothan, AL | 14 | $ 1,740,000 | $ 124,285 | $ 58,000 |
| Gainesville, GA | 14 | $ 3,050,000 | $ 217,857 | $ 44,000 |
| Hammond, LA | 14 | $ 2,190,000 | $ 156,428 | $ 59,000 |
| Kalamazoo-Portage, MI | 14 | $ 1,760,000 | $ 125,714 | $ 56,000 |
| Lafayette-West Lafayette, IN | 14 | $ 1,880,000 | $ 134,285 | $ 59,000 |
| Macon-Bibb County, GA | 14 | $ 2,040,000 | $ 145,714 | $ 76,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 14 | $ 3,150,000 | $ 225,000 | $ 68,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 14 | $ 1,780,000 | $ 127,142 | $ 47,000 |
| Sioux Falls, SD | 14 | $ 2,420,000 | $ 172,857 | $ 59,000 |
| Sumter, SC | 14 | $ 2,340,000 | $ 167,142 | $ 68,000 |
| Yuba City, CA | 14 | $ 3,150,000 | $ 225,000 | $ 66,000 |
| Yuma, AZ | 14 | $ 2,300,000 | $ 164,285 | $ 39,000 |
| Abilene, TX | 13 | $ 1,895,000 | $ 145,769 | $ 42,000 |
| Asheville, NC | 13 | $ 3,045,000 | $ 234,230 | $ 53,000 |
| Columbus, IN | 13 | $ 1,625,000 | $ 125,000 | $ 64,000 |
| Florence, SC | 13 | $ 1,935,000 | $ 148,846 | $ 53,000 |
| Goldsboro, NC | 13 | $ 2,295,000 | $ 176,538 | $ 49,000 |
| Green Bay, WI | 13 | $ 1,785,000 | $ 137,307 | $ 66,000 |
| Janesville-Beloit, WI | 13 | $ 1,755,000 | $ 135,000 | $ 69,000 |
| Lancaster, PA | 13 | $ 2,265,000 | $ 174,230 | $ 47,000 |
| New Bern, NC | 13 | $ 2,095,000 | $ 161,153 | $ 47,000 |
| Odessa, TX | 13 | $ 2,415,000 | $ 185,769 | $ 93,000 |
| Sebring, FL | 13 | $ 1,755,000 | $ 135,000 | $ 58,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 1,755,000 | $ 135,000 | $ 65,846 |
| Tallahassee, FL | 13 | $ 1,805,000 | $ 138,846 | $ 42,000 |
| Valdosta, GA | 13 | $ 1,915,000 | $ 147,307 | $ 63,000 |
| Alexandria, LA | 12 | $ 1,980,000 | $ 165,000 | $ 45,000 |
| Eugene, OR | 12 | $ 3,050,000 | $ 254,166 | $ 52,000 |
| Farmington, NM | 12 | $ 2,230,000 | $ 185,833 | $ 77,000 |
| Fort Smith, AR-OK | 12 | $ 1,490,000 | $ 124,166 | $ 0 |
| Grand Junction, CO | 12 | $ 1,910,000 | $ 159,166 | $ 82,000 |
| Hattiesburg, MS | 12 | $ 2,250,000 | $ 187,500 | $ 70,000 |
| Jefferson City, MO | 12 | $ 1,730,000 | $ 144,166 | $ 60,000 |
| Johnson City, TN | 12 | $ 1,650,000 | $ 137,500 | $ 53,000 |
| Lake Charles, LA | 12 | $ 2,120,000 | $ 176,666 | $ 101,000 |
| Muskegon, MI | 12 | $ 1,970,000 | $ 164,166 | $ 60,000 |
| Norwich-New London, CT | 12 | $ 2,650,000 | $ 220,833 | $ 80,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 2,780,000 | $ 231,666 | $ 46,750 |
| Racine, WI | 12 | $ 1,910,000 | $ 159,166 | $ 82,000 |
| Rocky Mount, NC | 12 | $ 1,990,000 | $ 165,833 | $ 63,000 |
| Salem, OR | 12 | $ 3,100,000 | $ 258,333 | $ 68,000 |
| Albany, OR | 11 | $ 2,245,000 | $ 204,090 | $ 76,000 |
| Amarillo, TX | 11 | $ 1,615,000 | $ 146,818 | $ 32,000 |
| Cedar Rapids, IA | 11 | $ 1,685,000 | $ 153,181 | $ 74,000 |
| Chico, CA | 11 | $ 1,815,000 | $ 165,000 | $ 78,000 |
| East Stroudsburg, PA | 11 | $ 1,735,000 | $ 157,727 | $ 39,000 |
| Flagstaff, AZ | 11 | $ 2,385,000 | $ 216,818 | $ 111,000 |
| Jackson, MI | 11 | $ 2,005,000 | $ 182,272 | $ 95,000 |
| Jackson, TN | 11 | $ 1,745,000 | $ 158,636 | $ 64,000 |
| Lebanon, PA | 11 | $ 1,755,000 | $ 159,545 | $ 84,000 |
| Michigan City-La Porte, IN | 11 | $ 1,465,000 | $ 133,181 | $ 39,000 |
| Sherman-Denison, TX | 11 | $ 1,725,000 | $ 156,818 | $ 64,000 |
| Spokane-Spokane Valley, WA | 11 | $ 2,055,000 | $ 186,818 | $ 0 |
| Worcester, MA-CT | 11 | $ 2,155,000 | $ 195,909 | $ 83,000 |
| Battle Creek, MI | 10 | $ 1,360,000 | $ 136,000 | $ 62,000 |
| Logan, UT-ID | 10 | $ 2,090,000 | $ 209,000 | $ 49,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 2,490,000 | $ 249,000 | $ 57,000 |
| Panama City, FL | 10 | $ 2,370,000 | $ 237,000 | $ 97,000 |
| Redding, CA | 10 | $ 2,400,000 | $ 240,000 | $ 72,000 |
| Richmond, VA | 10 | $ 3,290,000 | $ 329,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 10 | $ 3,970,000 | $ 397,000 | $ 94,000 |
| Sierra Vista-Douglas, AZ | 10 | $ 1,280,000 | $ 128,000 | $ 40,000 |
| Victoria, TX | 10 | $ 2,190,000 | $ 219,000 | $ 84,000 |
| Boise City, ID | 9 | $ 2,435,000 | $ 270,555 | $ 43,000 |
| Chambersburg-Waynesboro, PA | 9 | $ 1,835,000 | $ 203,888 | $ 43,000 |
| Columbia, MO | 9 | $ 1,585,000 | $ 176,111 | $ 56,000 |
| Greenville, NC | 9 | $ 1,315,000 | $ 146,111 | $ 60,000 |
| Jonesboro, AR | 9 | $ 1,595,000 | $ 177,222 | $ 75,000 |
| Madera, CA | 9 | $ 2,365,000 | $ 262,777 | $ 67,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 3,455,000 | $ 383,888 | $ 66,000 |
| San Angelo, TX | 9 | $ 1,605,000 | $ 178,333 | $ 60,000 |
| Anchorage, AK | 8 | $ 2,770,000 | $ 346,250 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 1,220,000 | $ 152,500 | $ 35,000 |
| Bangor, ME | 8 | $ 980,000 | $ 122,500 | $ 160,000 |
| California-Lexington Park, MD | 8 | $ 1,750,000 | $ 218,750 | $ 56,000 |
| Carson City, NV | 8 | $ 1,800,000 | $ 225,000 | $ 58,000 |
| Champaign-Urbana, IL | 8 | $ 1,150,000 | $ 143,750 | $ 65,000 |
| Cheyenne, WY | 8 | $ 2,380,000 | $ 297,500 | $ 0 |
| Cleveland, TN | 8 | $ 960,000 | $ 120,000 | $ 53,000 |
| Elkhart-Goshen, IN | 8 | $ 1,200,000 | $ 150,000 | $ 40,000 |
| Gettysburg, PA | 8 | $ 1,260,000 | $ 157,500 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,420,000 | $ 177,500 | $ 97,000 |
| Johnstown, PA | 8 | $ 1,000,000 | $ 125,000 | $ 95,000 |
| Joplin, MO | 8 | $ 940,000 | $ 117,500 | $ 54,000 |
| Kokomo, IN | 8 | $ 1,080,000 | $ 135,000 | $ 41,000 |
| La Crosse-Onalaska, WI-MN | 8 | $ 1,650,000 | $ 206,250 | $ 56,000 |
| Medford, OR | 8 | $ 2,100,000 | $ 262,500 | $ 48,000 |
| Oshkosh-Neenah, WI | 8 | $ 970,000 | $ 121,250 | $ 66,000 |
| Rapid City, SD | 8 | $ 1,890,000 | $ 236,250 | $ 78,000 |
| St. Joseph, MO-KS | 8 | $ 960,000 | $ 120,000 | $ 46,000 |
| Terre Haute, IN | 8 | $ 1,140,000 | $ 142,500 | $ 79,000 |
| Texarkana, TX-AR | 8 | $ 1,070,000 | $ 133,750 | $ 30,000 |
| Ann Arbor, MI | 7 | $ 995,000 | $ 142,142 | $ 50,000 |
| Appleton, WI | 7 | $ 875,000 | $ 125,000 | $ 39,000 |
| College Station-Bryan, TX | 7 | $ 855,000 | $ 122,142 | $ 83,000 |
| Dalton, GA | 7 | $ 1,005,000 | $ 143,571 | $ 27,000 |
| Erie, PA | 7 | $ 845,000 | $ 120,714 | $ 63,000 |
| Florence-Muscle Shoals, AL | 7 | $ 985,000 | $ 140,714 | $ 92,000 |
| Hanford-Corcoran, CA | 7 | $ 1,525,000 | $ 217,857 | $ 66,000 |
| Kingsport-Bristol-Bristol, TN-VA | 7 | $ 1,205,000 | $ 172,142 | $ 79,000 |
| Lawton, OK | 7 | $ 925,000 | $ 132,142 | $ 0 |
| Lewiston-Auburn, ME | 7 | $ 1,075,000 | $ 153,571 | $ 55,000 |
| Lima, OH | 7 | $ 1,035,000 | $ 147,857 | $ 54,000 |
| Madison, WI | 7 | $ 1,225,000 | $ 175,000 | $ 43,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,715,000 | $ 530,714 | $ 72,000 |
| Pine Bluff, AR | 7 | $ 945,000 | $ 135,000 | $ 55,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 3,905,000 | $ 557,857 | $ 112,000 |
| Sebastian-Vero Beach, FL | 7 | $ 915,000 | $ 130,714 | $ 46,000 |
| Sioux City, IA-NE-SD | 7 | $ 1,485,000 | $ 212,142 | $ 73,000 |
| Springfield, IL | 7 | $ 625,000 | $ 89,285 | $ 54,000 |
| Springfield, OH | 7 | $ 795,000 | $ 113,571 | $ 37,000 |
| Bloomington, IN | 6 | $ 1,030,000 | $ 171,666 | $ 89,000 |
| Bowling Green, KY | 6 | $ 880,000 | $ 146,666 | $ 62,000 |
| Cape Girardeau, MO-IL | 6 | $ 980,000 | $ 163,333 | $ 49,000 |
| Decatur, AL | 6 | $ 980,000 | $ 163,333 | $ 51,000 |
| Fond Du Lac, WI | 6 | $ 720,000 | $ 120,000 | $ 68,000 |
| Gadsden, AL | 6 | $ 930,000 | $ 155,000 | $ 31,000 |
| Hot Springs, AR | 6 | $ 1,550,000 | $ 258,333 | $ 90,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 2,210,000 | $ 368,333 | $ 54,000 |
| Trenton, NJ | 6 | $ 1,130,000 | $ 188,333 | $ 64,000 |
| Wichita Falls, TX | 6 | $ 930,000 | $ 155,000 | $ 0 |
| Ames, IA | 5 | $ 905,000 | $ 181,000 | $ 65,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 915,000 | $ 183,000 | $ 41,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,405,000 | $ 281,000 | $ 163,000 |
| Brunswick, GA | 5 | $ 1,015,000 | $ 203,000 | $ 31,000 |
| Danville, IL | 5 | $ 425,000 | $ 85,000 | $ 84,000 |
| El Centro, CA | 5 | $ 1,015,000 | $ 203,000 | $ 87,000 |
| Kennewick-Richland, WA | 5 | $ 1,165,000 | $ 233,000 | $ 49,000 |
| Mansfield, OH | 5 | $ 555,000 | $ 111,000 | $ 55,000 |
| Monroe, MI | 5 | $ 865,000 | $ 173,000 | $ 110,000 |
| San Francisco-Redwood City-South San Francisco, CA | 5 | $ 2,845,000 | $ 569,000 | $ 159,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,405,000 | $ 481,000 | $ 115,000 |
| Sheboygan, WI | 5 | $ 725,000 | $ 145,000 | $ 72,000 |
| Bloomington, IL | 4 | $ 770,000 | $ 192,500 | $ 100,000 |
| Houma-Thibodaux, LA | 4 | $ 750,000 | $ 187,500 | $ 34,000 |
| Kankakee, IL | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Saginaw, MI | 4 | $ 390,000 | $ 97,500 | $ 21,000 |
| Santa Rosa, CA | 4 | $ 2,320,000 | $ 580,000 | $ 66,000 |
| State College, PA | 4 | $ 790,000 | $ 197,500 | $ 0 |
| Vineland-Bridgeton, NJ | 4 | $ 620,000 | $ 155,000 | $ 55,000 |
| Wausau, WI | 4 | $ 560,000 | $ 140,000 | $ 52,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 460,000 | $ 115,000 | $ 74,000 |
| Williamsport, PA | 4 | $ 530,000 | $ 132,500 | $ 69,000 |
| Altoona, PA | 3 | $ 455,000 | $ 151,666 | $ 63,000 |
| Bloomsburg-Berwick, PA | 3 | $ 445,000 | $ 148,333 | $ 68,000 |
| Carbondale-Marion, IL | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 785,000 | $ 261,666 | $ 0 |
| Duluth, MN-WI | 3 | $ 475,000 | $ 158,333 | $ 61,000 |
| Eau Claire, WI | 3 | $ 455,000 | $ 151,666 | $ 143,000 |
| Longview, WA | 3 | $ 795,000 | $ 265,000 | $ 118,000 |
| Ocean City, NJ | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Olympia-Tumwater, WA | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Roanoke, VA | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Rome, GA | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Salinas, CA | 3 | $ 1,135,000 | $ 378,333 | $ 0 |
| Bend-Redmond, OR | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Billings, MT | 2 | $ 640,000 | $ 320,000 | $ 106,000 |
| Dubuque, IA | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Fairbanks, AK | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Grants Pass, OR | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Iowa City, IA | 2 | $ 470,000 | $ 235,000 | $ 116,000 |
| Lewiston, ID-WA | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Midland, MI | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Muncie, IN | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Owensboro, KY | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Rochester, MN | 2 | $ 300,000 | $ 150,000 | $ 10,000 |
| San Juan-Carolina-Caguas, PR | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| San Rafael, CA | 2 | $ 630,000 | $ 315,000 | $ 79,000 |
| Santa Fe, NM | 2 | $ 610,000 | $ 305,000 | $ 61,000 |
| Staunton-Waynesboro, VA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| The Villages, FL | 2 | $ 210,000 | $ 105,000 | $ 58,000 |
| Tulsa, OK | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Wenatchee, WA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Wheeling, WV-OH | 2 | $ 360,000 | $ 180,000 | $ 46,000 |
| Winchester, VA-WV | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Yakima, WA | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beckley, WV | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bismarck, ND | 1 | $ 395,000 | $ 395,000 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Charleston, WV | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Corvallis, OR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Decatur, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Great Falls, MT | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Idaho Falls, ID | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lynchburg, VA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Napa, CA | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Pocatello, ID | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 195,000 | $ 195,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| St. Cloud, MN | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Twin Falls, ID | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Urban Honolulu, HI | 1 | $ 345,000 | $ 345,000 | $ 0 |
Mortgage Loan Application Detail Totals for Village Capital & Investment in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,385 | $2,156,645,000 | $189,000 | $1,115,000 | $69,000 | $1,932,000 |
| Cash-out Refinancing | 1,422 | $315,250,000 | $221,000 | $805,000 | $76,000 | $1,692,000 |
| Not Applicable | 1,149 | $262,385,000 | $228,000 | $1,215,000 | $0 | $0 |
| Home Purchase | 69 | $10,745,000 | $155,000 | $485,000 | $62,000 | $126,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,706 | $1,233,180,000 | $183,000 | $1,115,000 | $72,000 | $1,932,000 |
| Black or African American | 3,167 | $614,985,000 | $194,000 | $705,000 | $68,000 | $1,272,000 |
| Hispanic | 1,730 | $357,430,000 | $206,000 | $805,000 | $68,000 | $768,000 |
| Not applicable | 1,173 | $267,625,000 | $228,000 | $1,215,000 | $61,000 | $174,000 |
| Not Provided | 908 | $187,250,000 | $206,000 | $795,000 | $75,000 | $1,133,000 |
| Asian | 195 | $52,785,000 | $270,000 | $775,000 | $81,000 | $480,000 |
| American Indian or Alaskan Native | 88 | $16,870,000 | $191,000 | $725,000 | $64,000 | $254,000 |
| Native Hawaiian or Other Pacific Islander | 48 | $12,310,000 | $256,000 | $575,000 | $74,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 6,768 | $1,190,680,000 | $175,000 | $735,000 | $69,000 | $1,932,000 |
| VA-guaranteed (Veterans Administration) | 6,703 | $1,468,565,000 | $219,000 | $1,215,000 | $74,000 | $1,692,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 348 | $50,870,000 | $146,000 | $805,000 | $59,000 | $504,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 206 | $34,910,000 | $169,000 | $725,000 | $76,000 | $238,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,270 | $998,370,000 | $189,000 | $1,115,000 | $71,000 | $275,000 |
| Application Withdrawn By Applicant | 4,071 | $814,995,000 | $200,000 | $825,000 | $73,000 | $1,932,000 |
| Application Approved But Not Accepted | 1,371 | $258,485,000 | $188,000 | $705,000 | $74,000 | $1,133,000 |
| Application Denied By Financial Institution | 1,290 | $233,640,000 | $181,000 | $855,000 | $64,000 | $1,692,000 |
| Loan Purchased By The Institution | 1,149 | $262,385,000 | $228,000 | $1,215,000 | $0 | $0 |
| File Closed For Incompleteness | 874 | $177,150,000 | $202,000 | $815,000 | $70,000 | $1,080,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,735 | $2,511,385,000 | $197,000 | $1,215,000 | $72,000 | $1,932,000 |
| Credit History | 613 | $108,795,000 | $177,000 | $685,000 | $69,000 | $1,692,000 |
| Other | 282 | $48,800,000 | $173,000 | $615,000 | $74,000 | $720,000 |
| Debt-To-Income Ratio | 254 | $51,290,000 | $201,000 | $595,000 | $53,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 110 | $17,780,000 | $161,000 | $495,000 | $46,000 | $135,000 |
| Collateral | 22 | $5,360,000 | $243,000 | $855,000 | $70,000 | $136,000 |
| Unverifiable Information | 5 | $875,000 | $175,000 | $335,000 | $53,000 | $99,000 |
| Employment History | 4 | $740,000 | $185,000 | $315,000 | $60,000 | $74,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Village Capital & Investment's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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