California-Lexington Park, MD Metro Area Mortgage Lenders & HMDA Data, 2019
In 2019, lenders reported 7,230 mortgage applications in California-Lexington Park, MD metro area totaling $1.9 billion, up 27% from 2018. The average application was for $263,572, and applicants reported an average income of $115,000. 51% of applications resulted in an originated loan and 12% were denied. The most active lender was Navy Federal Credit Union, with 673 applications, followed by First Home Mortgage and PennyMac Loan Services LLC.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Maryland.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 7,230 |
| Total Mortgage Loan Application Amount | $1,905,630,000 |
| Average Mortgage Loan Application Amount | $263,572 |
| Highest Mortgage Loan Application Amount | $4,505,000 |
| Average Applicant Income | $115,000 |
| Highest Applicant Income | $4,631,000 |
Top Mortgage Lenders in California-Lexington Park, MD Metro Area (2019)
Ranked by the number of mortgage applications each lender reported in California-Lexington Park, MD metro area in 2019.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union Vienna, VA |
673 | $156,385,000 | $232,000 | $134,000 |
| 2 | First Home Mortgage Baltimore, MD |
457 | $127,725,000 | $279,000 | $101,000 |
| 3 | PennyMac Loan Services LLC Westlake Village, CA |
354 | $97,840,000 | $276,000 | $112,000 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
296 | $73,280,000 | $247,000 | $122,000 |
| 5 | Freedom Mortgage Corporation Boca Raton, FL |
246 | $74,000,000 | $300,000 | $105,000 |
| 6 | Presidential Bank, FSB Bethesda, MD |
208 | $64,240,000 | $308,000 | $149,000 |
| 7 | PNC Bank N.A. Pittsburgh, PA |
207 | $22,875,000 | $110,000 | $106,000 |
| 8 | US Bank, N.A. Cincinnati, OH |
204 | $52,780,000 | $258,000 | $194,000 |
| 9 | Townebank Portsmouth, VA |
190 | $52,090,000 | $274,000 | $104,000 |
| 10 | Truist Bank Raleigh, NC |
170 | $45,850,000 | $269,000 | $126,000 |
See every lender active in California-Lexington Park, MD metro area in 2019 »
The tables below break down 2019 mortgage applications in California-Lexington Park, MD metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for California-Lexington Park, MD in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,531 | $1,001,325,000 | $283,000 | $4,505,000 | $108,000 | $1,825,000 |
| Refinancing | 1,775 | $509,915,000 | $287,000 | $1,425,000 | $121,000 | $4,613,000 |
| Cash-out Refinancing | 1,124 | $311,360,000 | $277,000 | $1,835,000 | $122,000 | $4,631,000 |
| Home Improvement | 421 | $34,205,000 | $81,000 | $1,205,000 | $122,000 | $590,000 |
| Other Purpose | 277 | $24,225,000 | $87,000 | $705,000 | $127,000 | $600,000 |
| Not Applicable | 102 | $24,600,000 | $241,000 | $475,000 | $118,000 | $216,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,179 | $1,098,315,000 | $262,000 | $1,425,000 | $119,000 | $4,631,000 |
| Not applicable | 1,101 | $314,475,000 | $285,000 | $4,505,000 | $105,000 | $430,000 |
| Not Provided | 875 | $238,935,000 | $273,000 | $805,000 | $118,000 | $2,852,000 |
| Black or African American | 664 | $148,550,000 | $223,000 | $865,000 | $88,000 | $1,593,000 |
| Hispanic | 196 | $52,610,000 | $268,000 | $565,000 | $100,000 | $780,000 |
| Asian | 131 | $31,975,000 | $244,000 | $785,000 | $147,000 | $2,873,000 |
| American Indian or Alaskan Native | 50 | $12,410,000 | $248,000 | $475,000 | $106,000 | $277,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $3,430,000 | $285,000 | $485,000 | $95,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,576 | $838,990,000 | $234,000 | $4,505,000 | $132,000 | $4,631,000 |
| VA-guaranteed (Veterans Administration) | 2,027 | $675,005,000 | $333,000 | $1,095,000 | $105,000 | $356,000 |
| FHA-insured (Federal Housing Administration) | 1,024 | $243,740,000 | $238,000 | $425,000 | $76,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 603 | $147,895,000 | $245,000 | $415,000 | $71,000 | $157,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,713 | $1,003,065,000 | $270,000 | $1,835,000 | $117,000 | $4,631,000 |
| Loan Purchased By The Institution | 1,370 | $395,070,000 | $288,000 | $865,000 | $111,000 | $701,000 |
| Application Withdrawn By Applicant | 943 | $251,545,000 | $266,000 | $4,505,000 | $114,000 | $600,000 |
| Application Denied By Financial Institution | 833 | $164,475,000 | $197,000 | $1,095,000 | $112,000 | $2,873,000 |
| File Closed For Incompleteness | 247 | $61,525,000 | $249,000 | $1,425,000 | $114,000 | $638,000 |
| Application Approved But Not Accepted | 121 | $29,265,000 | $241,000 | $565,000 | $109,000 | $318,000 |
| Preapproval Denied by Financial Institution | 2 | $470,000 | $235,000 | $355,000 | $116,000 | $152,000 |
| Preapproval Approved but not Accepted | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,240 | $1,695,930,000 | $271,000 | $4,505,000 | $115,000 | $4,613,000 |
| Debt-To-Income Ratio | 309 | $72,945,000 | $236,000 | $1,835,000 | $116,000 | $4,631,000 |
| Credit History | 231 | $38,425,000 | $166,000 | $575,000 | $119,000 | $2,873,000 |
| Collateral | 176 | $38,530,000 | $218,000 | $1,085,000 | $124,000 | $1,220,000 |
| Other | 129 | $25,595,000 | $198,000 | $1,095,000 | $118,000 | $319,000 |
| Credit Application Incomplete | 97 | $25,175,000 | $259,000 | $515,000 | $99,000 | $432,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 30 | $4,840,000 | $161,000 | $465,000 | $150,000 | $540,000 |
| Unverifiable Information | 13 | $3,195,000 | $245,000 | $475,000 | $101,000 | $233,000 |
| Employment History | 4 | $880,000 | $220,000 | $305,000 | $58,000 | $83,000 |
| Mortgage Insurance Denied | 1 | $115,000 | $115,000 | $115,000 | $188,000 | $188,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About