Wells Fargo Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Wells Fargo Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Bank, National Association
100 N Main Street Mac D4001-042
Sioux Falls, SD 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 1,026,755
Total Mortgage Loan Application Amount $317,438,345,000
Average Mortgage Loan Application Amount $249,166
Highest Mortgage Loan Application Amount $99,915,000
Average Applicant Income $123,833
Highest Applicant Income $9,916,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Wells Fargo Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2019 breaks down Wells Fargo Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, National Association's mortgage activity for 2019.

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Mortgage Loan Application Detail Totals for Wells Fargo Bank, National Association in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 446,627 $157,787,715,000 $353,000 $98,935,000 $146,000 $9,842,000
Refinancing 188,508 $85,130,645,000 $451,000 $99,915,000 $192,000 $9,916,000
Cash-out Refinancing 154,270 $42,623,840,000 $276,000 $22,005,000 $128,000 $8,937,000
Home Improvement 93,925 $9,420,260,000 $100,000 $97,215,000 $128,000 $9,455,000
Other Purpose 77,661 $11,268,545,000 $145,000 $28,205,000 $149,000 $9,300,000
Not Applicable 65,764 $11,207,340,000 $170,000 $2,975,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 632,540 $188,320,705,000 $297,000 $30,005,000 $153,000 $9,816,000
Hispanic 91,059 $20,303,135,000 $222,000 $6,305,000 $100,000 $9,455,000
Not Provided 89,350 $34,202,020,000 $382,000 $55,005,000 $184,000 $9,916,000
Not applicable 68,341 $24,354,960,000 $356,000 $99,915,000 $0 $0
Asian 63,476 $28,307,500,000 $445,000 $20,005,000 $182,000 $7,882,000
Black or African American 53,371 $10,588,295,000 $198,000 $12,005,000 $100,000 $8,138,000
American Indian or Alaskan Native 5,202 $1,032,910,000 $198,000 $3,005,000 $113,000 $7,508,000
Native Hawaiian or Other Pacific Islander 1,322 $371,180,000 $280,000 $1,775,000 $119,000 $1,357,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 934,155 $298,457,020,000 $319,000 $99,915,000 $153,000 $9,916,000
FHA-insured (Federal Housing Administration) 44,665 $6,812,390,000 $152,000 $76,935,000 $72,000 $2,786,000
VA-guaranteed (Veterans Administration) 43,556 $11,581,470,000 $265,000 $1,495,000 $93,000 $1,153,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,379 $587,465,000 $134,000 $905,000 $54,000 $270,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 416,221 $111,620,615,000 $268,000 $76,935,000 $116,000 $7,459,000
Loan Originated 289,192 $119,489,810,000 $413,000 $99,915,000 $197,000 $9,916,000
Application Denied By Financial Institution 181,178 $35,007,010,000 $193,000 $70,515,000 $116,000 $9,455,000
Application Withdrawn By Applicant 121,282 $47,514,060,000 $391,000 $91,355,000 $188,000 $9,828,000
File Closed For Incompleteness 16,282 $3,264,020,000 $200,000 $57,005,000 $175,000 $9,000,000
Application Approved But Not Accepted 2,600 $542,830,000 $208,000 $5,005,000 $172,000 $9,842,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 845,577 $282,431,335,000 $334,000 $99,915,000 $158,000 $9,916,000
Credit History 69,842 $6,309,020,000 $90,000 $12,005,000 $106,000 $9,455,000
Debt-To-Income Ratio 41,168 $11,770,530,000 $285,000 $22,005,000 $89,000 $6,222,000
Other 29,651 $6,098,625,000 $205,000 $70,515,000 $122,000 $8,937,000
Collateral 20,221 $4,154,745,000 $205,000 $27,905,000 $156,000 $7,365,000
Credit Application Incomplete 12,447 $3,679,185,000 $295,000 $20,005,000 $163,000 $7,500,000
Insufficient Cash (Downpayment, Closing Cost) 3,766 $1,839,400,000 $488,000 $31,005,000 $183,000 $4,253,000
Unverifiable Information 2,949 $882,255,000 $299,000 $7,475,000 $142,000 $4,090,000
Employment History 1,134 $273,250,000 $240,000 $2,405,000 $75,000 $2,595,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet with aggregated HMDA statistics today.

Download the South Dakota Lender List