Village Capital & Investment Mortgage Lending & HMDA Data, 2018

In 2018, Village Capital & Investment of Henderson, NV reported 9,027 mortgage applications totaling $1.4 billion, down 42% from 2017. The average application was for $149,682, and applicants reported an average income of $38,078. 23% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (387), Houston-The Woodlands-Sugar Land, TX (225) and Phoenix-Mesa-Scottsdale, AZ (214) (applications in parentheses).

Mortgage Company & Address Village Capital & Investment
2460 Paseo Verde Pkwy Suite 100
Henderson, NV 89074
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 9,027
Total Mortgage Loan Application Amount $1,351,185,000
Average Mortgage Loan Application Amount $149,682
Highest Mortgage Loan Application Amount $2,025,000
Average Applicant Income $38,078
Highest Applicant Income $2,048,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Village Capital & Investment filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Village Capital & Investment by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 1,117 $ 126,145,000 $ 112,931 $ 35,562
Atlanta-Sandy Springs-Roswell, GA 387 $ 62,245,000 $ 160,839 $ 38,000
Houston-The Woodlands-Sugar Land, TX 225 $ 37,115,000 $ 164,955 $ 30,000
Phoenix-Mesa-Scottsdale, AZ 214 $ 32,920,000 $ 153,831 $ 44,000
San Antonio-New Braunfels, TX 211 $ 33,305,000 $ 157,843 $ 22,000
Riverside-San Bernardino-Ontario, CA 204 $ 44,470,000 $ 217,990 $ 43,000
Dallas-Plano-Irving, TX 168 $ 27,240,000 $ 162,142 $ 20,000
Fort Worth-Arlington, TX 159 $ 25,005,000 $ 157,264 $ 29,000
Tampa-St. Petersburg-Clearwater, FL 151 $ 22,525,000 $ 149,172 $ 33,000
Las Vegas-Henderson-Paradise, NV 140 $ 18,700,000 $ 133,571 $ 38,000
Charlotte-Concord-Gastonia, NC-SC 137 $ 18,255,000 $ 133,248 $ 37,802
Washington-Arlington-Alexandria, DC-VA-MD-WV 126 $ 22,600,000 $ 179,365 $ 54,140
Colorado Springs, CO 124 $ 24,280,000 $ 195,806 $ 26,000
Killeen-Temple, TX 112 $ 13,900,000 $ 124,107 $ 11,000
Denver-Aurora-Lakewood, CO 110 $ 26,100,000 $ 237,272 $ 56,000
Austin-Round Rock, TX 101 $ 17,925,000 $ 177,475 $ 38,000
Los Angeles-Long Beach-Glendale, CA 100 $ 29,650,000 $ 296,500 $ 72,000
San Diego-Carlsbad, CA 90 $ 26,010,000 $ 289,000 $ 43,000
Jacksonville, FL 89 $ 15,195,000 $ 170,730 $ 31,000
Indianapolis-Carmel-Anderson, IN 86 $ 12,460,000 $ 144,883 $ 44,000
Sacramento--Roseville--Arden-Arcade, CA 84 $ 19,040,000 $ 226,666 $ 49,000
Baltimore-Columbia-Towson, MD 82 $ 12,910,000 $ 157,439 $ 38,000
Chicago-Naperville-Arlington Heights, IL 82 $ 13,300,000 $ 162,195 $ 47,000
Orlando-Kissimmee-Sanford, FL 78 $ 14,480,000 $ 185,641 $ 35,000
Fayetteville, NC 77 $ 7,865,000 $ 102,142 $ 46,000
Augusta-Richmond County, GA-SC 74 $ 10,660,000 $ 144,054 $ 30,486
St. Louis, MO-IL 74 $ 8,340,000 $ 112,702 $ 40,608
Columbia, SC 72 $ 10,600,000 $ 147,222 $ 30,000
Columbus, OH 72 $ 9,280,000 $ 128,888 $ 40,000
Nashville-Davidson--Murfreesboro--Franklin, TN 71 $ 10,925,000 $ 153,873 $ 45,000
Cincinnati, OH-KY-IN 66 $ 8,370,000 $ 126,818 $ 32,575
Raleigh, NC 64 $ 9,380,000 $ 146,562 $ 54,000
Cleveland-Elyria, OH 62 $ 6,140,000 $ 99,032 $ 23,000
El Paso, TX 60 $ 7,450,000 $ 124,166 $ 9,000
Warren-Troy-Farmington Hills, MI 57 $ 8,765,000 $ 153,771 $ 55,000
Albuquerque, NM 55 $ 7,715,000 $ 140,272 $ 45,000
Pittsburgh, PA 54 $ 6,210,000 $ 115,000 $ 30,000
Charleston-North Charleston, SC 53 $ 8,585,000 $ 161,981 $ 50,000
Lakeland-Winter Haven, FL 52 $ 7,260,000 $ 139,615 $ 34,000
Louisville/Jefferson County, KY-IN 52 $ 6,190,000 $ 119,038 $ 31,019
Tucson, AZ 51 $ 6,675,000 $ 130,882 $ 48,000
Bakersfield, CA 50 $ 8,190,000 $ 163,800 $ 38,000
Baton Rouge, LA 47 $ 7,285,000 $ 155,000 $ 37,000
Camden, NJ 47 $ 6,685,000 $ 142,234 $ 46,000
Memphis, TN-MS-AR 47 $ 5,175,000 $ 110,106 $ 31,765
Savannah, GA 46 $ 7,680,000 $ 166,956 $ 29,000
Birmingham-Hoover, AL 44 $ 5,530,000 $ 125,681 $ 29,000
Virginia Beach-Norfolk-Newport News, VA-NC 44 $ 760,000 $ 17,272 $ 26,000
Columbus, GA-AL 43 $ 6,115,000 $ 142,209 $ 31,651
Clarksville, TN-KY 41 $ 4,655,000 $ 113,536 $ 37,682
Stockton-Lodi, CA 41 $ 9,795,000 $ 238,902 $ 40,000
Deltona-Daytona Beach-Ormond Beach, FL 40 $ 5,770,000 $ 144,250 $ 43,000
Oakland-Hayward-Berkeley, CA 40 $ 15,430,000 $ 385,750 $ 66,000
Kansas City, MO-KS 38 $ 4,480,000 $ 117,894 $ 51,000
Newark, NJ-PA 38 $ 9,090,000 $ 239,210 $ 83,657
Greensboro-High Point, NC 36 $ 4,230,000 $ 117,500 $ 34,000
Greenville-Anderson-Mauldin, SC 36 $ 4,380,000 $ 121,666 $ 28,000
Winston-Salem, NC 36 $ 4,060,000 $ 112,777 $ 40,000
Little Rock-North Little Rock-Conway, AR 35 $ 3,725,000 $ 106,428 $ 22,000
Philadelphia, PA 35 $ 4,295,000 $ 122,714 $ 31,000
Salt Lake City, UT 35 $ 6,225,000 $ 177,857 $ 47,000
Jacksonville, NC 34 $ 4,560,000 $ 134,117 $ 30,000
New York-Jersey City-White Plains, NY-NJ 34 $ 6,900,000 $ 202,941 $ 30,000
West Palm Beach-Boca Raton-Delray Beach, FL 34 $ 8,020,000 $ 235,882 $ 16,000
New Orleans-Metairie, LA 33 $ 5,425,000 $ 164,393 $ 42,000
Fresno, CA 32 $ 5,910,000 $ 184,687 $ 29,000
Grand Rapids-Wyoming, MI 32 $ 3,770,000 $ 117,812 $ 32,000
Miami-Miami Beach-Kendall, FL 32 $ 5,880,000 $ 183,750 $ 42,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 30 $ 5,260,000 $ 175,333 $ 133,000
Vallejo-Fairfield, CA 29 $ 6,665,000 $ 229,827 $ 35,000
Pensacola-Ferry Pass-Brent, FL 28 $ 4,050,000 $ 144,642 $ 33,000
Detroit-Dearborn-Livonia, MI 27 $ 3,485,000 $ 129,074 $ 51,000
Ogden-Clearfield, UT 27 $ 3,885,000 $ 143,888 $ 49,000
Cape Coral-Fort Myers, FL 26 $ 4,160,000 $ 160,000 $ 55,000
Corpus Christi, TX 26 $ 3,920,000 $ 150,769 $ 4,000
Palm Bay-Melbourne-Titusville, FL 26 $ 3,800,000 $ 146,153 $ 53,000
Shreveport-Bossier City, LA 26 $ 4,200,000 $ 161,538 $ 34,000
Lake Havasu City-Kingman, AZ 25 $ 3,415,000 $ 136,600 $ 62,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 25 $ 4,035,000 $ 161,400 $ 42,800
Wilmington, DE-MD-NJ 25 $ 4,295,000 $ 171,800 $ 58,720
Chattanooga, TN-GA 24 $ 3,280,000 $ 136,666 $ 26,500
Warner Robins, GA 24 $ 3,980,000 $ 165,833 $ 35,000
Huntsville, AL 23 $ 4,155,000 $ 180,652 $ 44,000
Gary, IN 22 $ 3,090,000 $ 140,454 $ 48,000
Hinesville, GA 22 $ 3,310,000 $ 150,454 $ 11,000
Milwaukee-Waukesha-West Allis, WI 22 $ 2,770,000 $ 125,909 $ 46,000
Providence-Warwick, RI-MA 22 $ 4,000,000 $ 181,818 $ 63,000
Lake County-Kenosha County, IL-WI 21 $ 2,325,000 $ 110,714 $ 34,857
Reno, NV 21 $ 4,295,000 $ 204,523 $ 18,000
Silver Spring-Frederick-Rockville, MD 21 $ 5,985,000 $ 285,000 $ 111,000
Tacoma-Lakewood, WA 21 $ 105,000 $ 5,000 $ 0
Greeley, CO 20 $ 4,280,000 $ 214,000 $ 33,000
Jackson, MS 20 $ 2,930,000 $ 146,500 $ 32,000
Knoxville, TN 20 $ 1,960,000 $ 98,000 $ 30,000
Modesto, CA 20 $ 4,360,000 $ 218,000 $ 38,000
Port St. Lucie, FL 20 $ 3,300,000 $ 165,000 $ 26,000
Asheville, NC 19 $ 4,995,000 $ 262,894 $ 65,000
Crestview-Fort Walton Beach-Destin, FL 19 $ 3,055,000 $ 160,789 $ 43,000
McAllen-Edinburg-Mission, TX 19 $ 2,335,000 $ 122,894 $ 10,000
Ocala, FL 19 $ 2,415,000 $ 127,105 $ 42,000
Durham-Chapel Hill, NC 18 $ 1,920,000 $ 106,666 $ 29,000
Hartford-West Hartford-East Hartford, CT 18 $ 2,480,000 $ 137,777 $ 20,000
Prescott, AZ 18 $ 1,690,000 $ 93,888 $ 22,000
Pueblo, CO 18 $ 2,200,000 $ 122,222 $ 13,000
Akron, OH 17 $ 1,735,000 $ 102,058 $ 27,000
Lexington-Fayette, KY 17 $ 2,445,000 $ 143,823 $ 47,000
Portland-Vancouver-Hillsboro, OR-WA 17 $ 545,000 $ 32,058 $ 35,000
Redding, CA 17 $ 2,665,000 $ 156,764 $ 19,000
Spartanburg, SC 17 $ 2,865,000 $ 168,529 $ 23,000
Toledo, OH 17 $ 1,365,000 $ 80,294 $ 40,000
Allentown-Bethlehem-Easton, PA-NJ 16 $ 2,320,000 $ 145,000 $ 27,062
Dayton, OH 16 $ 1,350,000 $ 84,375 $ 15,000
Des Moines-West Des Moines, IA 16 $ 2,260,000 $ 141,250 $ 53,000
Salisbury, MD-DE 16 $ 2,590,000 $ 161,875 $ 57,812
Visalia-Porterville, CA 16 $ 2,670,000 $ 166,875 $ 29,000
Waco, TX 16 $ 1,570,000 $ 98,125 $ 8,000
Elizabethtown-Fort Knox, KY 15 $ 1,245,000 $ 83,000 $ 30,000
Gulfport-Biloxi-Pascagoula, MS 15 $ 2,455,000 $ 163,666 $ 58,000
Montgomery County-Bucks County-Chester County, PA 15 $ 2,485,000 $ 165,666 $ 50,000
North Port-Sarasota-Bradenton, FL 15 $ 3,895,000 $ 259,666 $ 39,000
Omaha-Council Bluffs, NE-IA 15 $ 1,035,000 $ 69,000 $ 44,000
Portland-South Portland, ME 15 $ 1,935,000 $ 129,000 $ 29,000
Salem, OR 15 $ 245,000 $ 16,333 $ 92,000
Springfield, MO 15 $ 1,725,000 $ 115,000 $ 29,000
Dothan, AL 14 $ 1,580,000 $ 112,857 $ 21,000
Hilton Head Island-Bluffton-Beaufort, SC 14 $ 2,510,000 $ 179,285 $ 34,000
Oxnard-Thousand Oaks-Ventura, CA 14 $ 4,190,000 $ 299,285 $ 12,000
Provo-Orem, UT 14 $ 2,690,000 $ 192,142 $ 86,000
San Juan-Carolina-Caguas, PR 14 $ 1,310,000 $ 93,571 $ 4,000
Tyler, TX 14 $ 2,050,000 $ 146,428 $ 24,000
Auburn-Opelika, AL 13 $ 1,385,000 $ 106,538 $ 27,000
Flint, MI 13 $ 1,355,000 $ 104,230 $ 40,000
Grand Junction, CO 13 $ 1,645,000 $ 126,538 $ 33,000
Punta Gorda, FL 13 $ 2,195,000 $ 168,846 $ 33,000
Sierra Vista-Douglas, AZ 13 $ 1,035,000 $ 79,615 $ 0
Tuscaloosa, AL 13 $ 1,985,000 $ 152,692 $ 23,000
Wilmington, NC 13 $ 1,785,000 $ 137,307 $ 35,000
York-Hanover, PA 13 $ 1,535,000 $ 118,076 $ 125,000
Youngstown-Warren-Boardman, OH-PA 13 $ 1,575,000 $ 121,153 $ 27,153
Anaheim-Santa Ana-Irvine, CA 12 $ 3,950,000 $ 329,166 $ 73,000
Beaumont-Port Arthur, TX 12 $ 2,070,000 $ 172,500 $ 29,000
Canton-Massillon, OH 12 $ 1,260,000 $ 105,000 $ 10,000
Gainesville, GA 12 $ 1,630,000 $ 135,833 $ 21,000
Mobile, AL 12 $ 1,140,000 $ 95,000 $ 117,000
Montgomery, AL 12 $ 1,680,000 $ 140,000 $ 58,000
Muskegon, MI 12 $ 1,350,000 $ 112,500 $ 34,000
Yuba City, CA 12 $ 1,750,000 $ 145,833 $ 28,000
Yuma, AZ 12 $ 2,260,000 $ 188,333 $ 14,000
Brownsville-Harlingen, TX 11 $ 975,000 $ 88,636 $ 8,000
Dover, DE 11 $ 2,015,000 $ 183,181 $ 50,000
Fayetteville-Springdale-Rogers, AR-MO 11 $ 945,000 $ 85,909 $ 32,000
Fort Wayne, IN 11 $ 1,265,000 $ 115,000 $ 48,000
Harrisburg-Carlisle, PA 11 $ 1,645,000 $ 149,545 $ 31,000
Oklahoma City, OK 11 $ 55,000 $ 5,000 $ 0
Alexandria, LA 10 $ 1,310,000 $ 131,000 $ 41,000
Evansville, IN-KY 10 $ 1,440,000 $ 144,000 $ 33,300
Fort Collins, CO 10 $ 2,330,000 $ 233,000 $ 47,000
Hickory-Lenoir-Morganton, NC 10 $ 1,320,000 $ 132,000 $ 24,000
Kalamazoo-Portage, MI 10 $ 1,130,000 $ 113,000 $ 16,000
Lancaster, PA 10 $ 1,670,000 $ 167,000 $ 36,000
Lansing-East Lansing, MI 10 $ 1,380,000 $ 138,000 $ 35,000
Lawton, OK 10 $ 50,000 $ 5,000 $ 0
Lubbock, TX 10 $ 1,300,000 $ 130,000 $ 16,000
Morristown, TN 10 $ 1,190,000 $ 119,000 $ 48,000
Richmond, VA 10 $ 50,000 $ 5,000 $ 0
Rockford, IL 10 $ 1,140,000 $ 114,000 $ 47,000
Scranton--Wilkes-Barre--Hazleton, PA 10 $ 1,290,000 $ 129,000 $ 57,000
Amarillo, TX 9 $ 1,115,000 $ 123,888 $ 37,000
Boise City, ID 9 $ 45,000 $ 5,000 $ 0
Chico, CA 9 $ 895,000 $ 99,444 $ 16,000
College Station-Bryan, TX 9 $ 565,000 $ 62,777 $ 0
Davenport-Moline-Rock Island, IA-IL 9 $ 955,000 $ 106,111 $ 12,777
Elgin, IL 9 $ 1,555,000 $ 172,777 $ 26,000
Elkhart-Goshen, IN 9 $ 1,035,000 $ 115,000 $ 44,000
Lafayette, LA 9 $ 1,155,000 $ 128,333 $ 44,000
Laredo, TX 9 $ 995,000 $ 110,555 $ 48,000
Las Cruces, NM 9 $ 745,000 $ 82,777 $ 25,000
Madera, CA 9 $ 1,755,000 $ 195,000 $ 17,000
Monroe, MI 9 $ 885,000 $ 98,333 $ 42,000
Panama City, FL 9 $ 1,535,000 $ 170,555 $ 55,000
Peoria, IL 9 $ 925,000 $ 102,777 $ 18,000
San Jose-Sunnyvale-Santa Clara, CA 9 $ 6,355,000 $ 706,111 $ 74,000
Urban Honolulu, HI 9 $ 45,000 $ 5,000 $ 0
Albany, GA 8 $ 1,060,000 $ 132,500 $ 40,000
Anniston-Oxford-Jacksonville, AL 8 $ 800,000 $ 100,000 $ 26,000
Atlantic City-Hammonton, NJ 8 $ 1,010,000 $ 126,250 $ 31,000
Brunswick, GA 8 $ 930,000 $ 116,250 $ 39,000
Daphne-Fairhope-Foley, AL 8 $ 1,070,000 $ 133,750 $ 67,000
Eugene, OR 8 $ 640,000 $ 80,000 $ 95,000
Flagstaff, AZ 8 $ 1,170,000 $ 146,250 $ 54,000
Hanford-Corcoran, CA 8 $ 1,380,000 $ 172,500 $ 41,000
Longview, TX 8 $ 1,040,000 $ 130,000 $ 0
Merced, CA 8 $ 990,000 $ 123,750 $ 25,000
Racine, WI 8 $ 930,000 $ 116,250 $ 26,000
Rapid City, SD 8 $ 1,250,000 $ 156,250 $ 32,000
Reading, PA 8 $ 1,200,000 $ 150,000 $ 29,000
Salinas, CA 8 $ 2,870,000 $ 358,750 $ 23,000
St. George, UT 8 $ 1,470,000 $ 183,750 $ 91,000
Sumter, SC 8 $ 1,070,000 $ 133,750 $ 21,000
Vineland-Bridgeton, NJ 8 $ 1,160,000 $ 145,000 $ 92,000
Abilene, TX 7 $ 725,000 $ 103,571 $ 46,000
Athens-Clarke County, GA 7 $ 715,000 $ 102,142 $ 29,000
Carson City, NV 7 $ 1,195,000 $ 170,714 $ 20,000
Champaign-Urbana, IL 7 $ 785,000 $ 112,142 $ 23,000
East Stroudsburg, PA 7 $ 695,000 $ 99,285 $ 36,000
Florence, SC 7 $ 1,155,000 $ 165,000 $ 17,000
Hammond, LA 7 $ 685,000 $ 97,857 $ 49,000
Hattiesburg, MS 7 $ 1,215,000 $ 173,571 $ 54,000
Jackson, TN 7 $ 765,000 $ 109,285 $ 34,000
Johnstown, PA 7 $ 535,000 $ 76,428 $ 52,000
Joplin, MO 7 $ 645,000 $ 92,142 $ 30,000
Lafayette-West Lafayette, IN 7 $ 775,000 $ 110,714 $ 14,000
New Bern, NC 7 $ 595,000 $ 85,000 $ 38,000
New Haven-Milford, CT 7 $ 985,000 $ 140,714 $ 25,000
Odessa, TX 7 $ 875,000 $ 125,000 $ 49,000
Oshkosh-Neenah, WI 7 $ 775,000 $ 110,714 $ 33,000
Pine Bluff, AR 7 $ 875,000 $ 125,000 $ 75,000
Seattle-Bellevue-Everett, WA 7 $ 35,000 $ 5,000 $ 0
South Bend-Mishawaka, IN-MI 7 $ 835,000 $ 119,285 $ 42,000
Tallahassee, FL 7 $ 855,000 $ 122,142 $ 28,000
Battle Creek, MI 6 $ 470,000 $ 78,333 $ 19,000
Bridgeport-Stamford-Norwalk, CT 6 $ 1,360,000 $ 226,666 $ 46,000
Burlington, NC 6 $ 670,000 $ 111,666 $ 7,000
Dalton, GA 6 $ 740,000 $ 123,333 $ 38,000
Eau Claire, WI 6 $ 650,000 $ 108,333 $ 23,000
Erie, PA 6 $ 620,000 $ 103,333 $ 57,000
Fort Smith, AR-OK 6 $ 480,000 $ 80,000 $ 39,000
Greenville, NC 6 $ 1,450,000 $ 241,666 $ 40,000
Hagerstown-Martinsburg, MD-WV 6 $ 1,280,000 $ 213,333 $ 242,000
Janesville-Beloit, WI 6 $ 650,000 $ 108,333 $ 25,000
Johnson City, TN 6 $ 650,000 $ 108,333 $ 5,000
Kingsport-Bristol-Bristol, TN-VA 6 $ 520,000 $ 86,666 $ 19,000
Macon-Bibb County, GA 6 $ 1,290,000 $ 215,000 $ 19,000
Mansfield, OH 6 $ 510,000 $ 85,000 $ 25,000
Medford, OR 6 $ 270,000 $ 45,000 $ 49,000
Monroe, LA 6 $ 730,000 $ 121,666 $ 13,000
Niles-Benton Harbor, MI 6 $ 890,000 $ 148,333 $ 45,000
Rocky Mount, NC 6 $ 580,000 $ 96,666 $ 54,000
Sebring, FL 6 $ 680,000 $ 113,333 $ 35,000
Sherman-Denison, TX 6 $ 2,150,000 $ 358,333 $ 43,000
Spokane-Spokane Valley, WA 6 $ 30,000 $ 5,000 $ 0
Wichita Falls, TX 6 $ 780,000 $ 130,000 $ 5,000
Ann Arbor, MI 5 $ 605,000 $ 121,000 $ 37,000
Appleton, WI 5 $ 695,000 $ 139,000 $ 37,000
Bowling Green, KY 5 $ 395,000 $ 79,000 $ 0
California-Lexington Park, MD 5 $ 1,095,000 $ 219,000 $ 69,000
Cedar Rapids, IA 5 $ 355,000 $ 71,000 $ 29,000
Cheyenne, WY 5 $ 25,000 $ 5,000 $ 0
Cleveland, TN 5 $ 495,000 $ 99,000 $ 26,000
El Centro, CA 5 $ 695,000 $ 139,000 $ 43,000
Green Bay, WI 5 $ 555,000 $ 111,000 $ 35,000
Houma-Thibodaux, LA 5 $ 625,000 $ 125,000 $ 48,000
Lebanon, PA 5 $ 515,000 $ 103,000 $ 39,000
Logan, UT-ID 5 $ 855,000 $ 171,000 $ 80,000
Madison, WI 5 $ 595,000 $ 119,000 $ 53,000
Midland, TX 5 $ 1,235,000 $ 247,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 5 $ 1,555,000 $ 311,000 $ 79,000
Santa Rosa, CA 5 $ 1,525,000 $ 305,000 $ 94,000
Sebastian-Vero Beach, FL 5 $ 715,000 $ 143,000 $ 54,000
Sioux Falls, SD 5 $ 775,000 $ 155,000 $ 12,000
Springfield, IL 5 $ 615,000 $ 123,000 $ 29,000
Texarkana, TX-AR 5 $ 785,000 $ 157,000 $ 33,400
Trenton, NJ 5 $ 905,000 $ 181,000 $ 46,000
Tulsa, OK 5 $ 25,000 $ 5,000 $ 0
Valdosta, GA 5 $ 435,000 $ 87,000 $ 0
Albany, OR 4 $ 260,000 $ 65,000 $ 62,000
Altoona, PA 4 $ 460,000 $ 115,000 $ 84,000
Anchorage, AK 4 $ 20,000 $ 5,000 $ 0
Bremerton-Silverdale, WA 4 $ 20,000 $ 5,000 $ 0
Coeur D'Alene, ID 4 $ 20,000 $ 5,000 $ 0
Danville, IL 4 $ 440,000 $ 110,000 $ 11,000
Florence-Muscle Shoals, AL 4 $ 460,000 $ 115,000 $ 0
Gadsden, AL 4 $ 310,000 $ 77,500 $ 25,000
Gainesville, FL 4 $ 470,000 $ 117,500 $ 26,000
Homosassa Springs, FL 4 $ 240,000 $ 60,000 $ 53,000
Hot Springs, AR 4 $ 610,000 $ 152,500 $ 21,000
Huntington-Ashland, WV-KY-OH 4 $ 440,000 $ 110,000 $ 36,000
Jefferson City, MO 4 $ 700,000 $ 175,000 $ 44,000
Lewiston-Auburn, ME 4 $ 520,000 $ 130,000 $ 30,000
Michigan City-La Porte, IN 4 $ 490,000 $ 122,500 $ 14,000
Midland, MI 4 $ 410,000 $ 102,500 $ 0
Muncie, IN 4 $ 580,000 $ 145,000 $ 21,000
Naples-Immokalee-Marco Island, FL 4 $ 670,000 $ 167,500 $ 22,000
Norwich-New London, CT 4 $ 760,000 $ 190,000 $ 32,000
Owensboro, KY 4 $ 330,000 $ 82,500 $ 18,000
Roanoke, VA 4 $ 20,000 $ 5,000 $ 0
Santa Maria-Santa Barbara, CA 4 $ 840,000 $ 210,000 $ 181,000
Springfield, OH 4 $ 550,000 $ 137,500 $ 43,000
Victoria, TX 4 $ 670,000 $ 167,500 $ 46,000
Wausau, WI 4 $ 520,000 $ 130,000 $ 44,000
Weirton-Steubenville, WV-OH 4 $ 320,000 $ 80,000 $ 40,000
Bloomington, IN 3 $ 365,000 $ 121,666 $ 22,000
Chambersburg-Waynesboro, PA 3 $ 475,000 $ 158,333 $ 8,000
Decatur, AL 3 $ 245,000 $ 81,666 $ 59,000
Decatur, IL 3 $ 395,000 $ 131,666 $ 0
Fargo, ND-MN 3 $ 15,000 $ 5,000 $ 0
Gettysburg, PA 3 $ 285,000 $ 95,000 $ 57,000
Iowa City, IA 3 $ 605,000 $ 201,666 $ 84,000
Jackson, MI 3 $ 225,000 $ 75,000 $ 0
Jonesboro, AR 3 $ 325,000 $ 108,333 $ 0
Kokomo, IN 3 $ 395,000 $ 131,666 $ 24,000
Lima, OH 3 $ 295,000 $ 98,333 $ 52,000
Lynchburg, VA 3 $ 15,000 $ 5,000 $ 0
Napa, CA 3 $ 1,545,000 $ 515,000 $ 0
Ocean City, NJ 3 $ 575,000 $ 191,666 $ 47,000
Olympia-Tumwater, WA 3 $ 15,000 $ 5,000 $ 0
San Angelo, TX 3 $ 245,000 $ 81,666 $ 0
Santa Fe, NM 3 $ 615,000 $ 205,000 $ 35,000
Sheboygan, WI 3 $ 295,000 $ 98,333 $ 12,000
State College, PA 3 $ 395,000 $ 131,666 $ 75,000
Terre Haute, IN 3 $ 205,000 $ 68,333 $ 17,000
Bay City, MI 2 $ 160,000 $ 80,000 $ 55,000
Bend-Redmond, OR 2 $ 10,000 $ 5,000 $ 0
Bloomington, IL 2 $ 230,000 $ 115,000 $ 53,000
Boulder, CO 2 $ 190,000 $ 95,000 $ 0
Cape Girardeau, MO-IL 2 $ 80,000 $ 40,000 $ 0
Casper, WY 2 $ 10,000 $ 5,000 $ 0
Columbia, MO 2 $ 160,000 $ 80,000 $ 46,000
Dubuque, IA 2 $ 600,000 $ 300,000 $ 88,000
Farmington, NM 2 $ 270,000 $ 135,000 $ 63,000
Goldsboro, NC 2 $ 410,000 $ 205,000 $ 0
Idaho Falls, ID 2 $ 10,000 $ 5,000 $ 0
Kankakee, IL 2 $ 450,000 $ 225,000 $ 0
Kennewick-Richland, WA 2 $ 10,000 $ 5,000 $ 0
La Crosse-Onalaska, WI-MN 2 $ 350,000 $ 175,000 $ 6,000
Lake Charles, LA 2 $ 230,000 $ 115,000 $ 0
Ponce, PR 2 $ 140,000 $ 70,000 $ 0
Saginaw, MI 2 $ 150,000 $ 75,000 $ 0
Sioux City, IA-NE-SD 2 $ 90,000 $ 45,000 $ 0
The Villages, FL 2 $ 530,000 $ 265,000 $ 0
Twin Falls, ID 2 $ 10,000 $ 5,000 $ 0
Waterloo-Cedar Falls, IA 2 $ 100,000 $ 50,000 $ 20,000
Worcester, MA-CT 2 $ 380,000 $ 190,000 $ 90,000
Aguadilla-Isabela, PR 1 $ 75,000 $ 75,000 $ 0
Bangor, ME 1 $ 105,000 $ 105,000 $ 0
Beckley, WV 1 $ 5,000 $ 5,000 $ 0
Billings, MT 1 $ 5,000 $ 5,000 $ 0
Carbondale-Marion, IL 1 $ 105,000 $ 105,000 $ 0
Charlottesville, VA 1 $ 5,000 $ 5,000 $ 0
Cumberland, MD-WV 1 $ 105,000 $ 105,000 $ 69,000
Duluth, MN-WI 1 $ 85,000 $ 85,000 $ 0
Fairbanks, AK 1 $ 5,000 $ 5,000 $ 0
Fond Du Lac, WI 1 $ 185,000 $ 185,000 $ 0
Grants Pass, OR 1 $ 5,000 $ 5,000 $ 0
Great Falls, MT 1 $ 5,000 $ 5,000 $ 0
Harrisonburg, VA 1 $ 5,000 $ 5,000 $ 0
Lewiston, ID-WA 1 $ 5,000 $ 5,000 $ 0
Lincoln, NE 1 $ 5,000 $ 5,000 $ 0
Manchester-Nashua, NH 1 $ 5,000 $ 5,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 125,000 $ 125,000 $ 42,000
Rome, GA 1 $ 125,000 $ 125,000 $ 68,000
San Francisco-Redwood City-South San Francisco, CA 1 $ 2,025,000 $ 2,025,000 $ 599,000
Santa Cruz-Watsonville, CA 1 $ 575,000 $ 575,000 $ 76,000
St. Joseph, MO-KS 1 $ 55,000 $ 55,000 $ 36,000
Wenatchee, WA 1 $ 5,000 $ 5,000 $ 0
Wheeling, WV-OH 1 $ 75,000 $ 75,000 $ 0
Wichita, KS 1 $ 5,000 $ 5,000 $ 0
Winchester, VA-WV 1 $ 5,000 $ 5,000 $ 0

Mortgage Loan Application Detail Totals for Village Capital & Investment in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 7,319 $1,337,805,000 $182,000 $2,025,000 $38,000 $2,048,000
Not Applicable 1,679 $8,395,000 $5,000 $5,000 $0 $0
Home Purchase 29 $4,985,000 $171,000 $405,000 $58,000 $175,000
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,794 $669,270,000 $176,000 $1,855,000 $39,000 $1,080,000
Black or African American 2,015 $370,485,000 $183,000 $1,135,000 $36,000 $840,000
Not applicable 1,499 $14,295,000 $9,000 $455,000 $22,000 $156,000
Hispanic 1,116 $192,780,000 $172,000 $2,025,000 $36,000 $2,048,000
Not Provided 383 $51,515,000 $134,000 $605,000 $35,000 $194,000
Asian 124 $34,100,000 $275,000 $735,000 $47,000 $275,000
American Indian or Alaskan Native 65 $11,565,000 $177,000 $465,000 $33,000 $131,000
Native Hawaiian or Other Pacific Islander 29 $6,855,000 $236,000 $545,000 $36,000 $155,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 5,643 $828,005,000 $146,000 $1,855,000 $34,000 $2,048,000
FHA-insured (Federal Housing Administration) 2,867 $449,495,000 $156,000 $645,000 $38,000 $910,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 443 $59,765,000 $134,000 $1,485,000 $60,000 $1,080,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 74 $13,920,000 $188,000 $2,025,000 $83,000 $599,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,151 $383,165,000 $178,000 $1,825,000 $52,000 $1,080,000
Loan Originated 2,087 $400,085,000 $191,000 $1,855,000 $29,000 $364,000
Loan Purchased By The Institution 1,679 $8,395,000 $5,000 $5,000 $0 $0
Application Denied By Financial Institution 1,625 $283,095,000 $174,000 $2,025,000 $47,000 $2,048,000
Application Approved But Not Accepted 1,407 $262,915,000 $186,000 $755,000 $11,000 $1,000,000
File Closed For Incompleteness 78 $13,530,000 $173,000 $855,000 $58,000 $840,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,402 $1,068,090,000 $144,000 $1,855,000 $35,000 $1,080,000
Other 506 $85,250,000 $168,000 $1,485,000 $44,000 $910,000
Credit History 480 $79,510,000 $165,000 $1,175,000 $49,000 $2,048,000
Debt-To-Income Ratio 419 $85,115,000 $203,000 $2,025,000 $49,000 $599,000
Insufficient Cash (Downpayment, Closing Cost) 138 $21,030,000 $152,000 $475,000 $25,000 $150,000
Unverifiable Information 63 $8,425,000 $133,000 $325,000 $85,000 $960,000
Employment History 11 $2,305,000 $209,000 $375,000 $59,000 $173,000
Collateral 7 $1,195,000 $170,000 $505,000 $72,000 $131,000
Mortgage Insurance Denied 1 $265,000 $265,000 $265,000 $66,000 $66,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Village Capital & Investment's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Village Capital & Investment's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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