Longview, TX Metro Area Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 6,518 mortgage applications in Longview, TX metro area totaling $984.4 million, down 3% from 2017. The average application was for $151,030, and applicants reported an average income of $84,000. 51% of applications resulted in an originated loan and 17% were denied. The most active lender was Eastman Credit Union, with 370 applications, followed by Wells Fargo Bank NA and Guild Mortgage Company.

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Total Number of Mortgage Applications 6,518
Total Mortgage Loan Application Amount $984,420,000
Average Mortgage Loan Application Amount $151,030
Highest Mortgage Loan Application Amount $30,175,000
Average Applicant Income $84,000
Highest Applicant Income $5,556,000
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Top Mortgage Lenders in Longview, TX Metro Area (2018)

Ranked by the number of mortgage applications each lender reported in Longview, TX metro area in 2018.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Eastman Credit Union
Kingsport, TN
370 $57,180,000 $154,000 $89,000
2 Wells Fargo Bank NA
Minneapolis, MN
323 $45,415,000 $140,000 $84,000
3 Guild Mortgage Company
San Diego, CA
277 $40,815,000 $147,000 $74,000
4 Verabank,N.A.
Henderson, TX
244 $31,440,000 $128,000 $91,000
5 East Texas Professional C.U.
Longview, TX
244 $27,160,000 $111,000 $91,000
6 21st Mortgage
Knoxville, TN
224 $15,810,000 $70,000 $54,000
7 JPMorgan Chase Bank, NA
Columbus, OH
177 $21,305,000 $120,000 $80,000
8 Texas Bank and Trust
Longview, TX
161 $30,655,000 $190,000 $146,000
9 Austin Bank, Texas National Association
Jacksonville, TX
156 $19,830,000 $127,000 $97,000
10 Vanderbilt Mortgage and Finance, Inc
Maryville, TN
151 $11,285,000 $74,000 $62,000

See every lender active in Longview, TX metro area in 2018 »

The tables below break down 2018 mortgage applications in Longview, TX metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Longview, TX in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,285 $664,655,000 $155,000 $10,445,000 $85,000 $1,380,000
Refinancing 884 $184,850,000 $209,000 $30,175,000 $91,000 $5,556,000
Cash-out Refinancing 695 $84,435,000 $121,000 $1,805,000 $75,000 $594,000
Home Improvement 298 $18,360,000 $61,000 $785,000 $84,000 $600,000
Other Purpose 222 $17,320,000 $78,000 $705,000 $84,000 $486,000
Not Applicable 134 $14,800,000 $110,000 $1,715,000 $36,000 $84,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,130 $600,170,000 $145,000 $1,535,000 $89,000 $1,380,000
Not applicable 719 $186,775,000 $259,000 $30,175,000 $79,000 $160,000
Hispanic 567 $59,615,000 $105,000 $765,000 $62,000 $549,000
Black or African American 545 $58,315,000 $107,000 $475,000 $60,000 $512,000
Not Provided 458 $61,960,000 $135,000 $595,000 $96,000 $5,556,000
Asian 51 $10,645,000 $208,000 $905,000 $117,000 $577,000
American Indian or Alaskan Native 34 $5,340,000 $157,000 $415,000 $81,000 $270,000
Native Hawaiian or Other Pacific Islander 4 $820,000 $205,000 $265,000 $96,000 $143,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,688 $715,250,000 $152,000 $30,175,000 $90,000 $5,556,000
FHA-insured (Federal Housing Administration) 1,174 $158,180,000 $134,000 $575,000 $63,000 $344,000
VA-guaranteed (Veterans Administration) 480 $88,310,000 $183,000 $515,000 $74,000 $231,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 176 $22,680,000 $128,000 $275,000 $54,000 $109,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,341 $541,925,000 $162,000 $30,175,000 $90,000 $865,000
Application Denied By Financial Institution 1,076 $124,720,000 $115,000 $3,885,000 $65,000 $1,380,000
Loan Purchased By The Institution 891 $135,215,000 $151,000 $915,000 $82,000 $353,000
Application Withdrawn By Applicant 746 $126,920,000 $170,000 $10,445,000 $86,000 $5,556,000
Application Approved But Not Accepted 235 $31,205,000 $132,000 $905,000 $100,000 $1,086,000
File Closed For Incompleteness 225 $23,945,000 $106,000 $715,000 $69,000 $404,000
Preapproval Approved but not Accepted 3 $375,000 $125,000 $165,000 $62,000 $108,000
Preapproval Denied by Financial Institution 1 $115,000 $115,000 $115,000 $37,000 $37,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,156 $810,590,000 $157,000 $30,175,000 $86,000 $5,556,000
Debt-To-Income Ratio 621 $92,025,000 $148,000 $3,885,000 $87,000 $1,086,000
Credit History 382 $33,370,000 $87,000 $755,000 $68,000 $1,380,000
Collateral 139 $21,015,000 $151,000 $2,505,000 $77,000 $448,000
Credit Application Incomplete 79 $9,445,000 $119,000 $305,000 $70,000 $396,000
Other 64 $9,300,000 $145,000 $2,155,000 $78,000 $200,000
Unverifiable Information 41 $4,325,000 $105,000 $365,000 $62,000 $177,000
Insufficient Cash (Downpayment, Closing Cost) 20 $2,470,000 $123,000 $315,000 $78,000 $240,000
Employment History 16 $1,880,000 $117,000 $265,000 $54,000 $155,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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