Kent County, RI Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 11,763 mortgage applications in Kent County, RI totaling $2.2 billion, up 33% from 2011. The average application was for $187,000, and applicants reported an average income of $83,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 1,320 applications, followed by Citizens Bank, NA and JPMorgan Chase Bank, NA.

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Total Number of Mortgage Applications 11,763
Total Mortgage Loan Application Amount $2,211,067,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $42,840,000
Average Applicant Income $83,000
Highest Applicant Income $1,893,000

Mortgage Company List for Lending in Kent County, RI for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 1,320 $ 249,264,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 1,043 $ 172,785,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 517 $ 89,783,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 965,580,000 509 $ 79,526,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 1,312,298,000 432 $ 67,590,000
Coastway Community Bank
ONE COASTWAY BLVD
WARWICK, RI 02886
* $ 324,234,000 424 $ 73,716,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 353 $ 65,284,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 343 $ 68,292,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 248,360,000 336 $ 51,852,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 335 $ 62,268,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 327 $ 68,059,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 304 $ 56,205,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,059,757,000 293 $ 57,878,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 249 $ 49,152,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 327,735,000 232 $ 31,542,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 18,674,334,000 195 $ 33,738,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 171 $ 34,742,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 151 $ 28,444,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 146 $ 27,171,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 143 $ 30,397,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 134 $ 18,379,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 133 $ 25,807,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 109 $ 21,650,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 107 $ 19,344,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 95 $ 16,137,000
Mortgage Master, Inc.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 94 $ 19,015,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 94 $ 10,632,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 1,589,116,000 92 $ 14,325,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 230,071,000 92 $ 7,891,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 382,821,000 85 $ 16,911,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 84 $ 16,381,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 82 $ 15,732,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 81 $ 17,871,000
Merrimack Mortgage Company, in
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 78 $ 14,252,000
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 1,256,621,000 75 $ 17,021,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 70 $ 13,646,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 69 $ 14,529,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 66 $ 12,014,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 64 $ 11,241,000
Crescent Mortgage Company
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 64 $ 12,172,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 1,098,139,000 64 $ 14,721,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 188,912,554,000 62 $ 13,484,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 60 $ 11,321,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 57 $ 11,463,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 53 $ 10,150,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 53 $ 10,054,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 51 $ 7,865,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 49 $ 8,929,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 48 $ 10,489,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 46 $ 9,609,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 44 $ 7,621,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 36 $ 6,263,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 34 $ 7,346,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 34 $ 6,849,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 33 $ 284,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 31 $ 5,988,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 30 $ 7,664,000
Provident Funding Group Inc
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 30 $ 6,190,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 29 $ 6,205,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 28 $ 4,105,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 27 $ 6,098,000
Homestar Mortgage, Inc.
220 SMITH STREET
PROVIDENCE, RI 02908
* $ 10,000,000 27 $ 4,630,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 26 $ 5,025,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 114,073,000 25 $ 3,215,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 25 $ 5,808,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 24 $ 4,960,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 24 $ 4,989,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 169,755,000 24 $ 5,423,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 23 $ 4,411,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 23 $ 4,211,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 20 $ 3,956,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 909,704,000 20 $ 842,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 372,534,000 20 $ 5,545,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 19 $ 5,653,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 17 $ 3,330,000
Union Federal Savings Bank
1565 MINERAL SPRING AVENUE
NORTH PROVIDENCE, RI 02904
* $ 125,497,000 16 $ 1,990,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 74,283,000 16 $ 2,901,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 3,427,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 14 $ 2,593,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 4,974,447,000 14 $ 3,248,000
First Choice Bank
669 WHITEHEAD ROAD
LAWRENCEVILLE, NJ 08648
* $ 669,292,000 14 $ 2,916,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 14 $ 2,514,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 13 $ 6,851,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 7,812,916,000 13 $ 3,736,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 13 $ 2,442,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 13 $ 2,542,000
Dexter Credit Union
934 DEXTER STREET
CENTRAL FALLS, RI 02863
* $ 122,376,000 13 $ 2,130,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 13 $ 2,765,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 1,338,757,000 12 $ 2,844,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 12 $ 2,056,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 11 $ 1,931,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 509,351,000 11 $ 3,401,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 10 $ 2,133,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 206,009,683,000 10 $ 1,575,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 10 $ 517,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 10 $ 1,930,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 210,540,000 9 $ 1,600,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 9 $ 2,180,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 9 $ 1,318,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 9 $ 2,208,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 9 $ 1,907,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 9 $ 1,851,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 8 $ 1,992,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 8 $ 1,298,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 7 $ 1,162,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 1,905,255,000 7 $ 833,000
Savers Cooperative Bank
PO BOX 250
SOUTHBRIDGE, MA 01550
* $ 414,587,000 7 $ 317,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ 10,000,000 7 $ 1,445,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 6 $ 1,217,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 6 $ 1,231,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 27,319,304,000 6 $ 1,752,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 6 $ 1,227,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 6 $ 1,675,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 6 $ 1,464,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 6 $ 1,208,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ 702,019,000 6 $ 638,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 1,083,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 5 $ 1,329,000
Bank of New Hampshire
62 PLEASANT ST
LACONIA, NH 03246
* $ 1,107,327,000 5 $ 206,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 5 $ 761,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 343,072,000 5 $ 797,000
Wcs Lending, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 5 $ 1,061,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 5 $ 531,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 1,117,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 4 $ 765,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,563,405,000 4 $ 950,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 1,047,198,000 4 $ 1,081,000
BNC National Bank

BISMARCK, ND 58501
* $ 662,437,000 4 $ 1,344,000
1-800-East/West Mortgage Co.
171 LOCKE DRIVE SUITE 107
MARLBOROUGH, MA 01752
* $ 537,133,000 4 $ 1,102,000
Affiliated Mortgage Company
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 4 $ 485,000
Ing Bank, FSB / Capital One
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 4 $ 1,157,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 266,207,000 4 $ 764,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 4 $ 545,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 778,054,000 3 $ 618,000
Columbus Credit Union
560 MAIN STREET
WARREN, RI 02885
* $ 67,923,000 3 $ 601,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 3 $ 654,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 3 $ 666,000
First Federal Bank of Kansas City
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 374,787,000 3 $ 839,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 328,000
Connecticut Home Mortgage
THREE CORPORATE DRIVE, STE. 212
SHELTON, CT 06484
* $ 10,000,000 3 $ 471,000
Dean Cooperative Bank
21 MAIN STREET
FRANKLIN, MA 02038
* $ 223,093,000 3 $ 324,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 3 $ 745,000
E*Trade Savings Bank
671 N. GLEBE RD 12TH FLOOR
ARLINGTON, VA 22203
* $ 1,677,184,000 3 $ 398,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 3 $ 1,014,000
Hampden Bank
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 563,077,000 3 $ 107,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,263,118,000 3 $ 302,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 3 $ 710,000
Newport Federal Savings Bank
P.O. BOX 210
NEWPORT, RI 02840
* $ 453,480,000 3 $ 758,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 3 $ 972,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 32,750,610,000 3 $ 998,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 2 $ 414,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 341,507,000 2 $ 347,000
American B&T C, N.A.
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 465,591,000 2 $ 509,000
Bridgewater Savings Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 491,093,000 2 $ 427,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 2 $ 1,025,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 2 $ 386,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 255,171,000 2 $ 475,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 302,000
Millbury National Bank
18 MAIN STREET
MILLBURY, MA 01527
* $ 71,718,000 2 $ 199,000
Bank of Whittier, NA
15141 E WHITTIER BLVD
WHITTIER, CA 90603
* $ 49,298,000 2 $ 520,000
Radius Bank
ONE HARBOR ST, SUITE 201
BOSTON, MA 02210
* $ 607,559,000 2 $ 3,180,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 951,995,000 2 $ 664,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 447,000
Harborone Credit Union
770 OAK STREET PO BOX 720
BROCKTON, MA 02303
* $ 1,867,072,000 2 $ 397,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 515,000
New England Regional Mortgage

PORTSMOUTH, NH 03811
* $ 10,000,000 1 $ 160,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 138,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 1 $ 418,000
Reliant Mortgage Company, LLC
100 CUMMINGS CENTER SUITE 303 C
BEVERLY, MA 01915
* $ 10,000,000 1 $ 95,000
Fall River Municipal Credit Un
333 MILLIKEN BLVD
FALL RIVER, MA 02721
* $ 223,429,000 1 $ 237,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 1 $ 395,000
Patelco Credit Union
5050 HOPYARD ROAD
DUBLIN, CA 94568
* $ 3,612,136,000 1 $ 187,000
Guardhill Financial LLC
140 EAST 45TH STREET, 31ST FLOOR
NEW YORK, NY 10017
* $ 9,310,000 1 $ 326,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 175,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,430,848,000 1 $ 2,888,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 5,848,935,000 1 $ 240,000
Dime Bank
290 SALEM TPKE
NORWICH, CT 06360
* $ 707,405,000 1 $ 21,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 727,866,000 1 $ 190,000
Berkshire Bank

ALBANY, NY 12207
* $ 3,955,635,000 1 $ 301,000
Texas Star Bank SSB
101 GASSAWAY
LOTT, TX 76656
* $ 75,989,000 1 $ 172,000
Brightbridge Credit Union
500 MERRIMACK STREET
LAWRENCE, MA 01843
* $ 441,095,000 1 $ 61,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 1,084,807,000 1 $ 252,000
New England Teamsters Federal Credit Union
23 BROADWAY
ARLINGTON, MA 02474
* $ 54,722,000 1 $ 100,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 228,664,000 1 $ 226,000
Adp FCU
ONE ADP BLVD
ROSELAND, NJ 07068
* $ 60,738,000 1 $ 300,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 694,137,000 1 $ 250,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,115,825,000 1 $ 327,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ 200,084,000 1 $ 223,000
Insurbanc
10 EXECUTIVE DRIVE
FARMINGTON, CT 06032
* $ 171,630,000 1 $ 224,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 1 $ 189,000
Savings Institute Bank & Trust
PO BOX 95
WILLIMANTIC, CT 06226
* $ 939,901,000 1 $ 4,200,000
New England Bank
95 ELM STREET
WEST SPRINGFIELD, MA 01089
* $ 724,534,000 1 $ 39,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 587,085,000 1 $ 93,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 202,000
Beacon Bank & Trust

ALBANY, NY 12207
* $ 2,854,673,000 1 $ 21,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 1 $ 107,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 153,000
Mansfield Co-Operative Bank
80 NORTH MAIN ST
MANSFIELD, MA 02048
* $ 358,170,000 1 $ 640,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 1 $ 92,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 1 $ 282,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 386,387,000 1 $ 82,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 289,845,000 1 $ 135,000
Enterprise Bank and Trust Company
222 MERRIMACK STREET
LOWELL, MA 01852
* $ 1,488,378,000 1 $ 94,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 584,153,000 1 $ 260,000
Communityone Bank, N.A.
333 FAYETTEVILLE ST
RALEIGH, NC 27601
* $ 1,653,680,000 1 $ 219,000
Arvest Mortgage Company
931 W MONROE
LOWELL, AR 72745
* $ 12,527,568,000 1 $ 278,000
Bankunited, National Association
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 11,197,863,000 1 $ 793,000
Coreplus Federal Credit Union
202 SALEM TURNPIKE
NORWICH, CT 06360
* $ 192,265,000 1 $ 173,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,283,070,000 1 $ 120,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 371,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 69,289,000 1 $ 237,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 558,872,000 1 $ 43,000
Inland Home Mortgage Company
2225 S WOLF ROAD
HILLSIDE, IL 60162
* $ 1,135,000,000 1 $ 402,000
Foxboro Federal Savings
ONE CENTRAL STREET
FOXBOROUGH, MA 02035
* $ 140,525,000 1 $ 125,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 674,749,000 1 $ 235,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 293,814,000 1 $ 235,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 186,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 319,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 1 $ 403,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 1 $ 105,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 16,500,000
Members Mortgage Company, Inc.
10 CEDAR STREET, #11
WOBURN, MA 01801
* $ 10,000,000 1 $ 214,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 1 $ 126,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 106,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 289,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 1 $ 245,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 103,000
Berkadia Commercial Mortgage
323 NORRISTOWN ROAD SUITE 300
AMBLER, PA 19002
* $ 1,173,139,000 1 $ 42,840,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ 8,810,000 1 $ 117,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 1 $ 223,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 1 $ 201,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 218,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 221,000

The tables below break down 2012 mortgage applications in Kent County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kent County, RI in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,305 $1,637,728,000 $197,000 $42,840,000 $86,000 $1,893,000
Home Purchase 2,895 $535,079,000 $184,000 $2,100,000 $74,000 $1,800,000
Home Improvement 563 $38,260,000 $67,000 $750,000 $84,000 $697,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,379 $1,688,159,000 $179,000 $2,100,000 $88,000 $1,893,000
Not applicable 977 $261,253,000 $267,000 $42,840,000 $23,000 $537,000
Not Provided 974 $178,324,000 $183,000 $1,102,000 $88,000 $750,000
Hispanic 160 $27,829,000 $173,000 $463,000 $78,000 $800,000
Asian 150 $33,692,000 $224,000 $640,000 $116,000 $483,000
Black or African American 91 $15,957,000 $175,000 $608,000 $94,000 $1,770,000
American Indian or Alaskan Native 20 $3,395,000 $169,000 $588,000 $87,000 $328,000
Native Hawaiian or Other Pacific Islander 12 $2,458,000 $204,000 $352,000 $77,000 $158,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,687 $1,608,946,000 $185,000 $16,500,000 $95,000 $1,893,000
FHA-insured (Federal Housing Administration) 2,630 $511,557,000 $194,000 $42,840,000 $50,000 $415,000
VA-guaranteed (Veterans Administration) 430 $87,742,000 $204,000 $511,000 $46,000 $213,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $2,822,000 $176,000 $246,000 $59,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,497 $1,255,591,000 $193,000 $42,840,000 $95,000 $1,893,000
Loan Purchased By The Institution 1,883 $361,550,000 $192,000 $793,000 $45,000 $537,000
Application Denied By Financial Institution 1,593 $265,288,000 $166,000 $1,500,000 $77,000 $1,740,000
Application Withdrawn By Applicant 1,076 $201,535,000 $187,000 $1,032,000 $82,000 $697,000
Application Approved But Not Accepted 409 $70,391,000 $172,000 $855,000 $94,000 $1,465,000
File Closed For Incompleteness 305 $56,712,000 $185,000 $906,000 $98,000 $780,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 369 $67,876,000 $183,000 $840,000 $93,000 $1,740,000
Credit History 266 $33,154,000 $124,000 $640,000 $75,000 $720,000
Debt-To-Income Ratio 252 $38,316,000 $152,000 $670,000 $61,000 $531,000
Credit Application Incomplete 149 $25,645,000 $172,000 $415,000 $76,000 $360,000
Other 133 $23,579,000 $177,000 $1,500,000 $78,000 $625,000
Unverifiable Information 51 $7,738,000 $151,000 $367,000 $81,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 21 $3,985,000 $189,000 $457,000 $77,000 $376,000
Employment History 15 $2,214,000 $147,000 $226,000 $58,000 $127,000
Mortgage Insurance Denied 4 $1,156,000 $289,000 $410,000 $127,000 $174,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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