In 2011, lenders reported 216 mortgage applications in Kiowa County, OK totaling $17.1 million, up 28% from 2010. The average application was for $78,000, and applicants reported an average income of $55,000. 45% of applications resulted in an originated loan and 31% were denied. The most active lender was Bancfirst, with 38 applications, followed by Interbank and Vanderbilt Mortgage and Finance, Inc.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 216 |
| Total Mortgage Loan Application Amount | $17,062,000 |
| Average Mortgage Loan Application Amount | $78,000 |
| Highest Mortgage Loan Application Amount | $543,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $390,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Bancfirst 101 NORTH BROADWAY AVENUE OKLAHOMA CITY, OK 73102 |
* | $ 4,808,545,000 | 38 | $ 3,160,000 |
| Interbank 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 1,655,998,000 | 28 | $ 1,330,000 |
| Vanderbilt Mortgage and Finance, Inc 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 19 | $ 1,177,000 |
| Embrace Home Loans, Inc. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 16 | $ 1,302,000 |
| Bank of the Wichitas Mortgage 1801 NW CACHE RD LAWTON, OK 73507 |
* | $ 81,889,000 | 13 | $ 1,044,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,454,050,584,000 | 13 | $ 1,479,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,104,833,000,000 | 11 | $ 1,080,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 7 | $ 438,000 |
| 21st Mortgage 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 199,000 |
| Midfirst Bank 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 4 | $ 259,000 |
| Bank of the Wichitas 623 E STREET SNYDER, OK 73566 |
* | $ 122,979,000 | 4 | $ 348,000 |
| Oklahoma's Credit Union PO BOX 24027 OKLAHOMA CITY, OK 73124 |
* | $ 337,679,000 | 4 | $ 257,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ 8,994,122,000 | 3 | $ 355,000 |
| Mortgage Investors Corp 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 2 | $ 226,000 |
| Mortgage Clearing Corporation 5612 S LEWIS TULSA, OK 74105 |
* | $ 10,000,000 | 2 | $ 199,000 |
| Ifreedom Direct Corporation 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 210,000 |
| State Farm Bank, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 2 | $ 82,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 2 | $ 129,000 |
| New Day Financial, Llc. 360 SOUTH ROSEMARY AVENUE SUITE 1900 WEST PALM BEACH, FL 33401 |
* | $ 4,088,336,000 | 2 | $ 195,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 2 | $ 145,000 |
| Liberty National Bank 629 SW C AVE LAWTON, OK 73501 |
* | $ 206,008,000 | 2 | $ 114,000 |
| Tinker Federal Credit Union 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 2,391,521,000 | 2 | $ 25,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 2 | $ 112,000 |
| Weokie Federal Credit Union 8100 W RENO OKLAHOMA CITY, OK 73127 |
* | $ 784,478,000 | 1 | $ 75,000 |
| Allegiance Federal Credit Union 4235 N MERIDIAN AVE OKLAHOMA CITY, OK 73112 |
* | $ 223,953,000 | 1 | $ 15,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 20,000 |
| Herring Bank 2201 CIVIC CIRCLE AMARILLO, TX 79109 |
* | $ 530,374,000 | 1 | $ 125,000 |
| First Bank and Trust Co PO BOX 580 DUNCAN, OK 73533 |
* | $ 487,162,000 | 1 | $ 50,000 |
| Chickasha Bank & Trust Company 1924 S. 4TH CHICKASHA, OK 73018 |
* | $ 191,469,000 | 1 | $ 26,000 |
| American Southwest Mortgage Corp. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 125,000 |
| Communication Federal Credit Union 4141 NW EXPRESSWAY, SUITE 200 OKLAHOMA CITY, OK 73116 |
* | $ 802,820,000 | 1 | $ 132,000 |
| Grand Bank, National Association 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 424,689,000 | 1 | $ 333,000 |
| Colonial Savings P O BOX 2988 FORT WORTH, TX 76102 |
* | $ 1,054,163,000 | 1 | $ 120,000 |
| Citifinancial Equity Services, 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 1 | $ 12,000 |
| First National Bank and Trust Company 130 E MACARTHUR SHAWNEE, OK 74804 |
* | $ 200,889,000 | 1 | $ 91,000 |
| First Capital Bank 601 S. MAIN KINGFISHER, OK 73750 |
* | $ 121,505,000 | 1 | $ 19,000 |
| Nbc Oklahoma 13401 N PENN OKC, OK 73120 |
* | $ 438,904,000 | 1 | $ 97,000 |
| Legacy Bank 101 W MAIN HINTON, OK 73047 |
* | $ 430,974,000 | 1 | $ 50,000 |
| United Fidelity Funding Corp. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ 1,000,000,000 | 1 | $ 178,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,216,291,000,000 | 1 | $ 102,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,104,501,000 | 1 | $ 52,000 |
| Citimortgage, Inc. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 1 | $ 24,000 |
| Arvest Bank TULSA, OK 74103 |
* | $ 11,967,632,000 | 1 | $ 80,000 |
| Bokf NA ONE WEST 3RD, 5TH FL TULSA, OK 74172 |
* | $ 24,055,290,000 | 1 | $ 60,000 |
| Citicorp Trust Bank, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 11,750,980,000 | 1 | $ 102,000 |
| Stride Bank, National Association 324 WEST BROADWAY AVENUE ENID, OK 73701 |
* | $ 503,620,000 | 1 | $ 5,000 |
| Great Western Financial Services, Inc. 5408 W PLANO PKWY PLANO, TX 75093 |
* | $ 10,000,000 | 1 | $ 172,000 |
| Ntfn, Inc. 700 STATE HIGHWAY 121, SUITE 100 PLANO, TX 75067 |
* | $ 10,000,000 | 1 | $ 317,000 |
| American Equity Mortgage, Inc. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 1 | $ 116,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 1 | $ 67,000 |
| American Internet Mortgage, Inc. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 23,000 |
| Caliber Funding LLC 6031 CONNECTION DRIVE, SUITE 200 IRVING, TX 75039 |
* | $ 37,112,000 | 1 | $ 177,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 1 | $ 105,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 250,000 |
The tables below break down 2011 mortgage applications in Kiowa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 93 | $9,304,000 | $100,000 | $543,000 | $66,000 | $390,000 |
| Home Purchase | 91 | $6,332,000 | $69,000 | $260,000 | $48,000 | $173,000 |
| Home Improvement | 32 | $1,426,000 | $44,000 | $500,000 | $47,000 | $138,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 144 | $10,702,000 | $74,000 | $333,000 | $62,000 | $390,000 |
| Not Provided | 19 | $2,174,000 | $114,000 | $317,000 | $60,000 | $97,000 |
| Not applicable | 17 | $2,124,000 | $124,000 | $543,000 | $6,000 | $104,000 |
| Black or African American | 12 | $890,000 | $74,000 | $178,000 | $41,000 | $126,000 |
| Hispanic | 11 | $509,000 | $46,000 | $130,000 | $65,000 | $277,000 |
| American Indian or Alaskan Native | 9 | $515,000 | $57,000 | $157,000 | $54,000 | $112,000 |
| Asian | 4 | $148,000 | $37,000 | $80,000 | $32,000 | $50,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143 | $10,300,000 | $72,000 | $543,000 | $59,000 | $390,000 |
| FHA-insured (Federal Housing Administration) | 41 | $3,293,000 | $80,000 | $295,000 | $49,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 20 | $2,350,000 | $117,000 | $333,000 | $59,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,119,000 | $93,000 | $178,000 | $31,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 98 | $7,920,000 | $80,000 | $543,000 | $60,000 | $277,000 |
| Application Denied By Financial Institution | 68 | $4,302,000 | $63,000 | $333,000 | $44,000 | $107,000 |
| Loan Purchased By The Institution | 22 | $2,478,000 | $112,000 | $295,000 | $46,000 | $115,000 |
| Application Withdrawn By Applicant | 14 | $1,266,000 | $90,000 | $172,000 | $54,000 | $130,000 |
| Application Approved But Not Accepted | 10 | $577,000 | $57,000 | $100,000 | $60,000 | $95,000 |
| File Closed For Incompleteness | 4 | $519,000 | $129,000 | $250,000 | $178,000 | $390,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 16 | $556,000 | $34,000 | $80,000 | $43,000 | $107,000 |
| Debt-To-Income Ratio | 6 | $530,000 | $88,000 | $178,000 | $48,000 | $69,000 |
| Collateral | 4 | $456,000 | $114,000 | $333,000 | $39,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $112,000 | $56,000 | $67,000 | $47,000 | $48,000 |
| Other | 2 | $83,000 | $41,000 | $52,000 | $55,000 | $92,000 |
| Unverifiable Information | 1 | $120,000 | $120,000 | $120,000 | $85,000 | $85,000 |
| Credit Application Incomplete | 1 | $44,000 | $44,000 | $44,000 | $56,000 | $56,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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