Kiowa County, OK Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 246 mortgage applications in Kiowa County, OK totaling $20.2 million, up 7% from 2014. The average application was for $82,000, and applicants reported an average income of $69,000. 56% of applications resulted in an originated loan and 24% were denied. The most active lender was Great Plains National Bank, with 44 applications, followed by Interbank and Bancfirst.

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Total Number of Mortgage Applications 246
Total Mortgage Loan Application Amount $20,217,000
Average Mortgage Loan Application Amount $82,000
Highest Mortgage Loan Application Amount $643,000
Average Applicant Income $69,000
Highest Applicant Income $352,000

Mortgage Company List for Lending in Kiowa County, OK for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 44 $ 3,222,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,604,066,000 30 $ 2,000,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 6,557,187,000 27 $ 1,741,000
Arvest Bank

TULSA, OK 74103
* $ 14,944,176,000 9 $ 807,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 9 $ 463,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 8 $ 626,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 679,000
All America Bank
444 WEST STATE HIGHWAY 152
MUSTANG, OK 73064
* $ 127,589,000 6 $ 578,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 5 $ 339,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 5 $ 289,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 5 $ 482,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 660,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 4 $ 368,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ 10,000,000 4 $ 686,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 4 $ 461,000
Bank of the Wichitas
623 E STREET
SNYDER, OK 73566
* $ 125,547,000 4 $ 511,000
First American Mortgage, Inc.
1501 S. RANCHWOOD BLVD.
YUKON, OK 73099
* $ 1,749,000 4 $ 315,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 263,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 3 $ 484,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 3 $ 371,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 3 $ 238,000
First National Bank and Trust Company
130 E MACARTHUR
SHAWNEE, OK 74804
* $ 235,708,000 3 $ 94,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 2 $ 131,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 2 $ 192,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 2 $ 120,000
International Bank of Commerce
1200 SAN BERNARDO AVE.
LAREDO, TX 78040
* $ 9,892,151,000 2 $ 109,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 150,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 2 $ 119,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 2 $ 67,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 2 $ 103,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 2 $ 283,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 2 $ 308,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 165,000
First Mortgage Company, L.L.C.
6701 NORTH BROADWAY, SUITE 400
OKLAHOMA CITY, OK 73116
* $ 28,000,000 1 $ 94,000
Bankers Mortgage Corporation
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 256,709,000 1 $ 80,000
Weokie Federal Credit Union
8100 W RENO
OKLAHOMA CITY, OK 73127
* $ 1,012,879,000 1 $ 1,000
Oklahoma's Credit Union
PO BOX 24027
OKLAHOMA CITY, OK 73124
* $ 468,741,000 1 $ 80,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 1 $ 333,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 1 $ 334,000
Red River Federal Credit Union
2721 N MAIN STREET
ALTUS, OK 73521
* $ 78,578,000 1 $ 55,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 1 $ 77,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ 59,713,000 1 $ 114,000
Washita Mortgage, Inc.
1924 S 4TH ST
CHICKASHA, OK 73018
* $ 204,581,000 1 $ 40,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 108,323,000 1 $ 82,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 1 $ 15,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 15,892,596,000 1 $ 156,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 71,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 1 $ 45,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 219,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,761,042,000 1 $ 50,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,264,522,000 1 $ 50,000

The tables below break down 2015 mortgage applications in Kiowa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kiowa County, OK in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 116 $9,520,000 $82,000 $280,000 $64,000 $300,000
Refinancing 97 $9,465,000 $97,000 $643,000 $78,000 $352,000
Home Improvement 33 $1,232,000 $37,000 $400,000 $62,000 $145,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 177 $16,113,000 $91,000 $643,000 $77,000 $352,000
Not applicable 20 $1,552,000 $77,000 $333,000 $0 $0
Hispanic 14 $880,000 $62,000 $195,000 $76,000 $224,000
Not Provided 11 $488,000 $44,000 $78,000 $43,000 $62,000
Asian 10 $193,000 $19,000 $49,000 $105,000 $124,000
American Indian or Alaskan Native 9 $804,000 $89,000 $145,000 $80,000 $161,000
Black or African American 4 $168,000 $42,000 $59,000 $38,000 $64,000
Native Hawaiian or Other Pacific Islander 1 $19,000 $19,000 $19,000 $10,000 $10,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 190 $15,059,000 $79,000 $643,000 $76,000 $352,000
FHA-insured (Federal Housing Administration) 25 $2,298,000 $91,000 $216,000 $54,000 $116,000
VA-guaranteed (Veterans Administration) 16 $1,643,000 $102,000 $334,000 $54,000 $177,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,217,000 $81,000 $219,000 $26,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 138 $10,832,000 $78,000 $400,000 $84,000 $352,000
Application Denied By Financial Institution 60 $4,450,000 $74,000 $643,000 $52,000 $201,000
Loan Purchased By The Institution 27 $3,228,000 $119,000 $333,000 $45,000 $300,000
Application Withdrawn By Applicant 11 $926,000 $84,000 $131,000 $51,000 $164,000
Application Approved But Not Accepted 7 $524,000 $74,000 $119,000 $55,000 $118,000
File Closed For Incompleteness 3 $257,000 $85,000 $117,000 $61,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 6 $1,085,000 $180,000 $643,000 $58,000 $123,000
Credit Application Incomplete 5 $225,000 $45,000 $73,000 $44,000 $72,000
Credit History 4 $157,000 $39,000 $64,000 $64,000 $150,000
Collateral 4 $472,000 $118,000 $187,000 $101,000 $201,000
Other 1 $55,000 $55,000 $55,000 $37,000 $37,000
Employment History 1 $30,000 $30,000 $30,000 $13,000 $13,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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