Kiowa County, OK Mortgage Lenders & HMDA Data, 2021

In 2021, lenders reported 215 mortgage applications in Kiowa County, OK totaling $21.8 million, up 6% from 2020. The average application was for $101,000, and applicants reported an average income of $74,000. 56% of applications resulted in an originated loan and 7% were denied. The most active lender was Bancfirst, with 35 applications, followed by Great Plains National Bank and Interbank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Oklahoma.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 215
Total Mortgage Loan Application Amount $21,795,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $74,000
Highest Applicant Income $615,000

Mortgage Company List for Lending in Kiowa County, OK for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 7,724,832,000 35 $ 2,895,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 814,382,000 18 $ 1,360,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 3,461,210,000 14 $ 740,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 10 $ 1,140,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 940,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ -1,000 8 $ 750,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 845,000
All America Bank
444 WEST STATE HIGHWAY 152
MUSTANG, OK 73064
* $ 467,458,000 5 $ 225,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 405,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 535,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 5 $ 665,000
Arvest Bank

TULSA, OK 74103
* $ 19,445,554,000 4 $ 420,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 4 $ 350,000
First United Bank and Trust Company
PO BOX 130
DURANT, OK 74702
* $ 8,090,901,000 4 $ 310,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 4 $ 390,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 4 $ 540,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 4 $ 430,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 3 $ 215,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 395,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 3 $ 495,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 545,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 190,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 240,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 150,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 580,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 2 $ 200,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 2 $ 110,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 170,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 65,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 85,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ 32,184,416,000 1 $ 35,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 45,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 75,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 75,000
F&M Bank
17100 N MAY AVE
EDMOND, OK 73012
* $ 480,916,000 1 $ 115,000
A+ Federal Credit Union
6420 US HWY 290 EAST
AUSTIN, TX 78723
* $ 1,710,266,000 1 $ 85,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 125,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 1 $ 35,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 245,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ -1,000 1 $ 215,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 235,000
Bmi Federal Credit Union
6165 EMERALD PARKWAY
DUBLIN, OH 43016
* $ 517,710,000 1 $ 95,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 95,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 105,000
Rcb Bank
PO BOX 189
CLAREMORE, OK 74018
* $ 3,176,415,000 1 $ 205,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 135,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 95,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 1 $ 75,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 65,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 95,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 42,074,066,000 1 $ 105,000
Mortgage Clearing Corporation
5612 S LEWIS
TULSA, OK 74105
* $ -1,000 1 $ 205,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 1 $ 75,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 198,963,000 1 $ 135,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 75,000
Cwm Partners, LP dba Citywide Mortgage
9400 S I 35 SERVICE ROAD
OKLAHOMA CITY, OK 73160
* $ -1,000 1 $ 195,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 155,000

The tables below break down 2021 mortgage applications in Kiowa County, OK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kiowa County, OK in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 120 $11,820,000 $98,000 $315,000 $67,000 $175,000
Refinancing 60 $6,930,000 $115,000 $295,000 $96,000 $615,000
Cash-out Refinancing 16 $2,180,000 $136,000 $405,000 $64,000 $140,000
Other Purpose 10 $420,000 $42,000 $115,000 $62,000 $150,000
Home Improvement 8 $360,000 $45,000 $75,000 $55,000 $93,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 135 $12,835,000 $95,000 $405,000 $73,000 $615,000
Not applicable 32 $3,740,000 $116,000 $315,000 $88,000 $88,000
Not Provided 17 $2,075,000 $122,000 $295,000 $77,000 $138,000
American Indian or Alaskan Native 12 $1,620,000 $135,000 $365,000 $86,000 $175,000
Hispanic 12 $1,050,000 $87,000 $235,000 $74,000 $159,000
Black or African American 6 $390,000 $65,000 $95,000 $43,000 $103,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 139 $12,405,000 $89,000 $315,000 $77,000 $615,000
FHA-insured (Federal Housing Administration) 39 $4,745,000 $121,000 $365,000 $71,000 $143,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,640,000 $110,000 $245,000 $48,000 $80,000
VA-guaranteed (Veterans Administration) 13 $2,005,000 $154,000 $405,000 $79,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 121 $11,195,000 $92,000 $315,000 $78,000 $615,000
Loan Purchased By The Institution 34 $4,070,000 $119,000 $245,000 $71,000 $114,000
Application Withdrawn By Applicant 25 $2,595,000 $103,000 $405,000 $62,000 $154,000
Application Denied By Financial Institution 16 $2,070,000 $129,000 $365,000 $62,000 $146,000
Application Approved But Not Accepted 10 $1,210,000 $121,000 $215,000 $76,000 $113,000
File Closed For Incompleteness 8 $590,000 $73,000 $115,000 $71,000 $125,000
Preapproval Approved but not Accepted 1 $65,000 $65,000 $65,000 $108,000 $108,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 195 $19,565,000 $100,000 $405,000 $75,000 $615,000
Debt-To-Income Ratio 6 $590,000 $98,000 $365,000 $69,000 $94,000
Credit History 5 $315,000 $63,000 $105,000 $32,000 $45,000
Unverifiable Information 3 $375,000 $125,000 $285,000 $72,000 $91,000
Collateral 3 $435,000 $145,000 $205,000 $91,000 $146,000
Credit Application Incomplete 3 $515,000 $171,000 $295,000 $74,000 $138,000
Other 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Oklahoma Lender List