Kodiak Island, AK Mortgage Lenders & HMDA Data, 2012
In 2012, lenders reported 643 mortgage applications in Kodiak Island, AK totaling $150.0 million, up 28% from 2011. The average application was for $233,000, and applicants reported an average income of $85,000. 53% of applications resulted in an originated loan and 14% were denied. The most active lender was Wells Fargo Bank NA, with 277 applications, followed by Residential Mortgage, LLC and Alaska USA Mortgage Co., LLC.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 643 |
| Total Mortgage Loan Application Amount | $149,981,000 |
| Average Mortgage Loan Application Amount | $233,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $907,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ 1,161,490,000,000 | 277 | $ 60,752,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ 106,268,000 | 101 | $ 26,478,000 |
| Alaska USA Mortgage Co., LLC PO BOX 196850 ANCHORAGE, AK 99519 |
* | $ 1,485,079,000 | 38 | $ 8,731,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ 2,870,340,000 | 34 | $ 6,758,000 |
| Credit Union 1 1941 ABBOTT RD ANCHORAGE, AK 99507 |
* | $ 787,832,000 | 32 | $ 6,714,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 86,198,836,000 | 28 | $ 5,005,000 |
| USAA Federal Savings Bank 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 22 | $ 6,381,000 |
| Northrim Bank 3111 C STREET ANCHORAGE, AK 99503 |
* | $ 1,079,217,000 | 20 | $ 5,989,000 |
| JPMorgan Chase Bank, NA 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 10 | $ 3,113,000 |
| PHH Mortgage Corporation WEST PALM BEACH, FL 33409 |
* | $ 31,000,000 | 8 | $ 1,367,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 6 | $ 1,889,000 |
| Bank of America NA 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 4 | $ 777,000 |
| Ally Bank 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 4 | $ 880,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ 10,000,000 | 4 | $ 936,000 |
| US Bank, N.A. 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 3 | $ 1,218,000 |
| National Bank of Kansas City 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 3 | $ 780,000 |
| Home Loan Center, Inc. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 3 | $ 860,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 3 | $ 1,111,000 |
| Sun West Mortgage Company, Inc 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 2 | $ 468,000 |
| The Federal Savings Bank 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60639 |
* | $ 72,848,000 | 2 | $ 605,000 |
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ 4,686,877,000 | 2 | $ 24,000 |
| Clearpoint Funding, Inc. 4 TECHNOLOGY DRIVE, SUITE 200 WESTBOROUGH, MA 01581 |
* | $ 10,000,000 | 2 | $ 533,000 |
| Suntrust Mortgage, Inc. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 2 | $ 600,000 |
| First National Bank of Layton 1601 N. HILLFIELD ROAD LAYTON, UT 84041 |
* | $ 255,171,000 | 2 | $ 626,000 |
| West Town Bank & Trust 7820 W 26TH STREET NORTH RIVERSIDE, IL 60546 |
* | $ 131,079,000 | 1 | $ 319,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ 15,056,671,000 | 1 | $ 174,000 |
| Cit Bank, National Association 75 N. FAIR OAKS AVE. PASADENA, CA 91103 |
* | $ 26,181,267,000 | 1 | $ 186,000 |
| Gmac Mortgage, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 330,000 |
| One Reverse Mortgage, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 142,000 |
| Nations Lending Corporation 4 SUMMIT PARK DR STE 200 INDEPENDENCE, OH 44131 |
* | $ 4,410,000 | 1 | $ 214,000 |
| American Pacific Mortgage Corporation 3000 LAVA RIDGE COURT, SUITE 200 ROSEVILLE, CA 95661 |
* | $ 10,000,000 | 1 | $ 395,000 |
| Agwest Farm Credit, Flca 2001 SOUTH FLINT ROAD SPOKANE, WA 99224 |
* | $ 4,658,882,000 | 1 | $ 135,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 1 | $ 168,000 |
| Wcs Lending, LLC 951 YAMATO ROAD, SUITE 150 BOCA RATON, FL 33431 |
* | $ 25,076,000 | 1 | $ 98,000 |
| Roundpoint Mortgage Company 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 180,000 |
| Morgan Stanley Private Bank NA 2000 WESTCHESTER AVE PURCHASE, NY 10577 |
* | $ 12,019,539,000 | 1 | $ 322,000 |
| State Farm Bank, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 1 | $ 180,000 |
| Citibank, NA NEW YORK, NY 10012 |
* | $ 1,288,658,000,000 | 1 | $ 198,000 |
The tables below break down 2012 mortgage applications in Kodiak Island, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Kodiak Island, AK in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 412 | $95,119,000 | $230,000 | $750,000 | $87,000 | $907,000 |
| Home Purchase | 182 | $50,536,000 | $277,000 | $525,000 | $84,000 | $192,000 |
| Home Improvement | 49 | $4,326,000 | $88,000 | $550,000 | $71,000 | $285,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 422 | $101,694,000 | $240,000 | $650,000 | $94,000 | $907,000 |
| Not Provided | 52 | $10,414,000 | $200,000 | $750,000 | $99,000 | $828,000 |
| Asian | 52 | $8,506,000 | $163,000 | $395,000 | $67,000 | $236,000 |
| American Indian or Alaskan Native | 39 | $9,446,000 | $242,000 | $582,000 | $96,000 | $470,000 |
| Not applicable | 39 | $10,865,000 | $278,000 | $478,000 | $4,000 | $113,000 |
| Hispanic | 33 | $7,307,000 | $221,000 | $372,000 | $58,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,078,000 | $359,000 | $449,000 | $125,000 | $188,000 |
| Black or African American | 3 | $671,000 | $223,000 | $288,000 | $53,000 | $161,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 394 | $82,145,000 | $208,000 | $750,000 | $101,000 | $907,000 |
| VA-guaranteed (Veterans Administration) | 165 | $46,951,000 | $284,000 | $499,000 | $54,000 | $195,000 |
| FHA-insured (Federal Housing Administration) | 55 | $13,962,000 | $253,000 | $407,000 | $69,000 | $190,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 29 | $6,923,000 | $238,000 | $342,000 | $65,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 342 | $78,710,000 | $230,000 | $750,000 | $93,000 | $828,000 |
| Loan Purchased By The Institution | 136 | $36,812,000 | $270,000 | $498,000 | $62,000 | $317,000 |
| Application Denied By Financial Institution | 87 | $16,002,000 | $183,000 | $650,000 | $89,000 | $907,000 |
| Application Withdrawn By Applicant | 48 | $11,535,000 | $240,000 | $525,000 | $81,000 | $470,000 |
| Application Approved But Not Accepted | 22 | $5,227,000 | $237,000 | $378,000 | $102,000 | $194,000 |
| File Closed For Incompleteness | 8 | $1,695,000 | $211,000 | $390,000 | $56,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $3,387,000 | $130,000 | $650,000 | $73,000 | $171,000 |
| Collateral | 17 | $5,018,000 | $295,000 | $405,000 | $91,000 | $206,000 |
| Debt-To-Income Ratio | 15 | $1,946,000 | $129,000 | $315,000 | $57,000 | $128,000 |
| Credit Application Incomplete | 12 | $2,086,000 | $173,000 | $379,000 | $165,000 | $907,000 |
| Other | 6 | $1,005,000 | $167,000 | $384,000 | $89,000 | $188,000 |
| Unverifiable Information | 3 | $822,000 | $274,000 | $582,000 | $148,000 | $265,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $61,000 | $61,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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