Lake County SD
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Unlock detailed Lake County SD mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in South Dakota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 735 |
| Total Mortgage Loan Application Amount | $164,135,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $5,345,000 |
| Average Applicant Income | $116,000 |
| Highest Applicant Income | $3,681,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| CU MORTGAGE DIRECT, LLC 5010 S. SOLBERG AVENUE SIOUX FALLS, SD 57108 |
* | $ -1,000 | 107 | $ 18,625,000 |
| FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 2,069,570,000 | 82 | $ 16,050,000 |
| FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,041,578,000 | 65 | $ 14,875,000 |
| PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 707,275,000 | 50 | $ 10,660,000 |
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,848,070,000 | 47 | $ 7,115,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 39 | $ 8,215,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 32 | $ 9,550,000 |
| BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 1,205,032,000 | 32 | $ 12,140,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 30 | $ 5,840,000 |
| CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 14 | $ 3,300,000 |
| LEVO FEDERAL CREDIT UNION 700 E 14TH STREET SIOUX FALLS, SD 57104 |
* | $ 306,222,000 | 14 | $ 3,550,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 10 | $ 1,330,000 |
| THE FIRST NATIONAL BANK IN SIOUX FALLS 100 S. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 1,339,634,000 | 10 | $ 3,340,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 10 | $ 2,450,000 |
| FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,776,882,000 | 9 | $ 2,645,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 9 | $ 2,655,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 9 | $ 1,555,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 8 | $ 1,620,000 |
| AMERICAN BANK & TRUST 120 E MAIN STREET SIOUX FALLS, SD 57382 |
* | $ 985,338,000 | 7 | $ 2,665,000 |
| RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 471,230,000 | 7 | $ 1,875,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 7 | $ 1,065,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 7 | $ 1,725,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 6 | $ 1,520,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 1,800,000 |
| CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 929,943,000 | 5 | $ 2,025,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 5 | $ 1,065,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 5 | $ 1,015,000 |
| FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 3,466,051,000 | 5 | $ 1,185,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 4 | $ 820,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 4 | $ 1,030,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 4 | $ 1,410,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 191,043,000 | 4 | $ 970,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 4 | $ 1,100,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 4 | $ 840,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 4 | $ 1,350,000 |
| HERITAGE BANK NATIONAL ASSOCIATION 100 SOUTH STREET W SPICER, MN 56288 |
* | $ 403,053,000 | 3 | $ 885,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 3 | $ 765,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 3 | $ 485,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 570,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 2 | $ 530,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 2 | $ 140,000 |
| IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 2 | $ 700,000 |
| BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 1,418,352,000 | 2 | $ 680,000 |
| CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 983,657,000 | 2 | $ 180,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 2 | $ 460,000 |
| CAMBRIA FINANCIAL GROUP, LLC 11000 W 78TH STREET, SUITE 300 BELLE PLAINE, MN 55344 |
* | $ -1,000 | 2 | $ 480,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 2 | $ 670,000 |
| AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 948,382,000 | 2 | $ 410,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 2,186,056,000 | 1 | $ 165,000 |
| MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 285,828,000 | 1 | $ 365,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 1 | $ 225,000 |
| SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 165,244,000 | 1 | $ 55,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 155,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 1 | $ 315,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 155,000 |
| KELLER MORTGAGE, LLC 4725 LAKEHURST CT SUITE 400 HILLIARD, OH 43016 |
* | $ -1,000 | 1 | $ 465,000 |
| FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 14,582,546,000 | 1 | $ 105,000 |
| SOFI LENDING CORP. 375 HEALDSBURG AVENUE, SUITE 280 SACRAMENTO, CA 95448 |
* | $ -1,000 | 1 | $ 145,000 |
| VERIDIAN CREDIT UNION 1827 ANSBOROUGH AVE WATERLOO, IA 50701 |
* | $ 4,348,222,000 | 1 | $ 155,000 |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE WILMINGTON, DE 94941 |
* | $ -1,000 | 1 | $ 585,000 |
| MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,864,126,000 | 1 | $ 295,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 125,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 1 | $ 335,000 |
| SEACOAST NATIONAL BANK PO BOX 9012 STUART, FL 34995 |
* | $ 7,108,356,000 | 1 | $ 585,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 1 | $ 75,000 |
| LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N OAKDALE, MN 55126 |
* | $ -1,000 | 1 | $ 205,000 |
| VOYAGE FEDERAL CREDIT UNION 3823 KIWANIS CIR SIOUX FALLS, SD 57105 |
* | $ 105,516,000 | 1 | $ 65,000 |
| DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 9,361,090,000 | 1 | $ 75,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 1 | $ 305,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Lake County SD in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 294 | $68,070,000 | $231,000 | $5,345,000 | $104,000 | $801,000 |
| Refinancing | 228 | $52,760,000 | $231,000 | $875,000 | $116,000 | $500,000 |
| Cash-out Refinancing | 177 | $38,035,000 | $214,000 | $545,000 | $130,000 | $3,681,000 |
| Other Purpose | 20 | $3,770,000 | $188,000 | $545,000 | $159,000 | $424,000 |
| Home Improvement | 16 | $1,500,000 | $93,000 | $405,000 | $98,000 | $292,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 574 | $124,990,000 | $217,000 | $905,000 | $119,000 | $3,681,000 |
| Not applicable | 79 | $25,415,000 | $321,000 | $5,345,000 | $165,000 | $255,000 |
| Not Provided | 63 | $11,405,000 | $181,000 | $545,000 | $94,000 | $500,000 |
| Hispanic | 8 | $910,000 | $113,000 | $255,000 | $59,000 | $70,000 |
| American Indian or Alaskan Native | 5 | $925,000 | $185,000 | $305,000 | $116,000 | $176,000 |
| Asian | 4 | $390,000 | $97,000 | $145,000 | $103,000 | $234,000 |
| Black or African American | 1 | $35,000 | $35,000 | $35,000 | $15,000 | $15,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 600 | $140,870,000 | $234,000 | $5,345,000 | $126,000 | $3,681,000 |
| VA-guaranteed (Veterans Administration) | 61 | $12,265,000 | $201,000 | $445,000 | $66,000 | $160,000 |
| FHA-insured (Federal Housing Administration) | 40 | $6,910,000 | $172,000 | $315,000 | $59,000 | $151,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $4,090,000 | $120,000 | $245,000 | $44,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 454 | $101,250,000 | $223,000 | $5,345,000 | $113,000 | $685,000 |
| Loan Purchased By The Institution | 112 | $28,000,000 | $250,000 | $585,000 | $111,000 | $444,000 |
| Application Withdrawn By Applicant | 92 | $22,820,000 | $248,000 | $905,000 | $113,000 | $500,000 |
| Application Denied By Financial Institution | 45 | $6,255,000 | $139,000 | $485,000 | $78,000 | $451,000 |
| Application Approved But Not Accepted | 17 | $3,345,000 | $196,000 | $575,000 | $140,000 | $801,000 |
| File Closed For Incompleteness | 14 | $2,050,000 | $146,000 | $225,000 | $316,000 | $3,681,000 |
| Preapproval Denied by Financial Institution | 1 | $415,000 | $415,000 | $415,000 | $116,000 | $116,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 688 | $157,410,000 | $228,000 | $5,345,000 | $119,000 | $3,681,000 |
| Debt-To-Income Ratio | 21 | $3,195,000 | $152,000 | $485,000 | $69,000 | $451,000 |
| Credit History | 9 | $975,000 | $108,000 | $215,000 | $80,000 | $257,000 |
| Credit Application Incomplete | 5 | $925,000 | $185,000 | $245,000 | $98,000 | $325,000 |
| Collateral | 4 | $590,000 | $147,000 | $185,000 | $98,000 | $158,000 |
| Unverifiable Information | 3 | $465,000 | $155,000 | $175,000 | $115,000 | $179,000 |
| Other | 2 | $240,000 | $120,000 | $145,000 | $58,000 | $58,000 |
| Employment History | 2 | $250,000 | $125,000 | $185,000 | $29,000 | $29,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.