Lamoille County VT
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Unlock detailed Lamoille County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,255
Total Mortgage Loan Application Amount $411,613,000
Average Mortgage Loan Application Amount $182,000
Highest Mortgage Loan Application Amount $1,235,000
Average Applicant Income $102,000
Highest Applicant Income $2,750,000

Mortgage Company List for Lending in Lamoille County VT for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
UNION BANK
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 439,404,000 393 $ 49,801,000
NEW ENGLAND
141 HARVEST LANE
WILLISTON, VT 05495
* $ 678,612,000 128 $ 17,914,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 121 $ 26,307,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 101,632,075,000 120 $ 18,471,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 113 $ 23,432,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 440,385,000 102 $ 12,565,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 96 $ 19,278,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 93 $ 21,005,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 75 $ 18,429,000
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 19,259,550,000 70 $ 16,278,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 68 $ 13,841,000
MERCHANTS BANK
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,345,842,000 68 $ 8,326,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 59 $ 13,744,000
UNIVERSAL MORTGAGE CORPORATION
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 55 $ 9,082,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 52 $ 10,484,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 52 $ 4,471,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 47 $ 8,800,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 42 $ 9,747,000
COMMUNITY NATIONAL BANK
4811 US ROUTE 5
DERBY, VT 05855
* $ 486,950,000 39 $ 6,340,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 39 $ 9,713,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 25 $ 5,055,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 24 $ 6,827,000
NORTHFIELD SAVINGS BANK
1021 PAINE TURNPIKE NORTH
NORTHFIELD, VT 05602
* $ 587,991,000 24 $ 5,352,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 23 $ 4,943,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 21 $ 4,987,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 18 $ 3,564,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
ST JOHNSBURY, VT 03466
* $ 306,000,000 15 $ 2,979,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 15 $ 2,522,000
MERRIMACK MORTGAGE COMPANY, IN
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 14 $ 3,375,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,725,957,000 13 $ 2,968,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 2,073,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 8 $ 1,330,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 8 $ 1,188,000
PEOPLES TRUST COMPANY OF ST. ALBANS
25 KINGMAN STREET, PO BOX 320
ST. ALBANS, VT 05478
* $ 213,495,000 8 $ 830,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 8 $ 3,877,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 228,672,000 7 $ 931,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,450,000
NORTH COUNTRY
PO BOX 64709
SOUTH BURLINGTON, VT 05406
* $ 229,944,000 6 $ 494,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 6 $ 1,334,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 5 $ 1,226,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 5 $ 1,325,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 5 $ 1,142,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 5 $ 1,190,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 5 $ 993,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 4 $ 764,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 101,868,610,000 4 $ 972,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 4 $ 1,055,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 4 $ 1,264,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 77,029,703,000 4 $ 1,192,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 4 $ 520,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 4 $ 1,134,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 36,000,000,000 3 $ 535,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 3 $ 966,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 3 $ 486,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 3 $ 443,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,127,000 3 $ 905,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 3 $ 848,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 2 $ 481,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 2 $ 329,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 2 $ 336,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 2 $ 718,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,494,575,000 2 $ 516,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 44,958,963,000 2 $ 780,000
HAMPDEN BANK
19 HARRISON AVENUE
SPRINGFIELD, MA 01103
* $ 524,531,000 2 $ 1,125,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,503,790,000 2 $ 422,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 391,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 2 $ 332,000
CLEARPOINT FUNDING, INC.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 2 $ 540,000
GREENPARK MORTGAGE CORPORATION
140 GOULD STREET
NEEDHAM, MA 02494
* $ 1,031,643,000 2 $ 643,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 174,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 277,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 1 $ 157,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
WILMINGTON, DE 22030
* $ 435,000,000 1 $ 100,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 1 $ 201,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 90,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 105,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 152,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 318,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 266,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 205,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 1 $ 266,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 192,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ 10,000,000 1 $ 225,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 1 $ 218,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 180,373,000 1 $ 200,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 1 $ 125,000
URBAN TRUST BANK
400 COLONIAL CENTER PARKWAY
LAKE MARY, FL 32746
* $ 249,756,000 1 $ 165,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 158,000
CENTRAL ONE FEDERAL CREDIT UNION
714 MAIN ST
SHREWSBURY, MA 01545
* $ 287,459,000 1 $ 180,000
MASSMUTUAL FEDERAL CREDIT UNION
1295 STATE STREET
SPRINGFIELD, MA 01111
* $ 143,025,000 1 $ 241,000
SERVICE FEDERAL CREDIT UNION
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 1,320,759,000 1 $ 192,000
AMERICAN FIRST CREDIT UNION
6 POINTE DRIVE, STE 400
BREA, CA 92821
* $ 665,782,000 1 $ 300,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 1,845,089,000 1 $ 140,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 233,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 377,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 134,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 2,630,715,000 1 $ 300,000
NORTHMARK BANK
89 TURNPIKE STREET, P.O. BOX 825
NORTH ANDOVER, MA 01845
* $ 273,786,000 1 $ 325,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,196,580,000 1 $ 199,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 260,493,000 1 $ 155,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 635,476,000,000 1 $ 375,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 258,044,000 1 $ 264,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2009, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Lamoille County VT in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,669 $321,232,000 $192,000 $1,235,000 $104,000 $2,750,000
Home Purchase 332 $65,885,000 $198,000 $1,235,000 $110,000 $1,526,000
Home Improvement 254 $24,496,000 $96,000 $1,065,000 $77,000 $1,645,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,833 $326,720,000 $178,000 $1,235,000 $101,000 $2,750,000
Not Provided 219 $42,807,000 $195,000 $765,000 $158,000 $2,398,000
Not applicable 171 $36,501,000 $213,000 $1,235,000 $35,000 $880,000
Hispanic 12 $1,911,000 $159,000 $300,000 $124,000 $400,000
Black or African American 9 $1,900,000 $211,000 $354,000 $143,000 $314,000
Asian 6 $1,246,000 $207,000 $417,000 $94,000 $168,000
American Indian or Alaskan Native 4 $437,000 $109,000 $242,000 $232,000 $504,000
Native Hawaiian or Other Pacific Islander 1 $91,000 $91,000 $91,000 $47,000 $47,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,013 $366,960,000 $182,000 $1,235,000 $108,000 $2,750,000
FHA-insured (Federal Housing Administration) 195 $35,243,000 $180,000 $387,000 $53,000 $230,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $4,248,000 $163,000 $266,000 $46,000 $71,000
VA-guaranteed (Veterans Administration) 21 $5,162,000 $245,000 $406,000 $51,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,260 $223,278,000 $177,000 $1,225,000 $109,000 $2,398,000
Loan Purchased By The Institution 363 $76,388,000 $210,000 $1,235,000 $76,000 $1,618,000
Application Denied By Financial Institution 359 $61,117,000 $170,000 $960,000 $87,000 $1,455,000
Application Withdrawn By Applicant 153 $30,602,000 $200,000 $1,235,000 $141,000 $2,750,000
Application Approved But Not Accepted 86 $14,071,000 $163,000 $765,000 $108,000 $1,321,000
File Closed For Incompleteness 34 $6,157,000 $181,000 $417,000 $84,000 $303,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 70 $14,000,000 $200,000 $560,000 $58,000 $179,000
Collateral 64 $12,742,000 $199,000 $480,000 $126,000 $1,000,000
Credit History 45 $5,439,000 $120,000 $520,000 $108,000 $1,455,000
Other 25 $5,246,000 $209,000 $960,000 $142,000 $1,080,000
Credit Application Incomplete 15 $2,868,000 $191,000 $307,000 $90,000 $373,000
Unverifiable Information 7 $1,108,000 $158,000 $392,000 $78,000 $239,000
Employment History 5 $895,000 $179,000 $250,000 $86,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,174,000 $234,000 $371,000 $52,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Vermont Lender List