Leelanau County, MI Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 1,542 mortgage applications in Leelanau County, MI totaling $376.0 million, up 29% from 2011. The average application was for $243,000, and applicants reported an average income of $146,000. 53% of applications resulted in an originated loan and 17% were denied. The most active lender was Huntington National Bank, with 217 applications, followed by JPMorgan Chase Bank, NA and Fifth Third Mortgage, Mi LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,542
Total Mortgage Loan Application Amount $375,999,000
Average Mortgage Loan Application Amount $243,000
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $146,000
Highest Applicant Income $2,938,000

Mortgage Company List for Lending in Leelanau County, MI for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 217 $ 47,500,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 121 $ 35,835,000
Fifth Third Mortgage, Mi LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 48,969,000 120 $ 31,841,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,161,490,000,000 112 $ 25,835,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 2,423,017,000 104 $ 24,416,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 114,540,379,000 83 $ 9,596,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 76 $ 21,998,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 5,331,931,000 45 $ 13,001,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 43 $ 12,414,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 32 $ 5,887,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 29 $ 8,574,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 24 $ 5,585,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,288,658,000,000 24 $ 5,059,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 21 $ 5,025,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,623,469,000 20 $ 4,824,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 20 $ 4,630,000
Citizens Bank
328 S SAGINAW ST
FLINT, MI 48502
* $ 9,212,296,000 17 $ 3,605,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 16 $ 4,664,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,304,743,000 14 $ 2,857,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 498,255,000 13 $ 2,631,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 12 $ 2,459,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 10 $ 1,333,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ 10,000,000 10 $ 3,143,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 10 $ 2,008,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ 10,000,000 9 $ 1,679,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 9 $ 2,721,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 9 $ 1,977,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 8 $ 1,890,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ 10,000,000 8 $ 1,517,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 60,970,527,000 7 $ 1,712,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 2,135,169,000 7 $ 1,449,000
United Bank and Trust
2723 S STATE ST
ANN ARBOR, MI 48104
* $ 883,856,000 6 $ 1,857,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 6 $ 948,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 6 $ 1,269,000
Metlife Bank, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 6 $ 2,445,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 6 $ 1,423,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 6 $ 813,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ 10,000,000 5 $ 701,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 1,373,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 5 $ 7,210,000
The Bank of Holland
150 CENTRAL AVE
HOLLAND, MI 49423
* $ 651,928,000 5 $ 1,410,000
Founders Bank & Trust
5200 CASCADE ROAD SE
GRAND RAPIDS, MI 49546
* $ 430,776,000 4 $ 841,000
Summit Community Bank
1600 ABBOT RD
EAST LANSING, MI 48823
* $ 157,340,000 4 $ 969,000
Talmer Bank and Trust
2301 W. BIG BEAVER RD., SUITE 200
TROY, MI 48084
* $ 2,126,678,000 4 $ 1,475,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 3,073,478,000 4 $ 613,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 107,192,000 4 $ 989,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 4 $ 1,337,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 4 $ 781,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 4 $ 743,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 1,385,299,000 4 $ 42,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 556,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,580,221,000 3 $ 929,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 555,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 3 $ 614,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 770,000
Arbor Mortgage Corporation
2311 EAST BELTLINE AVE SE 200
GRAND RAPIDS, MI 49546
* $ 15,555,000 3 $ 583,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 762,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 505,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 3 $ 1,022,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 99,831,232,000 3 $ 1,048,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,056,671,000 3 $ 1,799,000
Community Financial Credit Uni
PO BOX 8050
PLYMOUTH, MI 48170
* $ 477,875,000 3 $ 816,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 3 $ 779,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 739,431,000 3 $ 188,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 777,699,000 3 $ 617,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 293,814,000 3 $ 1,146,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 921,138,000 3 $ 570,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 72,848,000 2 $ 976,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 326,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 2 $ 666,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 396,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 569,541,000 2 $ 708,000
Union Savings Bank
8534 E KEMPER RD
CINCINNATI, OH 45249
* $ 2,218,607,000 2 $ 1,487,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,505,983,000 2 $ 457,000
Keystone Mortgage Services
107 WEST MICHIGAN AVE
KALAMAZOO, MI 49007
* $ 14,238,395,000 2 $ 345,000
West Michigan Community Bank
5367 SCHOOL AVE.
HUDSONVILLE, MI 49426
* $ 119,292,000 2 $ 950,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 2 $ 448,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 211,000
Jolt Credit Union
6180 STATE STREET
SAGINAW, MI 48603
* $ 297,935,000 2 $ 212,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 21,715,012,000 2 $ 497,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 76,887,082,000 2 $ 256,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 397,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 2 $ 139,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 2 $ 538,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 189,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ 1,912,000 2 $ 616,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 149,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 131,000
Northern Ohio Investment Company
6444 MONROE STREET, SUITE 6
SYLVANIA, OH 43560
* $ 10,000,000 1 $ 152,000
V.I.P. Mortgage, Inc.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ 10,000,000 1 $ 417,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 171,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 115,000
Townstone Finanacial, Inc.
1141 W RANDOLPH
CHICAGO, IL 60607
* $ 10,000,000 1 $ 152,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 147,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 1 $ 720,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ 9,135,000 1 $ 150,000
Mms Mortgage Services, Ltd.
38275 TWELVE MILE RD., SUITE 100
FARMINGTON HILLS, MI 48331
* $ 5,598,000 1 $ 305,000
Huron Valley Financial, Inc.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ 10,000,000 1 $ 300,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 393,000
Amera Mortgage Corporation
1050 CORPORATE OFFICE DRIVE, STE 250
MILFORD, MI 48381
* $ 1,300,000,000 1 $ 286,000
Pacor Mortgage Corp
14930 CICERO AVE
OAK FOREST, IL 60452
* $ 14,292,000 1 $ 216,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 1 $ 215,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 165,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 1 $ 160,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 1 $ 199,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 1 $ 108,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 66,063,531,000 1 $ 259,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 1 $ 512,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 1 $ 250,000
Old National Bank
1 MAIN STREET
EVANSVILLE, IN 47708
* $ 8,467,892,000 1 $ 417,000
Citizens National Bank of Greater St. Louis
7305 MANCHESTER AVE.
MAPLEWOOD, MO 63143
* $ 455,035,000 1 $ 272,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,154,398,000 1 $ 190,000
County National Bank
ONE SOUTH HOWELL ST
HILLSDALE, MI 49242
* $ 382,506,000 1 $ 395,000
Firstar Bank, National Association
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 1 $ 131,000
Kellogg Cfcu
41 SECOND ST
BATTLE CREEK, MI 49015
* $ 372,073,000 1 $ 404,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 1,344,283,000 1 $ 215,000
Wildfire Credit Union
6640 BAY RD
SAGINAW, MI 48605
* $ 652,375,000 1 $ 63,000
Tlc Community Credit Union
3030 S ADRIAN HWY
ADRIAN, MI 49221
* $ 325,866,000 1 $ 240,000
Frankenmuth Credit Union
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 229,087,000 1 $ 241,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 247,163,000 1 $ 407,000
Lake City Bank
P.O. BOX 1387
WARSAW, IN 46581
* $ 2,885,445,000 1 $ 417,000
Tower Bank and Trust
116 E BERRY ST
FT WAYNE, IN 46802
* $ 701,755,000 1 $ 120,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 309,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 164,000
Service Finance Company, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 14,000
Guardian Mortgage Company, Inc
100 N. CENTRAL EXPRESSWAY SUITE 190
RICHARDSON, TX 75083
* $ 10,000,000 1 $ 86,000
First Financial Services, Inc.
6230 FAIRVIEW RD, 450
CHARLOTTE, NC 28210
* $ 842,786,000 1 $ 180,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 1 $ 398,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 1 $ 417,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 189,000
Oswego Community Bank
10 SOUTH MADISON STREET
OSWEGO, IL 60543
* $ 188,451,000 1 $ 417,000
First Independence Bank
7310 WOODWARD AVE SUITE 101
DETROIT, MI 48202
* $ 165,219,000 1 $ 235,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 320,953,000 1 $ 90,000
Lake Trust Credit Union
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 1,516,907,000 1 $ 30,000
Preferred Credit Union
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 79,299,000 1 $ 17,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ 46,200,000 1 $ 240,000
United Bank Mortgage Corporati
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 264,000,000 1 $ 348,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 195,000
Tristate Capital Bank
301 GRANT STREET - 27TH FLOOR
PITTSBURGH, PA 15219
* $ 1,833,455,000 1 $ 965,000
University Lending Group, LLC
42452 HAYES, STE I
CLLINTON TOWNSHIP, MI 48038
* $ 133,851,000 1 $ 138,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 298,844,000 1 $ 105,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 131,079,000 1 $ 390,000
Monarch Community Bank
375 N WILLOWBROOK RD
COLDWATER, MI 49036
* $ 207,740,000 1 $ 196,000
Community Bank of Oak Park River Forest
1001 LAKE STREET
OAK PARK, IL 60301
* $ 334,414,000 1 $ 342,000
The National Bank of Indianapolis
107 N PENNSYLVANIA STREET, SUITE 300
INDIANAPOLIS, IN 46204
* $ 1,454,686,000 1 $ 172,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 619,450,000 1 $ 230,000
Greenchoice Bank, FSB
5225 W. 25TH ST
CICERO, IL 60804
* $ 65,639,000 1 $ 225,000
F & M Bank and Trust Company
PO BOX 938
HANNIBAL, MO 63401
* $ 186,802,000 1 $ 233,000
Aurora Bank FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 177,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,225,317,000 1 $ 475,000
First Federal Savings Bank
P.O. BOX 527
ROCHESTER, IN 46975
* $ 346,368,000 1 $ 92,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,350,770,000 1 $ 700,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,547,178,000 1 $ 83,000
Raymond James Bank N.A.
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 8,794,515,000 1 $ 237,000

The tables below break down 2012 mortgage applications in Leelanau County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Leelanau County, MI in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,161 $285,338,000 $245,000 $3,500,000 $141,000 $2,938,000
Home Purchase 343 $86,605,000 $252,000 $1,225,000 $172,000 $1,578,000
Home Improvement 38 $4,056,000 $106,000 $416,000 $65,000 $162,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,317 $313,536,000 $238,000 $2,378,000 $148,000 $2,938,000
Not Provided 113 $33,893,000 $299,000 $2,368,000 $193,000 $1,837,000
Not applicable 83 $23,209,000 $279,000 $3,500,000 $51,000 $1,837,000
Hispanic 10 $1,230,000 $123,000 $322,000 $81,000 $268,000
American Indian or Alaskan Native 9 $855,000 $95,000 $169,000 $65,000 $246,000
Black or African American 5 $1,931,000 $386,000 $569,000 $258,000 $363,000
Asian 4 $1,234,000 $308,000 $694,000 $423,000 $524,000
Native Hawaiian or Other Pacific Islander 1 $111,000 $111,000 $111,000 $46,000 $46,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,425 $357,758,000 $251,000 $3,500,000 $154,000 $2,938,000
FHA-insured (Federal Housing Administration) 73 $10,898,000 $149,000 $419,000 $39,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 25 $3,283,000 $131,000 $195,000 $36,000 $73,000
VA-guaranteed (Veterans Administration) 19 $4,060,000 $213,000 $398,000 $80,000 $167,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 823 $204,539,000 $248,000 $2,378,000 $168,000 $2,938,000
Application Denied By Financial Institution 265 $64,178,000 $242,000 $1,979,000 $160,000 $1,979,000
Loan Purchased By The Institution 205 $47,645,000 $232,000 $2,368,000 $57,000 $1,837,000
Application Withdrawn By Applicant 112 $27,168,000 $242,000 $1,500,000 $140,000 $1,000,000
File Closed For Incompleteness 80 $16,309,000 $203,000 $1,505,000 $133,000 $1,694,000
Application Approved But Not Accepted 57 $16,160,000 $283,000 $3,500,000 $117,000 $514,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 81 $22,477,000 $277,000 $1,979,000 $206,000 $1,979,000
Debt-To-Income Ratio 53 $14,126,000 $266,000 $1,000,000 $94,000 $1,275,000
Credit Application Incomplete 47 $11,882,000 $252,000 $1,053,000 $226,000 $1,812,000
Credit History 32 $4,492,000 $140,000 $540,000 $120,000 $919,000
Other 15 $2,524,000 $168,000 $330,000 $125,000 $320,000
Unverifiable Information 5 $784,000 $156,000 $266,000 $72,000 $109,000
Employment History 4 $754,000 $188,000 $230,000 $30,000 $48,000
Insufficient Cash (Downpayment, Closing Cost) 3 $2,494,000 $831,000 $1,225,000 $403,000 $579,000
Mortgage Insurance Denied 1 $108,000 $108,000 $108,000 $68,000 $68,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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