Leelanau County, MI Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 1,388 mortgage applications in Leelanau County, MI totaling $333.4 million, up 23% from 2017. The average application was for $240,000, and applicants reported an average income of $139,000. 62% of applications resulted in an originated loan and 14% were denied. The most active lender was Huntington National Bank, with 213 applications, followed by Chemical Bank and Lake Michigan Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,388
Total Mortgage Loan Application Amount $333,390,000
Average Mortgage Loan Application Amount $240,000
Highest Mortgage Loan Application Amount $2,455,000
Average Applicant Income $139,000
Highest Applicant Income $2,044,000

Mortgage Company List for Lending in Leelanau County, MI for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 213 $ 43,155,000
Chemical Bank
333 E MAIN STREET
MIDLAND, MI 48640
* $ 19,236,876,000 188 $ 42,710,000
Lake Michigan Credit Union
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 5,221,804,000 152 $ 41,230,000
Independent Bank
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 2,780,041,000 75 $ 21,645,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 73 $ 17,955,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 140,077,697,000 57 $ 9,235,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 43 $ 10,215,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 36 $ 10,150,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 28 $ 6,090,000
Fifth Third Mortgage-Mi, LLC
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 27 $ 6,715,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 22 $ 4,040,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 18 $ 5,870,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 17 $ 4,595,000
Credit Union One
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,144,824,000 16 $ 1,720,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 14 $ 3,390,000
Mbank
130 S CEDAR ST
MANISTIQUE, MI 49854
* $ 983,761,000 13 $ 2,485,000
Msu Federal Credit Union
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 3,846,080,000 11 $ 2,355,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,720,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 9 $ 1,335,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 9 $ 2,755,000
Mercantile Bank
310 LEONARD STREET NORTH WEST
GRAND RAPIDS, MI 49504
* $ 3,266,805,000 8 $ 1,460,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 2,430,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,340,000
Staunton Financial Inc
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48076
* $ -1,000 8 $ 1,800,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 8 $ 1,700,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 6 $ 1,250,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 6 $ 1,180,000
Dow Credit Union
600 E. LYON ROAD P.O. BOX 1649
MIDLAND, MI 48641
* $ 1,638,115,000 6 $ 1,490,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 6 $ 680,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 17,422,977,000 6 $ 3,230,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 935,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 5 $ 775,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 5 $ 975,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 4 $ 850,000
Dfcu Financial
400 TOWN CENTER DRIVE
DEARBORN, MI 48121
* $ 4,628,126,000 4 $ 510,000
Mortgage 1 Incorporated
43456 MOUND ROAD
STERLING HEIGHTS, MI 48314
* $ -1,000 4 $ 1,000,000
Comerica Bank

FARMINGTON HILLS, MI 48331
* $ 71,609,090,000 4 $ 980,000
Amerifirst Financial Corporation
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 4 $ 750,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 770,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 3 $ 785,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,349,213,000 3 $ 1,115,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 3 $ 525,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 285,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 3 $ 645,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 3 $ 965,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 1,315,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 3 $ 705,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 3 $ 2,255,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 53,495,452,000 3 $ 1,515,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 275,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 3 $ 625,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 3 $ 575,000
Hantz Bank
26200 AMERICAN DRIVE, 2ND FLOOR
SOUTHFIELD, MI 48034
* $ 222,868,000 3 $ 615,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 3 $ 1,175,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 3 $ 545,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 3 $ 705,000
Reverse Mortgage Funding LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 3 $ 775,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 425,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 21,866,592,000 3 $ 665,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 3 $ 2,435,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 22,858,876,000 3 $ 535,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 435,000
Hall Financial
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48083
* $ -1,000 2 $ 570,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 2 $ 120,000
Bank of Ann Arbor
1333 W ANN ARBOR ROAD
ANN ARBOR, MI 48104
* $ 1,537,200,000 2 $ 900,000
Commercial Bank
301 N. STATE ST
ALMA, MI 48801
* $ 525,648,000 2 $ 970,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 2 $ 590,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 390,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 2 $ 330,000
West Michigan Community Bank
5367 SCHOOL AVE.
HUDSONVILLE, MI 49426
* $ 431,531,000 2 $ 1,490,000
Huron Valley Financial, Inc.
2395 OAK VALLEY DRIVE, SUITE 200
ANN ARBOR, MI 48103
* $ -1,000 2 $ 360,000
Isabella Bank
139 E. BROADWAY
MT PLEASANT, MI 48858
* $ 1,761,016,000 2 $ 270,000
First Community Bank
200 EAST MAIN STREET
HARBOR SPRINGS, MI 49740
* $ 287,978,000 2 $ 450,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 560,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 260,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 2 $ 550,000
University of Michigan Credit Union
340 E. HURON
ANN ARBOR, MI 48104
* $ 793,669,000 2 $ 590,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 2 $ 120,000
Kellogg Community Credit Union
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 508,238,000 2 $ 620,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 350,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 310,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 450,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 3,678,712,000 2 $ 830,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 2 $ 390,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,384,707,000,000 2 $ 570,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 14,014,053,000 2 $ 1,350,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ 397,925,000 2 $ 410,000
Michigan Schools and Governmen
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 1,853,578,000 2 $ 330,000
Main Street Bank
31780 TELEGRAPH ROAD, SUITE 100
BINGHAM FARMS, MI 48025
* $ 227,688,000 1 $ 155,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 604,714,000 1 $ 365,000
True Community Credit Union
1100 CLINTON RD
JACKSON, MI 49202
* $ 428,820,000 1 $ 65,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 8,870,181,000 1 $ 405,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 325,000
Aac Credit Union
904 BROADWAY NW
GRAND RAPIDS, MI 49504
* $ 139,295,000 1 $ 285,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 1 $ 155,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 47,934,212,000 1 $ 155,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,256,847,000 1 $ 145,000
Wright Patt Credit Union Inc
3560 PENTAGON BLVD.
BEAVERCREEK, OH 45431
* $ 4,036,110,000 1 $ 425,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 485,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 595,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 25,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 1,802,054,000 1 $ 455,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 1 $ 215,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 1 $ 255,000
Silicon Valley Bank
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 50,387,875,000 1 $ 1,455,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 133,225,000 1 $ 155,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 365,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 265,000
Northern Mortgage Services, LLC
3714 28TH ST SW
GRANDVILLE, MI 49418
* $ -1,000 1 $ 215,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 115,000
Freestar Financial Credit Union
PO BOX 2800
MT. CLEMENS, MI 48046
* $ 207,913,000 1 $ 65,000
Ann Arbor State Bank
125 W. WILLIAM STREET
ANN ARBOR, MI 48104
* $ 292,028,000 1 $ 335,000
First Federal S&L of Lakewood
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,784,965,000 1 $ 245,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 305,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 135,758,439,000 1 $ 325,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 195,000
Honor Credit Union
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 852,608,000 1 $ 435,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 125,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 1 $ 305,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 1 $ 435,000
Dearborn Federal Savings Bank
22315 MICHIGAN AVENUE
DEARBORN, MI 48124
* $ 257,128,000 1 $ 255,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 145,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ -1,000 1 $ 185,000
1st State Bank
PO BOX 1468
SAGINAW, MI 48605
* $ 260,812,000 1 $ 365,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 1 $ 275,000
Community Financial
500 S HARVEY ST
PLYMOUTH, MI 48170
* $ 856,824,000 1 $ 365,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 405,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 164,539,000,000 1 $ 785,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 712,717,000 1 $ 365,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 255,000
Macatawa Bank, N.A.

ROSEMONT, IL 60018
* $ 1,888,700,000 1 $ 605,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 85,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 195,000
Team One Credit Union
520 HAYDEN
SAGINAW, MI 48607
* $ 500,815,000 1 $ 315,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 940,832,000 1 $ 275,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 285,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 32,217,466,000 1 $ 305,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 109,372,608,000 1 $ 595,000
Highpoint Community Bank
150 W COURT ST
HASTINGS, MI 49058
* $ 326,145,000 1 $ 525,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 265,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 198,592,000,000 1 $ 455,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 155,000
Wanigas Credit Union
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 319,404,000 1 $ 265,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 165,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 195,000
The State Bank
175 N LEROY ST
FENTON, MI 48430
* $ 781,268,000 1 $ 565,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 9,792,150,000 1 $ 675,000
Mutualbank
110 E CHARLES ST
MUNCIE, IN 47305
* $ 1,585,733,000 1 $ 155,000
First Home Bank
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 260,106,000 1 $ 455,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 3,958,360,000 1 $ 425,000

The tables below break down 2018 mortgage applications in Leelanau County, MI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Leelanau County, MI in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 525 $165,185,000 $314,000 $2,455,000 $176,000 $2,044,000
Cash-out Refinancing 309 $66,755,000 $216,000 $745,000 $90,000 $454,000
Refinancing 228 $55,740,000 $244,000 $2,455,000 $131,000 $773,000
Other Purpose 173 $27,065,000 $156,000 $1,205,000 $127,000 $1,370,000
Home Improvement 147 $17,395,000 $118,000 $755,000 $139,000 $1,605,000
Not Applicable 6 $1,250,000 $208,000 $485,000 $101,000 $198,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,149 $276,565,000 $240,000 $2,455,000 $142,000 $2,044,000
Not Provided 161 $37,235,000 $231,000 $1,015,000 $123,000 $847,000
Not applicable 51 $15,345,000 $300,000 $1,755,000 $155,000 $198,000
American Indian or Alaskan Native 15 $2,445,000 $163,000 $365,000 $71,000 $153,000
Hispanic 7 $1,065,000 $152,000 $265,000 $70,000 $147,000
Black or African American 3 $355,000 $118,000 $175,000 $98,000 $168,000
Asian 1 $365,000 $365,000 $365,000 $553,000 $553,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,269 $309,005,000 $243,000 $2,455,000 $145,000 $2,044,000
FHA-insured (Federal Housing Administration) 66 $11,920,000 $180,000 $375,000 $63,000 $135,000
VA-guaranteed (Veterans Administration) 47 $11,315,000 $240,000 $465,000 $71,000 $194,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,150,000 $191,000 $285,000 $54,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 857 $216,555,000 $252,000 $2,455,000 $154,000 $2,044,000
Application Denied By Financial Institution 197 $41,615,000 $211,000 $1,475,000 $103,000 $601,000
Application Withdrawn By Applicant 158 $34,580,000 $218,000 $1,455,000 $118,000 $580,000
Loan Purchased By The Institution 65 $16,635,000 $255,000 $595,000 $120,000 $226,000
File Closed For Incompleteness 59 $11,285,000 $191,000 $605,000 $97,000 $575,000
Application Approved But Not Accepted 51 $12,595,000 $246,000 $2,455,000 $139,000 $600,000
Preapproval Approved but not Accepted 1 $125,000 $125,000 $125,000 $45,000 $45,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,183 $289,065,000 $244,000 $2,455,000 $144,000 $2,044,000
Debt-To-Income Ratio 78 $21,160,000 $271,000 $1,435,000 $98,000 $575,000
Collateral 53 $8,615,000 $162,000 $505,000 $124,000 $601,000
Credit History 39 $6,595,000 $169,000 $1,475,000 $101,000 $459,000
Credit Application Incomplete 16 $3,470,000 $216,000 $675,000 $114,000 $498,000
Other 9 $1,915,000 $212,000 $505,000 $125,000 $200,000
Unverifiable Information 7 $1,905,000 $272,000 $655,000 $151,000 $348,000
Insufficient Cash (Downpayment, Closing Cost) 2 $280,000 $140,000 $175,000 $80,000 $120,000
Employment History 1 $385,000 $385,000 $385,000 $293,000 $293,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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