Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for 1St 2Nd Mortgage Co. Of N.J.,.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.
Mortgage Company & Address | 1St 2Nd Mortgage Co. Of N.J., 50 Spring Street Cresskill, NJ 07626 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2004 2003 |
Total Number of Mortgage Applications | 2,445 |
Total Mortgage Loan Application Amount | $471,015,000 |
Average Mortgage Loan Application Amount | $156,888 |
Highest Mortgage Loan Application Amount | $2,600,000 |
Average Applicant Income | $71,027 |
Highest Applicant Income | $2,009,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Bergen County New Jersey | 746 | $ 162,539,000 | $ 217,000 | $ 78,000 |
Middlesex County New Jersey | 192 | $ 37,057,000 | $ 193,000 | $ 83,000 |
Hudson County New Jersey | 181 | $ 31,501,000 | $ 174,000 | $ 64,000 |
Essex County New Jersey | 124 | $ 22,580,000 | $ 182,000 | $ 79,000 |
Passaic County New Jersey | 105 | $ 19,640,000 | $ 187,000 | $ 66,000 |
Union County New Jersey | 88 | $ 16,785,000 | $ 190,000 | $ 93,000 |
Ocean County New Jersey | 71 | $ 12,034,000 | $ 169,000 | $ 50,000 |
Monmouth County New Jersey | 67 | $ 12,481,000 | $ 186,000 | $ 98,000 |
Queens County New York | 55 | $ 11,552,000 | $ 210,000 | $ 60,000 |
Morris County New Jersey | 53 | $ 11,730,000 | $ 221,000 | $ 86,000 |
Somerset County New Jersey | 48 | $ 10,487,000 | $ 218,000 | $ 99,000 |
Honolulu County Hawaii | 46 | $ 9,425,000 | $ 204,000 | $ 48,000 |
Rockland County New York | 42 | $ 7,456,000 | $ 177,000 | $ 71,000 |
Nassau County New York | 32 | $ 7,272,000 | $ 227,000 | $ 69,000 |
Los Angeles County California | 30 | $ 6,834,000 | $ 227,000 | $ 76,000 |
Richmond County New York | 24 | $ 4,599,000 | $ 191,000 | $ 86,000 |
Fort Bend County Texas | 24 | $ 3,022,000 | $ 125,000 | $ 82,000 |
Westchester County New York | 20 | $ 3,722,000 | $ 186,000 | $ 91,000 |
Harris County Texas | 20 | $ 1,770,000 | $ 88,000 | $ 49,000 |
Camden County New Jersey | 19 | $ 2,476,000 | $ 130,000 | $ 55,000 |
Albany County New York | 19 | $ 1,227,000 | $ 64,000 | $ 112,000 |
Philadelphia County Pennsylvania | 16 | $ 1,302,000 | $ 81,000 | $ 38,000 |
Lee County Florida | 14 | $ 2,495,000 | $ 178,000 | $ 72,000 |
Atlantic County New Jersey | 13 | $ 1,910,000 | $ 146,000 | $ 61,000 |
Mercer County New Jersey | 13 | $ 2,839,000 | $ 218,000 | $ 115,000 |
Kings County New York | 12 | $ 2,870,000 | $ 239,000 | $ 68,000 |
Orange County New York | 11 | $ 1,717,000 | $ 156,000 | $ 52,000 |
Prince George's County Maryland | 10 | $ 1,823,000 | $ 182,000 | $ 61,000 |
Bronx County New York | 10 | $ 2,213,000 | $ 221,000 | $ 103,000 |
New Haven County Connecticut | 9 | $ 1,776,000 | $ 197,000 | $ 68,000 |
Maui County Hawaii | 9 | $ 1,571,000 | $ 174,000 | $ 23,000 |
Charles County Maryland | 9 | $ 1,066,000 | $ 118,000 | $ 70,000 |
Burlington County New Jersey | 9 | $ 1,696,000 | $ 188,000 | $ 72,000 |
Fairfield County Connecticut | 8 | $ 1,955,000 | $ 244,000 | $ 95,000 |
Gloucester County New Jersey | 8 | $ 1,110,000 | $ 138,000 | $ 105,000 |
Warren County New Jersey | 8 | $ 1,220,000 | $ 152,000 | $ 88,000 |
Suffolk County New York | 8 | $ 4,183,000 | $ 522,000 | $ 136,000 |
Bucks County Pennsylvania | 8 | $ 1,416,000 | $ 177,000 | $ 76,000 |
Sacramento County California | 7 | $ 1,448,000 | $ 206,000 | $ 102,000 |
Orange County Florida | 7 | $ 1,029,000 | $ 147,000 | $ 101,000 |
Sussex County New Jersey | 7 | $ 1,323,000 | $ 189,000 | $ 72,000 |
Monroe County Pennsylvania | 7 | $ 1,081,000 | $ 154,000 | $ 100,000 |
Brazoria County Texas | 7 | $ 1,151,000 | $ 164,000 | $ 68,000 |
Clark County Nevada | 6 | $ 1,063,000 | $ 177,000 | $ 64,000 |
New York County New York | 5 | $ 1,409,000 | $ 281,000 | $ 85,000 |
Solano County California | 4 | $ 792,000 | $ 198,000 | $ 70,000 |
Palm Beach County Florida | 4 | $ 559,000 | $ 139,000 | $ 47,000 |
Seminole County Florida | 4 | $ 988,000 | $ 247,000 | $ 106,000 |
Hunterdon County New Jersey | 4 | $ 820,000 | $ 205,000 | $ 100,000 |
Dallas County Texas | 4 | $ 336,000 | $ 84,000 | $ 33,000 |
Tarrant County Texas | 4 | $ 952,000 | $ 238,000 | $ 127,000 |
King County Washington | 4 | $ 248,000 | $ 62,000 | $ 41,000 |
Orange County California | 3 | $ 626,000 | $ 208,000 | $ 52,000 |
San Bernardino County California | 3 | $ 518,000 | $ 172,000 | $ 52,000 |
San Diego County California | 3 | $ 452,000 | $ 150,000 | $ 96,000 |
Ventura County California | 3 | $ 749,000 | $ 249,000 | $ 56,000 |
Hartford County Connecticut | 3 | $ 549,000 | $ 183,000 | $ 68,000 |
Miami-Dade County Florida | 3 | $ 575,000 | $ 191,000 | $ 154,000 |
Polk County Florida | 3 | $ 435,000 | $ 145,000 | $ 138,000 |
Hawaii County Hawaii | 3 | $ 251,000 | $ 83,000 | $ 23,000 |
Putnam County New York | 3 | $ 507,000 | $ 169,000 | $ 93,000 |
Montgomery County Pennsylvania | 3 | $ 543,000 | $ 181,000 | $ 64,000 |
Pike County Pennsylvania | 3 | $ 357,000 | $ 119,000 | $ 82,000 |
Hidalgo County Texas | 3 | $ 319,000 | $ 106,000 | $ 62,000 |
Contra Costa County California | 2 | $ 499,000 | $ 249,000 | $ 119,000 |
San Mateo County California | 2 | $ 406,000 | $ 203,000 | $ 83,000 |
Tolland County Connecticut | 2 | $ 349,000 | $ 174,000 | $ 103,000 |
Brevard County Florida | 2 | $ 266,000 | $ 133,000 | $ 55,000 |
Broward County Florida | 2 | $ 276,000 | $ 138,000 | $ 185,000 |
Duval County Florida | 2 | $ 225,000 | $ 112,000 | $ 59,000 |
Flagler County Florida | 2 | $ 456,000 | $ 228,000 | $ 37,000 |
Osceola County Florida | 2 | $ 280,000 | $ 140,000 | $ 99,000 |
Volusia County Florida | 2 | $ 146,000 | $ 73,000 | $ 41,000 |
Montgomery County Maryland | 2 | $ 287,000 | $ 143,000 | $ 48,000 |
St. Mary's County Maryland | 2 | $ 348,000 | $ 174,000 | $ 86,000 |
Norfolk County Massachusetts | 2 | $ 316,000 | $ 158,000 | $ 88,000 |
Dutchess County New York | 2 | $ 402,000 | $ 201,000 | $ 115,000 |
Warren County New York | 2 | $ 440,000 | $ 220,000 | $ 71,000 |
Mecklenburg County North Carolina | 2 | $ 188,000 | $ 94,000 | $ 65,000 |
Cuyahoga County Ohio | 2 | $ 224,000 | $ 112,000 | $ 16,000 |
Delaware County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
Northampton County Pennsylvania | 2 | $ 591,000 | $ 295,000 | $ 52,000 |
Collin County Texas | 2 | $ 329,000 | $ 164,000 | $ 96,000 |
Jefferson County Texas | 2 | $ 285,000 | $ 142,000 | $ 94,000 |
Fairfax County Virginia | 2 | $ 350,000 | $ 175,000 | $ 80,000 |
Alameda County California | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
Monterey County California | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
Riverside County California | 1 | $ 220,000 | $ 220,000 | $ 114,000 |
San Francisco County California | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
Santa Clara County California | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
New Castle County Delaware | 1 | $ 127,000 | $ 127,000 | $ 38,000 |
Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
Citrus County Florida | 1 | $ 150,000 | $ 150,000 | $ 179,000 |
Collier County Florida | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
Hendry County Florida | 1 | $ 116,000 | $ 116,000 | $ 0 |
Okaloosa County Florida | 1 | $ 134,000 | $ 134,000 | $ 0 |
Pasco County Florida | 1 | $ 169,000 | $ 169,000 | $ 106,000 |
Sarasota County Florida | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
Chatham County Georgia | 1 | $ 292,000 | $ 292,000 | $ 146,000 |
DeKalb County Georgia | 1 | $ 52,000 | $ 52,000 | $ 0 |
Kauai County Hawaii | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
Lafayette County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
Anne Arundel County Maryland | 1 | $ 159,000 | $ 159,000 | $ 22,000 |
Calvert County Maryland | 1 | $ 159,000 | $ 159,000 | $ 98,000 |
Berkshire County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 116,000 |
Cape May County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 190,000 |
Broome County New York | 1 | $ 113,000 | $ 113,000 | $ 0 |
Columbia County New York | 1 | $ 135,000 | $ 135,000 | $ 97,000 |
Monroe County New York | 1 | $ 89,000 | $ 89,000 | $ 93,000 |
Saratoga County New York | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
Schenectady County New York | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
St. Lawrence County New York | 1 | $ 174,000 | $ 174,000 | $ 84,000 |
Sullivan County New York | 1 | $ 101,000 | $ 101,000 | $ 148,000 |
Tompkins County New York | 1 | $ 157,000 | $ 157,000 | $ 0 |
Ulster County New York | 1 | $ 136,000 | $ 136,000 | $ 83,000 |
Washington County New York | 1 | $ 52,000 | $ 52,000 | $ 0 |
Gaston County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
Iredell County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
Greene County Ohio | 1 | $ 80,000 | $ 80,000 | $ 0 |
Lorain County Ohio | 1 | $ 48,000 | $ 48,000 | $ 0 |
Allegheny County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
Beaver County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 58,000 |
Carbon County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
Lackawanna County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 130,000 |
Lehigh County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
Montgomery County Texas | 1 | $ 164,000 | $ 164,000 | $ 76,000 |
Washington County Texas | 1 | $ 323,000 | $ 323,000 | $ 71,000 |
Wood County Texas | 1 | $ 98,000 | $ 98,000 | $ 74,000 |
Clarke County Virginia | 1 | $ 300,000 | $ 300,000 | $ 0 |
Loudoun County Virginia | 1 | $ 133,000 | $ 133,000 | $ 47,000 |
Virginia Beach County Virginia | 1 | $ 116,000 | $ 116,000 | $ 144,000 |
Westmoreland County Virginia | 1 | $ 322,000 | $ 322,000 | $ 76,000 |
Kitsap County Washington | 1 | $ 110,000 | $ 110,000 | $ 50,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 1,850 | $349,979,000 | $144,500 | $878,000 | $66,555 | $2,009,000 |
Home Purchase (one-to-four family) | 590 | $120,328,000 | $170,941 | $2,600,000 | $76,352 | $648,000 |
Home Improvement (one-to-four family) | 5 | $708,000 | $141,000 | $240,000 | $61,000 | $83,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Asian or Pacific Islander | 1,606 | $315,602,000 | $168,058 | $969,000 | $69,705 | $421,000 |
White | 440 | $84,412,000 | $149,133 | $2,600,000 | $73,866 | $648,000 |
Information not provided by applicant in mail or telephone application | 213 | $37,165,000 | $152,909 | $500,000 | $50,272 | $296,000 |
Hispanic | 116 | $22,418,000 | $163,333 | $650,000 | $54,666 | $461,000 |
Black | 43 | $7,353,000 | $130,800 | $440,000 | $68,200 | $313,000 |
Other | 15 | $2,667,000 | $153,250 | $323,000 | $80,000 | $159,000 |
American Indian or Alaskan Native | 11 | $1,276,000 | $119,000 | $175,000 | $67,250 | $107,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,412 | $463,986,000 | $150,947 | $2,600,000 | $70,157 | $2,009,000 |
FHA-insured (Federal Housing Administration) | 33 | $7,029,000 | $179,800 | $281,000 | $57,200 | $154,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,007 | $389,991,000 | $154,529 | $2,600,000 | $65,176 | $648,000 |
Application Denied By Financial Institution | 221 | $39,238,000 | $153,230 | $969,000 | $72,615 | $336,000 |
Application Withdrawn By Applicant | 174 | $33,082,000 | $156,500 | $650,000 | $75,500 | $2,009,000 |
Application Approved But Not Accepted | 31 | $6,128,000 | $174,714 | $613,000 | $67,000 | $240,000 |
File Closed For Incompleteness | 3 | $605,000 | $201,000 | $246,000 | $85,000 | $125,000 |
Loan Purchased By The Institution | 1 | $133,000 | $133,000 | $133,000 | $37,000 | $37,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Other | 123 | $22,694,000 | $161,384 | $969,000 | $60,923 | $336,000 |
Credit Application Incomplete | 63 | $11,027,000 | $204,285 | $720,000 | $86,142 | $295,000 |
Credit History | 26 | $4,207,000 | $154,285 | $500,000 | $45,142 | $126,000 |
Debt-To-Income Ratio | 20 | $3,110,000 | $128,000 | $500,000 | $70,333 | $295,000 |
Collateral | 20 | $3,525,000 | $164,800 | $297,000 | $67,400 | $271,000 |
Unverifiable Information | 5 | $679,000 | $131,666 | $240,000 | $44,000 | $74,000 |
Insufficient Cash (Downpayment, Closing Cost) | 5 | $645,000 | $132,250 | $180,000 | $64,500 | $111,000 |
Employment History | 2 | $595,000 | $297,000 | $302,000 | $102,000 | $119,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.