1St Reliant Home Loans, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
1St Reliant Home Loans, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Reliant Home Loans, Inc. 575 Anton Blvd #800 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 270 |
| Total Mortgage Loan Application Amount | $168,910,000 |
| Average Mortgage Loan Application Amount | $483,000 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $2,542,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with 1St Reliant Home Loans, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Reliant Home Loans, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down 1St Reliant Home Loans, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Reliant Home Loans, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Reliant Home Loans, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Reliant Home Loans, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 54 | $ 29,990,000 | $ 555,000 | $ 206,000 |
| Los Angeles County California | 49 | $ 22,645,000 | $ 462,000 | $ 147,000 |
| Santa Clara County California | 23 | $ 15,445,000 | $ 671,000 | $ 187,000 |
| Riverside County California | 10 | $ 3,070,000 | $ 307,000 | $ 136,000 |
| San Bernardino County California | 8 | $ 2,400,000 | $ 300,000 | $ 166,000 |
| San Diego County California | 8 | $ 3,290,000 | $ 411,000 | $ 121,000 |
| Alameda County California | 7 | $ 3,575,000 | $ 510,000 | $ 246,000 |
| Ventura County California | 7 | $ 2,835,000 | $ 405,000 | $ 110,000 |
| San Mateo County California | 6 | $ 2,590,000 | $ 431,000 | $ 155,000 |
| Somerset County New Jersey | 6 | $ 3,390,000 | $ 565,000 | $ 267,000 |
| Orange County Florida | 5 | $ 1,355,000 | $ 271,000 | $ 168,000 |
| Montgomery County Maryland | 5 | $ 2,675,000 | $ 535,000 | $ 159,000 |
| Monmouth County New Jersey | 5 | $ 1,975,000 | $ 395,000 | $ 244,000 |
| San Benito County California | 4 | $ 1,110,000 | $ 277,000 | $ 246,000 |
| Miami-Dade County Florida | 4 | $ 930,000 | $ 232,000 | $ 69,000 |
| Hillsborough County Florida | 3 | $ 625,000 | $ 208,000 | $ 31,000 |
| Osceola County Florida | 3 | $ 865,000 | $ 288,000 | $ 168,000 |
| Kent County Maryland | 3 | $ 1,505,000 | $ 501,000 | $ 893,000 |
| Middlesex County New Jersey | 3 | $ 1,615,000 | $ 538,000 | $ 367,000 |
| King County Washington | 3 | $ 1,815,000 | $ 605,000 | $ 415,000 |
| Kitsap County Washington | 3 | $ 45,015,000 | $ 15,005,000 | $ 0 |
| Snohomish County Washington | 3 | $ 1,145,000 | $ 381,000 | $ 123,000 |
| Contra Costa County California | 2 | $ 1,150,000 | $ 575,000 | $ 170,000 |
| San Luis Obispo County California | 2 | $ 800,000 | $ 400,000 | $ 90,000 |
| Santa Cruz County California | 2 | $ 900,000 | $ 450,000 | $ 91,000 |
| Denver County Colorado | 2 | $ 720,000 | $ 360,000 | $ 42,000 |
| Broward County Florida | 2 | $ 400,000 | $ 200,000 | $ 146,000 |
| Flagler County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 486,000 |
| Bergen County New Jersey | 2 | $ 950,000 | $ 475,000 | $ 264,000 |
| Essex County New Jersey | 2 | $ 780,000 | $ 390,000 | $ 80,000 |
| Hunterdon County New Jersey | 2 | $ 910,000 | $ 455,000 | $ 212,000 |
| Dallas County Texas | 2 | $ 390,000 | $ 195,000 | $ 275,000 |
| Fort Bend County Texas | 2 | $ 560,000 | $ 280,000 | $ 132,000 |
| Kern County California | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Lake County California | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Mono County California | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Monterey County California | 1 | $ 3,445,000 | $ 3,445,000 | $ 2,542,000 |
| San Francisco County California | 1 | $ 515,000 | $ 515,000 | $ 290,000 |
| San Joaquin County California | 1 | $ 145,000 | $ 145,000 | $ 159,000 |
| El Paso County Colorado | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Duval County Florida | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Seminole County Florida | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Cook County Illinois | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Anne Arundel County Maryland | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Baltimore City County Maryland | 1 | $ 115,000 | $ 115,000 | $ 232,000 |
| Howard County Maryland | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| Hudson County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 389,000 |
| Mercer County New Jersey | 1 | $ 375,000 | $ 375,000 | $ 366,000 |
| Morris County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 179,000 |
| Ocean County New Jersey | 1 | $ 585,000 | $ 585,000 | $ 1,169,000 |
| Passaic County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 253,000 |
| Harris County Texas | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Clark County Washington | 1 | $ 155,000 | $ 155,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for 1St Reliant Home Loans, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 229 | $150,525,000 | $657,000 | $15,005,000 | $200,000 | $2,542,000 |
| Home Purchase | 38 | $17,380,000 | $457,000 | $2,205,000 | $178,000 | $1,473,000 |
| Cash-out Refinancing | 3 | $1,005,000 | $335,000 | $465,000 | $102,000 | $128,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 107 | $51,105,000 | $477,000 | $3,005,000 | $211,000 | $1,029,000 |
| White | 88 | $84,740,000 | $962,000 | $15,005,000 | $207,000 | $2,542,000 |
| Not Provided | 32 | $15,480,000 | $483,000 | $2,205,000 | $229,000 | $1,473,000 |
| Hispanic | 30 | $11,300,000 | $376,000 | $735,000 | $105,000 | $339,000 |
| Black or African American | 7 | $2,745,000 | $392,000 | $585,000 | $100,000 | $223,000 |
| Not applicable | 4 | $2,840,000 | $710,000 | $1,005,000 | $147,000 | $242,000 |
| American Indian or Alaskan Native | 2 | $700,000 | $350,000 | $565,000 | $134,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 260 | $165,970,000 | $638,000 | $15,005,000 | $201,000 | $2,542,000 |
| FHA-insured (Federal Housing Administration) | 8 | $2,240,000 | $280,000 | $465,000 | $59,000 | $110,000 |
| VA-guaranteed (Veterans Administration) | 2 | $700,000 | $350,000 | $565,000 | $105,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 194 | $89,520,000 | $461,000 | $3,005,000 | $199,000 | $1,473,000 |
| File Closed For Incompleteness | 75 | $79,185,000 | $1,055,000 | $15,005,000 | $191,000 | $2,542,000 |
| Application Denied By Financial Institution | 1 | $205,000 | $205,000 | $205,000 | $34,000 | $34,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 269 | $168,705,000 | $627,000 | $15,005,000 | $196,000 | $2,542,000 |
| Debt-To-Income Ratio | 1 | $205,000 | $205,000 | $205,000 | $34,000 | $34,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Reliant Home Loans, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Reliant Home Loans, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.