1St Security Bank Of Washington
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
1St Security Bank Of Washington 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Security Bank Of Washington 6920 220Th Street Sw Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,449 |
| Total Mortgage Loan Application Amount | $1,673,605,000 |
| Average Mortgage Loan Application Amount | $368,200 |
| Highest Mortgage Loan Application Amount | $9,045,000 |
| Average Applicant Income | $144,600 |
| Highest Applicant Income | $8,585,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with 1St Security Bank Of Washington. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Security Bank Of Washington's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down 1St Security Bank Of Washington's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Security Bank Of Washington serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Security Bank Of Washington, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Security Bank Of Washington's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 773 | $ 462,665,000 | $ 598,000 | $ 192,000 |
| Snohomish County Washington | 729 | $ 295,925,000 | $ 405,000 | $ 164,000 |
| Pierce County Washington | 370 | $ 119,390,000 | $ 322,000 | $ 110,000 |
| Benton County Washington | 346 | $ 100,610,000 | $ 290,000 | $ 110,000 |
| Kitsap County Washington | 196 | $ 65,610,000 | $ 334,000 | $ 119,000 |
| Franklin County Washington | 107 | $ 30,925,000 | $ 289,000 | $ 134,000 |
| Thurston County Washington | 92 | $ 36,790,000 | $ 399,000 | $ 108,000 |
| Jefferson County Washington | 56 | $ 16,790,000 | $ 299,000 | $ 119,000 |
| Grays Harbor County Washington | 41 | $ 9,175,000 | $ 223,000 | $ 98,000 |
| Clallam County Washington | 39 | $ 8,355,000 | $ 214,000 | $ 72,000 |
| Skagit County Washington | 36 | $ 11,920,000 | $ 331,000 | $ 101,000 |
| Lewis County Washington | 35 | $ 8,775,000 | $ 250,000 | $ 93,000 |
| Mason County Washington | 31 | $ 7,495,000 | $ 241,000 | $ 95,000 |
| Maricopa County Arizona | 23 | $ 6,185,000 | $ 268,000 | $ 181,000 |
| Island County Washington | 22 | $ 6,930,000 | $ 315,000 | $ 111,000 |
| Whatcom County Washington | 18 | $ 4,860,000 | $ 270,000 | $ 126,000 |
| Spokane County Washington | 16 | $ 3,000,000 | $ 187,000 | $ 77,000 |
| Lane County Oregon | 15 | $ 3,655,000 | $ 243,000 | $ 74,000 |
| Linn County Oregon | 14 | $ 3,370,000 | $ 240,000 | $ 82,000 |
| Chelan County Washington | 14 | $ 4,380,000 | $ 312,000 | $ 215,000 |
| Marion County Oregon | 10 | $ 2,540,000 | $ 254,000 | $ 134,000 |
| Clark County Washington | 9 | $ 3,155,000 | $ 350,000 | $ 121,000 |
| Kittitas County Washington | 9 | $ 3,205,000 | $ 356,000 | $ 209,000 |
| Kootenai County Idaho | 7 | $ 1,665,000 | $ 237,000 | $ 220,000 |
| Cowlitz County Washington | 7 | $ 1,655,000 | $ 236,000 | $ 89,000 |
| Grant County Washington | 7 | $ 1,205,000 | $ 172,000 | $ 119,000 |
| San Diego County California | 6 | $ 3,130,000 | $ 521,000 | $ 162,000 |
| Deschutes County Oregon | 6 | $ 1,290,000 | $ 215,000 | $ 75,000 |
| Washington County Oregon | 6 | $ 2,240,000 | $ 373,000 | $ 130,000 |
| Douglas County Washington | 6 | $ 1,380,000 | $ 230,000 | $ 82,000 |
| Bonner County Idaho | 5 | $ 955,000 | $ 191,000 | $ 71,000 |
| Canyon County Idaho | 5 | $ 1,425,000 | $ 285,000 | $ 86,000 |
| Riverside County California | 4 | $ 1,220,000 | $ 305,000 | $ 780,000 |
| Shoshone County Idaho | 4 | $ 450,000 | $ 112,000 | $ 79,000 |
| Clackamas County Oregon | 4 | $ 1,070,000 | $ 267,000 | $ 94,000 |
| Crook County Oregon | 4 | $ 610,000 | $ 152,000 | $ 55,000 |
| Jefferson County Oregon | 4 | $ 610,000 | $ 152,000 | $ 39,000 |
| Multnomah County Oregon | 4 | $ 1,230,000 | $ 307,000 | $ 118,000 |
| Tillamook County Oregon | 4 | $ 1,130,000 | $ 282,000 | $ 194,000 |
| Asotin County Washington | 4 | $ 800,000 | $ 200,000 | $ 79,000 |
| Walla Walla County Washington | 4 | $ 1,430,000 | $ 357,000 | $ 106,000 |
| Yavapai County Arizona | 3 | $ 965,000 | $ 321,000 | $ 90,000 |
| Los Angeles County California | 3 | $ 1,155,000 | $ 385,000 | $ 117,000 |
| Benewah County Idaho | 3 | $ 365,000 | $ 121,000 | $ 78,000 |
| Columbia County Oregon | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Lincoln County Oregon | 3 | $ 495,000 | $ 165,000 | $ 57,000 |
| San Juan County Washington | 3 | $ 755,000 | $ 251,000 | $ 97,000 |
| Stevens County Washington | 3 | $ 915,000 | $ 305,000 | $ 106,000 |
| Yakima County Washington | 3 | $ 665,000 | $ 221,000 | $ 137,000 |
| Pima County Arizona | 2 | $ 570,000 | $ 285,000 | $ 99,000 |
| Sacramento County California | 2 | $ 790,000 | $ 395,000 | $ 91,000 |
| Ada County Idaho | 2 | $ 640,000 | $ 320,000 | $ 100,000 |
| Idaho County Idaho | 2 | $ 460,000 | $ 230,000 | $ 65,000 |
| Coos County Oregon | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| Josephine County Oregon | 2 | $ 400,000 | $ 200,000 | $ 107,000 |
| Polk County Oregon | 2 | $ 520,000 | $ 260,000 | $ 85,000 |
| Yamhill County Oregon | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Pacific County Washington | 2 | $ 380,000 | $ 190,000 | $ 66,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 163,000 |
| Contra Costa County California | 1 | $ 475,000 | $ 475,000 | $ 86,000 |
| Monterey County California | 1 | $ 465,000 | $ 465,000 | $ 134,000 |
| Nevada County California | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Orange County California | 1 | $ 375,000 | $ 375,000 | $ 167,000 |
| Placer County California | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Flathead County Montana | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Madison County Montana | 1 | $ 485,000 | $ 485,000 | $ 266,000 |
| Benton County Oregon | 1 | $ 485,000 | $ 485,000 | $ 126,000 |
| Clatsop County Oregon | 1 | $ 265,000 | $ 265,000 | $ 58,000 |
| Klamath County Oregon | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Morrow County Oregon | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Sherman County Oregon | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Umatilla County Oregon | 1 | $ 175,000 | $ 175,000 | $ 185,000 |
| Union County Oregon | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Adams County Washington | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Garfield County Washington | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Lincoln County Washington | 1 | $ 225,000 | $ 225,000 | $ 259,000 |
| Okanogan County Washington | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Pend Oreille County Washington | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Skamania County Washington | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Wahkiakum County Washington | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Whitman County Washington | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
Mortgage Loan Application Detail Totals for 1St Security Bank Of Washington in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,146 | $1,125,920,000 | $357,000 | $2,975,000 | $128,000 | $8,585,000 |
| Refinancing | 771 | $365,505,000 | $474,000 | $9,045,000 | $152,000 | $2,460,000 |
| Cash-out Refinancing | 499 | $171,105,000 | $342,000 | $5,175,000 | $127,000 | $1,791,000 |
| Home Improvement | 17 | $6,235,000 | $366,000 | $1,865,000 | $187,000 | $576,000 |
| Other Purpose | 16 | $4,840,000 | $302,000 | $755,000 | $129,000 | $362,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,933 | $1,026,785,000 | $350,000 | $2,975,000 | $132,000 | $8,585,000 |
| Not Provided | 688 | $266,930,000 | $387,000 | $5,175,000 | $140,000 | $3,403,000 |
| Asian | 330 | $148,980,000 | $451,000 | $3,405,000 | $156,000 | $7,986,000 |
| Hispanic | 276 | $76,770,000 | $278,000 | $1,175,000 | $91,000 | $429,000 |
| Black or African American | 93 | $32,095,000 | $345,000 | $945,000 | $104,000 | $425,000 |
| Not applicable | 50 | $91,060,000 | $1,821,000 | $9,045,000 | $0 | $0 |
| American Indian or Alaskan Native | 31 | $9,735,000 | $314,000 | $845,000 | $103,000 | $496,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $4,810,000 | $300,000 | $485,000 | $78,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,284 | $1,337,850,000 | $407,000 | $9,045,000 | $150,000 | $8,585,000 |
| FHA-insured (Federal Housing Administration) | 780 | $205,180,000 | $263,000 | $735,000 | $76,000 | $257,000 |
| VA-guaranteed (Veterans Administration) | 372 | $127,130,000 | $341,000 | $875,000 | $93,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $3,445,000 | $265,000 | $385,000 | $61,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,358 | $958,320,000 | $406,000 | $9,045,000 | $150,000 | $8,585,000 |
| Preapproval Approved but not Accepted | 980 | $342,400,000 | $349,000 | $1,975,000 | $108,000 | $1,011,000 |
| Preapproval Denied by Financial Institution | 348 | $89,630,000 | $257,000 | $1,205,000 | $71,000 | $649,000 |
| Application Withdrawn By Applicant | 347 | $143,215,000 | $412,000 | $4,805,000 | $141,000 | $2,460,000 |
| Application Approved But Not Accepted | 207 | $71,265,000 | $344,000 | $1,905,000 | $120,000 | $1,045,000 |
| Application Denied By Financial Institution | 205 | $67,565,000 | $329,000 | $3,405,000 | $134,000 | $7,986,000 |
| File Closed For Incompleteness | 4 | $1,210,000 | $302,000 | $525,000 | $125,000 | $185,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,896 | $1,516,410,000 | $389,000 | $9,045,000 | $137,000 | $8,585,000 |
| Credit History | 314 | $83,400,000 | $265,000 | $1,605,000 | $108,000 | $7,986,000 |
| Debt-To-Income Ratio | 168 | $51,810,000 | $308,000 | $1,125,000 | $71,000 | $475,000 |
| Other | 28 | $7,060,000 | $252,000 | $435,000 | $94,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,920,000 | $273,000 | $1,005,000 | $76,000 | $265,000 |
| Employment History | 10 | $2,310,000 | $231,000 | $355,000 | $71,000 | $132,000 |
| Collateral | 10 | $6,210,000 | $621,000 | $3,405,000 | $170,000 | $617,000 |
| Unverifiable Information | 4 | $1,330,000 | $332,000 | $465,000 | $83,000 | $144,000 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Security Bank Of Washington's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Security Bank Of Washington's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.