1St Security Bank Of Washington
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
1St Security Bank Of Washington 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Security Bank Of Washington 6920 220Th Street Sw Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 5,163 |
| Total Mortgage Loan Application Amount | $2,190,225,000 |
| Average Mortgage Loan Application Amount | $372,800 |
| Highest Mortgage Loan Application Amount | $17,005,000 |
| Average Applicant Income | $174,200 |
| Highest Applicant Income | $9,068,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with 1St Security Bank Of Washington. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Security Bank Of Washington's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down 1St Security Bank Of Washington's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Security Bank Of Washington serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Security Bank Of Washington, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Security Bank Of Washington's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,190 | $ 738,690,000 | $ 620,000 | $ 207,000 |
| Snohomish County Washington | 907 | $ 404,445,000 | $ 445,000 | $ 153,000 |
| Pierce County Washington | 505 | $ 189,395,000 | $ 375,000 | $ 128,000 |
| Benton County Washington | 482 | $ 164,590,000 | $ 341,000 | $ 119,000 |
| Kitsap County Washington | 285 | $ 100,495,000 | $ 352,000 | $ 124,000 |
| Franklin County Washington | 184 | $ 62,000,000 | $ 336,000 | $ 113,000 |
| Grays Harbor County Washington | 144 | $ 29,610,000 | $ 205,000 | $ 84,000 |
| Thurston County Washington | 132 | $ 42,770,000 | $ 324,000 | $ 121,000 |
| Jefferson County Washington | 104 | $ 32,210,000 | $ 309,000 | $ 98,000 |
| Lewis County Washington | 60 | $ 20,330,000 | $ 338,000 | $ 106,000 |
| Mason County Washington | 57 | $ 15,235,000 | $ 267,000 | $ 124,000 |
| Maricopa County Arizona | 44 | $ 35,020,000 | $ 795,000 | $ 208,000 |
| Island County Washington | 44 | $ 18,610,000 | $ 422,000 | $ 217,000 |
| Clallam County Washington | 40 | $ 11,120,000 | $ 278,000 | $ 96,000 |
| Whatcom County Washington | 33 | $ 13,075,000 | $ 396,000 | $ 150,000 |
| Yakima County Washington | 29 | $ 8,365,000 | $ 288,000 | $ 90,000 |
| Skagit County Washington | 27 | $ 9,535,000 | $ 353,000 | $ 179,000 |
| Grant County Washington | 26 | $ 6,550,000 | $ 251,000 | $ 99,000 |
| Spokane County Washington | 26 | $ 7,460,000 | $ 286,000 | $ 86,000 |
| Clark County Washington | 22 | $ 9,490,000 | $ 431,000 | $ 117,000 |
| Kootenai County Idaho | 20 | $ 6,500,000 | $ 325,000 | $ 825,000 |
| Riverside County California | 18 | $ 8,630,000 | $ 479,000 | $ 286,000 |
| Chelan County Washington | 18 | $ 7,360,000 | $ 408,000 | $ 324,000 |
| Kittitas County Washington | 16 | $ 6,880,000 | $ 430,000 | $ 257,000 |
| Walla Walla County Washington | 15 | $ 4,765,000 | $ 317,000 | $ 257,000 |
| Deschutes County Oregon | 14 | $ 3,900,000 | $ 278,000 | $ 139,000 |
| Lincoln County Oregon | 14 | $ 3,340,000 | $ 238,000 | $ 83,000 |
| Linn County Oregon | 14 | $ 4,080,000 | $ 291,000 | $ 80,000 |
| Multnomah County Oregon | 12 | $ 5,520,000 | $ 460,000 | $ 172,000 |
| Umatilla County Oregon | 12 | $ 3,340,000 | $ 278,000 | $ 103,000 |
| Cowlitz County Washington | 12 | $ 3,760,000 | $ 313,000 | $ 77,000 |
| Lane County Oregon | 11 | $ 3,275,000 | $ 297,000 | $ 112,000 |
| Marion County Oregon | 11 | $ 3,285,000 | $ 298,000 | $ 76,000 |
| Clackamas County Oregon | 10 | $ 4,600,000 | $ 460,000 | $ 143,000 |
| Crook County Oregon | 10 | $ 2,400,000 | $ 240,000 | $ 79,000 |
| Yamhill County Oregon | 9 | $ 2,445,000 | $ 271,000 | $ 84,000 |
| Pacific County Washington | 9 | $ 1,565,000 | $ 173,000 | $ 64,000 |
| Los Angeles County California | 8 | $ 4,760,000 | $ 595,000 | $ 229,000 |
| Douglas County Oregon | 8 | $ 2,280,000 | $ 285,000 | $ 73,000 |
| Tillamook County Oregon | 8 | $ 2,170,000 | $ 271,000 | $ 117,000 |
| Stevens County Washington | 8 | $ 1,960,000 | $ 245,000 | $ 103,000 |
| Douglas County Washington | 7 | $ 4,015,000 | $ 573,000 | $ 737,000 |
| Klickitat County Washington | 7 | $ 2,055,000 | $ 293,000 | $ 117,000 |
| Pima County Arizona | 6 | $ 1,790,000 | $ 298,000 | $ 127,000 |
| San Diego County California | 6 | $ 2,600,000 | $ 433,000 | $ 93,000 |
| Bonner County Idaho | 6 | $ 1,560,000 | $ 260,000 | $ 115,000 |
| Klamath County Oregon | 6 | $ 1,090,000 | $ 181,000 | $ 67,000 |
| San Juan County Washington | 6 | $ 2,620,000 | $ 436,000 | $ 147,000 |
| Pinal County Arizona | 5 | $ 1,375,000 | $ 275,000 | $ 142,000 |
| Ada County Idaho | 5 | $ 2,125,000 | $ 425,000 | $ 164,000 |
| Lake County Oregon | 5 | $ 905,000 | $ 181,000 | $ 54,000 |
| Washington County Oregon | 5 | $ 1,985,000 | $ 397,000 | $ 153,000 |
| Clatsop County Oregon | 4 | $ 1,660,000 | $ 415,000 | $ 106,000 |
| Columbia County Oregon | 4 | $ 1,050,000 | $ 262,000 | $ 97,000 |
| Jackson County Oregon | 4 | $ 950,000 | $ 237,000 | $ 74,000 |
| Alameda County California | 3 | $ 3,325,000 | $ 1,108,000 | $ 264,000 |
| Santa Clara County California | 3 | $ 2,505,000 | $ 835,000 | $ 208,000 |
| Benewah County Idaho | 3 | $ 695,000 | $ 231,000 | $ 96,000 |
| Blaine County Idaho | 3 | $ 3,315,000 | $ 1,105,000 | $ 937,000 |
| Boundary County Idaho | 3 | $ 735,000 | $ 245,000 | $ 108,000 |
| Canyon County Idaho | 3 | $ 1,185,000 | $ 395,000 | $ 79,000 |
| Nez Perce County Idaho | 3 | $ 815,000 | $ 271,000 | $ 70,000 |
| Gallatin County Montana | 3 | $ 1,045,000 | $ 348,000 | $ 103,000 |
| Coos County Oregon | 3 | $ 805,000 | $ 268,000 | $ 115,000 |
| Jefferson County Oregon | 3 | $ 715,000 | $ 238,000 | $ 110,000 |
| Lincoln County Washington | 3 | $ 365,000 | $ 121,000 | $ 31,000 |
| Pend Oreille County Washington | 3 | $ 735,000 | $ 245,000 | $ 82,000 |
| Whitman County Washington | 3 | $ 795,000 | $ 265,000 | $ 146,000 |
| Mohave County Arizona | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Yavapai County Arizona | 2 | $ 950,000 | $ 475,000 | $ 153,000 |
| Santa Barbara County California | 2 | $ 890,000 | $ 445,000 | $ 109,000 |
| Tehama County California | 2 | $ 1,180,000 | $ 590,000 | $ 142,000 |
| Caribou County Idaho | 2 | $ 670,000 | $ 335,000 | $ 83,000 |
| Latah County Idaho | 2 | $ 690,000 | $ 345,000 | $ 274,000 |
| Shoshone County Idaho | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Flathead County Montana | 2 | $ 760,000 | $ 380,000 | $ 132,000 |
| Benton County Oregon | 2 | $ 380,000 | $ 190,000 | $ 42,000 |
| Curry County Oregon | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Harney County Oregon | 2 | $ 440,000 | $ 220,000 | $ 94,000 |
| Wasco County Oregon | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Adams County Washington | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Okanogan County Washington | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Cochise County Arizona | 1 | $ 385,000 | $ 385,000 | $ 144,000 |
| Madera County California | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Mariposa County California | 1 | $ 445,000 | $ 445,000 | $ 184,000 |
| Nevada County California | 1 | $ 235,000 | $ 235,000 | $ 39,000 |
| Orange County California | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Placer County California | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Shasta County California | 1 | $ 515,000 | $ 515,000 | $ 140,000 |
| Sonoma County California | 1 | $ 535,000 | $ 535,000 | $ 124,000 |
| Douglas County Colorado | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Clearwater County Idaho | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Gooding County Idaho | 1 | $ 215,000 | $ 215,000 | $ 41,000 |
| Idaho County Idaho | 1 | $ 225,000 | $ 225,000 | $ 40,000 |
| Payette County Idaho | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Twin Falls County Idaho | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Lewis and Clark County Montana | 1 | $ 355,000 | $ 355,000 | $ 68,000 |
| Baker County Oregon | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Polk County Oregon | 1 | $ 365,000 | $ 365,000 | $ 145,000 |
| Sherman County Oregon | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Union County Oregon | 1 | $ 175,000 | $ 175,000 | $ 202,000 |
| Wallowa County Oregon | 1 | $ 435,000 | $ 435,000 | $ 79,000 |
| Wheeler County Oregon | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Columbia County Washington | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Ferry County Washington | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Skamania County Washington | 1 | $ 295,000 | $ 295,000 | $ 193,000 |
Mortgage Loan Application Detail Totals for 1St Security Bank Of Washington in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,768 | $1,278,590,000 | $461,000 | $8,455,000 | $153,000 | $9,068,000 |
| Refinancing | 1,427 | $570,665,000 | $399,000 | $17,005,000 | $148,000 | $2,046,000 |
| Cash-out Refinancing | 923 | $326,025,000 | $353,000 | $2,505,000 | $134,000 | $4,332,000 |
| Other Purpose | 28 | $9,820,000 | $350,000 | $1,035,000 | $272,000 | $4,059,000 |
| Home Improvement | 17 | $5,125,000 | $301,000 | $855,000 | $164,000 | $946,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,289 | $1,302,445,000 | $396,000 | $3,505,000 | $150,000 | $9,068,000 |
| Not Provided | 1,035 | $431,745,000 | $417,000 | $2,505,000 | $151,000 | $3,104,000 |
| Asian | 376 | $189,110,000 | $502,000 | $3,005,000 | $157,000 | $906,000 |
| Hispanic | 242 | $88,270,000 | $364,000 | $865,000 | $121,000 | $1,200,000 |
| Black or African American | 84 | $37,360,000 | $444,000 | $1,395,000 | $119,000 | $346,000 |
| American Indian or Alaskan Native | 45 | $13,765,000 | $305,000 | $705,000 | $109,000 | $455,000 |
| Not applicable | 39 | $99,635,000 | $2,554,000 | $17,005,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,530,000 | $316,000 | $625,000 | $103,000 | $191,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,319 | $1,896,835,000 | $439,000 | $17,005,000 | $160,000 | $9,068,000 |
| FHA-insured (Federal Housing Administration) | 542 | $166,650,000 | $307,000 | $815,000 | $84,000 | $1,020,000 |
| VA-guaranteed (Veterans Administration) | 296 | $124,800,000 | $421,000 | $1,485,000 | $107,000 | $409,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,940,000 | $323,000 | $415,000 | $67,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,671 | $1,634,445,000 | $445,000 | $17,005,000 | $157,000 | $4,758,000 |
| Application Withdrawn By Applicant | 547 | $242,885,000 | $444,000 | $3,505,000 | $178,000 | $9,068,000 |
| Preapproval Approved but not Accepted | 287 | $87,225,000 | $303,000 | $1,045,000 | $83,000 | $237,000 |
| Application Approved But Not Accepted | 210 | $63,830,000 | $303,000 | $1,535,000 | $113,000 | $1,200,000 |
| File Closed For Incompleteness | 187 | $77,375,000 | $413,000 | $1,925,000 | $146,000 | $840,000 |
| Application Denied By Financial Institution | 170 | $60,260,000 | $354,000 | $1,605,000 | $90,000 | $366,000 |
| Preapproval Denied by Financial Institution | 91 | $24,205,000 | $265,000 | $555,000 | $78,000 | $335,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,902 | $2,105,760,000 | $429,000 | $17,005,000 | $152,000 | $9,068,000 |
| Debt-To-Income Ratio | 108 | $37,780,000 | $349,000 | $1,005,000 | $77,000 | $366,000 |
| Credit History | 99 | $29,605,000 | $299,000 | $1,605,000 | $85,000 | $290,000 |
| Other | 22 | $7,060,000 | $320,000 | $605,000 | $112,000 | $204,000 |
| Collateral | 13 | $2,985,000 | $229,000 | $395,000 | $91,000 | $276,000 |
| Unverifiable Information | 9 | $3,305,000 | $367,000 | $555,000 | $123,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,615,000 | $373,000 | $565,000 | $97,000 | $214,000 |
| Employment History | 3 | $1,115,000 | $371,000 | $515,000 | $53,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Security Bank Of Washington's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Security Bank Of Washington's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.