1St Source Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
1St Source Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | 1St Source Bank P O Box 1602 Suite 400 South Bend, IN 46634 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,922 |
| Total Mortgage Loan Application Amount | $843,006,000 |
| Average Mortgage Loan Application Amount | $91,666 |
| Highest Mortgage Loan Application Amount | $2,660,000 |
| Average Applicant Income | $70,333 |
| Highest Applicant Income | $3,834,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with 1St Source Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing 1St Source Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down 1St Source Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how 1St Source Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by 1St Source Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at 1St Source Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Joseph County Indiana | 1,514 | $ 175,588,000 | $ 115,000 | $ 88,000 |
| Allen County Indiana | 1,296 | $ 161,504,000 | $ 124,000 | $ 68,000 |
| Elkhart County Indiana | 673 | $ 84,930,000 | $ 126,000 | $ 85,000 |
| Porter County Indiana | 444 | $ 58,115,000 | $ 130,000 | $ 86,000 |
| Berrien County Michigan | 367 | $ 39,199,000 | $ 106,000 | $ 70,000 |
| Marshall County Indiana | 266 | $ 25,523,000 | $ 95,000 | $ 67,000 |
| LaPorte County Indiana | 253 | $ 21,292,000 | $ 84,000 | $ 69,000 |
| Kosciusko County Indiana | 193 | $ 26,092,000 | $ 135,000 | $ 101,000 |
| Hamilton County Indiana | 190 | $ 33,247,000 | $ 174,000 | $ 89,000 |
| Cass County Michigan | 180 | $ 26,041,000 | $ 144,000 | $ 102,000 |
| Starke County Indiana | 148 | $ 9,072,000 | $ 61,000 | $ 53,000 |
| Howard County Indiana | 96 | $ 10,697,000 | $ 111,000 | $ 55,000 |
| Marion County Indiana | 90 | $ 12,026,000 | $ 133,000 | $ 63,000 |
| Whitley County Indiana | 81 | $ 9,746,000 | $ 120,000 | $ 59,000 |
| Vermilion County Illinois | 79 | $ 7,471,000 | $ 94,000 | $ 64,000 |
| Huntington County Indiana | 73 | $ 5,627,000 | $ 77,000 | $ 51,000 |
| Fulton County Indiana | 65 | $ 3,943,000 | $ 60,000 | $ 76,000 |
| Kalamazoo County Michigan | 58 | $ 16,783,000 | $ 289,000 | $ 243,000 |
| Van Buren County Michigan | 57 | $ 6,336,000 | $ 111,000 | $ 73,000 |
| Lake County Indiana | 53 | $ 6,564,000 | $ 123,000 | $ 77,000 |
| Wells County Indiana | 51 | $ 5,378,000 | $ 105,000 | $ 56,000 |
| DeKalb County Indiana | 50 | $ 7,042,000 | $ 140,000 | $ 63,000 |
| Noble County Indiana | 50 | $ 5,819,000 | $ 116,000 | $ 68,000 |
| Tippecanoe County Indiana | 50 | $ 8,554,000 | $ 171,000 | $ 144,000 |
| Pulaski County Indiana | 44 | $ 2,807,000 | $ 63,000 | $ 55,000 |
| Steuben County Indiana | 44 | $ 9,744,000 | $ 221,000 | $ 142,000 |
| LaGrange County Indiana | 37 | $ 5,368,000 | $ 145,000 | $ 77,000 |
| Delaware County Indiana | 35 | $ 2,652,000 | $ 75,000 | $ 35,000 |
| Tipton County Indiana | 33 | $ 3,588,000 | $ 108,000 | $ 61,000 |
| Hendricks County Indiana | 27 | $ 4,146,000 | $ 153,000 | $ 63,000 |
| St. Joseph County Michigan | 21 | $ 2,821,000 | $ 134,000 | $ 100,000 |
| Monroe County Indiana | 20 | $ 2,579,000 | $ 128,000 | $ 49,000 |
| Grant County Indiana | 17 | $ 1,729,000 | $ 101,000 | $ 39,000 |
| Johnson County Indiana | 16 | $ 2,082,000 | $ 130,000 | $ 48,000 |
| Miami County Indiana | 15 | $ 1,060,000 | $ 70,000 | $ 47,000 |
| Wabash County Indiana | 14 | $ 1,575,000 | $ 112,000 | $ 65,000 |
| Allegan County Michigan | 13 | $ 1,761,000 | $ 135,000 | $ 80,000 |
| Boone County Indiana | 12 | $ 2,108,000 | $ 175,000 | $ 75,000 |
| Jasper County Indiana | 12 | $ 1,209,000 | $ 100,000 | $ 68,000 |
| Madison County Indiana | 12 | $ 1,163,000 | $ 96,000 | $ 54,000 |
| Lee County Florida | 11 | $ 2,960,000 | $ 269,000 | $ 233,000 |
| Vigo County Indiana | 10 | $ 1,244,000 | $ 124,000 | $ 52,000 |
| Hancock County Indiana | 9 | $ 1,235,000 | $ 137,000 | $ 79,000 |
| Morgan County Indiana | 8 | $ 929,000 | $ 116,000 | $ 35,000 |
| Adams County Indiana | 7 | $ 553,000 | $ 79,000 | $ 35,000 |
| Cass County Indiana | 7 | $ 858,000 | $ 122,000 | $ 64,000 |
| Ottawa County Michigan | 7 | $ 1,614,000 | $ 230,000 | $ 115,000 |
| Henry County Indiana | 6 | $ 290,000 | $ 48,000 | $ 30,000 |
| Kent County Michigan | 6 | $ 440,000 | $ 73,000 | $ 26,000 |
| Calhoun County Michigan | 5 | $ 246,000 | $ 49,000 | $ 44,000 |
| Oakland County Michigan | 5 | $ 955,000 | $ 191,000 | $ 141,000 |
| Bartholomew County Indiana | 4 | $ 401,000 | $ 100,000 | $ 30,000 |
| Clinton County Indiana | 4 | $ 347,000 | $ 86,000 | $ 59,000 |
| Washtenaw County Michigan | 4 | $ 1,158,000 | $ 289,000 | $ 135,000 |
| Collier County Florida | 3 | $ 757,000 | $ 252,000 | $ 127,000 |
| Brown County Indiana | 3 | $ 455,000 | $ 151,000 | $ 53,000 |
| Greene County Indiana | 3 | $ 377,000 | $ 125,000 | $ 51,000 |
| Shelby County Indiana | 3 | $ 410,000 | $ 136,000 | $ 75,000 |
| Antrim County Michigan | 3 | $ 901,000 | $ 300,000 | $ 297,000 |
| Volusia County Florida | 2 | $ 273,000 | $ 136,000 | $ 76,000 |
| Champaign County Illinois | 2 | $ 239,000 | $ 119,000 | $ 60,000 |
| DuPage County Illinois | 2 | $ 638,000 | $ 319,000 | $ 151,000 |
| McHenry County Illinois | 2 | $ 340,000 | $ 170,000 | $ 133,000 |
| Blackford County Indiana | 2 | $ 79,000 | $ 39,000 | $ 23,000 |
| Carroll County Indiana | 2 | $ 285,000 | $ 142,000 | $ 40,000 |
| Jackson County Indiana | 2 | $ 275,000 | $ 137,000 | $ 49,000 |
| Lawrence County Indiana | 2 | $ 275,000 | $ 137,000 | $ 68,000 |
| Montgomery County Indiana | 2 | $ 499,000 | $ 249,000 | $ 361,000 |
| Putnam County Indiana | 2 | $ 319,000 | $ 159,000 | $ 96,000 |
| Randolph County Indiana | 2 | $ 169,000 | $ 84,000 | $ 42,000 |
| Warren County Indiana | 2 | $ 165,000 | $ 82,000 | $ 104,000 |
| Branch County Michigan | 2 | $ 533,000 | $ 266,000 | $ 95,000 |
| Oceana County Michigan | 2 | $ 657,000 | $ 328,000 | $ 210,000 |
| Wayne County Michigan | 2 | $ 483,000 | $ 241,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 650,000 | $ 650,000 | $ 670,000 |
| Duval County Florida | 1 | $ 230,000 | $ 230,000 | $ 225,000 |
| Escambia County Florida | 1 | $ 280,000 | $ 280,000 | $ 134,000 |
| Hernando County Florida | 1 | $ 84,000 | $ 84,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 280,000 | $ 280,000 | $ 80,000 |
| Manatee County Florida | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| Palm Beach County Florida | 1 | $ 56,000 | $ 56,000 | $ 82,000 |
| Sarasota County Florida | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Pike County Illinois | 1 | $ 47,000 | $ 47,000 | $ 37,000 |
| Randolph County Illinois | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Daviess County Indiana | 1 | $ 152,000 | $ 152,000 | $ 55,000 |
| Decatur County Indiana | 1 | $ 307,000 | $ 307,000 | $ 196,000 |
| Jefferson County Indiana | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Ripley County Indiana | 1 | $ 171,000 | $ 171,000 | $ 53,000 |
| Vermillion County Indiana | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Warrick County Indiana | 1 | $ 359,000 | $ 359,000 | $ 427,000 |
| Wayne County Indiana | 1 | $ 62,000 | $ 62,000 | $ 0 |
| White County Indiana | 1 | $ 271,000 | $ 271,000 | $ 63,000 |
| Boone County Kentucky | 1 | $ 241,000 | $ 241,000 | $ 98,000 |
| Barry County Michigan | 1 | $ 92,000 | $ 92,000 | $ 156,000 |
| Benzie County Michigan | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Charlevoix County Michigan | 1 | $ 26,000 | $ 26,000 | $ 100,000 |
| Cheboygan County Michigan | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Dickinson County Michigan | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Emmet County Michigan | 1 | $ 1,700,000 | $ 1,700,000 | $ 600,000 |
| Lake County Michigan | 1 | $ 320,000 | $ 320,000 | $ 258,000 |
| Leelanau County Michigan | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Livingston County Michigan | 1 | $ 333,000 | $ 333,000 | $ 503,000 |
| Missaukee County Michigan | 1 | $ 288,000 | $ 288,000 | $ 538,000 |
| Montcalm County Michigan | 1 | $ 132,000 | $ 132,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 196,000 | $ 196,000 | $ 270,000 |
| Paulding County Ohio | 1 | $ 63,000 | $ 63,000 | $ 52,000 |
| Sauk County Wisconsin | 1 | $ 240,000 | $ 240,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for 1St Source Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,345 | $616,554,000 | $141,000 | $2,400,000 | $92,000 | $3,834,000 |
| Home Purchase | 1,881 | $210,362,000 | $111,000 | $2,660,000 | $61,000 | $1,091,000 |
| Home Improvement | 696 | $16,090,000 | $23,000 | $500,000 | $58,000 | $631,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,822 | $707,805,000 | $121,000 | $1,700,000 | $81,000 | $3,834,000 |
| Not applicable | 465 | $73,771,000 | $158,000 | $2,660,000 | $68,000 | $474,000 |
| Not Provided | 187 | $21,226,000 | $113,000 | $417,000 | $125,000 | $2,727,000 |
| Black or African American | 181 | $13,862,000 | $76,000 | $417,000 | $49,000 | $572,000 |
| Hispanic | 180 | $12,851,000 | $71,000 | $340,000 | $42,000 | $219,000 |
| Asian | 74 | $11,662,000 | $157,000 | $417,000 | $118,000 | $451,000 |
| American Indian or Alaskan Native | 7 | $648,000 | $92,000 | $212,000 | $47,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,181,000 | $196,000 | $417,000 | $171,000 | $690,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,014 | $633,901,000 | $126,000 | $2,660,000 | $94,000 | $3,834,000 |
| FHA-insured (Federal Housing Administration) | 1,766 | $189,745,000 | $107,000 | $330,000 | $41,000 | $421,000 |
| VA-guaranteed (Veterans Administration) | 121 | $17,253,000 | $142,000 | $387,000 | $52,000 | $349,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $2,107,000 | $100,000 | $177,000 | $42,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,266 | $660,538,000 | $125,000 | $2,660,000 | $82,000 | $3,834,000 |
| Application Denied By Financial Institution | 652 | $47,708,000 | $73,000 | $2,400,000 | $53,000 | $524,000 |
| Application Approved But Not Accepted | 475 | $60,681,000 | $127,000 | $940,000 | $101,000 | $2,727,000 |
| Loan Purchased By The Institution | 444 | $64,339,000 | $144,000 | $417,000 | $71,000 | $474,000 |
| Application Withdrawn By Applicant | 68 | $7,617,000 | $112,000 | $756,000 | $95,000 | $570,000 |
| File Closed For Incompleteness | 15 | $1,898,000 | $126,000 | $402,000 | $55,000 | $240,000 |
| Preapproval Denied by Financial Institution | 2 | $225,000 | $112,000 | $135,000 | $7,000 | $15,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into 1St Source Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess 1St Source Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.