Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Truity Federal Credit Union 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,773 |
| Total Mortgage Loan Application Amount | $168,975,000 |
| Average Mortgage Loan Application Amount | $121,746 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $93,714 |
| Highest Applicant Income | $1,375,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 984 | $ 78,366,000 | $ 79,000 | $ 57,000 |
| Douglas County Kansas | 83 | $ 7,975,000 | $ 96,000 | $ 68,000 |
| Washington County Arkansas | 62 | $ 6,276,000 | $ 101,000 | $ 64,000 |
| Harris County Texas | 58 | $ 15,045,000 | $ 259,000 | $ 164,000 |
| Fort Bend County Texas | 36 | $ 6,207,000 | $ 172,000 | $ 107,000 |
| Benton County Arkansas | 30 | $ 2,858,000 | $ 95,000 | $ 68,000 |
| Osage County Oklahoma | 29 | $ 1,970,000 | $ 67,000 | $ 61,000 |
| Tulsa County Oklahoma | 22 | $ 2,626,000 | $ 119,000 | $ 99,000 |
| Kay County Oklahoma | 18 | $ 1,977,000 | $ 109,000 | $ 88,000 |
| Hutchinson County Texas | 16 | $ 1,501,000 | $ 93,000 | $ 76,000 |
| Carroll County Arkansas | 11 | $ 327,000 | $ 29,000 | $ 48,000 |
| Johnson County Kansas | 10 | $ 1,407,000 | $ 140,000 | $ 74,000 |
| Lyon County Kansas | 10 | $ 538,000 | $ 53,000 | $ 63,000 |
| Nowata County Oklahoma | 10 | $ 903,000 | $ 90,000 | $ 44,000 |
| Oklahoma County Oklahoma | 10 | $ 1,492,000 | $ 149,000 | $ 141,000 |
| Jefferson County Kansas | 9 | $ 252,000 | $ 28,000 | $ 52,000 |
| Brazoria County Texas | 9 | $ 1,092,000 | $ 121,000 | $ 109,000 |
| Pope County Arkansas | 8 | $ 247,000 | $ 30,000 | $ 43,000 |
| Montgomery County Kansas | 8 | $ 331,000 | $ 41,000 | $ 55,000 |
| Lawrence County Missouri | 8 | $ 364,000 | $ 45,000 | $ 41,000 |
| Delaware County Oklahoma | 8 | $ 825,000 | $ 103,000 | $ 105,000 |
| Hempstead County Arkansas | 6 | $ 194,000 | $ 32,000 | $ 38,000 |
| Contra Costa County California | 6 | $ 1,913,000 | $ 318,000 | $ 131,000 |
| Los Angeles County California | 6 | $ 1,441,000 | $ 240,000 | $ 92,000 |
| Orange County California | 6 | $ 2,564,000 | $ 427,000 | $ 128,000 |
| Madison County Illinois | 6 | $ 945,000 | $ 157,000 | $ 111,000 |
| Buena Vista County Iowa | 6 | $ 406,000 | $ 67,000 | $ 45,000 |
| Madison County Nebraska | 6 | $ 265,000 | $ 44,000 | $ 40,000 |
| Wilkes County North Carolina | 6 | $ 380,000 | $ 63,000 | $ 76,000 |
| Montgomery County Texas | 6 | $ 1,067,000 | $ 177,000 | $ 143,000 |
| Anchorage County Alaska | 5 | $ 1,236,000 | $ 247,000 | $ 90,000 |
| Yell County Arkansas | 5 | $ 82,000 | $ 16,000 | $ 50,000 |
| Franklin County Kansas | 5 | $ 184,000 | $ 36,000 | $ 52,000 |
| Scott County Mississippi | 5 | $ 392,000 | $ 78,000 | $ 70,000 |
| Dawson County Nebraska | 5 | $ 211,000 | $ 42,000 | $ 39,000 |
| Payne County Oklahoma | 5 | $ 656,000 | $ 131,000 | $ 83,000 |
| Woodbury County Iowa | 4 | $ 193,000 | $ 48,000 | $ 54,000 |
| Reno County Kansas | 4 | $ 170,000 | $ 42,000 | $ 51,000 |
| Newton County Missouri | 4 | $ 345,000 | $ 86,000 | $ 42,000 |
| McCurtain County Oklahoma | 4 | $ 138,000 | $ 34,000 | $ 39,000 |
| Rogers County Oklahoma | 4 | $ 615,000 | $ 153,000 | $ 112,000 |
| Calhoun County Alabama | 3 | $ 65,000 | $ 21,000 | $ 58,000 |
| Howard County Arkansas | 3 | $ 214,000 | $ 71,000 | $ 48,000 |
| Polk County Arkansas | 3 | $ 91,000 | $ 30,000 | $ 40,000 |
| Sevier County Arkansas | 3 | $ 40,000 | $ 13,000 | $ 39,000 |
| Gwinnett County Georgia | 3 | $ 208,000 | $ 69,000 | $ 55,000 |
| Lumpkin County Georgia | 3 | $ 323,000 | $ 107,000 | $ 56,000 |
| Leavenworth County Kansas | 3 | $ 518,000 | $ 172,000 | $ 92,000 |
| Shawnee County Kansas | 3 | $ 263,000 | $ 87,000 | $ 52,000 |
| Lafayette County Missouri | 3 | $ 195,000 | $ 65,000 | $ 50,000 |
| Pettis County Missouri | 3 | $ 188,000 | $ 62,000 | $ 54,000 |
| Craig County Oklahoma | 3 | $ 496,000 | $ 165,000 | $ 48,000 |
| Chester County Pennsylvania | 3 | $ 710,000 | $ 236,000 | $ 88,000 |
| Davidson County Tennessee | 3 | $ 249,000 | $ 83,000 | $ 49,000 |
| Midland County Texas | 3 | $ 288,000 | $ 96,000 | $ 49,000 |
| Blount County Alabama | 2 | $ 25,000 | $ 12,000 | $ 26,000 |
| Talladega County Alabama | 2 | $ 3,000 | $ 1,000 | $ 30,000 |
| Boone County Arkansas | 2 | $ 19,000 | $ 9,000 | $ 18,000 |
| Logan County Arkansas | 2 | $ 135,000 | $ 67,000 | $ 54,000 |
| Sacramento County California | 2 | $ 342,000 | $ 171,000 | $ 96,000 |
| San Luis Obispo County California | 2 | $ 363,000 | $ 181,000 | $ 97,000 |
| Citrus County Florida | 2 | $ 676,000 | $ 338,000 | $ 655,000 |
| Crisp County Georgia | 2 | $ 59,000 | $ 29,000 | $ 41,000 |
| Fayette County Georgia | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
| Forsyth County Georgia | 2 | $ 126,000 | $ 63,000 | $ 39,000 |
| Wilcox County Georgia | 2 | $ 72,000 | $ 36,000 | $ 59,000 |
| Cook County Illinois | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Grundy County Iowa | 2 | $ 78,000 | $ 39,000 | $ 44,000 |
| Chautauqua County Kansas | 2 | $ 398,000 | $ 199,000 | $ 86,000 |
| Finney County Kansas | 2 | $ 127,000 | $ 63,000 | $ 61,000 |
| Osage County Kansas | 2 | $ 34,000 | $ 17,000 | $ 37,000 |
| Hopkins County Kentucky | 2 | $ 3,000 | $ 1,000 | $ 26,000 |
| Orleans County Louisiana | 2 | $ 552,000 | $ 276,000 | $ 232,000 |
| Norfolk County Massachusetts | 2 | $ 495,000 | $ 247,000 | $ 190,000 |
| Warren County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 42,000 |
| Barry County Missouri | 2 | $ 173,000 | $ 86,000 | $ 28,000 |
| Jackson County Missouri | 2 | $ 161,000 | $ 80,000 | $ 82,000 |
| McDonald County Missouri | 2 | $ 112,000 | $ 56,000 | $ 85,000 |
| Stoddard County Missouri | 2 | $ 163,000 | $ 81,000 | $ 79,000 |
| Stone County Missouri | 2 | $ 352,000 | $ 176,000 | $ 130,000 |
| Jefferson County Montana | 2 | $ 193,000 | $ 96,000 | $ 168,000 |
| Colfax County New Mexico | 2 | $ 596,000 | $ 298,000 | $ 301,000 |
| Iredell County North Carolina | 2 | $ 86,000 | $ 43,000 | $ 38,000 |
| Rowan County North Carolina | 2 | $ 7,000 | $ 3,000 | $ 19,000 |
| Cleveland County Oklahoma | 2 | $ 191,000 | $ 95,000 | $ 69,000 |
| Hughes County Oklahoma | 2 | $ 194,000 | $ 97,000 | $ 52,000 |
| McClain County Oklahoma | 2 | $ 114,000 | $ 57,000 | $ 55,000 |
| Seminole County Oklahoma | 2 | $ 109,000 | $ 54,000 | $ 85,000 |
| Lancaster County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 28,000 |
| Brazos County Texas | 2 | $ 433,000 | $ 216,000 | $ 98,000 |
| Grayson County Texas | 2 | $ 146,000 | $ 73,000 | $ 21,000 |
| Kerr County Texas | 2 | $ 326,000 | $ 163,000 | $ 138,000 |
| Nacogdoches County Texas | 2 | $ 144,000 | $ 72,000 | $ 67,000 |
| Potter County Texas | 2 | $ 57,000 | $ 28,000 | $ 32,000 |
| Accomack County Virginia | 2 | $ 105,000 | $ 52,000 | $ 34,000 |
| St. Croix County Wisconsin | 2 | $ 489,000 | $ 244,000 | $ 140,000 |
| Baldwin County Alabama | 1 | $ 53,000 | $ 53,000 | $ 5,000 |
| Morgan County Alabama | 1 | $ 51,000 | $ 51,000 | $ 35,000 |
| Randolph County Alabama | 1 | $ 2,000 | $ 2,000 | $ 29,000 |
| Washington County Alabama | 1 | $ 88,000 | $ 88,000 | $ 73,000 |
| Matanuska-Susitna County Alaska | 1 | $ 234,000 | $ 234,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 105,000 | $ 105,000 | $ 209,000 |
| Conway County Arkansas | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Johnson County Arkansas | 1 | $ 99,000 | $ 99,000 | $ 38,000 |
| Lincoln County Arkansas | 1 | $ 20,000 | $ 20,000 | $ 38,000 |
| Little River County Arkansas | 1 | $ 1,000 | $ 1,000 | $ 21,000 |
| Madison County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 21,000 |
| Pike County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Pulaski County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Scott County Arkansas | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| Sebastian County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Tulare County California | 1 | $ 210,000 | $ 210,000 | $ 138,000 |
| Douglas County Colorado | 1 | $ 286,000 | $ 286,000 | $ 70,000 |
| Larimer County Colorado | 1 | $ 71,000 | $ 71,000 | $ 58,000 |
| Mesa County Colorado | 1 | $ 157,000 | $ 157,000 | $ 49,000 |
| Hartford County Connecticut | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Middlesex County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 98,000 |
| New London County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Palm Beach County Florida | 1 | $ 380,000 | $ 380,000 | $ 118,000 |
| Cobb County Georgia | 1 | $ 179,000 | $ 179,000 | $ 57,000 |
| Fulton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Hall County Georgia | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Kane County Illinois | 1 | $ 136,000 | $ 136,000 | $ 53,000 |
| Ogle County Illinois | 1 | $ 200,000 | $ 200,000 | $ 85,000 |
| Rock Island County Illinois | 1 | $ 119,000 | $ 119,000 | $ 57,000 |
| Whiteside County Illinois | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Will County Illinois | 1 | $ 157,000 | $ 157,000 | $ 137,000 |
| Cass County Indiana | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Harrison County Indiana | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Jay County Indiana | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 190,000 | $ 190,000 | $ 49,000 |
| Buchanan County Iowa | 1 | $ 92,000 | $ 92,000 | $ 51,000 |
| Fremont County Iowa | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Pottawattamie County Iowa | 1 | $ 14,000 | $ 14,000 | $ 53,000 |
| Anderson County Kansas | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Cowley County Kansas | 1 | $ 46,000 | $ 46,000 | $ 47,000 |
| Crawford County Kansas | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Sedgwick County Kansas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Wyandotte County Kansas | 1 | $ 239,000 | $ 239,000 | $ 90,000 |
| Calcasieu County Louisiana | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Worcester County Maryland | 1 | $ 2,000 | $ 2,000 | $ 20,000 |
| Holmes County Mississippi | 1 | $ 33,000 | $ 33,000 | $ 16,000 |
| Lauderdale County Mississippi | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| Leake County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Madison County Mississippi | 1 | $ 1,000 | $ 1,000 | $ 14,000 |
| Rankin County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 178,000 |
| Benton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 64,000 |
| Montgomery County Missouri | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| St. Charles County Missouri | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Flathead County Montana | 1 | $ 321,000 | $ 321,000 | $ 140,000 |
| Yellowstone County Montana | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Antelope County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 78,000 |
| Lancaster County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Sarpy County Nebraska | 1 | $ 194,000 | $ 194,000 | $ 164,000 |
| Mercer County New Jersey | 1 | $ 149,000 | $ 149,000 | $ 104,000 |
| McKinley County New Mexico | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| San Juan County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Anson County North Carolina | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Harnett County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Lee County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| Nash County North Carolina | 1 | $ 107,000 | $ 107,000 | $ 32,000 |
| Cherokee County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Creek County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 24,000 |
| Logan County Oklahoma | 1 | $ 81,000 | $ 81,000 | $ 151,000 |
| Mayes County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| McIntosh County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Noble County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Pottawatomie County Oklahoma | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| Sequoyah County Oklahoma | 1 | $ 173,000 | $ 173,000 | $ 83,000 |
| Wagoner County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 41,000 |
| Lane County Oregon | 1 | $ 200,000 | $ 200,000 | $ 160,000 |
| Delaware County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 80,000 |
| Anderson County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 92,000 |
| Chesterfield County South Carolina | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Union County South Dakota | 1 | $ 189,000 | $ 189,000 | $ 98,000 |
| Bedford County Tennessee | 1 | $ 1,000 | $ 1,000 | $ 25,000 |
| Sumner County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 142,000 |
| Weakley County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 49,000 |
| Chambers County Texas | 1 | $ 131,000 | $ 131,000 | $ 66,000 |
| Collin County Texas | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
| Denton County Texas | 1 | $ 52,000 | $ 52,000 | $ 78,000 |
| Foard County Texas | 1 | $ 43,000 | $ 43,000 | $ 83,000 |
| Guadalupe County Texas | 1 | $ 14,000 | $ 14,000 | $ 37,000 |
| Hays County Texas | 1 | $ 59,000 | $ 59,000 | $ 58,000 |
| Lamb County Texas | 1 | $ 26,000 | $ 26,000 | $ 102,000 |
| Lubbock County Texas | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Polk County Texas | 1 | $ 144,000 | $ 144,000 | $ 163,000 |
| Randall County Texas | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Travis County Texas | 1 | $ 58,000 | $ 58,000 | $ 132,000 |
| Waller County Texas | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Washington County Texas | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Wharton County Texas | 1 | $ 29,000 | $ 29,000 | $ 78,000 |
| Wilbarger County Texas | 1 | $ 10,000 | $ 10,000 | $ 25,000 |
| Utah County Utah | 1 | $ 175,000 | $ 175,000 | $ 103,000 |
| Washington County Utah | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Harrisonburg County Virginia | 1 | $ 1,000 | $ 1,000 | $ 22,000 |
| Rockingham County Virginia | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Franklin County Washington | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Whatcom County Washington | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Kanawha County West Virginia | 1 | $ 82,000 | $ 82,000 | $ 68,000 |
| Jefferson County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Washington County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,185 | $130,047,000 | $164,125 | $800,000 | $103,125 | $655,000 |
| Refinancing | 570 | $38,540,000 | $89,230 | $3,500,000 | $85,807 | $1,375,000 |
| Home Improvement | 18 | $388,000 | $19,600 | $65,000 | $74,600 | $144,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,068 | $118,381,000 | $161,129 | $3,500,000 | $102,677 | $1,375,000 |
| Not Provided | 464 | $31,690,000 | $68,391 | $746,000 | $66,173 | $420,000 |
| Hispanic | 111 | $8,577,000 | $98,000 | $323,000 | $70,272 | $215,000 |
| Black or African American | 62 | $4,224,000 | $51,375 | $203,000 | $54,125 | $148,000 |
| American Indian or Alaskan Native | 41 | $2,749,000 | $60,666 | $194,000 | $65,000 | $135,000 |
| Asian | 23 | $3,038,000 | $126,666 | $334,000 | $74,333 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $316,000 | $86,000 | $126,000 | $42,000 | $61,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,773 | $168,975,000 | $132,833 | $3,500,000 | $96,083 | $1,375,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 831 | $60,749,000 | $48,450 | $360,000 | $39,450 | $385,000 |
| Loan Originated | 809 | $94,479,000 | $154,757 | $3,500,000 | $104,818 | $1,375,000 |
| Application Withdrawn By Applicant | 133 | $13,747,000 | $111,875 | $746,000 | $92,687 | $314,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 677 | $47,311,000 | $43,850 | $320,000 | $36,450 | $385,000 |
| Debt-To-Income Ratio | 90 | $8,683,000 | $83,800 | $334,000 | $38,400 | $225,000 |
| Credit Application Incomplete | 28 | $2,053,000 | $80,625 | $215,000 | $87,000 | $248,000 |
| Collateral | 20 | $1,186,000 | $61,200 | $156,000 | $56,400 | $131,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $933,000 | $65,500 | $360,000 | $46,500 | $85,000 |
| Employment History | 5 | $583,000 | $116,000 | $194,000 | $80,000 | $135,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.