Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Truity Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,300 |
| Total Mortgage Loan Application Amount | $197,734,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $1,750,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $1,184,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 619 | $ 77,142,000 | $ 124,000 | $ 77,000 |
| Douglas County Kansas | 169 | $ 24,294,000 | $ 143,000 | $ 77,000 |
| Harris County Texas | 53 | $ 11,074,000 | $ 208,000 | $ 192,000 |
| Washington County Arkansas | 38 | $ 5,428,000 | $ 142,000 | $ 105,000 |
| Fort Bend County Texas | 34 | $ 7,857,000 | $ 231,000 | $ 164,000 |
| Okmulgee County Oklahoma | 30 | $ 2,552,000 | $ 85,000 | $ 63,000 |
| Tulsa County Oklahoma | 29 | $ 5,435,000 | $ 187,000 | $ 120,000 |
| Benton County Arkansas | 22 | $ 3,809,000 | $ 173,000 | $ 117,000 |
| Osage County Oklahoma | 20 | $ 2,473,000 | $ 123,000 | $ 81,000 |
| Anchorage County Alaska | 13 | $ 4,704,000 | $ 361,000 | $ 170,000 |
| Rogers County Oklahoma | 12 | $ 2,057,000 | $ 171,000 | $ 117,000 |
| Jefferson County Kansas | 11 | $ 1,625,000 | $ 147,000 | $ 84,000 |
| Johnson County Kansas | 9 | $ 1,668,000 | $ 185,000 | $ 118,000 |
| Delaware County Oklahoma | 8 | $ 1,307,000 | $ 163,000 | $ 125,000 |
| Montgomery County Texas | 7 | $ 1,305,000 | $ 186,000 | $ 171,000 |
| Leavenworth County Kansas | 6 | $ 1,053,000 | $ 175,000 | $ 103,000 |
| Los Angeles County California | 5 | $ 1,308,000 | $ 261,000 | $ 156,000 |
| Orange County California | 5 | $ 2,411,000 | $ 482,000 | $ 176,000 |
| Shawnee County Kansas | 5 | $ 363,000 | $ 72,000 | $ 66,000 |
| Nowata County Oklahoma | 5 | $ 624,000 | $ 124,000 | $ 58,000 |
| Hutchinson County Texas | 5 | $ 436,000 | $ 87,000 | $ 125,000 |
| Maricopa County Arizona | 4 | $ 1,288,000 | $ 322,000 | $ 297,000 |
| Scott County Arkansas | 4 | $ 178,000 | $ 44,000 | $ 70,000 |
| Wyandotte County Kansas | 4 | $ 541,000 | $ 135,000 | $ 97,000 |
| Oklahoma County Oklahoma | 4 | $ 692,000 | $ 173,000 | $ 111,000 |
| Carroll County Arkansas | 3 | $ 437,000 | $ 145,000 | $ 50,000 |
| Madison County Arkansas | 3 | $ 309,000 | $ 103,000 | $ 70,000 |
| Pope County Arkansas | 3 | $ 154,000 | $ 51,000 | $ 77,000 |
| Contra Costa County California | 3 | $ 936,000 | $ 312,000 | $ 166,000 |
| Orleans County Louisiana | 3 | $ 789,000 | $ 263,000 | $ 178,000 |
| Barry County Missouri | 3 | $ 131,000 | $ 43,000 | $ 25,000 |
| Clark County Nevada | 3 | $ 721,000 | $ 240,000 | $ 155,000 |
| San Juan County New Mexico | 3 | $ 587,000 | $ 195,000 | $ 128,000 |
| Creek County Oklahoma | 3 | $ 2,335,000 | $ 778,000 | $ 163,000 |
| Kay County Oklahoma | 3 | $ 400,000 | $ 133,000 | $ 110,000 |
| Brazoria County Texas | 3 | $ 429,000 | $ 143,000 | $ 78,000 |
| Collin County Texas | 3 | $ 728,000 | $ 242,000 | $ 156,000 |
| Calhoun County Alabama | 2 | $ 205,000 | $ 102,000 | $ 129,000 |
| Kenai Peninsula County Alaska | 2 | $ 841,000 | $ 420,000 | $ 135,000 |
| Hempstead County Arkansas | 2 | $ 223,000 | $ 111,000 | $ 104,000 |
| Logan County Arkansas | 2 | $ 121,000 | $ 60,000 | $ 81,000 |
| Sebastian County Arkansas | 2 | $ 125,000 | $ 62,000 | $ 46,000 |
| Denver County Colorado | 2 | $ 834,000 | $ 417,000 | $ 135,000 |
| Summit County Colorado | 2 | $ 1,483,000 | $ 741,000 | $ 127,000 |
| Teller County Colorado | 2 | $ 437,000 | $ 218,000 | $ 223,000 |
| Duval County Florida | 2 | $ 427,000 | $ 213,000 | $ 39,000 |
| Will County Illinois | 2 | $ 415,000 | $ 207,000 | $ 75,000 |
| Osage County Kansas | 2 | $ 231,000 | $ 115,000 | $ 45,000 |
| Sedgwick County Kansas | 2 | $ 128,000 | $ 64,000 | $ 53,000 |
| Barnstable County Massachusetts | 2 | $ 834,000 | $ 417,000 | $ 126,000 |
| Leake County Mississippi | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Clay County Missouri | 2 | $ 345,000 | $ 172,000 | $ 116,000 |
| Yellowstone County Montana | 2 | $ 429,000 | $ 214,000 | $ 132,000 |
| Somerset County New Jersey | 2 | $ 666,000 | $ 333,000 | $ 287,000 |
| Okfuskee County Oklahoma | 2 | $ 153,000 | $ 76,000 | $ 97,000 |
| Midland County Texas | 2 | $ 346,000 | $ 173,000 | $ 118,000 |
| Shelby County Texas | 2 | $ 291,000 | $ 145,000 | $ 107,000 |
| Smith County Texas | 2 | $ 239,000 | $ 119,000 | $ 130,000 |
| Travis County Texas | 2 | $ 623,000 | $ 311,000 | $ 214,000 |
| Pierce County Washington | 2 | $ 525,000 | $ 262,000 | $ 129,000 |
| Crawford County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 171,000 |
| Franklin County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Lonoke County Arkansas | 1 | $ 120,000 | $ 120,000 | $ 114,000 |
| Sevier County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 19,000 |
| San Luis Obispo County California | 1 | $ 348,000 | $ 348,000 | $ 111,000 |
| Santa Barbara County California | 1 | $ 412,000 | $ 412,000 | $ 83,000 |
| Douglas County Colorado | 1 | $ 1,042,000 | $ 1,042,000 | $ 148,000 |
| Fremont County Colorado | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Pueblo County Colorado | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Rio Grande County Colorado | 1 | $ 221,000 | $ 221,000 | $ 305,000 |
| Lee County Florida | 1 | $ 299,000 | $ 299,000 | $ 289,000 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Gwinnett County Georgia | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Houston County Georgia | 1 | $ 226,000 | $ 226,000 | $ 152,000 |
| Bureau County Illinois | 1 | $ 12,000 | $ 12,000 | $ 47,000 |
| DuPage County Illinois | 1 | $ 339,000 | $ 339,000 | $ 179,000 |
| Madison County Illinois | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Winnebago County Illinois | 1 | $ 362,000 | $ 362,000 | $ 112,000 |
| Cherokee County Iowa | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Polk County Iowa | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Sac County Iowa | 1 | $ 20,000 | $ 20,000 | $ 22,000 |
| Atchison County Kansas | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Elk County Kansas | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Franklin County Kansas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Lyon County Kansas | 1 | $ 10,000 | $ 10,000 | $ 114,000 |
| Montgomery County Kansas | 1 | $ 125,000 | $ 125,000 | $ 110,000 |
| Neosho County Kansas | 1 | $ 60,000 | $ 60,000 | $ 82,000 |
| Pottawatomie County Kansas | 1 | $ 74,000 | $ 74,000 | $ 237,000 |
| Reno County Kansas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Henderson County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 118,000 |
| Webster County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Hancock County Maine | 1 | $ 125,000 | $ 125,000 | $ 297,000 |
| Anoka County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Cass County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Simpson County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Warren County Mississippi | 1 | $ 216,000 | $ 216,000 | $ 105,000 |
| Bates County Missouri | 1 | $ 14,000 | $ 14,000 | $ 38,000 |
| Buchanan County Missouri | 1 | $ 417,000 | $ 417,000 | $ 445,000 |
| Cooper County Missouri | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| Jackson County Missouri | 1 | $ 180,000 | $ 180,000 | $ 41,000 |
| Johnson County Missouri | 1 | $ 43,000 | $ 43,000 | $ 44,000 |
| Lafayette County Missouri | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Lawrence County Missouri | 1 | $ 100,000 | $ 100,000 | $ 46,000 |
| Pettis County Missouri | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| St. Louis County Missouri | 1 | $ 417,000 | $ 417,000 | $ 114,000 |
| Stone County Missouri | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Lincoln County Montana | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Buffalo County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Cass County Nebraska | 1 | $ 340,000 | $ 340,000 | $ 204,000 |
| Douglas County Nebraska | 1 | $ 64,000 | $ 64,000 | $ 85,000 |
| Madison County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 104,000 |
| Colfax County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| New York County New York | 1 | $ 1,224,000 | $ 1,224,000 | $ 228,000 |
| Cabarrus County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 115,000 |
| Wilkes County North Carolina | 1 | $ 139,000 | $ 139,000 | $ 32,000 |
| Beckham County Oklahoma | 1 | $ 281,000 | $ 281,000 | $ 93,000 |
| Canadian County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Carter County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Cleveland County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Garfield County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 90,000 |
| Latimer County Oklahoma | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Marshall County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Mayes County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Payne County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 134,000 |
| Pittsburg County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 50,000 |
| Wagoner County Oklahoma | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Clackamas County Oregon | 1 | $ 170,000 | $ 170,000 | $ 139,000 |
| Jackson County Oregon | 1 | $ 256,000 | $ 256,000 | $ 132,000 |
| Washington County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| Berkeley County South Carolina | 1 | $ 177,000 | $ 177,000 | $ 131,000 |
| Oconee County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 1,184,000 |
| Lincoln County South Dakota | 1 | $ 259,000 | $ 259,000 | $ 107,000 |
| Bedford County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 175,000 |
| Obion County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Shelby County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Dallas County Texas | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Denton County Texas | 1 | $ 375,000 | $ 375,000 | $ 262,000 |
| Galveston County Texas | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Grayson County Texas | 1 | $ 111,000 | $ 111,000 | $ 109,000 |
| Guadalupe County Texas | 1 | $ 297,000 | $ 297,000 | $ 150,000 |
| Hays County Texas | 1 | $ 910,000 | $ 910,000 | $ 238,000 |
| Maverick County Texas | 1 | $ 138,000 | $ 138,000 | $ 85,000 |
| Navarro County Texas | 1 | $ 218,000 | $ 218,000 | $ 35,000 |
| Nueces County Texas | 1 | $ 145,000 | $ 145,000 | $ 187,000 |
| Parker County Texas | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Rains County Texas | 1 | $ 82,000 | $ 82,000 | $ 182,000 |
| Tarrant County Texas | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Waller County Texas | 1 | $ 234,000 | $ 234,000 | $ 104,000 |
| Wilbarger County Texas | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Wood County Texas | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Davis County Utah | 1 | $ 251,000 | $ 251,000 | $ 60,000 |
| Salt Lake County Utah | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Augusta County Virginia | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Benton County Washington | 1 | $ 118,000 | $ 118,000 | $ 32,000 |
| Snohomish County Washington | 1 | $ 73,000 | $ 73,000 | $ 55,000 |
| Yakima County Washington | 1 | $ 310,000 | $ 310,000 | $ 200,000 |
| Fremont County Wyoming | 1 | $ 342,000 | $ 342,000 | $ 160,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 623 | $98,529,000 | $158,000 | $1,224,000 | $90,000 | $1,184,000 |
| Refinancing | 622 | $94,872,000 | $152,000 | $1,750,000 | $99,000 | $564,000 |
| Home Improvement | 55 | $4,333,000 | $78,000 | $507,000 | $107,000 | $303,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 910 | $138,648,000 | $152,000 | $1,750,000 | $94,000 | $1,184,000 |
| Not Provided | 232 | $39,490,000 | $170,000 | $1,650,000 | $114,000 | $725,000 |
| American Indian or Alaskan Native | 64 | $7,112,000 | $111,000 | $388,000 | $71,000 | $245,000 |
| Hispanic | 40 | $4,367,000 | $109,000 | $297,000 | $59,000 | $171,000 |
| Asian | 26 | $4,350,000 | $167,000 | $392,000 | $113,000 | $564,000 |
| Black or African American | 25 | $3,336,000 | $133,000 | $299,000 | $84,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $431,000 | $143,000 | $200,000 | $89,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,300 | $197,734,000 | $152,000 | $1,750,000 | $95,000 | $1,184,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 764 | $134,364,000 | $175,000 | $1,750,000 | $114,000 | $1,184,000 |
| Application Denied By Financial Institution | 444 | $50,885,000 | $114,000 | $690,000 | $65,000 | $445,000 |
| Application Withdrawn By Applicant | 92 | $12,485,000 | $135,000 | $428,000 | $91,000 | $225,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 155 | $15,029,000 | $96,000 | $412,000 | $58,000 | $264,000 |
| Debt-To-Income Ratio | 54 | $7,916,000 | $146,000 | $417,000 | $56,000 | $270,000 |
| Collateral | 28 | $3,324,000 | $118,000 | $415,000 | $97,000 | $297,000 |
| Other | 5 | $875,000 | $175,000 | $256,000 | $112,000 | $190,000 |
| Credit Application Incomplete | 2 | $175,000 | $87,000 | $150,000 | $72,000 | $113,000 |
| Employment History | 2 | $165,000 | $82,000 | $115,000 | $55,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $169,000 | $84,000 | $109,000 | $33,000 | $42,000 |
| Mortgage Insurance Denied | 2 | $109,000 | $54,000 | $90,000 | $25,000 | $32,000 |
| Unverifiable Information | 1 | $54,000 | $54,000 | $54,000 | $34,000 | $34,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.