Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Truity Federal Credit Union 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Truity Federal Credit Union 501 S Johnstone Bartlesville, OK 74003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,529 |
| Total Mortgage Loan Application Amount | $233,748,000 |
| Average Mortgage Loan Application Amount | $131,333 |
| Highest Mortgage Loan Application Amount | $1,180,000 |
| Average Applicant Income | $101,000 |
| Highest Applicant Income | $1,373,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Oklahoma | 769 | $ 102,819,000 | $ 133,000 | $ 82,000 |
| Douglas County Kansas | 168 | $ 26,043,000 | $ 155,000 | $ 83,000 |
| Harris County Texas | 71 | $ 15,763,000 | $ 222,000 | $ 179,000 |
| Fort Bend County Texas | 53 | $ 13,622,000 | $ 257,000 | $ 165,000 |
| Washington County Arkansas | 50 | $ 5,696,000 | $ 113,000 | $ 92,000 |
| Tulsa County Oklahoma | 34 | $ 4,974,000 | $ 146,000 | $ 106,000 |
| Benton County Arkansas | 29 | $ 4,312,000 | $ 148,000 | $ 115,000 |
| Osage County Oklahoma | 25 | $ 3,168,000 | $ 126,000 | $ 96,000 |
| Okmulgee County Oklahoma | 18 | $ 1,606,000 | $ 89,000 | $ 63,000 |
| Nowata County Oklahoma | 13 | $ 1,902,000 | $ 146,000 | $ 114,000 |
| Johnson County Kansas | 12 | $ 2,375,000 | $ 197,000 | $ 97,000 |
| Montgomery County Kansas | 11 | $ 969,000 | $ 88,000 | $ 89,000 |
| Hutchinson County Texas | 11 | $ 1,451,000 | $ 131,000 | $ 123,000 |
| Rogers County Oklahoma | 9 | $ 1,857,000 | $ 206,000 | $ 94,000 |
| Delaware County Oklahoma | 8 | $ 1,502,000 | $ 187,000 | $ 152,000 |
| Montgomery County Texas | 8 | $ 1,854,000 | $ 231,000 | $ 187,000 |
| Oklahoma County Oklahoma | 7 | $ 1,150,000 | $ 164,000 | $ 129,000 |
| Jefferson County Kansas | 6 | $ 705,000 | $ 117,000 | $ 59,000 |
| Chautauqua County Kansas | 5 | $ 367,000 | $ 73,000 | $ 66,000 |
| Cleveland County Oklahoma | 5 | $ 791,000 | $ 158,000 | $ 313,000 |
| McIntosh County Oklahoma | 5 | $ 262,000 | $ 52,000 | $ 91,000 |
| Collin County Texas | 5 | $ 1,771,000 | $ 354,000 | $ 234,000 |
| Anchorage County Alaska | 4 | $ 1,256,000 | $ 314,000 | $ 145,000 |
| Maricopa County Arizona | 4 | $ 859,000 | $ 214,000 | $ 313,000 |
| Lee County Florida | 4 | $ 928,000 | $ 232,000 | $ 222,000 |
| Franklin County Kansas | 4 | $ 561,000 | $ 140,000 | $ 77,000 |
| Leavenworth County Kansas | 4 | $ 928,000 | $ 232,000 | $ 94,000 |
| Shawnee County Kansas | 4 | $ 651,000 | $ 162,000 | $ 111,000 |
| Yellowstone County Montana | 4 | $ 838,000 | $ 209,000 | $ 124,000 |
| San Juan County New Mexico | 4 | $ 960,000 | $ 240,000 | $ 316,000 |
| Brazoria County Texas | 4 | $ 812,000 | $ 203,000 | $ 165,000 |
| Tarrant County Texas | 4 | $ 383,000 | $ 95,000 | $ 139,000 |
| Scott County Arkansas | 3 | $ 133,000 | $ 44,000 | $ 45,000 |
| Los Angeles County California | 3 | $ 1,027,000 | $ 342,000 | $ 166,000 |
| Denver County Colorado | 3 | $ 988,000 | $ 329,000 | $ 254,000 |
| Madison County Illinois | 3 | $ 860,000 | $ 286,000 | $ 140,000 |
| Osage County Kansas | 3 | $ 345,000 | $ 115,000 | $ 96,000 |
| Jackson County Missouri | 3 | $ 444,000 | $ 148,000 | $ 89,000 |
| Okfuskee County Oklahoma | 3 | $ 414,000 | $ 138,000 | $ 116,000 |
| Payne County Oklahoma | 3 | $ 810,000 | $ 270,000 | $ 171,000 |
| Brazos County Texas | 3 | $ 376,000 | $ 125,000 | $ 198,000 |
| Denton County Texas | 3 | $ 460,000 | $ 153,000 | $ 139,000 |
| Travis County Texas | 3 | $ 1,185,000 | $ 395,000 | $ 209,000 |
| Carroll County Arkansas | 2 | $ 164,000 | $ 82,000 | $ 59,000 |
| Madison County Arkansas | 2 | $ 94,000 | $ 47,000 | $ 39,000 |
| Polk County Arkansas | 2 | $ 130,000 | $ 65,000 | $ 47,000 |
| Contra Costa County California | 2 | $ 1,209,000 | $ 604,000 | $ 216,000 |
| Orange County California | 2 | $ 654,000 | $ 327,000 | $ 166,000 |
| Arapahoe County Colorado | 2 | $ 725,000 | $ 362,000 | $ 134,000 |
| Larimer County Colorado | 2 | $ 353,000 | $ 176,000 | $ 88,000 |
| St. Tammany County Louisiana | 2 | $ 563,000 | $ 281,000 | $ 149,000 |
| Worcester County Maryland | 2 | $ 467,000 | $ 233,000 | $ 142,000 |
| Berrien County Michigan | 2 | $ 496,000 | $ 248,000 | $ 180,000 |
| Barry County Missouri | 2 | $ 339,000 | $ 169,000 | $ 179,000 |
| Newton County Missouri | 2 | $ 25,000 | $ 12,000 | $ 20,000 |
| Platte County Missouri | 2 | $ 420,000 | $ 210,000 | $ 155,000 |
| Socorro County New Mexico | 2 | $ 252,000 | $ 126,000 | $ 114,000 |
| Stark County North Dakota | 2 | $ 665,000 | $ 332,000 | $ 189,000 |
| Creek County Oklahoma | 2 | $ 173,000 | $ 86,000 | $ 71,000 |
| Kay County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 76,000 |
| Woods County Oklahoma | 2 | $ 82,000 | $ 41,000 | $ 104,000 |
| Grayson County Texas | 2 | $ 111,000 | $ 55,000 | $ 84,000 |
| Whatcom County Washington | 2 | $ 698,000 | $ 349,000 | $ 132,000 |
| Calhoun County Alabama | 1 | $ 163,000 | $ 163,000 | $ 57,000 |
| Mobile County Alabama | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Kenai Peninsula County Alaska | 1 | $ 240,000 | $ 240,000 | $ 184,000 |
| Pima County Arizona | 1 | $ 360,000 | $ 360,000 | $ 108,000 |
| Pinal County Arizona | 1 | $ 73,000 | $ 73,000 | $ 26,000 |
| Baxter County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Conway County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Crawford County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 44,000 |
| Fulton County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Howard County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Johnson County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Pike County Arkansas | 1 | $ 33,000 | $ 33,000 | $ 52,000 |
| Pope County Arkansas | 1 | $ 89,000 | $ 89,000 | $ 22,000 |
| Saline County Arkansas | 1 | $ 285,000 | $ 285,000 | $ 267,000 |
| Sevier County Arkansas | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Yell County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 75,000 |
| Eagle County Colorado | 1 | $ 154,000 | $ 154,000 | $ 302,000 |
| Elbert County Colorado | 1 | $ 417,000 | $ 417,000 | $ 199,000 |
| Jefferson County Colorado | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Summit County Colorado | 1 | $ 352,000 | $ 352,000 | $ 209,000 |
| Teller County Colorado | 1 | $ 112,000 | $ 112,000 | $ 52,000 |
| Broward County Florida | 1 | $ 920,000 | $ 920,000 | $ 191,000 |
| Monroe County Florida | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Sumter County Florida | 1 | $ 111,000 | $ 111,000 | $ 126,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 457,000 |
| Ogle County Illinois | 1 | $ 113,000 | $ 113,000 | $ 100,000 |
| Buena Vista County Iowa | 1 | $ 23,000 | $ 23,000 | $ 67,000 |
| Marshall County Iowa | 1 | $ 73,000 | $ 73,000 | $ 48,000 |
| Woodbury County Iowa | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Allen County Kansas | 1 | $ 19,000 | $ 19,000 | $ 36,000 |
| Cowley County Kansas | 1 | $ 44,000 | $ 44,000 | $ 153,000 |
| Marshall County Kansas | 1 | $ 225,000 | $ 225,000 | $ 225,000 |
| Miami County Kansas | 1 | $ 101,000 | $ 101,000 | $ 54,000 |
| Pratt County Kansas | 1 | $ 76,000 | $ 76,000 | $ 84,000 |
| Sedgwick County Kansas | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Wyandotte County Kansas | 1 | $ 32,000 | $ 32,000 | $ 17,000 |
| Webster County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 92,000 |
| Caddo County Louisiana | 1 | $ 278,000 | $ 278,000 | $ 235,000 |
| Jefferson County Louisiana | 1 | $ 86,000 | $ 86,000 | $ 142,000 |
| Natchitoches County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 158,000 |
| Plaquemines County Louisiana | 1 | $ 414,000 | $ 414,000 | $ 180,000 |
| Cumberland County Maine | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Plymouth County Massachusetts | 1 | $ 228,000 | $ 228,000 | $ 287,000 |
| Oceana County Michigan | 1 | $ 252,000 | $ 252,000 | $ 157,000 |
| Ramsey County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Scott County Mississippi | 1 | $ 160,000 | $ 160,000 | $ 152,000 |
| Cole County Missouri | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Greene County Missouri | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Johnson County Missouri | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| McDonald County Missouri | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Morgan County Missouri | 1 | $ 100,000 | $ 100,000 | $ 88,000 |
| Pettis County Missouri | 1 | $ 70,000 | $ 70,000 | $ 27,000 |
| St. Louis County Missouri | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Stone County Missouri | 1 | $ 207,000 | $ 207,000 | $ 53,000 |
| Gallatin County Montana | 1 | $ 140,000 | $ 140,000 | $ 254,000 |
| Lincoln County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Clark County Nevada | 1 | $ 200,000 | $ 200,000 | $ 192,000 |
| Washoe County Nevada | 1 | $ 273,000 | $ 273,000 | $ 217,000 |
| Ocean County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Somerset County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 180,000 |
| Valencia County New Mexico | 1 | $ 137,000 | $ 137,000 | $ 83,000 |
| Wilkes County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 152,000 |
| Stark County Ohio | 1 | $ 42,000 | $ 42,000 | $ 24,000 |
| Adair County Oklahoma | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Le Flore County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 92,000 |
| Mayes County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 24,000 |
| Pittsburg County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Pottawatomie County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Stephens County Oklahoma | 1 | $ 96,000 | $ 96,000 | $ 92,000 |
| Chester County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Pickens County South Carolina | 1 | $ 388,000 | $ 388,000 | $ 192,000 |
| Claiborne County Tennessee | 1 | $ 410,000 | $ 410,000 | $ 208,000 |
| Obion County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 57,000 |
| Austin County Texas | 1 | $ 156,000 | $ 156,000 | $ 101,000 |
| Bexar County Texas | 1 | $ 200,000 | $ 200,000 | $ 209,000 |
| Carson County Texas | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Dallas County Texas | 1 | $ 259,000 | $ 259,000 | $ 163,000 |
| DeWitt County Texas | 1 | $ 97,000 | $ 97,000 | $ 76,000 |
| Matagorda County Texas | 1 | $ 76,000 | $ 76,000 | $ 122,000 |
| Midland County Texas | 1 | $ 308,000 | $ 308,000 | $ 115,000 |
| Parker County Texas | 1 | $ 285,000 | $ 285,000 | $ 122,000 |
| Randall County Texas | 1 | $ 156,000 | $ 156,000 | $ 99,000 |
| Rockwall County Texas | 1 | $ 224,000 | $ 224,000 | $ 98,000 |
| Tom Green County Texas | 1 | $ 38,000 | $ 38,000 | $ 110,000 |
| Tyler County Texas | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Wilson County Texas | 1 | $ 232,000 | $ 232,000 | $ 116,000 |
| Wise County Texas | 1 | $ 30,000 | $ 30,000 | $ 174,000 |
| Carbon County Utah | 1 | $ 394,000 | $ 394,000 | $ 153,000 |
| Utah County Utah | 1 | $ 246,000 | $ 246,000 | $ 56,000 |
| Arlington County Virginia | 1 | $ 60,000 | $ 60,000 | $ 185,000 |
| Montgomery County Virginia | 1 | $ 262,000 | $ 262,000 | $ 131,000 |
| King County Washington | 1 | $ 104,000 | $ 104,000 | $ 104,000 |
| Converse County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 904 | $151,113,000 | $167,000 | $1,180,000 | $98,000 | $519,000 |
| Refinancing | 569 | $77,502,000 | $136,000 | $750,000 | $106,000 | $1,373,000 |
| Home Improvement | 56 | $5,133,000 | $91,000 | $320,000 | $99,000 | $235,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,125 | $179,504,000 | $159,000 | $1,180,000 | $103,000 | $1,373,000 |
| Not Provided | 225 | $26,677,000 | $118,000 | $417,000 | $97,000 | $436,000 |
| American Indian or Alaskan Native | 62 | $6,644,000 | $107,000 | $400,000 | $72,000 | $185,000 |
| Hispanic | 50 | $7,960,000 | $159,000 | $409,000 | $86,000 | $212,000 |
| Black or African American | 35 | $6,635,000 | $189,000 | $743,000 | $114,000 | $457,000 |
| Asian | 29 | $6,055,000 | $208,000 | $1,000,000 | $129,000 | $519,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $273,000 | $91,000 | $140,000 | $96,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,529 | $233,748,000 | $152,000 | $1,180,000 | $101,000 | $1,373,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 781 | $138,045,000 | $176,000 | $1,180,000 | $119,000 | $621,000 |
| Application Denied By Financial Institution | 618 | $77,461,000 | $125,000 | $750,000 | $75,000 | $1,373,000 |
| Application Withdrawn By Applicant | 130 | $18,242,000 | $140,000 | $417,000 | $117,000 | $326,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 411 | $50,075,000 | $121,000 | $552,000 | $76,000 | $1,373,000 |
| Debt-To-Income Ratio | 121 | $17,052,000 | $140,000 | $750,000 | $60,000 | $273,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $3,303,000 | $122,000 | $417,000 | $60,000 | $180,000 |
| Collateral | 26 | $2,133,000 | $82,000 | $342,000 | $92,000 | $210,000 |
| Other | 15 | $1,729,000 | $115,000 | $409,000 | $112,000 | $197,000 |
| Unverifiable Information | 13 | $2,535,000 | $195,000 | $417,000 | $124,000 | $300,000 |
| Employment History | 4 | $491,000 | $122,000 | $205,000 | $64,000 | $96,000 |
| Credit Application Incomplete | 1 | $143,000 | $143,000 | $143,000 | $80,000 | $80,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truity Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.