Truity Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Truity Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Truity Federal Credit Union
501 S Johnstone
Bartlesville, OK 74003
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,720
Total Mortgage Loan Application Amount $289,954,000
Average Mortgage Loan Application Amount $147,666
Highest Mortgage Loan Application Amount $2,250,000
Average Applicant Income $106,333
Highest Applicant Income $1,141,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Truity Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Truity Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Truity Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Truity Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Truity Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Truity Federal Credit Union's mortgage activity for 2015.

Mortgage Loan Application Totals for Truity Federal Credit Union by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington County Oklahoma 708 $ 99,110,000 $ 139,000 $ 84,000
Douglas County Kansas 307 $ 48,800,000 $ 158,000 $ 92,000
Harris County Texas 96 $ 29,452,000 $ 306,000 $ 192,000
Fort Bend County Texas 60 $ 15,269,000 $ 254,000 $ 168,000
Washington County Arkansas 59 $ 6,961,000 $ 117,000 $ 98,000
Benton County Arkansas 55 $ 8,367,000 $ 152,000 $ 111,000
Tulsa County Oklahoma 53 $ 9,575,000 $ 180,000 $ 137,000
Jefferson County Kansas 22 $ 2,145,000 $ 97,000 $ 59,000
Johnson County Kansas 22 $ 4,117,000 $ 187,000 $ 117,000
Osage County Oklahoma 20 $ 2,384,000 $ 119,000 $ 84,000
Hutchinson County Texas 13 $ 1,379,000 $ 106,000 $ 70,000
Anchorage County Alaska 11 $ 4,363,000 $ 396,000 $ 226,000
Oklahoma County Oklahoma 9 $ 1,511,000 $ 167,000 $ 107,000
Delaware County Oklahoma 8 $ 1,472,000 $ 184,000 $ 157,000
Rogers County Oklahoma 7 $ 1,347,000 $ 192,000 $ 94,000
Shawnee County Kansas 6 $ 932,000 $ 155,000 $ 80,000
Franklin County Kansas 5 $ 462,000 $ 92,000 $ 51,000
Stark County North Dakota 5 $ 1,509,000 $ 301,000 $ 188,000
Denton County Texas 5 $ 1,029,000 $ 205,000 $ 122,000
Sebastian County Arkansas 4 $ 277,000 $ 69,000 $ 116,000
Montgomery County Kansas 4 $ 340,000 $ 85,000 $ 85,000
Clinton County Missouri 4 $ 967,000 $ 241,000 $ 101,000
Jackson County Missouri 4 $ 532,000 $ 133,000 $ 86,000
Platte County Missouri 4 $ 858,000 $ 214,000 $ 88,000
Canadian County Oklahoma 4 $ 546,000 $ 136,000 $ 86,000
Nowata County Oklahoma 4 $ 214,000 $ 53,000 $ 48,000
Brazoria County Texas 4 $ 703,000 $ 175,000 $ 107,000
Montgomery County Texas 4 $ 939,000 $ 234,000 $ 153,000
Pulaski County Arkansas 3 $ 1,895,000 $ 631,000 $ 304,000
Douglas County Colorado 3 $ 911,000 $ 303,000 $ 154,000
Forsyth County Georgia 3 $ 688,000 $ 229,000 $ 158,000
Leavenworth County Kansas 3 $ 490,000 $ 163,000 $ 70,000
Wyandotte County Kansas 3 $ 283,000 $ 94,000 $ 75,000
Clay County Missouri 3 $ 511,000 $ 170,000 $ 94,000
Creek County Oklahoma 3 $ 410,000 $ 136,000 $ 139,000
Kay County Oklahoma 3 $ 424,000 $ 141,000 $ 117,000
Grayson County Texas 3 $ 743,000 $ 247,000 $ 129,000
Midland County Texas 3 $ 950,000 $ 316,000 $ 208,000
Williamson County Texas 3 $ 884,000 $ 294,000 $ 107,000
Lynchburg County Virginia 3 $ 173,000 $ 57,000 $ 28,000
Morgan County Alabama 2 $ 398,000 $ 199,000 $ 246,000
Carroll County Arkansas 2 $ 197,000 $ 98,000 $ 118,000
Hempstead County Arkansas 2 $ 173,000 $ 86,000 $ 90,000
Johnson County Arkansas 2 $ 233,000 $ 116,000 $ 83,000
Madison County Arkansas 2 $ 184,000 $ 92,000 $ 135,000
Pope County Arkansas 2 $ 230,000 $ 115,000 $ 99,000
Yell County Arkansas 2 $ 139,000 $ 69,000 $ 70,000
Orange County California 2 $ 589,000 $ 294,000 $ 137,000
Adams County Colorado 2 $ 406,000 $ 203,000 $ 99,000
Garfield County Colorado 2 $ 620,000 $ 310,000 $ 224,000
Jefferson County Colorado 2 $ 657,000 $ 328,000 $ 288,000
Larimer County Colorado 2 $ 791,000 $ 395,000 $ 207,000
Weld County Colorado 2 $ 554,000 $ 277,000 $ 220,000
Lee County Florida 2 $ 426,000 $ 213,000 $ 116,000
Finney County Kansas 2 $ 127,000 $ 63,000 $ 36,000
Osage County Kansas 2 $ 173,000 $ 86,000 $ 83,000
Sedgwick County Kansas 2 $ 438,000 $ 219,000 $ 120,000
Boone County Kentucky 2 $ 668,000 $ 334,000 $ 256,000
Orleans County Louisiana 2 $ 354,000 $ 177,000 $ 196,000
Kent County Michigan 2 $ 601,000 $ 300,000 $ 187,000
Barry County Missouri 2 $ 348,000 $ 174,000 $ 109,000
Lawrence County Missouri 2 $ 68,000 $ 34,000 $ 60,000
Taney County Missouri 2 $ 143,000 $ 71,000 $ 92,000
Yellowstone County Montana 2 $ 574,000 $ 287,000 $ 171,000
Bernalillo County New Mexico 2 $ 74,000 $ 37,000 $ 134,000
Union County North Carolina 2 $ 399,000 $ 199,000 $ 100,000
Wilkes County North Carolina 2 $ 140,000 $ 70,000 $ 43,000
Carter County Oklahoma 2 $ 405,000 $ 202,000 $ 71,000
Mayes County Oklahoma 2 $ 108,000 $ 54,000 $ 74,000
Okmulgee County Oklahoma 2 $ 258,000 $ 129,000 $ 82,000
Payne County Oklahoma 2 $ 671,000 $ 335,000 $ 138,000
Wagoner County Oklahoma 2 $ 225,000 $ 112,000 $ 80,000
Aransas County Texas 2 $ 709,000 $ 354,000 $ 221,000
Austin County Texas 2 $ 1,990,000 $ 995,000 $ 222,000
Dallas County Texas 2 $ 433,000 $ 216,000 $ 92,000
Hood County Texas 2 $ 280,000 $ 140,000 $ 102,000
Potter County Texas 2 $ 374,000 $ 187,000 $ 126,000
Tarrant County Texas 2 $ 270,000 $ 135,000 $ 73,000
Travis County Texas 2 $ 609,000 $ 304,000 $ 166,000
Houston County Alabama 1 $ 75,000 $ 75,000 $ 81,000
Marshall County Alabama 1 $ 167,000 $ 167,000 $ 98,000
Maricopa County Arizona 1 $ 72,000 $ 72,000 $ 59,000
Pima County Arizona 1 $ 164,000 $ 164,000 $ 55,000
Baxter County Arkansas 1 $ 100,000 $ 100,000 $ 113,000
Boone County Arkansas 1 $ 109,000 $ 109,000 $ 61,000
Crawford County Arkansas 1 $ 26,000 $ 26,000 $ 39,000
Faulkner County Arkansas 1 $ 235,000 $ 235,000 $ 130,000
Howard County Arkansas 1 $ 100,000 $ 100,000 $ 155,000
Logan County Arkansas 1 $ 60,000 $ 60,000 $ 15,000
Marion County Arkansas 1 $ 110,000 $ 110,000 $ 37,000
Scott County Arkansas 1 $ 25,000 $ 25,000 $ 60,000
Sharp County Arkansas 1 $ 216,000 $ 216,000 $ 130,000
Contra Costa County California 1 $ 1,000,000 $ 1,000,000 $ 252,000
San Diego County California 1 $ 2,000,000 $ 2,000,000 $ 750,000
Dolores County Colorado 1 $ 73,000 $ 73,000 $ 111,000
Lake County Colorado 1 $ 28,000 $ 28,000 $ 222,000
Routt County Colorado 1 $ 500,000 $ 500,000 $ 272,000
Fairfield County Connecticut 1 $ 249,000 $ 249,000 $ 143,000
Seminole County Florida 1 $ 80,000 $ 80,000 $ 174,000
Fayette County Georgia 1 $ 400,000 $ 400,000 $ 235,000
Fulton County Georgia 1 $ 300,000 $ 300,000 $ 143,000
Newton County Georgia 1 $ 60,000 $ 60,000 $ 52,000
Union County Georgia 1 $ 74,000 $ 74,000 $ 50,000
Cook County Illinois 1 $ 384,000 $ 384,000 $ 113,000
Jay County Indiana 1 $ 160,000 $ 160,000 $ 116,000
Vanderburgh County Indiana 1 $ 100,000 $ 100,000 $ 78,000
Dallas County Iowa 1 $ 22,000 $ 22,000 $ 76,000
Johnson County Iowa 1 $ 207,000 $ 207,000 $ 48,000
Woodbury County Iowa 1 $ 10,000 $ 10,000 $ 60,000
Chautauqua County Kansas 1 $ 80,000 $ 80,000 $ 61,000
Geary County Kansas 1 $ 40,000 $ 40,000 $ 80,000
Labette County Kansas 1 $ 200,000 $ 200,000 $ 120,000
Lyon County Kansas 1 $ 75,000 $ 75,000 $ 34,000
Neosho County Kansas 1 $ 50,000 $ 50,000 $ 66,000
Pottawatomie County Kansas 1 $ 300,000 $ 300,000 $ 192,000
Riley County Kansas 1 $ 220,000 $ 220,000 $ 270,000
Stafford County Kansas 1 $ 75,000 $ 75,000 $ 34,000
Woodson County Kansas 1 $ 149,000 $ 149,000 $ 32,000
Calcasieu County Louisiana 1 $ 385,000 $ 385,000 $ 139,000
Plaquemines County Louisiana 1 $ 268,000 $ 268,000 $ 216,000
St. Tammany County Louisiana 1 $ 144,000 $ 144,000 $ 144,000
Hancock County Maine 1 $ 130,000 $ 130,000 $ 98,000
Worcester County Maryland 1 $ 288,000 $ 288,000 $ 208,000
St. Clair County Michigan 1 $ 399,000 $ 399,000 $ 185,000
Cass County Minnesota 1 $ 293,000 $ 293,000 $ 137,000
Benton County Missouri 1 $ 68,000 $ 68,000 $ 32,000
Buchanan County Missouri 1 $ 106,000 $ 106,000 $ 32,000
Greene County Missouri 1 $ 62,000 $ 62,000 $ 70,000
Jasper County Missouri 1 $ 79,000 $ 79,000 $ 156,000
McDonald County Missouri 1 $ 53,000 $ 53,000 $ 45,000
New Madrid County Missouri 1 $ 116,000 $ 116,000 $ 154,000
Newton County Missouri 1 $ 15,000 $ 15,000 $ 57,000
St. Charles County Missouri 1 $ 145,000 $ 145,000 $ 50,000
Stone County Missouri 1 $ 110,000 $ 110,000 $ 116,000
Carbon County Montana 1 $ 184,000 $ 184,000 $ 89,000
San Juan County New Mexico 1 $ 196,000 $ 196,000 $ 111,000
Forsyth County North Carolina 1 $ 143,000 $ 143,000 $ 106,000
Moore County North Carolina 1 $ 192,000 $ 192,000 $ 109,000
Adair County Oklahoma 1 $ 140,000 $ 140,000 $ 37,000
Bryan County Oklahoma 1 $ 170,000 $ 170,000 $ 123,000
Cleveland County Oklahoma 1 $ 162,000 $ 162,000 $ 96,000
Craig County Oklahoma 1 $ 212,000 $ 212,000 $ 101,000
Kingfisher County Oklahoma 1 $ 68,000 $ 68,000 $ 68,000
Le Flore County Oklahoma 1 $ 38,000 $ 38,000 $ 55,000
Pittsburg County Oklahoma 1 $ 135,000 $ 135,000 $ 54,000
Pottawatomie County Oklahoma 1 $ 120,000 $ 120,000 $ 111,000
Marion County Oregon 1 $ 324,000 $ 324,000 $ 211,000
Luzerne County Pennsylvania 1 $ 56,000 $ 56,000 $ 58,000
Philadelphia County Pennsylvania 1 $ 55,000 $ 55,000 $ 120,000
Union County South Dakota 1 $ 223,000 $ 223,000 $ 98,000
Claiborne County Tennessee 1 $ 391,000 $ 391,000 $ 241,000
Wilson County Tennessee 1 $ 147,000 $ 147,000 $ 56,000
Bowie County Texas 1 $ 68,000 $ 68,000 $ 92,000
Brazos County Texas 1 $ 272,000 $ 272,000 $ 217,000
Burnet County Texas 1 $ 352,000 $ 352,000 $ 142,000
Chambers County Texas 1 $ 248,000 $ 248,000 $ 117,000
Collin County Texas 1 $ 168,000 $ 168,000 $ 70,000
Comal County Texas 1 $ 175,000 $ 175,000 $ 270,000
Ellis County Texas 1 $ 288,000 $ 288,000 $ 140,000
Grimes County Texas 1 $ 447,000 $ 447,000 $ 221,000
Hardin County Texas 1 $ 152,000 $ 152,000 $ 111,000
Henderson County Texas 1 $ 249,000 $ 249,000 $ 116,000
Jefferson County Texas 1 $ 374,000 $ 374,000 $ 254,000
Navarro County Texas 1 $ 300,000 $ 300,000 $ 94,000
Orange County Texas 1 $ 210,000 $ 210,000 $ 118,000
Parker County Texas 1 $ 125,000 $ 125,000 $ 78,000
Randall County Texas 1 $ 247,000 $ 247,000 $ 182,000
Rockwall County Texas 1 $ 68,000 $ 68,000 $ 141,000
Shelby County Texas 1 $ 76,000 $ 76,000 $ 82,000
Tom Green County Texas 1 $ 125,000 $ 125,000 $ 59,000
Waller County Texas 1 $ 185,000 $ 185,000 $ 112,000
Salt Lake County Utah 1 $ 310,000 $ 310,000 $ 137,000
Arlington County Virginia 1 $ 293,000 $ 293,000 $ 119,000
Henrico County Virginia 1 $ 347,000 $ 347,000 $ 189,000
Page County Virginia 1 $ 253,000 $ 253,000 $ 231,000
Benton County Washington 1 $ 336,000 $ 336,000 $ 161,000
Spokane County Washington 1 $ 185,000 $ 185,000 $ 52,000
Laramie County Wyoming 1 $ 231,000 $ 231,000 $ 52,000

Mortgage Loan Application Detail Totals for Truity Federal Credit Union in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,068 $190,103,000 $177,000 $2,250,000 $102,000 $1,141,000
Refinancing 594 $93,514,000 $157,000 $2,000,000 $109,000 $750,000
Home Improvement 58 $6,337,000 $109,000 $550,000 $108,000 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,282 $221,304,000 $172,000 $2,000,000 $105,000 $936,000
Not Provided 176 $29,522,000 $167,000 $2,250,000 $126,000 $1,141,000
Hispanic 77 $10,181,000 $132,000 $417,000 $70,000 $246,000
American Indian or Alaskan Native 75 $10,283,000 $137,000 $417,000 $82,000 $392,000
Black or African American 61 $8,614,000 $141,000 $538,000 $86,000 $266,000
Asian 43 $9,119,000 $212,000 $1,350,000 $132,000 $489,000
Native Hawaiian or Other Pacific Islander 6 $931,000 $155,000 $270,000 $54,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,720 $289,954,000 $168,000 $2,250,000 $105,000 $1,141,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 977 $189,740,000 $194,000 $2,250,000 $123,000 $1,141,000
Application Denied By Financial Institution 558 $72,489,000 $129,000 $1,350,000 $68,000 $360,000
Application Withdrawn By Applicant 185 $27,725,000 $149,000 $595,000 $119,000 $936,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 321 $41,058,000 $127,000 $1,350,000 $70,000 $360,000
Debt-To-Income Ratio 170 $22,763,000 $133,000 $440,000 $57,000 $330,000
Insufficient Cash (Downpayment, Closing Cost) 19 $2,918,000 $153,000 $417,000 $73,000 $191,000
Credit Application Incomplete 17 $2,708,000 $159,000 $417,000 $98,000 $263,000
Collateral 16 $1,497,000 $93,000 $200,000 $79,000 $185,000
Other 9 $831,000 $92,000 $158,000 $112,000 $200,000
Unverifiable Information 4 $592,000 $148,000 $200,000 $120,000 $186,000
Employment History 2 $122,000 $61,000 $90,000 $38,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Truity Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Truity Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

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