A+ Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
A+ Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | A+ Federal Credit Union 6420 Us Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,196 |
| Total Mortgage Loan Application Amount | $574,650,000 |
| Average Mortgage Loan Application Amount | $185,200 |
| Highest Mortgage Loan Application Amount | $11,505,000 |
| Average Applicant Income | $124,800 |
| Highest Applicant Income | $2,071,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with A+ Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing A+ Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down A+ Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how A+ Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by A+ Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at A+ Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 788 | $ 145,940,000 | $ 185,000 | $ 128,000 |
| Williamson County Texas | 655 | $ 113,485,000 | $ 173,000 | $ 129,000 |
| Hays County Texas | 183 | $ 30,425,000 | $ 166,000 | $ 116,000 |
| Bastrop County Texas | 99 | $ 15,435,000 | $ 155,000 | $ 105,000 |
| Bell County Texas | 97 | $ 14,005,000 | $ 144,000 | $ 100,000 |
| Bexar County Texas | 50 | $ 10,340,000 | $ 206,000 | $ 124,000 |
| Harris County Texas | 49 | $ 18,125,000 | $ 369,000 | $ 128,000 |
| Montgomery County Texas | 39 | $ 6,375,000 | $ 163,000 | $ 274,000 |
| Burnet County Texas | 38 | $ 8,710,000 | $ 229,000 | $ 165,000 |
| Comal County Texas | 26 | $ 3,950,000 | $ 151,000 | $ 119,000 |
| Tarrant County Texas | 25 | $ 4,895,000 | $ 195,000 | $ 145,000 |
| Guadalupe County Texas | 24 | $ 3,480,000 | $ 145,000 | $ 105,000 |
| Fort Bend County Texas | 21 | $ 4,415,000 | $ 210,000 | $ 99,000 |
| Collin County Texas | 20 | $ 3,900,000 | $ 195,000 | $ 127,000 |
| Caldwell County Texas | 19 | $ 2,915,000 | $ 153,000 | $ 79,000 |
| Brazoria County Texas | 18 | $ 6,950,000 | $ 386,000 | $ 159,000 |
| Parker County Texas | 17 | $ 2,285,000 | $ 134,000 | $ 164,000 |
| Denton County Texas | 12 | $ 2,400,000 | $ 200,000 | $ 183,000 |
| Ellis County Texas | 12 | $ 1,760,000 | $ 146,000 | $ 76,000 |
| Llano County Texas | 12 | $ 2,330,000 | $ 194,000 | $ 170,000 |
| Dallas County Texas | 11 | $ 2,925,000 | $ 265,000 | $ 109,000 |
| Lampasas County Texas | 11 | $ 1,775,000 | $ 161,000 | $ 103,000 |
| Van Zandt County Texas | 11 | $ 1,495,000 | $ 135,000 | $ 119,000 |
| McLennan County Texas | 10 | $ 2,310,000 | $ 231,000 | $ 121,000 |
| Milam County Texas | 10 | $ 970,000 | $ 97,000 | $ 87,000 |
| Polk County Texas | 10 | $ 1,220,000 | $ 122,000 | $ 95,000 |
| Austin County Texas | 9 | $ 1,005,000 | $ 111,000 | $ 178,000 |
| Hunt County Texas | 9 | $ 1,175,000 | $ 130,000 | $ 47,000 |
| Liberty County Texas | 9 | $ 1,525,000 | $ 169,000 | $ 0 |
| Baldwin County Alabama | 8 | $ 1,190,000 | $ 148,000 | $ 0 |
| Pasco County Florida | 8 | $ 1,110,000 | $ 138,000 | $ 0 |
| Johnson County Texas | 8 | $ 1,000,000 | $ 125,000 | $ 41,000 |
| Lubbock County Texas | 8 | $ 1,360,000 | $ 170,000 | $ 151,000 |
| Cleveland County Oklahoma | 7 | $ 815,000 | $ 116,000 | $ 0 |
| Brazos County Texas | 7 | $ 905,000 | $ 129,000 | $ 79,000 |
| Cherokee County Texas | 7 | $ 1,005,000 | $ 143,000 | $ 132,000 |
| Coryell County Texas | 7 | $ 995,000 | $ 142,000 | $ 67,000 |
| Erath County Texas | 7 | $ 965,000 | $ 137,000 | $ 95,000 |
| Fayette County Texas | 7 | $ 915,000 | $ 130,000 | $ 102,000 |
| Jim Wells County Texas | 7 | $ 1,185,000 | $ 169,000 | $ 62,000 |
| Lee County Texas | 7 | $ 945,000 | $ 135,000 | $ 115,000 |
| Navarro County Texas | 7 | $ 1,225,000 | $ 175,000 | $ 117,000 |
| Orange County Texas | 7 | $ 2,955,000 | $ 422,000 | $ 0 |
| Victoria County Texas | 7 | $ 14,955,000 | $ 2,136,000 | $ 88,000 |
| Wharton County Texas | 7 | $ 805,000 | $ 115,000 | $ 81,000 |
| Wise County Texas | 7 | $ 915,000 | $ 130,000 | $ 102,000 |
| Tuscaloosa County Alabama | 6 | $ 950,000 | $ 158,000 | $ 0 |
| Union County Arkansas | 6 | $ 620,000 | $ 103,000 | $ 0 |
| Hillsborough County Florida | 6 | $ 610,000 | $ 101,000 | $ 0 |
| McClain County Oklahoma | 6 | $ 840,000 | $ 140,000 | $ 0 |
| Angelina County Texas | 6 | $ 830,000 | $ 138,000 | $ 116,000 |
| Grayson County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 99,000 |
| Hill County Texas | 6 | $ 690,000 | $ 115,000 | $ 125,000 |
| Jasper County Texas | 6 | $ 810,000 | $ 135,000 | $ 0 |
| San Jacinto County Texas | 6 | $ 730,000 | $ 121,000 | $ 0 |
| Wood County Texas | 6 | $ 630,000 | $ 105,000 | $ 122,000 |
| Blount County Alabama | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Maricopa County Arizona | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Polk County Florida | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Blanco County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 109,000 |
| Calhoun County Texas | 5 | $ 1,255,000 | $ 251,000 | $ 308,000 |
| Cameron County Texas | 5 | $ 295,000 | $ 59,000 | $ 83,000 |
| Chambers County Texas | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Grimes County Texas | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| Hardin County Texas | 5 | $ 1,955,000 | $ 391,000 | $ 0 |
| Henderson County Texas | 5 | $ 565,000 | $ 113,000 | $ 59,000 |
| Jefferson County Texas | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Palo Pinto County Texas | 5 | $ 865,000 | $ 173,000 | $ 129,000 |
| Smith County Texas | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Waller County Texas | 5 | $ 1,075,000 | $ 215,000 | $ 202,000 |
| Wilson County Texas | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Cullman County Alabama | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Jefferson County Alabama | 4 | $ 650,000 | $ 162,000 | $ 0 |
| Bay County Florida | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Jackson County Florida | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Orange County Florida | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Pinellas County Florida | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Walton County Florida | 4 | $ 630,000 | $ 157,000 | $ 0 |
| Kent County Michigan | 4 | $ 210,000 | $ 52,000 | $ 0 |
| Oakland County Michigan | 4 | $ 230,000 | $ 57,000 | $ 0 |
| Anderson County Texas | 4 | $ 320,000 | $ 80,000 | $ 167,000 |
| Burleson County Texas | 4 | $ 700,000 | $ 175,000 | $ 38,000 |
| Colorado County Texas | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Gillespie County Texas | 4 | $ 810,000 | $ 202,000 | $ 52,000 |
| Gonzales County Texas | 4 | $ 660,000 | $ 165,000 | $ 54,000 |
| Harrison County Texas | 4 | $ 350,000 | $ 87,000 | $ 71,000 |
| Houston County Texas | 4 | $ 610,000 | $ 152,000 | $ 54,000 |
| Kaufman County Texas | 4 | $ 450,000 | $ 112,000 | $ 111,000 |
| Lavaca County Texas | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Medina County Texas | 4 | $ 850,000 | $ 212,000 | $ 0 |
| Nueces County Texas | 4 | $ 1,250,000 | $ 312,000 | $ 212,000 |
| Rains County Texas | 4 | $ 560,000 | $ 140,000 | $ 101,000 |
| Rusk County Texas | 4 | $ 580,000 | $ 145,000 | $ 121,000 |
| San Patricio County Texas | 4 | $ 1,760,000 | $ 440,000 | $ 25,000 |
| Tyler County Texas | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Searcy County Arkansas | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Carroll County Georgia | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Calcasieu County Louisiana | 3 | $ 245,000 | $ 81,000 | $ 0 |
| George County Mississippi | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Jackson County Mississippi | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Jefferson Davis County Mississippi | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Lauderdale County Mississippi | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Marshall County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 0 |
| Osage County Oklahoma | 3 | $ 295,000 | $ 98,000 | $ 0 |
| Pottawatomie County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Seminole County Oklahoma | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 215,000 | $ 71,000 | $ 0 |
| Baylor County Texas | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Bosque County Texas | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Eastland County Texas | 3 | $ 325,000 | $ 108,000 | $ 0 |
| Fannin County Texas | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Frio County Texas | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Galveston County Texas | 3 | $ 445,000 | $ 148,000 | $ 204,000 |
| Hidalgo County Texas | 3 | $ 725,000 | $ 241,000 | $ 177,000 |
| Hood County Texas | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Hopkins County Texas | 3 | $ 535,000 | $ 178,000 | $ 72,000 |
| Karnes County Texas | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Kerr County Texas | 3 | $ 365,000 | $ 121,000 | $ 102,000 |
| Madison County Texas | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Matagorda County Texas | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Midland County Texas | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Montague County Texas | 3 | $ 385,000 | $ 128,000 | $ 72,000 |
| Refugio County Texas | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Rockwall County Texas | 3 | $ 605,000 | $ 201,000 | $ 132,000 |
| Taylor County Texas | 3 | $ 1,325,000 | $ 441,000 | $ 0 |
| Etowah County Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Lawrence County Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Morgan County Alabama | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Cleveland County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Holmes County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Lee County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Okeechobee County Florida | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Osceola County Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Sarasota County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Seminole County Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Bulloch County Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Chatham County Georgia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Gordon County Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Troup County Georgia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Worth County Georgia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Riley County Kansas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cameron County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Jackson County Louisiana | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Natchitoches County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Rapides County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Winn County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Wayne County Michigan | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Carroll County Mississippi | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Forrest County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Harrison County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Jones County Mississippi | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Madison County Mississippi | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Neshoba County Mississippi | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Newton County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lea County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Torrance County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Saratoga County New York | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Caddo County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Canadian County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Garvin County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Lincoln County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Logan County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Mayes County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Muskogee County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Nowata County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Lawrence County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Aransas County Texas | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Atascosa County Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Bandera County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bee County Texas | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| DeWitt County Texas | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| Donley County Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Ector County Texas | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Falls County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Howard County Texas | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Jack County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Jackson County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jim Hogg County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Kleberg County Texas | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Lamar County Texas | 2 | $ 300,000 | $ 150,000 | $ 119,000 |
| McCulloch County Texas | 2 | $ 730,000 | $ 365,000 | $ 191,000 |
| Nacogdoches County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Reeves County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Robertson County Texas | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Sabine County Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Scurry County Texas | 2 | $ 530,000 | $ 265,000 | $ 343,000 |
| Tom Green County Texas | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Trinity County Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Upshur County Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Uvalde County Texas | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Wichita County Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Grant County Washington | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Cherokee County Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DeKalb County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Greene County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Marshall County Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mobile County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pickens County Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Shelby County Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Talladega County Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Apache County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pinal County Arizona | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ashley County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bradley County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chicot County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Faulkner County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Independence County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Izard County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mississippi County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Randolph County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Van Buren County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| White County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brevard County Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Escambia County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gulf County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lake County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marion County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wakulla County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Washington County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Brooks County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bryan County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Candler County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chattooga County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Coffee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Crawford County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Effingham County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Evans County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grady County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marion County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mitchell County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Polk County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Tattnall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Toombs County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Turner County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wayne County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bannock County Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Crawford County Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McLean County Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Allen County Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Porter County Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Boyle County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bracken County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Breathitt County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Carter County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clinton County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Edmonson County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Floyd County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Harlan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lawrence County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lewis County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Russell County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Todd County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Beauregard County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Evangeline County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Iberia County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson Davis County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Richland County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Martin County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Mary County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Union County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Allegan County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barry County Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jackson County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Livingston County Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Covington County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lafayette County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Panola County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pike County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Prentiss County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Simpson County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stone County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tippah County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tishomingo County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Union County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Walthall County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wilkinson County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bates County Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Greene County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Scott County Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gage County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Luna County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Rio Arriba County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Juan County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sierra County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dutchess County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rensselaer County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dewey County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Haskell County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hughes County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kiowa County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McCurtain County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McIntosh County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ottawa County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pawnee County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pittsburg County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pontotoc County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| York County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Richland County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Houston County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Maury County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Perry County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Warren County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| White County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Archer County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brown County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Callahan County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carson County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clay County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Comanche County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Concho County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cooke County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Delta County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dickens County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Duval County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| El Paso County Texas | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Freestone County Texas | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Goliad County Texas | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Gregg County Texas | 1 | $ 325,000 | $ 325,000 | $ 255,000 |
| Hamilton County Texas | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Haskell County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jeff Davis County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kendall County Texas | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Kent County Texas | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Knox County Texas | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Leon County Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Limestone County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Live Oak County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Martin County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mills County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Morris County Texas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Newton County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Potter County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Randall County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Reagan County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Red River County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Somervell County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Terry County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Throckmorton County Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Val Verde County Texas | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Walker County Texas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Washington County Texas | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Webb County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Wilbarger County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Young County Texas | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Weber County Utah | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Whatcom County Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Park County Wyoming | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,199 | $222,555,000 | $185,000 | $1,405,000 | $146,000 | $2,071,000 |
| Cash-out Refinancing | 650 | $176,160,000 | $271,000 | $6,075,000 | $109,000 | $1,800,000 |
| Other Purpose | 591 | $57,895,000 | $97,000 | $445,000 | $128,000 | $1,846,000 |
| Home Improvement | 508 | $49,490,000 | $97,000 | $975,000 | $135,000 | $1,601,000 |
| Refinancing | 248 | $68,550,000 | $276,000 | $11,505,000 | $106,000 | $408,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,047 | $179,505,000 | $171,000 | $1,195,000 | $134,000 | $1,846,000 |
| Not applicable | 1,020 | $182,960,000 | $179,000 | $11,505,000 | $0 | $0 |
| Hispanic | 529 | $81,195,000 | $153,000 | $775,000 | $100,000 | $425,000 |
| Not Provided | 313 | $66,235,000 | $211,000 | $1,405,000 | $133,000 | $2,071,000 |
| Black or African American | 154 | $24,480,000 | $158,000 | $855,000 | $110,000 | $1,368,000 |
| Asian | 83 | $25,025,000 | $301,000 | $835,000 | $138,000 | $593,000 |
| American Indian or Alaskan Native | 20 | $4,730,000 | $236,000 | $1,205,000 | $127,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,000 | $205,000 | $161,000 | $317,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,196 | $574,650,000 | $179,000 | $11,505,000 | $124,000 | $2,071,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,235 | $252,005,000 | $204,000 | $6,075,000 | $125,000 | $2,071,000 |
| Loan Purchased By The Institution | 916 | $120,230,000 | $131,000 | $415,000 | $0 | $0 |
| Application Withdrawn By Applicant | 502 | $100,280,000 | $199,000 | $11,505,000 | $141,000 | $1,846,000 |
| Application Denied By Financial Institution | 333 | $44,975,000 | $135,000 | $2,105,000 | $101,000 | $678,000 |
| Preapproval Approved but not Accepted | 70 | $25,670,000 | $366,000 | $1,405,000 | $119,000 | $361,000 |
| Application Approved But Not Accepted | 67 | $14,545,000 | $217,000 | $1,385,000 | $123,000 | $384,000 |
| File Closed For Incompleteness | 66 | $14,020,000 | $212,000 | $605,000 | $120,000 | $400,000 |
| Preapproval Denied by Financial Institution | 7 | $2,925,000 | $417,000 | $1,015,000 | $120,000 | $197,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,856 | $526,750,000 | $184,000 | $11,505,000 | $129,000 | $2,071,000 |
| Credit History | 114 | $13,000,000 | $114,000 | $375,000 | $99,000 | $678,000 |
| Other | 86 | $10,300,000 | $119,000 | $1,195,000 | $108,000 | $600,000 |
| Debt-To-Income Ratio | 84 | $16,120,000 | $191,000 | $1,015,000 | $71,000 | $218,000 |
| Collateral | 44 | $4,450,000 | $101,000 | $235,000 | $140,000 | $322,000 |
| Unverifiable Information | 10 | $3,710,000 | $371,000 | $2,105,000 | $117,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $195,000 | $91,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.