A+ Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, A+ Federal Credit Union of Austin, TX reported 3,196 mortgage applications totaling $574.7 million, up 5% from 2021. The average application was for $179,802, and applicants reported an average income of $130,294. 39% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Austin-Round Rock, TX (1,744), Houston-The Woodlands-Sugar Land, TX (158) and Killeen-Temple, TX (115) (applications in parentheses).
| Mortgage Company & Address | A+ Federal Credit Union 6420 US Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,196 |
| Total Mortgage Loan Application Amount | $574,650,000 |
| Average Mortgage Loan Application Amount | $179,802 |
| Highest Mortgage Loan Application Amount | $11,505,000 |
| Average Applicant Income | $130,294 |
| Highest Applicant Income | $2,071,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records A+ Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis, Texas | 788 | $ 145,940,000 | $ 185,203 | $ 128,000 |
| Williamson, Texas | 655 | $ 113,485,000 | $ 173,259 | $ 129,000 |
| Hays, Texas | 183 | $ 30,425,000 | $ 166,256 | $ 116,000 |
| Bastrop, Texas | 99 | $ 15,435,000 | $ 155,909 | $ 105,000 |
| Bell, Texas | 97 | $ 14,005,000 | $ 144,381 | $ 100,000 |
| Bexar, Texas | 50 | $ 10,340,000 | $ 206,800 | $ 124,000 |
| Harris, Texas | 49 | $ 18,125,000 | $ 369,897 | $ 128,000 |
| Montgomery, Texas | 39 | $ 6,375,000 | $ 163,461 | $ 274,000 |
| Burnet, Texas | 38 | $ 8,710,000 | $ 229,210 | $ 165,000 |
| Comal, Texas | 26 | $ 3,950,000 | $ 151,923 | $ 119,000 |
| Tarrant, Texas | 25 | $ 4,895,000 | $ 195,800 | $ 145,000 |
| Guadalupe, Texas | 24 | $ 3,480,000 | $ 145,000 | $ 105,000 |
| Fort Bend, Texas | 21 | $ 4,415,000 | $ 210,238 | $ 99,000 |
| Collin, Texas | 20 | $ 3,900,000 | $ 195,000 | $ 127,000 |
| Caldwell, Texas | 19 | $ 2,915,000 | $ 153,421 | $ 79,000 |
| Brazoria, Texas | 18 | $ 6,950,000 | $ 386,111 | $ 159,000 |
| Parker, Texas | 17 | $ 2,285,000 | $ 134,411 | $ 164,000 |
| Denton, Texas | 12 | $ 2,400,000 | $ 200,000 | $ 183,000 |
| Ellis, Texas | 12 | $ 1,760,000 | $ 146,666 | $ 76,000 |
| Llano, Texas | 12 | $ 2,330,000 | $ 194,166 | $ 170,000 |
| Dallas, Texas | 11 | $ 2,925,000 | $ 265,909 | $ 109,000 |
| Lampasas, Texas | 11 | $ 1,775,000 | $ 161,363 | $ 103,000 |
| Van Zandt, Texas | 11 | $ 1,495,000 | $ 135,909 | $ 119,000 |
| McLennan, Texas | 10 | $ 2,310,000 | $ 231,000 | $ 121,000 |
| Milam, Texas | 10 | $ 970,000 | $ 97,000 | $ 87,000 |
| Polk, Texas | 10 | $ 1,220,000 | $ 122,000 | $ 95,000 |
| Austin, Texas | 9 | $ 1,005,000 | $ 111,666 | $ 178,000 |
| Hunt, Texas | 9 | $ 1,175,000 | $ 130,555 | $ 47,000 |
| Liberty, Texas | 9 | $ 1,525,000 | $ 169,444 | $ 0 |
| Baldwin, Alabama | 8 | $ 1,190,000 | $ 148,750 | $ 0 |
| Pasco, Florida | 8 | $ 1,110,000 | $ 138,750 | $ 0 |
| Johnson, Texas | 8 | $ 1,000,000 | $ 125,000 | $ 41,000 |
| Lubbock, Texas | 8 | $ 1,360,000 | $ 170,000 | $ 151,000 |
| Cleveland, Oklahoma | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Brazos, Texas | 7 | $ 905,000 | $ 129,285 | $ 79,000 |
| Cherokee, Texas | 7 | $ 1,005,000 | $ 143,571 | $ 132,000 |
| Coryell, Texas | 7 | $ 995,000 | $ 142,142 | $ 67,000 |
| Erath, Texas | 7 | $ 965,000 | $ 137,857 | $ 95,000 |
| Fayette, Texas | 7 | $ 915,000 | $ 130,714 | $ 102,000 |
| Jim Wells, Texas | 7 | $ 1,185,000 | $ 169,285 | $ 62,000 |
| Lee, Texas | 7 | $ 945,000 | $ 135,000 | $ 115,000 |
| Navarro, Texas | 7 | $ 1,225,000 | $ 175,000 | $ 117,000 |
| Orange, Texas | 7 | $ 2,955,000 | $ 422,142 | $ 0 |
| Victoria, Texas | 7 | $ 14,955,000 | $ 2,136,428 | $ 88,000 |
| Wharton, Texas | 7 | $ 805,000 | $ 115,000 | $ 81,000 |
| Wise, Texas | 7 | $ 915,000 | $ 130,714 | $ 102,000 |
| Tuscaloosa, Alabama | 6 | $ 950,000 | $ 158,333 | $ 0 |
| Union, Arkansas | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Hillsborough, Florida | 6 | $ 610,000 | $ 101,666 | $ 0 |
| McClain, Oklahoma | 6 | $ 840,000 | $ 140,000 | $ 0 |
| Angelina, Texas | 6 | $ 830,000 | $ 138,333 | $ 116,000 |
| Grayson, Texas | 6 | $ 1,000,000 | $ 166,666 | $ 99,000 |
| Hill, Texas | 6 | $ 690,000 | $ 115,000 | $ 125,000 |
| Jasper, Texas | 6 | $ 810,000 | $ 135,000 | $ 0 |
| San Jacinto, Texas | 6 | $ 730,000 | $ 121,666 | $ 0 |
| Wood, Texas | 6 | $ 630,000 | $ 105,000 | $ 122,000 |
| Blount, Alabama | 5 | $ 645,000 | $ 129,000 | $ 0 |
| Maricopa, Arizona | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Polk, Florida | 5 | $ 745,000 | $ 149,000 | $ 0 |
| Blanco, Texas | 5 | $ 1,015,000 | $ 203,000 | $ 109,000 |
| Calhoun, Texas | 5 | $ 1,255,000 | $ 251,000 | $ 308,000 |
| Cameron, Texas | 5 | $ 295,000 | $ 59,000 | $ 83,000 |
| Chambers, Texas | 5 | $ 605,000 | $ 121,000 | $ 0 |
| Grimes, Texas | 5 | $ 655,000 | $ 131,000 | $ 54,000 |
| Hardin, Texas | 5 | $ 1,955,000 | $ 391,000 | $ 0 |
| Henderson, Texas | 5 | $ 565,000 | $ 113,000 | $ 59,000 |
| Jefferson, Texas | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Palo Pinto, Texas | 5 | $ 865,000 | $ 173,000 | $ 129,000 |
| Smith, Texas | 5 | $ 465,000 | $ 93,000 | $ 0 |
| Waller, Texas | 5 | $ 1,075,000 | $ 215,000 | $ 202,000 |
| Wilson, Texas | 5 | $ 895,000 | $ 179,000 | $ 0 |
| Cullman, Alabama | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Jefferson, Alabama | 4 | $ 650,000 | $ 162,500 | $ 0 |
| Bay, Florida | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Jackson, Florida | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Orange, Florida | 4 | $ 480,000 | $ 120,000 | $ 0 |
| Pinellas, Florida | 4 | $ 360,000 | $ 90,000 | $ 0 |
| Walton, Florida | 4 | $ 630,000 | $ 157,500 | $ 0 |
| Kent, Michigan | 4 | $ 210,000 | $ 52,500 | $ 0 |
| Oakland, Michigan | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Anderson, Texas | 4 | $ 320,000 | $ 80,000 | $ 167,000 |
| Burleson, Texas | 4 | $ 700,000 | $ 175,000 | $ 38,000 |
| Colorado, Texas | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Gillespie, Texas | 4 | $ 810,000 | $ 202,500 | $ 52,000 |
| Gonzales, Texas | 4 | $ 660,000 | $ 165,000 | $ 54,000 |
| Harrison, Texas | 4 | $ 350,000 | $ 87,500 | $ 71,000 |
| Houston, Texas | 4 | $ 610,000 | $ 152,500 | $ 54,000 |
| Kaufman, Texas | 4 | $ 450,000 | $ 112,500 | $ 111,000 |
| Lavaca, Texas | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Medina, Texas | 4 | $ 850,000 | $ 212,500 | $ 0 |
| Nueces, Texas | 4 | $ 1,250,000 | $ 312,500 | $ 212,000 |
| Rains, Texas | 4 | $ 560,000 | $ 140,000 | $ 101,000 |
| Rusk, Texas | 4 | $ 580,000 | $ 145,000 | $ 121,000 |
| San Patricio, Texas | 4 | $ 1,760,000 | $ 440,000 | $ 25,000 |
| Tyler, Texas | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Searcy, Arkansas | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Palm Beach, Florida | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Carroll, Georgia | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Calcasieu, Louisiana | 3 | $ 245,000 | $ 81,666 | $ 0 |
| George, Mississippi | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Jackson, Mississippi | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Jefferson Davis, Mississippi | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Lauderdale, Mississippi | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Marshall, Oklahoma | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Osage, Oklahoma | 3 | $ 295,000 | $ 98,333 | $ 0 |
| Pottawatomie, Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Seminole, Oklahoma | 3 | $ 395,000 | $ 131,666 | $ 0 |
| Lancaster, Pennsylvania | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Baylor, Texas | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Bosque, Texas | 3 | $ 255,000 | $ 85,000 | $ 82,000 |
| Eastland, Texas | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Fannin, Texas | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Frio, Texas | 3 | $ 525,000 | $ 175,000 | $ 92,000 |
| Galveston, Texas | 3 | $ 445,000 | $ 148,333 | $ 204,000 |
| Hidalgo, Texas | 3 | $ 725,000 | $ 241,666 | $ 177,000 |
| Hood, Texas | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Hopkins, Texas | 3 | $ 535,000 | $ 178,333 | $ 72,000 |
| Karnes, Texas | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Kerr, Texas | 3 | $ 365,000 | $ 121,666 | $ 102,000 |
| Madison, Texas | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Matagorda, Texas | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Midland, Texas | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Montague, Texas | 3 | $ 385,000 | $ 128,333 | $ 72,000 |
| Refugio, Texas | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Rockwall, Texas | 3 | $ 605,000 | $ 201,666 | $ 132,000 |
| Taylor, Texas | 3 | $ 1,325,000 | $ 441,666 | $ 0 |
| Etowah, Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Lawrence, Alabama | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Morgan, Alabama | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Cleveland, Arkansas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Holmes, Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Lee, Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Okeechobee, Florida | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Osceola, Florida | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Sarasota, Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Seminole, Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Bulloch, Georgia | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Chatham, Georgia | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Gordon, Georgia | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Troup, Georgia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Worth, Georgia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Riley, Kansas | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Cameron, Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Jackson, Louisiana | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Livingston, Louisiana | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Natchitoches, Louisiana | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Ouachita, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Rapides, Louisiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Winn, Louisiana | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Ottawa, Michigan | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Wayne, Michigan | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Carroll, Mississippi | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Forrest, Mississippi | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Harrison, Mississippi | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Hinds, Mississippi | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Jones, Mississippi | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Madison, Mississippi | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Neshoba, Mississippi | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Newton, Mississippi | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Bernalillo, New Mexico | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Lea, New Mexico | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Torrance, New Mexico | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Saratoga, New York | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Caddo, Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Canadian, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Comanche, Oklahoma | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Garvin, Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Lincoln, Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Logan, Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Mayes, Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Muskogee, Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Nowata, Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Oklahoma, Oklahoma | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Lawrence, Tennessee | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Aransas, Texas | 2 | $ 230,000 | $ 115,000 | $ 82,000 |
| Atascosa, Texas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Bandera, Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Bee, Texas | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| DeWitt, Texas | 2 | $ 430,000 | $ 215,000 | $ 158,000 |
| Donley, Texas | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Ector, Texas | 2 | $ 210,000 | $ 105,000 | $ 74,000 |
| Falls, Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Howard, Texas | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Jack, Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Jackson, Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Jim Hogg, Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Kleberg, Texas | 2 | $ 90,000 | $ 45,000 | $ 62,000 |
| Lamar, Texas | 2 | $ 300,000 | $ 150,000 | $ 119,000 |
| McCulloch, Texas | 2 | $ 730,000 | $ 365,000 | $ 191,000 |
| Nacogdoches, Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Reeves, Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Robertson, Texas | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| Sabine, Texas | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Scurry, Texas | 2 | $ 530,000 | $ 265,000 | $ 343,000 |
| Tom Green, Texas | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Trinity, Texas | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Upshur, Texas | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Uvalde, Texas | 2 | $ 280,000 | $ 140,000 | $ 96,000 |
| Wichita, Texas | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Grant, Washington | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Cherokee, Alabama | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DeKalb, Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Greene, Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Madison, Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Marshall, Alabama | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Mobile, Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Pickens, Alabama | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Shelby, Alabama | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Clair, Alabama | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Talladega, Alabama | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Apache, Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pinal, Arizona | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Ashley, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bradley, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Chicot, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Faulkner, Arkansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Independence, Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Izard, Arkansas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lafayette, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Mississippi, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Randolph, Arkansas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Van Buren, Arkansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| White, Arkansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Brevard, Florida | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Collier, Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Escambia, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin, Florida | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Gulf, Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson, Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lake, Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marion, Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wakulla, Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Washington, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Brooks, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Bryan, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Candler, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chattooga, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Coffee, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Colquitt, Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Crawford, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Effingham, Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Evans, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Franklin, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grady, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marion, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Mitchell, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Polk, Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Pulaski, Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Tattnall, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Toombs, Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Turner, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Wayne, Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bannock, Idaho | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Crawford, Illinois | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McLean, Illinois | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Allen, Indiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Porter, Indiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler, Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Shawnee, Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Boyle, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bracken, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Breathitt, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Carter, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clinton, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Edmonson, Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Floyd, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Harlan, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Johnson, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lawrence, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lewis, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Russell, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Todd, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Beauregard, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Evangeline, Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Iberia, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jefferson Davis, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lafourche, Louisiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Richland, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Martin, Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| St. Mary, Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tangipahoa, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terrebonne, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Union, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Vernon, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Allegan, Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Barry, Michigan | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jackson, Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Livingston, Michigan | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Macomb, Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bolivar, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Covington, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lafayette, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lamar, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lee, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lowndes, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Marshall, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Monroe, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Panola, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pearl River, Mississippi | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pike, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Prentiss, Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rankin, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Simpson, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Stone, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tippah, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Tishomingo, Mississippi | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Union, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Walthall, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wilkinson, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bates, Missouri | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Greene, Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jefferson, Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Scott, Missouri | 1 | $ 45,000 | $ 45,000 | $ 0 |
| St. Charles, Missouri | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Gage, Nebraska | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cibola, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Luna, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Rio Arriba, New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| San Juan, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Sierra, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dutchess, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orange, New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rensselaer, New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Robeson, North Carolina | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Carter, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Creek, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dewey, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Grady, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Haskell, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hughes, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kiowa, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McCurtain, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| McIntosh, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Ottawa, Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pawnee, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Payne, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pittsburg, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Pontotoc, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Sequoyah, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Crawford, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jefferson, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mercer, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe, Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Somerset, Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 0 |
| York, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Beaufort, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kershaw, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Marion, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Richland, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bedford, Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cumberland, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Franklin, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Houston, Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jackson, Tennessee | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Maury, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McMinn, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Perry, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Putnam, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Warren, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| White, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wilson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Archer, Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Brown, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Callahan, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Carson, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Clay, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Comanche, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Concho, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Cooke, Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Delta, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dickens, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Duval, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| El Paso, Texas | 1 | $ 135,000 | $ 135,000 | $ 151,000 |
| Freestone, Texas | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Goliad, Texas | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Gregg, Texas | 1 | $ 325,000 | $ 325,000 | $ 255,000 |
| Hamilton, Texas | 1 | $ 95,000 | $ 95,000 | $ 156,000 |
| Haskell, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Jeff Davis, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kendall, Texas | 1 | $ 195,000 | $ 195,000 | $ 170,000 |
| Kent, Texas | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Knox, Texas | 1 | $ 65,000 | $ 65,000 | $ 73,000 |
| Leon, Texas | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Limestone, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Live Oak, Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Martin, Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Mills, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Morris, Texas | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Newton, Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Potter, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Randall, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Reagan, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Red River, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Somervell, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Terry, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Throckmorton, Texas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Val Verde, Texas | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Walker, Texas | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Washington, Texas | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Webb, Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Wilbarger, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Young, Texas | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Weber, Utah | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Whatcom, Washington | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Berkeley, West Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Eau Claire, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Marathon, Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Park, Wyoming | 1 | $ 125,000 | $ 125,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,199 | $222,555,000 | $185,000 | $1,405,000 | $146,000 | $2,071,000 |
| Cash-out Refinancing | 650 | $176,160,000 | $271,000 | $6,075,000 | $109,000 | $1,800,000 |
| Other Purpose | 591 | $57,895,000 | $97,000 | $445,000 | $128,000 | $1,846,000 |
| Home Improvement | 508 | $49,490,000 | $97,000 | $975,000 | $135,000 | $1,601,000 |
| Refinancing | 248 | $68,550,000 | $276,000 | $11,505,000 | $106,000 | $408,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,047 | $179,505,000 | $171,000 | $1,195,000 | $134,000 | $1,846,000 |
| Not applicable | 1,020 | $182,960,000 | $179,000 | $11,505,000 | $0 | $0 |
| Hispanic | 529 | $81,195,000 | $153,000 | $775,000 | $100,000 | $425,000 |
| Not Provided | 313 | $66,235,000 | $211,000 | $1,405,000 | $133,000 | $2,071,000 |
| Black or African American | 154 | $24,480,000 | $158,000 | $855,000 | $110,000 | $1,368,000 |
| Asian | 83 | $25,025,000 | $301,000 | $835,000 | $138,000 | $593,000 |
| American Indian or Alaskan Native | 20 | $4,730,000 | $236,000 | $1,205,000 | $127,000 | $290,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,000 | $205,000 | $161,000 | $317,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,196 | $574,650,000 | $179,000 | $11,505,000 | $124,000 | $2,071,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,235 | $252,005,000 | $204,000 | $6,075,000 | $125,000 | $2,071,000 |
| Loan Purchased By The Institution | 916 | $120,230,000 | $131,000 | $415,000 | $0 | $0 |
| Application Withdrawn By Applicant | 502 | $100,280,000 | $199,000 | $11,505,000 | $141,000 | $1,846,000 |
| Application Denied By Financial Institution | 333 | $44,975,000 | $135,000 | $2,105,000 | $101,000 | $678,000 |
| Preapproval Approved but not Accepted | 70 | $25,670,000 | $366,000 | $1,405,000 | $119,000 | $361,000 |
| Application Approved But Not Accepted | 67 | $14,545,000 | $217,000 | $1,385,000 | $123,000 | $384,000 |
| File Closed For Incompleteness | 66 | $14,020,000 | $212,000 | $605,000 | $120,000 | $400,000 |
| Preapproval Denied by Financial Institution | 7 | $2,925,000 | $417,000 | $1,015,000 | $120,000 | $197,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,856 | $526,750,000 | $184,000 | $11,505,000 | $129,000 | $2,071,000 |
| Credit History | 114 | $13,000,000 | $114,000 | $375,000 | $99,000 | $678,000 |
| Other | 86 | $10,300,000 | $119,000 | $1,195,000 | $108,000 | $600,000 |
| Debt-To-Income Ratio | 84 | $16,120,000 | $191,000 | $1,015,000 | $71,000 | $218,000 |
| Collateral | 44 | $4,450,000 | $101,000 | $235,000 | $140,000 | $322,000 |
| Unverifiable Information | 10 | $3,710,000 | $371,000 | $2,105,000 | $117,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $195,000 | $91,000 | $132,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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