A+ Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
A+ Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | A+ Federal Credit Union 6420 Us Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,114 |
| Total Mortgage Loan Application Amount | $293,810,000 |
| Average Mortgage Loan Application Amount | $167,600 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $125,200 |
| Highest Applicant Income | $6,540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with A+ Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing A+ Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down A+ Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how A+ Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by A+ Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at A+ Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 468 | $ 76,330,000 | $ 163,000 | $ 143,000 |
| Williamson County Texas | 462 | $ 55,690,000 | $ 120,000 | $ 135,000 |
| Hays County Texas | 122 | $ 13,930,000 | $ 114,000 | $ 119,000 |
| Bell County Texas | 99 | $ 11,035,000 | $ 111,000 | $ 103,000 |
| Bastrop County Texas | 52 | $ 5,900,000 | $ 113,000 | $ 107,000 |
| Harris County Texas | 31 | $ 4,495,000 | $ 145,000 | $ 99,000 |
| Bexar County Texas | 30 | $ 2,920,000 | $ 97,000 | $ 108,000 |
| Burnet County Texas | 23 | $ 3,745,000 | $ 162,000 | $ 140,000 |
| Brazoria County Texas | 20 | $ 2,820,000 | $ 141,000 | $ 122,000 |
| Caldwell County Texas | 17 | $ 1,555,000 | $ 91,000 | $ 90,000 |
| Montgomery County Texas | 17 | $ 1,985,000 | $ 116,000 | $ 133,000 |
| McLennan County Texas | 13 | $ 1,335,000 | $ 102,000 | $ 118,000 |
| Guadalupe County Texas | 12 | $ 1,030,000 | $ 85,000 | $ 54,000 |
| Nueces County Texas | 11 | $ 1,775,000 | $ 161,000 | $ 243,000 |
| Comal County Texas | 9 | $ 1,775,000 | $ 197,000 | $ 176,000 |
| Milam County Texas | 9 | $ 895,000 | $ 99,000 | $ 92,000 |
| Tarrant County Texas | 9 | $ 735,000 | $ 81,000 | $ 160,000 |
| Fort Bend County Texas | 8 | $ 800,000 | $ 100,000 | $ 72,000 |
| Galveston County Texas | 8 | $ 1,090,000 | $ 136,000 | $ 170,000 |
| Denton County Texas | 7 | $ 585,000 | $ 83,000 | $ 105,000 |
| Henderson County Texas | 7 | $ 605,000 | $ 86,000 | $ 74,000 |
| Hunt County Texas | 7 | $ 1,135,000 | $ 162,000 | $ 57,000 |
| Wood County Texas | 7 | $ 745,000 | $ 106,000 | $ 117,000 |
| Robeson County North Carolina | 6 | $ 920,000 | $ 153,000 | $ 0 |
| Aiken County South Carolina | 6 | $ 750,000 | $ 125,000 | $ 0 |
| Coryell County Texas | 6 | $ 310,000 | $ 51,000 | $ 64,000 |
| Johnson County Texas | 6 | $ 990,000 | $ 165,000 | $ 0 |
| Liberty County Texas | 6 | $ 690,000 | $ 115,000 | $ 72,000 |
| Lubbock County Texas | 6 | $ 800,000 | $ 133,000 | $ 150,000 |
| Tuscaloosa County Alabama | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Lincoln County Oklahoma | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Aransas County Texas | 5 | $ 875,000 | $ 175,000 | $ 118,000 |
| Atascosa County Texas | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Collin County Texas | 5 | $ 725,000 | $ 145,000 | $ 196,000 |
| Jasper County Texas | 5 | $ 365,000 | $ 73,000 | $ 24,000 |
| Jim Wells County Texas | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Jones County Texas | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Lee County Texas | 5 | $ 865,000 | $ 173,000 | $ 207,000 |
| Llano County Texas | 5 | $ 415,000 | $ 83,000 | $ 324,000 |
| Matagorda County Texas | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Medina County Texas | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Palo Pinto County Texas | 5 | $ 545,000 | $ 109,000 | $ 87,000 |
| Lee County Florida | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Hinds County Mississippi | 4 | $ 470,000 | $ 117,000 | $ 0 |
| Pottawatomie County Oklahoma | 4 | $ 470,000 | $ 117,000 | $ 0 |
| Angelina County Texas | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Blanco County Texas | 4 | $ 480,000 | $ 120,000 | $ 180,000 |
| Brazos County Texas | 4 | $ 480,000 | $ 120,000 | $ 144,000 |
| Cooke County Texas | 4 | $ 810,000 | $ 202,000 | $ 79,000 |
| Ellis County Texas | 4 | $ 380,000 | $ 95,000 | $ 272,000 |
| Grayson County Texas | 4 | $ 770,000 | $ 192,000 | $ 120,000 |
| Hamilton County Texas | 4 | $ 330,000 | $ 82,000 | $ 95,000 |
| Hidalgo County Texas | 4 | $ 300,000 | $ 75,000 | $ 45,000 |
| Hill County Texas | 4 | $ 350,000 | $ 87,000 | $ 67,000 |
| Kaufman County Texas | 4 | $ 770,000 | $ 192,000 | $ 162,000 |
| Polk County Texas | 4 | $ 470,000 | $ 117,000 | $ 101,000 |
| Taylor County Texas | 4 | $ 530,000 | $ 132,000 | $ 0 |
| Victoria County Texas | 4 | $ 470,000 | $ 117,000 | $ 504,000 |
| Webb County Texas | 4 | $ 230,000 | $ 57,000 | $ 122,000 |
| Wilson County Texas | 4 | $ 590,000 | $ 147,000 | $ 0 |
| Hernando County Florida | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Pasco County Florida | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Pinellas County Florida | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Sarasota County Florida | 3 | $ 485,000 | $ 161,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Creek County Oklahoma | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Georgetown County South Carolina | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Greenville County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 0 |
| Newberry County South Carolina | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Anderson County Texas | 3 | $ 235,000 | $ 78,000 | $ 129,000 |
| Brown County Texas | 3 | $ 185,000 | $ 61,000 | $ 74,000 |
| Cherokee County Texas | 3 | $ 385,000 | $ 128,000 | $ 0 |
| Dallas County Texas | 3 | $ 395,000 | $ 131,000 | $ 416,000 |
| Ector County Texas | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Gillespie County Texas | 3 | $ 335,000 | $ 111,000 | $ 93,000 |
| Grimes County Texas | 3 | $ 335,000 | $ 111,000 | $ 106,000 |
| Midland County Texas | 3 | $ 625,000 | $ 208,000 | $ 41,000 |
| Newton County Texas | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Orange County Texas | 3 | $ 455,000 | $ 151,000 | $ 87,000 |
| Parker County Texas | 3 | $ 655,000 | $ 218,000 | $ 102,000 |
| Rains County Texas | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Robertson County Texas | 3 | $ 455,000 | $ 151,000 | $ 0 |
| San Patricio County Texas | 3 | $ 515,000 | $ 171,000 | $ 111,000 |
| Smith County Texas | 3 | $ 175,000 | $ 58,000 | $ 46,000 |
| Washington County Texas | 3 | $ 325,000 | $ 108,000 | $ 155,000 |
| Wharton County Texas | 3 | $ 275,000 | $ 91,000 | $ 159,000 |
| Young County Texas | 3 | $ 585,000 | $ 195,000 | $ 131,000 |
| Baldwin County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Clay County Alabama | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Lee County Alabama | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Mobile County Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| St. Clair County Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Walker County Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| White County Arkansas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Collier County Florida | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lake County Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Washington County Florida | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Carroll County Georgia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Elbert County Georgia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Johnson County Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Tattnall County Georgia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Toombs County Georgia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Will County Illinois | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Franklin County Louisiana | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Rapides County Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| St. Martin County Louisiana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Tangipahoa County Louisiana | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Union County Louisiana | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Washington County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Hancock County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lincoln County Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Marshall County Mississippi | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Eddy County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lea County New Mexico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| McClain County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Washington County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Beaufort County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Hampton County South Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Oconee County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Austin County Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bowie County Texas | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Burleson County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Cameron County Texas | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Colorado County Texas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| El Paso County Texas | 2 | $ 270,000 | $ 135,000 | $ 169,000 |
| Erath County Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Fannin County Texas | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| Fayette County Texas | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Goliad County Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Gregg County Texas | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Lavaca County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Limestone County Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Nacogdoches County Texas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Somervell County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Tom Green County Texas | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Walker County Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Waller County Texas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Ward County Texas | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Wise County Texas | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Mason County Washington | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Chambers County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cleburne County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Elmore County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayette County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morgan County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sumter County Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ouachita County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brevard County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hamilton County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Holmes County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Appling County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bryan County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bulloch County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Effingham County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Haralson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harris County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson County Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Jenkins County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lamar County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Laurens County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pike County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Putnam County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Randolph County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Upson County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Washington County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Worth County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nez Perce County Idaho | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Caldwell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carlisle County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Graves County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hopkins County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lawrence County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McCracken County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nicholas County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Perry County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Avoyelles County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Claiborne County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lafourche County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Livingston County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ouachita County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Vermilion County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vernon County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ionia County Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Attala County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bolivar County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clay County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Covington County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| George County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Holmes County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lawrence County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lowndes County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Newton County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Perry County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Quitman County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walthall County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ray County Missouri | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chaves County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Colfax County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lincoln County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| McKinley County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alexander County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Davie County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Duplin County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harnett County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Moore County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Richmond County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stanly County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Surry County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Union County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wake County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clermont County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Muskingum County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Scioto County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Atoka County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coal County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Delaware County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grady County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harmon County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kay County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Le Flore County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Logan County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Osage County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Payne County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wagoner County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Deschutes County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fayette County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fulton County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarendon County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Florence County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lancaster County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marlboro County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pickens County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Coffee County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Henderson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lawrence County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Maury County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McMinn County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bandera County Texas | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Bee County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Calhoun County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Callahan County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Camp County Texas | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Coke County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delta County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DeWitt County Texas | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Dimmit County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Eastland County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Falls County Texas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Freestone County Texas | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Hale County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hockley County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Howard County Texas | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Jack County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jefferson County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kerr County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kleberg County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Leon County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Live Oak County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Madison County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Martin County Texas | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Montague County Texas | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Navarro County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pecos County Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Red River County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Reeves County Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Refugio County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rockwall County Texas | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Rusk County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| San Augustine County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Saba County Texas | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Scurry County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sterling County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terry County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Throckmorton County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tyler County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Upshur County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Uvalde County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Val Verde County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Van Zandt County Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wheeler County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wilbarger County Texas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Barbour County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hancock County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lewis County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Converse County Wyoming | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 731 | $126,495,000 | $173,000 | $2,005,000 | $122,000 | $371,000 |
| Other Purpose | 680 | $57,870,000 | $85,000 | $1,005,000 | $139,000 | $6,540,000 |
| Home Improvement | 429 | $36,255,000 | $84,000 | $605,000 | $129,000 | $1,021,000 |
| Cash-out Refinancing | 191 | $56,425,000 | $295,000 | $6,005,000 | $119,000 | $1,325,000 |
| Refinancing | 83 | $16,765,000 | $201,000 | $2,345,000 | $117,000 | $420,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $94,865,000 | $131,000 | $2,235,000 | $138,000 | $2,880,000 |
| Not applicable | 601 | $93,075,000 | $154,000 | $6,005,000 | $0 | $0 |
| Hispanic | 402 | $41,180,000 | $102,000 | $575,000 | $105,000 | $912,000 |
| Not Provided | 208 | $38,280,000 | $184,000 | $705,000 | $120,000 | $718,000 |
| Black or African American | 113 | $14,585,000 | $129,000 | $655,000 | $126,000 | $1,080,000 |
| Asian | 51 | $10,205,000 | $200,000 | $2,005,000 | $304,000 | $6,540,000 |
| American Indian or Alaskan Native | 11 | $685,000 | $62,000 | $215,000 | $76,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $460,000 | $115,000 | $245,000 | $114,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,114 | $293,810,000 | $138,000 | $6,005,000 | $131,000 | $6,540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 577 | $77,955,000 | $135,000 | $495,000 | $0 | $0 |
| Loan Originated | 528 | $65,730,000 | $124,000 | $2,345,000 | $122,000 | $1,325,000 |
| Application Denied By Financial Institution | 495 | $61,235,000 | $123,000 | $6,005,000 | $110,000 | $2,880,000 |
| Application Withdrawn By Applicant | 354 | $48,380,000 | $136,000 | $1,425,000 | $175,000 | $6,540,000 |
| Preapproval Approved but not Accepted | 84 | $25,700,000 | $305,000 | $1,165,000 | $117,000 | $371,000 |
| File Closed For Incompleteness | 37 | $6,505,000 | $175,000 | $1,005,000 | $140,000 | $420,000 |
| Application Approved But Not Accepted | 35 | $7,135,000 | $203,000 | $1,045,000 | $135,000 | $308,000 |
| Preapproval Denied by Financial Institution | 4 | $1,170,000 | $292,000 | $445,000 | $153,000 | $258,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,615 | $231,405,000 | $143,000 | $2,345,000 | $141,000 | $6,540,000 |
| Credit History | 167 | $16,775,000 | $100,000 | $2,235,000 | $118,000 | $2,880,000 |
| Other | 136 | $13,840,000 | $101,000 | $255,000 | $123,000 | $500,000 |
| Debt-To-Income Ratio | 125 | $25,005,000 | $200,000 | $6,005,000 | $60,000 | $288,000 |
| Collateral | 61 | $5,685,000 | $93,000 | $395,000 | $167,000 | $839,000 |
| Unverifiable Information | 9 | $1,075,000 | $119,000 | $345,000 | $100,000 | $258,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.