A+ Federal Credit Union Mortgage Lending & HMDA Data, 2023
In 2023, A+ Federal Credit Union of Austin, TX reported 2,114 mortgage applications totaling $293.8 million, down 34% from 2022. The average application was for $138,982, and applicants reported an average income of $128,421. 25% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Austin-Round Rock, TX (1,121), Killeen-Temple, TX (105) and Houston-The Woodlands-Sugar Land, TX (94) (applications in parentheses).
| Mortgage Company & Address | A+ Federal Credit Union 6420 US Hwy 290 East Austin, TX 78723 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,114 |
| Total Mortgage Loan Application Amount | $293,810,000 |
| Average Mortgage Loan Application Amount | $138,982 |
| Highest Mortgage Loan Application Amount | $6,005,000 |
| Average Applicant Income | $128,421 |
| Highest Applicant Income | $6,540,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records A+ Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis, Texas | 468 | $ 76,330,000 | $ 163,098 | $ 143,000 |
| Williamson, Texas | 462 | $ 55,690,000 | $ 120,541 | $ 135,000 |
| Hays, Texas | 122 | $ 13,930,000 | $ 114,180 | $ 119,000 |
| Bell, Texas | 99 | $ 11,035,000 | $ 111,464 | $ 103,000 |
| Bastrop, Texas | 52 | $ 5,900,000 | $ 113,461 | $ 107,000 |
| Harris, Texas | 31 | $ 4,495,000 | $ 145,000 | $ 99,000 |
| Bexar, Texas | 30 | $ 2,920,000 | $ 97,333 | $ 108,000 |
| Burnet, Texas | 23 | $ 3,745,000 | $ 162,826 | $ 140,000 |
| Brazoria, Texas | 20 | $ 2,820,000 | $ 141,000 | $ 122,000 |
| Caldwell, Texas | 17 | $ 1,555,000 | $ 91,470 | $ 90,000 |
| Montgomery, Texas | 17 | $ 1,985,000 | $ 116,764 | $ 133,000 |
| McLennan, Texas | 13 | $ 1,335,000 | $ 102,692 | $ 118,000 |
| Guadalupe, Texas | 12 | $ 1,030,000 | $ 85,833 | $ 54,000 |
| Nueces, Texas | 11 | $ 1,775,000 | $ 161,363 | $ 243,000 |
| Comal, Texas | 9 | $ 1,775,000 | $ 197,222 | $ 176,000 |
| Milam, Texas | 9 | $ 895,000 | $ 99,444 | $ 92,000 |
| Tarrant, Texas | 9 | $ 735,000 | $ 81,666 | $ 160,000 |
| Fort Bend, Texas | 8 | $ 800,000 | $ 100,000 | $ 72,000 |
| Galveston, Texas | 8 | $ 1,090,000 | $ 136,250 | $ 170,000 |
| Denton, Texas | 7 | $ 585,000 | $ 83,571 | $ 105,000 |
| Henderson, Texas | 7 | $ 605,000 | $ 86,428 | $ 74,000 |
| Hunt, Texas | 7 | $ 1,135,000 | $ 162,142 | $ 57,000 |
| Wood, Texas | 7 | $ 745,000 | $ 106,428 | $ 117,000 |
| Robeson, North Carolina | 6 | $ 920,000 | $ 153,333 | $ 0 |
| Aiken, South Carolina | 6 | $ 750,000 | $ 125,000 | $ 0 |
| Coryell, Texas | 6 | $ 310,000 | $ 51,666 | $ 64,000 |
| Johnson, Texas | 6 | $ 990,000 | $ 165,000 | $ 0 |
| Liberty, Texas | 6 | $ 690,000 | $ 115,000 | $ 72,000 |
| Lubbock, Texas | 6 | $ 800,000 | $ 133,333 | $ 150,000 |
| Tuscaloosa, Alabama | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Lincoln, Oklahoma | 5 | $ 715,000 | $ 143,000 | $ 0 |
| Aransas, Texas | 5 | $ 875,000 | $ 175,000 | $ 118,000 |
| Atascosa, Texas | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Collin, Texas | 5 | $ 725,000 | $ 145,000 | $ 196,000 |
| Jasper, Texas | 5 | $ 365,000 | $ 73,000 | $ 24,000 |
| Jim Wells, Texas | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Jones, Texas | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Lee, Texas | 5 | $ 865,000 | $ 173,000 | $ 207,000 |
| Llano, Texas | 5 | $ 415,000 | $ 83,000 | $ 324,000 |
| Matagorda, Texas | 5 | $ 775,000 | $ 155,000 | $ 0 |
| Medina, Texas | 5 | $ 825,000 | $ 165,000 | $ 0 |
| Palo Pinto, Texas | 5 | $ 545,000 | $ 109,000 | $ 87,000 |
| Lee, Florida | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Hinds, Mississippi | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Pottawatomie, Oklahoma | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Angelina, Texas | 4 | $ 570,000 | $ 142,500 | $ 0 |
| Blanco, Texas | 4 | $ 480,000 | $ 120,000 | $ 180,000 |
| Brazos, Texas | 4 | $ 480,000 | $ 120,000 | $ 144,000 |
| Cooke, Texas | 4 | $ 810,000 | $ 202,500 | $ 79,000 |
| Ellis, Texas | 4 | $ 380,000 | $ 95,000 | $ 272,000 |
| Grayson, Texas | 4 | $ 770,000 | $ 192,500 | $ 120,000 |
| Hamilton, Texas | 4 | $ 330,000 | $ 82,500 | $ 95,000 |
| Hidalgo, Texas | 4 | $ 300,000 | $ 75,000 | $ 45,000 |
| Hill, Texas | 4 | $ 350,000 | $ 87,500 | $ 67,000 |
| Kaufman, Texas | 4 | $ 770,000 | $ 192,500 | $ 162,000 |
| Polk, Texas | 4 | $ 470,000 | $ 117,500 | $ 101,000 |
| Taylor, Texas | 4 | $ 530,000 | $ 132,500 | $ 0 |
| Victoria, Texas | 4 | $ 470,000 | $ 117,500 | $ 504,000 |
| Webb, Texas | 4 | $ 230,000 | $ 57,500 | $ 122,000 |
| Wilson, Texas | 4 | $ 590,000 | $ 147,500 | $ 0 |
| Hernando, Florida | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Pasco, Florida | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Pinellas, Florida | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Sarasota, Florida | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Ocean, New Jersey | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Creek, Oklahoma | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Georgetown, South Carolina | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Greenville, South Carolina | 3 | $ 305,000 | $ 101,666 | $ 0 |
| Newberry, South Carolina | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Anderson, Texas | 3 | $ 235,000 | $ 78,333 | $ 129,000 |
| Brown, Texas | 3 | $ 185,000 | $ 61,666 | $ 74,000 |
| Cherokee, Texas | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Dallas, Texas | 3 | $ 395,000 | $ 131,666 | $ 416,000 |
| Ector, Texas | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Gillespie, Texas | 3 | $ 335,000 | $ 111,666 | $ 93,000 |
| Grimes, Texas | 3 | $ 335,000 | $ 111,666 | $ 106,000 |
| Midland, Texas | 3 | $ 625,000 | $ 208,333 | $ 41,000 |
| Newton, Texas | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Orange, Texas | 3 | $ 455,000 | $ 151,666 | $ 87,000 |
| Parker, Texas | 3 | $ 655,000 | $ 218,333 | $ 102,000 |
| Rains, Texas | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Robertson, Texas | 3 | $ 455,000 | $ 151,666 | $ 0 |
| San Patricio, Texas | 3 | $ 515,000 | $ 171,666 | $ 111,000 |
| Smith, Texas | 3 | $ 175,000 | $ 58,333 | $ 46,000 |
| Washington, Texas | 3 | $ 325,000 | $ 108,333 | $ 155,000 |
| Wharton, Texas | 3 | $ 275,000 | $ 91,666 | $ 159,000 |
| Young, Texas | 3 | $ 585,000 | $ 195,000 | $ 131,000 |
| Baldwin, Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Clay, Alabama | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Lee, Alabama | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Mobile, Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| St. Clair, Alabama | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Walker, Alabama | 2 | $ 180,000 | $ 90,000 | $ 0 |
| White, Arkansas | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Collier, Florida | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lake, Florida | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Okaloosa, Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Washington, Florida | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Carroll, Georgia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Elbert, Georgia | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Johnson, Georgia | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Tattnall, Georgia | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Toombs, Georgia | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Will, Illinois | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Franklin, Louisiana | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Lafayette, Louisiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Rapides, Louisiana | 2 | $ 140,000 | $ 70,000 | $ 0 |
| St. Martin, Louisiana | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Tangipahoa, Louisiana | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Union, Louisiana | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Washington, Louisiana | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Hancock, Mississippi | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Lincoln, Mississippi | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Marshall, Mississippi | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Eddy, New Mexico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lea, New Mexico | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Comanche, Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 0 |
| McClain, Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Washington, Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Beaufort, South Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Hampton, South Carolina | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Oconee, South Carolina | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Austin, Texas | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Bowie, Texas | 2 | $ 270,000 | $ 135,000 | $ 90,000 |
| Burleson, Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Cameron, Texas | 2 | $ 220,000 | $ 110,000 | $ 88,000 |
| Colorado, Texas | 2 | $ 110,000 | $ 55,000 | $ 0 |
| El Paso, Texas | 2 | $ 270,000 | $ 135,000 | $ 169,000 |
| Erath, Texas | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Fannin, Texas | 2 | $ 330,000 | $ 165,000 | $ 150,000 |
| Fayette, Texas | 2 | $ 200,000 | $ 100,000 | $ 37,000 |
| Goliad, Texas | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Gregg, Texas | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Lavaca, Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Limestone, Texas | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Nacogdoches, Texas | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Somervell, Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Tom Green, Texas | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Walker, Texas | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Waller, Texas | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Ward, Texas | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Wise, Texas | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Mason, Washington | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Chambers, Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cleburne, Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Elmore, Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayette, Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Madison, Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morgan, Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Sumter, Alabama | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Pima, Arizona | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Ouachita, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Brevard, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Charlotte, Florida | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Hamilton, Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Holmes, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Indian River, Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Orange, Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Palm Beach, Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Walton, Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Appling, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bryan, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bulloch, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Colquitt, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Crawford, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Effingham, Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Haralson, Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Harris, Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Jackson, Georgia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Jenkins, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lamar, Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Laurens, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lincoln, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pike, Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Putnam, Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Randolph, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Upson, Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Washington, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Worth, Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Nez Perce, Idaho | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Breckinridge, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Caldwell, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Carlisle, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Garrard, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Graves, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Hopkins, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Johnson, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Laurel, Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lawrence, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marshall, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| McCracken, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nelson, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Nicholas, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Perry, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wayne, Kentucky | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Avoyelles, Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Caddo, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Claiborne, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lafourche, Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Livingston, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Natchitoches, Louisiana | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Ouachita, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Vermilion, Louisiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Vernon, Louisiana | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ionia, Michigan | 1 | $ 225,000 | $ 225,000 | $ 0 |
| St. Clair, Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Attala, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Bolivar, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clay, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Covington, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| George, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harrison, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Holmes, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Jackson, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lamar, Mississippi | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lawrence, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lowndes, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison, Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Newton, Mississippi | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pearl River, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Perry, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Quitman, Mississippi | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Walthall, Mississippi | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Washington, Mississippi | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Ray, Missouri | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Chaves, New Mexico | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Colfax, New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lincoln, New Mexico | 1 | $ 235,000 | $ 235,000 | $ 0 |
| McKinley, New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Santa Fe, New Mexico | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alexander, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anson, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Brunswick, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Davie, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Duplin, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Iredell, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madison, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Moore, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Richmond, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Stanly, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Surry, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Union, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wake, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clermont, Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Muskingum, Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Scioto, Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Atoka, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Canadian, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Carter, Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Coal, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Craig, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Delaware, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Grady, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Harmon, Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson, Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Kay, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Latimer, Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Le Flore, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Logan, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Oklahoma, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Okmulgee, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Osage, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Payne, Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sequoyah, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Tulsa, Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Wagoner, Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Deschutes, Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Beaver, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Crawford, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Dauphin, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fayette, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fulton, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lawrence, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Venango, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Clarendon, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Darlington, South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Florence, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Horry, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Kershaw, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lancaster, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marlboro, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| McCormick, South Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Orangeburg, South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Union, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bedford, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Coffee, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gibson, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Henderson, Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Henry, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lauderdale, Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lawrence, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Madison, Tennessee | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Maury, Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McMinn, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Scott, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Bandera, Texas | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Bee, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Calhoun, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Callahan, Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Camp, Texas | 1 | $ 45,000 | $ 45,000 | $ 123,000 |
| Coke, Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Delta, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| DeWitt, Texas | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Dimmit, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Eastland, Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Falls, Texas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Freestone, Texas | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Hale, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hockley, Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hopkins, Texas | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Howard, Texas | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Jack, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson, Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Jefferson, Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kerr, Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kleberg, Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Leon, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Live Oak, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Madison, Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Martin, Texas | 1 | $ 15,000 | $ 15,000 | $ 96,000 |
| Montague, Texas | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Navarro, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pecos, Texas | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Red River, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Reeves, Texas | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Refugio, Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rockwall, Texas | 1 | $ 85,000 | $ 85,000 | $ 158,000 |
| Rusk, Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| San Augustine, Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Saba, Texas | 1 | $ 85,000 | $ 85,000 | $ 172,000 |
| Scurry, Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sterling, Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Terry, Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Throckmorton, Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Tyler, Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Upshur, Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Uvalde, Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Val Verde, Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Van Zandt, Texas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wheeler, Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Wilbarger, Texas | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Barbour, West Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hancock, West Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lewis, West Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Converse, Wyoming | 1 | $ 165,000 | $ 165,000 | $ 0 |
Mortgage Loan Application Detail Totals for A+ Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 731 | $126,495,000 | $173,000 | $2,005,000 | $122,000 | $371,000 |
| Other Purpose | 680 | $57,870,000 | $85,000 | $1,005,000 | $139,000 | $6,540,000 |
| Home Improvement | 429 | $36,255,000 | $84,000 | $605,000 | $129,000 | $1,021,000 |
| Cash-out Refinancing | 191 | $56,425,000 | $295,000 | $6,005,000 | $119,000 | $1,325,000 |
| Refinancing | 83 | $16,765,000 | $201,000 | $2,345,000 | $117,000 | $420,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 721 | $94,865,000 | $131,000 | $2,235,000 | $138,000 | $2,880,000 |
| Not applicable | 601 | $93,075,000 | $154,000 | $6,005,000 | $0 | $0 |
| Hispanic | 402 | $41,180,000 | $102,000 | $575,000 | $105,000 | $912,000 |
| Not Provided | 208 | $38,280,000 | $184,000 | $705,000 | $120,000 | $718,000 |
| Black or African American | 113 | $14,585,000 | $129,000 | $655,000 | $126,000 | $1,080,000 |
| Asian | 51 | $10,205,000 | $200,000 | $2,005,000 | $304,000 | $6,540,000 |
| American Indian or Alaskan Native | 11 | $685,000 | $62,000 | $215,000 | $76,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $460,000 | $115,000 | $245,000 | $114,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,114 | $293,810,000 | $138,000 | $6,005,000 | $131,000 | $6,540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 577 | $77,955,000 | $135,000 | $495,000 | $0 | $0 |
| Loan Originated | 528 | $65,730,000 | $124,000 | $2,345,000 | $122,000 | $1,325,000 |
| Application Denied By Financial Institution | 495 | $61,235,000 | $123,000 | $6,005,000 | $110,000 | $2,880,000 |
| Application Withdrawn By Applicant | 354 | $48,380,000 | $136,000 | $1,425,000 | $175,000 | $6,540,000 |
| Preapproval Approved but not Accepted | 84 | $25,700,000 | $305,000 | $1,165,000 | $117,000 | $371,000 |
| File Closed For Incompleteness | 37 | $6,505,000 | $175,000 | $1,005,000 | $140,000 | $420,000 |
| Application Approved But Not Accepted | 35 | $7,135,000 | $203,000 | $1,045,000 | $135,000 | $308,000 |
| Preapproval Denied by Financial Institution | 4 | $1,170,000 | $292,000 | $445,000 | $153,000 | $258,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,615 | $231,405,000 | $143,000 | $2,345,000 | $141,000 | $6,540,000 |
| Credit History | 167 | $16,775,000 | $100,000 | $2,235,000 | $118,000 | $2,880,000 |
| Other | 136 | $13,840,000 | $101,000 | $255,000 | $123,000 | $500,000 |
| Debt-To-Income Ratio | 125 | $25,005,000 | $200,000 | $6,005,000 | $60,000 | $288,000 |
| Collateral | 61 | $5,685,000 | $93,000 | $395,000 | $167,000 | $839,000 |
| Unverifiable Information | 9 | $1,075,000 | $119,000 | $345,000 | $100,000 | $258,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into A+ Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess A+ Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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