Acacia Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Acacia Federal Savings Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acacia Federal Savings Bank 7600 Leesburg Pike, Suite 200 E Falls Church, VA 22043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 1,863 |
| Total Mortgage Loan Application Amount | $551,772,000 |
| Average Mortgage Loan Application Amount | $296,500 |
| Highest Mortgage Loan Application Amount | $1,440,000 |
| Average Applicant Income | $142,000 |
| Highest Applicant Income | $2,760,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Acacia Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acacia Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Acacia Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acacia Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Acacia Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acacia Federal Savings Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 479 | $ 184,540,000 | $ 385,000 | $ 180,000 |
| Fairfax County Virginia | 315 | $ 97,965,000 | $ 311,000 | $ 148,000 |
| Prince William County Virginia | 224 | $ 54,409,000 | $ 242,000 | $ 127,000 |
| Loudoun County Virginia | 177 | $ 54,400,000 | $ 307,000 | $ 143,000 |
| Berkeley County West Virginia | 121 | $ 17,718,000 | $ 146,000 | $ 60,000 |
| Montgomery County Maryland | 82 | $ 29,563,000 | $ 360,000 | $ 152,000 |
| Arlington County Virginia | 50 | $ 18,107,000 | $ 362,000 | $ 150,000 |
| Jefferson County West Virginia | 46 | $ 9,993,000 | $ 217,000 | $ 103,000 |
| Fauquier County Virginia | 44 | $ 10,814,000 | $ 245,000 | $ 127,000 |
| Alexandria County Virginia | 34 | $ 8,491,000 | $ 249,000 | $ 123,000 |
| Stafford County Virginia | 29 | $ 5,280,000 | $ 182,000 | $ 91,000 |
| Prince George's County Maryland | 25 | $ 4,807,000 | $ 192,000 | $ 108,000 |
| Morgan County West Virginia | 24 | $ 3,506,000 | $ 146,000 | $ 77,000 |
| Howard County Maryland | 18 | $ 5,716,000 | $ 317,000 | $ 116,000 |
| Culpeper County Virginia | 16 | $ 3,038,000 | $ 189,000 | $ 77,000 |
| Manassas County Virginia | 14 | $ 2,843,000 | $ 203,000 | $ 76,000 |
| Frederick County Maryland | 13 | $ 2,699,000 | $ 207,000 | $ 105,000 |
| Falls Church County Virginia | 12 | $ 4,512,000 | $ 376,000 | $ 175,000 |
| Fairfax City County Virginia | 9 | $ 3,177,000 | $ 353,000 | $ 157,000 |
| Spotsylvania County Virginia | 9 | $ 1,779,000 | $ 197,000 | $ 372,000 |
| Frederick County Virginia | 8 | $ 1,696,000 | $ 212,000 | $ 87,000 |
| Manassas Park County Virginia | 8 | $ 1,612,000 | $ 201,000 | $ 69,000 |
| Anne Arundel County Maryland | 6 | $ 1,405,000 | $ 234,000 | $ 83,000 |
| Warren County Virginia | 6 | $ 987,000 | $ 164,000 | $ 122,000 |
| Sussex County Delaware | 5 | $ 1,575,000 | $ 315,000 | $ 130,000 |
| Charles County Maryland | 5 | $ 872,000 | $ 174,000 | $ 119,000 |
| Clarke County Virginia | 4 | $ 942,000 | $ 235,000 | $ 133,000 |
| Orange County Virginia | 4 | $ 773,000 | $ 193,000 | $ 38,000 |
| Hampshire County West Virginia | 4 | $ 726,000 | $ 181,000 | $ 117,000 |
| Broward County Florida | 3 | $ 915,000 | $ 305,000 | $ 181,000 |
| Baltimore County Maryland | 3 | $ 1,229,000 | $ 409,000 | $ 142,000 |
| Dare County North Carolina | 3 | $ 881,000 | $ 293,000 | $ 93,000 |
| Albemarle County Virginia | 3 | $ 1,510,000 | $ 503,000 | $ 159,000 |
| Winchester County Virginia | 3 | $ 657,000 | $ 219,000 | $ 88,000 |
| St. Johns County Florida | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Baltimore City County Maryland | 2 | $ 241,000 | $ 120,000 | $ 61,000 |
| Calvert County Maryland | 2 | $ 441,000 | $ 220,000 | $ 78,000 |
| Douglas County Nebraska | 2 | $ 595,000 | $ 297,000 | $ 150,000 |
| Wake County North Carolina | 2 | $ 522,000 | $ 261,000 | $ 198,000 |
| Chesterfield County Virginia | 2 | $ 569,000 | $ 284,000 | $ 138,000 |
| Fredericksburg County Virginia | 2 | $ 353,000 | $ 176,000 | $ 114,000 |
| Louisa County Virginia | 2 | $ 989,000 | $ 494,000 | $ 317,000 |
| Northumberland County Virginia | 2 | $ 420,000 | $ 210,000 | $ 122,000 |
| Rappahannock County Virginia | 2 | $ 444,000 | $ 222,000 | $ 245,000 |
| Virginia Beach County Virginia | 2 | $ 707,000 | $ 353,000 | $ 127,000 |
| Westmoreland County Virginia | 2 | $ 532,000 | $ 266,000 | $ 1,394,000 |
| Mineral County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| New Castle County Delaware | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Lake County Florida | 1 | $ 97,000 | $ 97,000 | $ 25,000 |
| Caroline County Maryland | 1 | $ 343,000 | $ 343,000 | $ 164,000 |
| Carroll County Maryland | 1 | $ 281,000 | $ 281,000 | $ 49,000 |
| Harford County Maryland | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| Washington County Maryland | 1 | $ 16,000 | $ 16,000 | $ 105,000 |
| Worcester County Maryland | 1 | $ 188,000 | $ 188,000 | $ 215,000 |
| Johnston County North Carolina | 1 | $ 151,000 | $ 151,000 | $ 85,000 |
| Moore County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 337,000 | $ 337,000 | $ 183,000 |
| Chester County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 68,000 |
| Indiana County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 82,000 |
| Georgetown County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 215,000 |
| Lexington County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Bedford County Virginia | 1 | $ 158,000 | $ 158,000 | $ 148,000 |
| Caroline County Virginia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Franklin County Virginia | 1 | $ 233,000 | $ 233,000 | $ 309,000 |
| Greene County Virginia | 1 | $ 169,000 | $ 169,000 | $ 51,000 |
| Henrico County Virginia | 1 | $ 122,000 | $ 122,000 | $ 77,000 |
| James City County Virginia | 1 | $ 197,000 | $ 197,000 | $ 128,000 |
| King George County Virginia | 1 | $ 291,000 | $ 291,000 | $ 79,000 |
| Madison County Virginia | 1 | $ 258,000 | $ 258,000 | $ 100,000 |
| Nelson County Virginia | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| New Kent County Virginia | 1 | $ 140,000 | $ 140,000 | $ 98,000 |
| Rockingham County Virginia | 1 | $ 330,000 | $ 330,000 | $ 102,000 |
| Staunton County Virginia | 1 | $ 122,000 | $ 122,000 | $ 67,000 |
| Hancock County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Hardy County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Marion County West Virginia | 1 | $ 78,000 | $ 78,000 | $ 195,000 |
| Monongalia County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for Acacia Federal Savings Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 988 | $273,656,000 | $276,000 | $1,440,000 | $137,000 | $2,760,000 |
| Refinancing | 875 | $278,116,000 | $317,000 | $980,000 | $147,000 | $2,572,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,363 | $410,681,000 | $301,000 | $1,440,000 | $151,000 | $2,760,000 |
| Not Provided | 165 | $48,912,000 | $296,000 | $737,000 | $129,000 | $428,000 |
| Hispanic | 123 | $30,600,000 | $248,000 | $696,000 | $95,000 | $810,000 |
| Asian | 119 | $39,338,000 | $330,000 | $920,000 | $139,000 | $629,000 |
| Black or African American | 88 | $20,902,000 | $237,000 | $574,000 | $101,000 | $284,000 |
| American Indian or Alaskan Native | 3 | $1,069,000 | $356,000 | $544,000 | $106,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $270,000 | $135,000 | $138,000 | $121,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,394 | $427,991,000 | $307,000 | $1,440,000 | $164,000 | $2,760,000 |
| FHA-insured (Federal Housing Administration) | 263 | $74,708,000 | $284,000 | $743,000 | $86,000 | $384,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 115 | $19,559,000 | $170,000 | $408,000 | $52,000 | $99,000 |
| VA-guaranteed (Veterans Administration) | 91 | $29,514,000 | $324,000 | $759,000 | $84,000 | $272,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,460 | $436,429,000 | $298,000 | $1,440,000 | $143,000 | $2,572,000 |
| Application Withdrawn By Applicant | 224 | $65,580,000 | $292,000 | $1,000,000 | $161,000 | $2,760,000 |
| Application Denied By Financial Institution | 123 | $31,737,000 | $258,000 | $910,000 | $94,000 | $377,000 |
| Application Approved But Not Accepted | 54 | $17,063,000 | $315,000 | $980,000 | $151,000 | $893,000 |
| File Closed For Incompleteness | 2 | $963,000 | $481,000 | $556,000 | $176,000 | $235,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 47 | $11,490,000 | $244,000 | $910,000 | $115,000 | $377,000 |
| Debt-To-Income Ratio | 26 | $7,342,000 | $282,000 | $900,000 | $64,000 | $162,000 |
| Credit History | 21 | $6,333,000 | $301,000 | $680,000 | $107,000 | $323,000 |
| Other | 12 | $3,024,000 | $252,000 | $626,000 | $94,000 | $276,000 |
| Employment History | 9 | $1,486,000 | $165,000 | $328,000 | $42,000 | $79,000 |
| Unverifiable Information | 7 | $1,778,000 | $254,000 | $415,000 | $87,000 | $150,000 |
| Credit Application Incomplete | 1 | $284,000 | $284,000 | $284,000 | $106,000 | $106,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acacia Federal Savings Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acacia Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.