Acacia Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Acacia Federal Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Acacia Federal Savings Bank 7600 Leesburg Pike, Suite 200 E Falls Church, VA 22043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 932 |
| Total Mortgage Loan Application Amount | $275,836,000 |
| Average Mortgage Loan Application Amount | $280,500 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $136,500 |
| Highest Applicant Income | $1,418,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Acacia Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Acacia Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Acacia Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Acacia Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Acacia Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Acacia Federal Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 169 | $ 54,439,000 | $ 322,000 | $ 149,000 |
| Fairfax County Virginia | 142 | $ 45,900,000 | $ 323,000 | $ 121,000 |
| Arlington County Virginia | 108 | $ 21,625,000 | $ 200,000 | $ 103,000 |
| Montgomery County Maryland | 70 | $ 24,576,000 | $ 351,000 | $ 112,000 |
| Loudoun County Virginia | 69 | $ 20,786,000 | $ 301,000 | $ 114,000 |
| Prince William County Virginia | 63 | $ 22,009,000 | $ 349,000 | $ 108,000 |
| Prince George's County Maryland | 29 | $ 8,030,000 | $ 276,000 | $ 96,000 |
| Anne Arundel County Maryland | 24 | $ 8,226,000 | $ 342,000 | $ 130,000 |
| Alexandria County Virginia | 18 | $ 6,558,000 | $ 364,000 | $ 222,000 |
| Fauquier County Virginia | 18 | $ 6,905,000 | $ 383,000 | $ 108,000 |
| Wake County North Carolina | 17 | $ 3,762,000 | $ 221,000 | $ 82,000 |
| Baltimore City County Maryland | 16 | $ 3,323,000 | $ 207,000 | $ 166,000 |
| Howard County Maryland | 14 | $ 4,745,000 | $ 338,000 | $ 125,000 |
| Stafford County Virginia | 14 | $ 3,797,000 | $ 271,000 | $ 131,000 |
| Jefferson County West Virginia | 13 | $ 2,641,000 | $ 203,000 | $ 81,000 |
| Baltimore County Maryland | 12 | $ 3,632,000 | $ 302,000 | $ 114,000 |
| Frederick County Maryland | 12 | $ 3,563,000 | $ 296,000 | $ 89,000 |
| Horry County South Carolina | 12 | $ 1,319,000 | $ 109,000 | $ 68,000 |
| Berkeley County West Virginia | 12 | $ 2,570,000 | $ 214,000 | $ 90,000 |
| Orange County Virginia | 10 | $ 3,175,000 | $ 317,000 | $ 83,000 |
| Louisa County Virginia | 7 | $ 1,968,000 | $ 281,000 | $ 371,000 |
| Calvert County Maryland | 6 | $ 1,897,000 | $ 316,000 | $ 129,000 |
| Manassas Park County Virginia | 6 | $ 1,968,000 | $ 328,000 | $ 83,000 |
| Caroline County Maryland | 5 | $ 1,138,000 | $ 227,000 | $ 90,000 |
| Carroll County Maryland | 5 | $ 1,417,000 | $ 283,000 | $ 78,000 |
| St. Mary's County Maryland | 4 | $ 1,076,000 | $ 269,000 | $ 123,000 |
| Albemarle County Virginia | 4 | $ 1,036,000 | $ 259,000 | $ 112,000 |
| Spotsylvania County Virginia | 4 | $ 1,134,000 | $ 283,000 | $ 121,000 |
| Washington County Maryland | 3 | $ 708,000 | $ 236,000 | $ 77,000 |
| Chesterfield County Virginia | 3 | $ 1,066,000 | $ 355,000 | $ 226,000 |
| Culpeper County Virginia | 3 | $ 127,000 | $ 42,000 | $ 115,000 |
| Frederick County Virginia | 3 | $ 802,000 | $ 267,000 | $ 81,000 |
| Richmond City County Virginia | 3 | $ 448,000 | $ 149,000 | $ 130,000 |
| Charles County Maryland | 2 | $ 605,000 | $ 302,000 | $ 104,000 |
| Talbot County Maryland | 2 | $ 605,000 | $ 302,000 | $ 223,000 |
| Worcester County Maryland | 2 | $ 865,000 | $ 432,000 | $ 497,000 |
| Harnett County North Carolina | 2 | $ 255,000 | $ 127,000 | $ 14,000 |
| Clarke County Virginia | 2 | $ 378,000 | $ 189,000 | $ 67,000 |
| New Castle County Delaware | 1 | $ 925,000 | $ 925,000 | $ 618,000 |
| Sussex County Delaware | 1 | $ 152,000 | $ 152,000 | $ 93,000 |
| Miami-Dade County Florida | 1 | $ 472,000 | $ 472,000 | $ 185,000 |
| Palm Beach County Florida | 1 | $ 363,000 | $ 363,000 | $ 100,000 |
| Garrett County Maryland | 1 | $ 31,000 | $ 31,000 | $ 201,000 |
| Harford County Maryland | 1 | $ 224,000 | $ 224,000 | $ 96,000 |
| Queen Anne's County Maryland | 1 | $ 229,000 | $ 229,000 | $ 98,000 |
| Durham County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 102,000 |
| Macon County North Carolina | 1 | $ 500,000 | $ 500,000 | $ 1,164,000 |
| Adams County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Bucks County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 57,000 |
| Cumberland County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 500,000 | $ 500,000 | $ 403,000 |
| Fredericksburg County Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 338,000 | $ 338,000 | $ 97,000 |
| Shenandoah County Virginia | 1 | $ 361,000 | $ 361,000 | $ 85,000 |
| Virginia Beach County Virginia | 1 | $ 620,000 | $ 620,000 | $ 92,000 |
| Westmoreland County Virginia | 1 | $ 148,000 | $ 148,000 | $ 120,000 |
| York County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 84,000 |
| Mineral County West Virginia | 1 | $ 194,000 | $ 194,000 | $ 195,000 |
Mortgage Loan Application Detail Totals for Acacia Federal Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 924 | $273,716,000 | $296,000 | $1,100,000 | $123,000 | $1,418,000 |
| Refinancing | 8 | $2,120,000 | $265,000 | $380,000 | $150,000 | $538,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 581 | $178,154,000 | $306,000 | $1,100,000 | $137,000 | $1,418,000 |
| Black or African American | 126 | $35,119,000 | $278,000 | $680,000 | $90,000 | $419,000 |
| Not Provided | 86 | $22,805,000 | $265,000 | $735,000 | $138,000 | $1,164,000 |
| Asian | 74 | $21,079,000 | $284,000 | $1,000,000 | $91,000 | $342,000 |
| Hispanic | 63 | $18,176,000 | $288,000 | $819,000 | $92,000 | $410,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $263,000 | $263,000 | $263,000 | $76,000 | $76,000 |
| American Indian or Alaskan Native | 1 | $240,000 | $240,000 | $240,000 | $67,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 931 | $275,524,000 | $295,000 | $1,100,000 | $124,000 | $1,418,000 |
| FHA-insured (Federal Housing Administration) | 1 | $312,000 | $312,000 | $312,000 | $55,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 767 | $222,798,000 | $290,000 | $1,100,000 | $126,000 | $1,418,000 |
| Application Approved But Not Accepted | 93 | $29,473,000 | $316,000 | $720,000 | $127,000 | $496,000 |
| Application Denied By Financial Institution | 58 | $17,798,000 | $306,000 | $1,000,000 | $99,000 | $498,000 |
| Application Withdrawn By Applicant | 14 | $5,767,000 | $411,000 | $1,000,000 | $98,000 | $403,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 29 | $10,130,000 | $349,000 | $620,000 | $79,000 | $201,000 |
| Credit History | 22 | $6,533,000 | $296,000 | $1,000,000 | $115,000 | $259,000 |
| Collateral | 3 | $338,000 | $112,000 | $180,000 | $232,000 | $498,000 |
| Other | 2 | $424,000 | $212,000 | $338,000 | $38,000 | $77,000 |
| Unverifiable Information | 1 | $111,000 | $111,000 | $111,000 | $59,000 | $59,000 |
| Employment History | 1 | $262,000 | $262,000 | $262,000 | $81,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acacia Federal Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acacia Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.